Compare loan companies in Memphis, Memphis credit repair, personal loans Memphis, and business loans Memphis research paths in one local guide. Review 141 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.
Memphis, TN
Memphis-based payday and title loan lender offering fast cash up to $2,500 with same-day or next-day funding. First advance is free for new customers. Review this Memphis listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Memphis, TN profile links back to a full CreditDoc review with sourced fields.
Memphis, TN
Accent Jewelers offers fast, confidential collateral-based loans using jewelry, gold, diamonds, and other valuables in Memphis, TN. No credit check required. Review this Memphis listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Memphis, TN profile links back to a full CreditDoc review with sourced fields.
Memphis, TN
Memphis-based credit repair firm specializing in dispute resolution, credit score improvement, and small business credit optimization. Founded by Crystal Lomax. Review this Memphis listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Memphis, TN profile links back to a full CreditDoc review with sourced fields.
Memphis, TN
CoreLend Financial is a hard money lender serving Memphis and Birmingham investors with fast bridge loans, fix-and-flip financing, and construction funding up to 100% loan-to-value. Review this Memphis listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Memphis, TN profile links back to a full CreditDoc review with sourced fields.
Credit Professional Services offers credit repair and dispute services targeting consumers in the Memphis area seeking to improve credit scores through error correction. Review this Memphis listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Memphis, TN profile links back to a full CreditDoc review with sourced fields.
Memphis, TN
Credit Consulting Services offers credit restoration, dispute services, and homeownership programs since 1999. Based in Memphis, TN with personalized credit repair and mortgage guidance. Review this Memphis listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Memphis, TN profile links back to a full CreditDoc review with sourced fields.
CreditDoc lists 41 emergency cash providers in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Memphis-based payday and title loan lender offering fast cash up to $2,500 with same-day or next-day funding. First advance is free for new customers.
Tennessee-based title and payday lender offering same-day cash loans up to $2,500 with promotional rates for new customers.
Cash in a Flash offers payday and signature loans across 5 states with same-day to 30-minute funding for emergency cash needs.
Signature Finance is a Memphis-based installment lender offering small loans ($100–$1,050) with fast approval and monthly payment options for unexpected expenses.
At 2926 Lamar Ave in Memphis, TN, Speedy Cash provides payday and title loans.
Tennessee Title Loans, Inc. offers same-day title loans ($300–$2,500), payday loans ($100–$400), and flex lines of credit (up to $4,000) with no credit check required at multiple Memphis-area locations.
CreditDoc lists 24 credit unions providers in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
FedTrust Federal Credit Union is a member-owned financial cooperative offering savings accounts, loans, and banking services to individuals in the Memphis area.
UT Federal Credit Union is a member-owned credit union offering checking, savings, auto loans, mortgages, and credit cards with competitive rates and a community-focused approach.
Kennedy VA Employees FCU is a federal credit union serving employees of the Memphis Kennedy Veterans Administration Medical Center and their immediate family members, offering checking, savings, loans
SecurCommunity Federal Credit Union (formerly Shelby County FCU) is a member-owned financial cooperative serving Shelby and DeSoto counties with auto loans, checking/savings accounts, credit cards, an
FAA Federal Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and mortgages with competitive rates and nationwide shared branch access.
Member-owned credit union serving City of Memphis employees and affiliated organizations since 1959, offering checking, savings, loans, and CDs with competitive rates.
CreditDoc lists 14 bankruptcy services providers in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Memphis-based bankruptcy attorney Janet M. Lane offers Chapter 7 and Chapter 13 filing services with 30+ years of experience helping Tennessee residents achieve debt relief.
Memphis-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with attorney-led representation. Operating for 30+ years in the Greater Memphis area.
Memphis-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, with 40+ years of experience. Offers free petition preparation and $0 upfront fees on most Chapter 13 cases.
Memphis-based bankruptcy law firm specializing in Chapter 7 and 13 bankruptcy, foreclosure defense, and debt relief for individuals and businesses. Led by attorney David N. Arnold with nearly two deca
Memphis-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with 51 years of combined attorney experience and free consultations.
Memphis-based bankruptcy and personal injury law firm offering Chapter 7/13 bankruptcy, foreclosure defense, and accident representation with 39 years of experience.
CreditDoc lists 12 pawn shops providers in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Accent Jewelers offers fast, confidential collateral-based loans using jewelry, gold, diamonds, and other valuables in Memphis, TN. No credit check required.
Advantage Pawn is a Memphis-based pawn shop offering collateral loans, gold/jewelry buying, and retail sales with 28+ years in business.
Memphis Gold and Diamond Buyers purchases jewelry, coins, bullion, and precious metals for cash with same-day payment. Founded in 2010, they operate in the Memphis area with transparent on-site valuation.
Best Pawn is a Memphis-based pawn shop offering cash loans and sales for jewelry, electronics, and tools with over 15 years of local experience.
Memphis-based retailer specializing in firearms, ammunition, and accessories, plus collateral-based loans on items of value with no credit checks required.
Reliable Pawn & Curio is a pawn shop on Summer Ave in Memphis, TN, offering collateral-based loans and buying used goods with flexible payment options.
CreditDoc lists 11 check cashing & money services providers in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Western Union agent network offering money transfers, check cashing, bill payment, and cash pickup services across multiple locations in Colorado and New Mexico.
Cash Depot is a small check-cashing and financial services business operating in Memphis, Tennessee since 2004, with 4 employees.
Cash Now Advance offers check cashing and cash advance services in Memphis, TN, providing quick access to funds for customers who need immediate liquidity.
Check Advance is a check-cashing service located in Memphis, TN, offering financial transaction services during weekday business hours.
This is an Exxon gas station location in Memphis, TN offering convenience store services and fuel rewards—not a check-cashing business.
Marathon Cash Express is a Memphis-based check-cashing and money services provider located on Getwell Road, offering fuel discounts and financial services.
CreditDoc lists 11 banks providers in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Community bank in Memphis, TN offering personal and business banking with competitive money market and CD rates, plus mortgage and construction lending services.
Independent Bank is a community bank based in Memphis, TN offering checking, savings, CDs, auto loans, HELOCs, and personal lines of credit through multiple branch locations.
Orion Federal Credit Union is a Memphis-based credit union offering checking, savings, loans, and credit cards across 10 branches in Tennessee and Arkansas with 24/7 ATM access.
AAA Northeast is a membership organization offering roadside assistance, travel services, insurance, and banking products including auto loans, mortgages, and credit cards to members in six northeaste
Bank3 is a community bank established in 1910 offering personal and business banking services across Tennessee and Mississippi with a focus on experienced staff and personalized service.
Memphis, TN is home to Community Bank's branch at 6525 N Quail Hollow Rd, Suite 107, which is open Mon-Fri 9AM-4PM.
CreditDoc lists 10 credit repair providers in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Memphis-based credit repair firm specializing in dispute resolution, credit score improvement, and small business credit optimization. Founded by Crystal Lomax.
Credit Professional Services offers credit repair and dispute services targeting consumers in the Memphis area seeking to improve credit scores through error correction.
Credit Consulting Services offers credit restoration, dispute services, and homeownership programs since 1999. Based in Memphis, TN with personalized credit repair and mortgage guidance.
Memphis-based credit repair consulting firm helping individuals and businesses improve credit scores through dispute services and financial literacy education.
Empower Score Repair disputes negative items and errors on credit reports to help raise credit scores. They offer online account access, three-bureau monitoring, and claim results within 60 days.
The Credit People offers credit repair services in Memphis with dispute filing, credit report analysis, and personalized expert guidance to remove inaccurate negative items.
CreditDoc lists 7 free help providers in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
XFI Group offers financial education programs, training curriculum, and reseller opportunities for financial professionals and educators seeking to teach personal finance and financial literacy.
A American Debt Counseling is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be indepe
Non-profit financial counseling center in Memphis offering free certified financial counselor services and credit education for Shelby County residents.
MemphisDEBT is a nonprofit collaborative offering free financial education and resources to help Memphis residents avoid bankruptcy and predatory lending.
Operation HOPE is a national non-profit providing free financial counseling, credit management, and financial literacy programs to underserved communities through one-on-one coaching and workshops.
Operation HOPE is a national nonprofit providing free financial counseling, credit management, and financial literacy programs to help individuals and families build economic security.
CreditDoc lists 4 mortgages & home loans providers in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
CoreLend Financial is a hard money lender serving Memphis and Birmingham investors with fast bridge loans, fix-and-flip financing, and construction funding up to 100% loan-to-value.
New American Funding Memphis is a mortgage lender offering conventional, VA, and ARM loans with a local team rated 4.98/5 on 227 reviews.
Central Loan & Finance Co. is a mortgage lender listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified.
NACA is a nonprofit mortgage lender offering character-based home loans with no down payment, no closing costs, and below-market fixed rates to historically underserved communities.
CreditDoc lists 2 personal loans providers in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Shelby Finance Company is a personal loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verifi
Memphis, TN personal loans at Loan for Any Purpose located at 2556 N Hollywood St with flexible terms and same-day service.
CreditDoc lists 1 atms & cash access provider in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Navy Federal Credit Union operates a network of over 360 branches and ATMs worldwide, offering fee-free cash access to members through their own ATM network and CO-OP partner locations.
CreditDoc lists 1 debt relief provider in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
ARCO Collection Services is a full-service debt collection agency based in Memphis, TN that works with creditors to recover delinquent accounts through persistent contact and legal processes.
CreditDoc lists 1 insurance & protection provider in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Memphis-based financial services firm offering tax preparation, insurance consultation, real estate services, and estate planning with a focus on personalized financial strategy.
CreditDoc lists 1 business loans provider in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Tennessee-based merchant cash advance (MCA) lender serving brokers nationwide with fast underwriting and funding for small businesses in 49 states plus Puerto Rico.
CreditDoc lists 1 credit building provider in Memphis, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Memphis provider — comparison is the fastest way to spot outliers on cost or terms.
Smith Financials LLC offers credit coaching and education programs designed to help consumers understand credit scoring, build positive credit habits, and achieve financial goals like homeownership an
Federal protections: The Fair Credit Reporting Act (FCRA) gives every Memphis consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Tennessee cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.
Tennessee state-level protections: Consumers in Memphis, TN are also protected by Tennessee state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Tennessee for the current usury cap, payday-lending status, and licensing board contact details. If a Memphis provider quotes rates or fees above the Tennessee usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.
Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Memphis offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Memphis, TN, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.
Red flags to watch for in Memphis: Any Tennessee credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Memphis listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.
Before contacting any Memphis lender or credit repair company, download the CreditDoc research checklist tailored to Tennessee consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Memphis, TN.
Why the checklist matters for Memphis residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Tennessee. A credit repair contract that meets federal minimums may still fail Tennessee's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Memphis. The checklist walks you through the Tennessee-specific checks first, then the federal ones — in the order that matters most for Memphis borrowers.
Every Memphis listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Memphis, TN provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.
What to ask before signing a Memphis credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Tennessee state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.
What to ask before signing a Memphis loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Memphis lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.
Where Memphis residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Tennessee state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Memphis, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Memphis, TN consumers at no cost.
Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Memphis credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Tennessee. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Memphis or elsewhere — to charge you before services are performed.
Payday loan legality varies significantly by state. Some states, including Tennessee, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Tennessee state overview page for the current status. If a Memphis lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.
Personal loans in Memphis, TN are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Memphis should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.
Three quick checks: (1) search the Tennessee Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Memphis should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Memphis — BBB does not verify quality but does verify that the business exists at its stated address. Every Memphis lender profile on CreditDoc links directly to these sources where the data is available.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
Every Memphis, TN provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Memphis listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.
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