Review 141 credit repair companies, personal lenders, and financial services in Memphis, Tennessee. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Memphis-based payday and title loan lender offering short-term cash access up to $2,500 with listed funding timing. First advance is free for new customers.
Google rating from 52 reviews
Profile signals: Memphis-area residents facing short-term cash access emergencies with limited alternatives, Borrowers with poor or no credit history unable to access traditional loans
Accent Jewelers offers collateral-based loan profile details using jewelry, gold, diamonds, and other valuables in Memphis, TN. eligibility claim to verify.
Google rating from 1 review
Profile signals: Consumers with damaged credit researching emergency-cash options within 24-48 hours, People with jewelry or valuables they no longer need but want to access capital from temporarily
Memphis-based credit repair firm specializing in dispute resolution, credit-score context to review, and small business credit optimization. Founded by Crystal Lomax.
Google rating from 10 reviews
Profile signals: Memphis-area residents seeking local credit repair with founder engagement and personal relationship building, Small business owners needing both personal and business credit optimization before loan applications
CoreLend Financial is a hard money lender serving Memphis and Birmingham investors with fast bridge loans, fix-and-flip financing, and construction funding up to 100% loan-to-value.
Google rating from 51 reviews
Profile signals: Real estate investors pursuing fix-and-flip or rehab-and-sell strategies in Memphis and Birmingham, Buy-and-hold investors needing bridge financing or construction loans for rental property development
Credit Professional Services offers credit repair and dispute services targeting consumers in the Memphis area seeking to review credit-score context through error correction.
Google rating from 12 reviews
Profile signals: Consumers in Memphis, Tennessee looking for credit repair services, People who prefer working with a local credit repair provider
Credit Consulting Services offers credit restoration, dispute services, and homeownership programs since 1999. Based in Memphis, TN with personalized credit repair and mortgage guidance.
Google rating from 1 review
Profile signals: Memphis-area residents with collections, charge-offs, and late payments seeking local, in-person credit repair consultation, First-time homebuyers with credit damage who want integrated credit repair and mortgage pre-approval guidance
Memphis-based payday and title loan lender offering short-term cash access up to $2,500 with listed funding timing. First advance is free for new customers.
Google rating from 52 reviews
Profile signals: Memphis-area residents facing short-term cash access emergencies with limited alternatives, Borrowers with poor or no credit history unable to access traditional loans
Tennessee-based title and payday lender offering same-day cash loans up to $2,500 with promotional rates for new customers.
Google rating from 459 reviews
Profile signals: Consumers with vehicle titles facing immediate emergency expenses who can repay within 30 days, Payday loan borrowers seeking provider-stated funding timing with checking accounts and stable income
Cash in a Flash offers payday and signature loans across 5 states with same-day to 30-minute funding for emergency cash needs.
Google rating from 20 reviews
Profile signals: Residents in AL, LA, MS, OK, or TN facing genuine short-term cash emergencies, Borrowers who prefer in-person loan transactions and local branch access
Signature Finance is a Memphis-based installment lender offering small loans ($100–$1,050) with published application timing and monthly payment options for unexpected expenses.
Google rating from 3 reviews
Profile signals: Consumers in the Memphis, TN area needing $100–$1,000 for immediate expenses, Unbanked or underbanked individuals who prefer phone-based lending over digital platforms
At 2926 Lamar Ave in Memphis, TN, Speedy Cash provides payday and title loans.
Google rating from 5,462 reviews
Profile signals: Employed individuals with short-term cash needs before payday who prefer in-person application assistance, Vehicle owners needing larger emergency loans ($2,000-$4,000) willing to use car title as collateral
Tennessee Title Loans, Inc. offers same-day title loans ($300–$2,500), payday loans ($100–$400), and flex lines of credit (up to $4,000) with eligibility claim to verify at multiple Memphis-area locations.
Google rating from 2,428 reviews
Profile signals: Consumers with an short-term cash access emergency (within 24–48 hours) and no alternative funding sources (credit unions, family, employer advances), Vehicle owners with paid-off cars who need collateral-based lending and can afford quick repayment
FedTrust Federal Credit Union is a member-owned financial cooperative offering savings accounts, loans, and banking services to individuals in the Memphis area.
Google rating from 1 review
Profile signals: Memphis-area residents or employees with payroll deduction eligibility seeking personalized service and member-owner benefits, Individuals seeking traditional mortgage, auto, or motorcycle financing with rate claims to verify and personal service
UT Federal Credit Union is a member-owned credit union offering checking, savings, auto loans, mortgages, and credit cards with rate claims to verify and a community-focused approach.
Google rating from 7 reviews
Profile signals: East Tennessee residents seeking community-focused banking with local branch access, Members prioritizing relationship banking and personalized service over rate optimization
Kennedy VA Employees FCU is a federal credit union serving employees of the Memphis Kennedy Veterans Administration Medical Center and their immediate family members, offering checking, savings, loans, and credit cards.
Google rating from 12 reviews
Profile signals: Current employees of Memphis Kennedy Veterans Administration Medical Center, Family members (parents, children, siblings) of VA Medical Center employees seeking member access
SecurCommunity Federal Credit Union (formerly Shelby County FCU) is a member-owned financial cooperative serving Shelby and DeSoto counties with auto loans, checking/savings accounts, credit cards, and mortgages.
Google rating from 49 reviews
Profile signals: Shelby County and DeSoto County residents seeking low-cost auto financing with flexible terms, First-time auto buyers with limited credit history looking for listed lending programs
FAA Federal Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and mortgages with rate claims to verify and nationwide shared branch access.
Google rating from 15 reviews
Profile signals: Credit union members seeking competitive auto financing across diverse vehicle types including specialty vehicles, Consumers with auto-centric financial needs who value the EZ Auto Search shopping integration
Member-owned credit union serving City of Memphis employees and affiliated organizations since 1959, offering checking, savings, loans, and CDs with rate claims to verify.
Google rating from 35 reviews
Profile signals: City of Memphis employees and their families seeking member-owned banking with personalized service, Employees of MLGW, Smith & Nephew, Airport Authority, and other affiliated organizations looking for competitive loan rates
Memphis-based bankruptcy attorney Janet M. Lane offers Chapter 7 and Chapter 13 filing services with 30+ years of experience helping Tennessee residents achieve debt relief.
Google rating from 22 reviews
Profile signals: Memphis-area residents filing Chapter 7 bankruptcy to eliminate unsecured debts, Tennessee individuals facing wage garnishment, foreclosure, or creditor harassment needing legal intervention
Memphis-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with attorney-led representation. Operating for 30+ years in the Greater Memphis area.
Google rating from 7 reviews
Profile signals: Memphis-area residents facing foreclosure or vehicle repossession seeking immediate intervention, Individuals considering bankruptcy who value direct attorney involvement and personalized guidance
Memphis-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, with 40+ years of experience. Offers free petition preparation and $0 upfront fees on most Chapter 13 cases.
Google rating from 363 reviews
Profile signals: Homeowners facing foreclosure who want to keep their property and catch up on arrears through Chapter 13, Memphis-area residents with significant unsecured debt (medical bills, credit cards, payday loans) considering Chapter 7 liquidation
Memphis-based bankruptcy law firm specializing in Chapter 7 and 13 bankruptcy, foreclosure defense, and debt relief for individuals and businesses. Led by attorney David N. Arnold with nearly two decades of experience.
Google rating from 32 reviews
Profile signals: Memphis-area residents and West Tennessee businesses facing Chapter 7 or Chapter 13 bankruptcy situations, Business owners seeking personal or corporate bankruptcy guidance with customized solutions
Memphis-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with 51 years of combined attorney experience and free consultations.
Google rating from 90 reviews
Profile signals: Memphis-area consumers filing Chapter 7 bankruptcy seeking local attorney representation, Debtors pursuing Chapter 13 repayment plan bankruptcies who prefer established local counsel
Memphis-based bankruptcy and personal injury law firm offering Chapter 7/13 bankruptcy, foreclosure defense, and accident representation with 39 years of experience.
Google rating from 206 reviews
Profile signals: Memphis and surrounding county residents facing medical debt, credit card debt, or foreclosure who want experienced local bankruptcy counsel, Tennessee accident victims needing personal injury representation with a firm that emphasizes communication and case investigation
Accent Jewelers offers collateral-based loan profile details using jewelry, gold, diamonds, and other valuables in Memphis, TN. eligibility claim to verify.
Google rating from 1 review
Profile signals: Consumers with damaged credit researching emergency-cash options within 24-48 hours, People with jewelry or valuables they no longer need but want to access capital from temporarily
Advantage Pawn is a Memphis-based pawn shop offering collateral loans, gold/jewelry buying, and retail sales with 28+ years in business.
Google rating from 940 reviews
Profile signals: Memphis-area residents researching short-term cash access with physical collateral to pledge, People with items of value (jewelry, electronics, tools) they don't immediately need
Memphis Gold and Diamond Buyers purchases jewelry, coins, bullion, and precious metals for cash with same-day payment. Founded in 2010, they operate in the Memphis area with listed on-site valuation.
Google rating from 321 reviews
Profile signals: People with broken, unwanted, or estate jewelry seeking short-term cash access without appointments, Coin and bullion collectors wanting to sell holdings to a knowledgeable buyer
Best Pawn is a Memphis-based pawn shop offering cash loans and sales for jewelry, electronics, and tools with over 15 years of local experience.
Google rating from 158 reviews
Profile signals: Customers researching short-term cash access with valuable items to pledge or sell, Those seeking to sell unused jewelry, electronics, or tools for short-term cash access
Memphis-based retailer specializing in firearms, ammunition, and accessories, plus collateral-based loans on items of value with eligibility claims to verify.
Google rating from 106 reviews
Profile signals: Firearms enthusiasts and hunters seeking listed retail with integrated services, Consumers researching short-term cash access who own valuable items they're willing to pledge as collateral
Reliable Pawn & Curio is a pawn shop on Summer Ave in Memphis, TN, offering collateral-based loans and buying used goods with flexible payment options.
Google rating from 35 reviews
Profile signals: Customers researching short-term cash access who have valuable personal items to use as collateral, People looking to sell used goods quickly without the time investment of online marketplaces
Community bank in Memphis, TN offering personal and business banking with competitive money market and CD rates, plus mortgage and construction lending services.
Google rating from 5 reviews
Profile signals: Small business owners and entrepreneurs seeking personalized lending and growth capital with relationship-based banking, High-net-worth individuals interested in private banking with dedicated banker attention and customized solutions
Independent Bank is a community bank based in Memphis, TN offering checking, savings, CDs, auto loans, HELOCs, and personal lines of credit through multiple branch locations.
Google rating from 94 reviews
Profile signals: Memphis-area residents and small business owners seeking community-focused banking with local decision-making, Customers who prefer relationship-based banking and personalized service over digital-only platforms
Orion Federal Credit Union is a Memphis-based credit union offering checking, savings, loans, and credit cards across 10 branches in Tennessee and Arkansas with 24/7 ATM access.
Google rating from 165 reviews
Profile signals: Memphis-area residents seeking community banking with local branch presence and personal service, Spanish-speaking consumers in the Germantown or Hacks Cross areas
AAA Northeast is a membership organization offering roadside assistance, travel services, insurance, and banking products including auto loans, mortgages, and credit cards to members in six northeastern states.
Profile signals: Existing AAA members in Connecticut, Massachusetts, New Jersey, New York, Rhode Island, or New Hampshire seeking consolidated financial and automotive services, Vehicle buyers looking to combine auto loans with AAA's car buying program and approved repair network
Bank3 is a community bank established in 1910 offering personal and business banking services across Tennessee and Mississippi with a focus on experienced staff and personalized service.
Profile signals: Customers in Tennessee and Mississippi seeking community bank relationships with personal service, Small business owners in regional markets needing local banking partnerships and ACH/wire capabilities
Memphis, TN is home to Community Bank's branch at 6525 N Quail Hollow Rd, Suite 107, which is open Mon-Fri 9AM-4PM.
Profile signals: Customers seeking traditional banking with physical branch access and local relationship-based service, Small business owners and entrepreneurs needing comprehensive business banking solutions
Cash Depot is a small check-cashing and financial services business operating in Memphis, Tennessee since 2004, with 4 employees.
Profile signals: Memphis-area residents needing quick check-cashing without bank account requirements, Small businesses requiring local check processing and cash transaction services
Cash Now Advance offers check cashing and cash advance services in Memphis, TN, providing quick access to funds for customers who need immediate liquidity.
Profile signals: Unbanked or underbanked consumers researching short-term cash access without a bank account, Individuals who need to cash checks quickly before payday without traditional banking delays
Check Advance is a check-cashing service located in Memphis, TN, offering financial transaction services during weekday business hours.
Profile signals: Unbanked or underbanked Memphis residents needing immediate check conversion, Customers seeking local, in-person check-cashing alternatives to banks
This is an Exxon gas station location in Memphis, TN offering convenience store services and fuel rewards—not a check-cashing business.
Profile signals: Drivers needing 24/7 fuel access in Memphis, Commercial fleet operators with diesel requirements
Marathon Cash Express is a Memphis-based check-cashing and money services provider located on Getwell Road, offering fuel discounts and financial services.
Profile signals: Memphis-area residents needing local check-cashing services, Customers seeking fuel discounts alongside financial services
4155 Elvis Presley Blvd in Memphis, TN — MoneyGram check-cashing location open daily 8AM–11PM for money transfers and bill payments.
Profile signals: Unbanked and underbanked consumers without access to traditional bank accounts, Immigrants and expatriates sending money to family members internationally
Memphis-based credit repair firm specializing in dispute resolution, credit-score context to review, and small business credit optimization. Founded by Crystal Lomax.
Google rating from 10 reviews
Profile signals: Memphis-area residents seeking local credit repair with founder engagement and personal relationship building, Small business owners needing both personal and business credit optimization before loan applications
Credit Professional Services offers credit repair and dispute services targeting consumers in the Memphis area seeking to review credit-score context through error correction.
Google rating from 12 reviews
Profile signals: Consumers in Memphis, Tennessee looking for credit repair services, People who prefer working with a local credit repair provider
Credit Consulting Services offers credit restoration, dispute services, and homeownership programs since 1999. Based in Memphis, TN with personalized credit repair and mortgage guidance.
Google rating from 1 review
Profile signals: Memphis-area residents with collections, charge-offs, and late payments seeking local, in-person credit repair consultation, First-time homebuyers with credit damage who want integrated credit repair and mortgage pre-approval guidance
Memphis-based credit repair consulting firm serving individuals and businesses reviewing credit-score context through dispute services and financial literacy education.
Google rating from 1 review
Profile signals: Memphis-area residents and small business owners seeking personalized, relationship-based credit repair, Clients who prefer working with a local, boutique firm rather than large national companies
Empower Score Repair disputes negative items and errors on credit reports to help raise credit scores. They offer online account access, three-bureau monitoring, and claim results within 60 days.
Google rating from 12 reviews
Profile signals: Consumers with multiple negative items on credit reports seeking consolidation of disputes and monitoring, Individuals who prefer hands-off credit repair with online account access to track progress
The Credit People offers credit repair services in Memphis with dispute filing, credit report analysis, and personalized guidance context to remove inaccurate negative items.
Google rating from 8 reviews
Profile signals: Memphis residents with documented errors on credit reports who prefer phone-based guidance context, Consumers unfamiliar with dispute procedures and wanting step-by-step professional handling
XFI Group offers financial education programs, training curriculum, and reseller opportunities for financial professionals and educators seeking to teach personal finance and financial literacy.
Google rating from 17 reviews
Profile signals: Financial professionals and educators seeking curriculum resources and training materials, Small business owners looking to develop in-house financial literacy training programs
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Low-income individuals seeking financial guidance, People exploring debt management options
Non-profit financial counseling center in Memphis offering free certified financial counselor services and credit education for Shelby County residents.
Profile signals: Shelby County residents seeking free, professional financial counseling, Consumers needing general financial guidance and education
MemphisDEBT is a nonprofit collaborative offering free financial education and resources to help Memphis residents avoid bankruptcy and high-cost lending.
Profile signals: Memphis-area residents seeking free financial education and understanding bankruptcy risks, Low-income individuals vulnerable to high-cost lending and fringe financial services
Operation HOPE is a national non-profit providing free financial counseling, credit management, and financial literacy programs to underserved communities through one-on-one coaching and workshops.
Profile signals: Individuals seeking free credit counseling and financial guidance without commercial pressure, Homebuyers wanting education on homeownership and mortgage readiness with no listed cost
Operation HOPE is a national nonprofit providing free financial counseling, credit management, and financial literacy programs to help individuals and families build economic security.
Profile signals: Individuals struggling with credit scores and wanting structured credit improvement education, Homebuyers seeking guidance on credit, budgeting, and mortgage readiness without debt
CoreLend Financial is a hard money lender serving Memphis and Birmingham investors with fast bridge loans, fix-and-flip financing, and construction funding up to 100% loan-to-value.
Google rating from 51 reviews
Profile signals: Real estate investors pursuing fix-and-flip or rehab-and-sell strategies in Memphis and Birmingham, Buy-and-hold investors needing bridge financing or construction loans for rental property development
New American Funding Memphis is a mortgage lender offering conventional, VA, and ARM loans with a local team rated 4.98/5 on 227 reviews.
Google rating from 94 reviews
Profile signals: First-time homebuyers in Memphis area seeking down payment assistance and patient guidance through the mortgage process, Veterans and active duty military members looking for VA loans with no down payment requirements
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 96 reviews
Profile signals: Consumers in Memphis, Tennessee looking for personal lending services, People who prefer working with a local personal lending provider
NACA is a nonprofit mortgage lender offering character-based home loans with no down payment, no closing costs, and below-market fixed rates to historically underserved communities.
Profile signals: First-time homebuyers with limited savings or poor credit histories seeking down payment assistance, Low-to-moderate-income households and communities of color historically excluded from traditional lending
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 64 reviews
Profile signals: Consumers in Memphis, Tennessee looking for personal lending services, People who prefer working with a local personal lending provider
Memphis, TN personal loans at Loan for Any Purpose located at 2556 N Hollywood St with flexible terms and same-day service claims to verify.
Profile signals: Borrowers with bad or thin credit needing $250–$5,000 quickly with no hard credit inquiry, Detroit-area residents needing same-day cash outside standard banking hours
ARCO Collection Services is a full-service debt collection agency based in Memphis, TN that works with creditors to recover delinquent accounts through persistent contact and legal processes.
Profile signals: Healthcare providers and hospitals seeking to recover unpaid patient balances, Finance companies and credit unions managing delinquent loan portfolios
Memphis-based financial services firm offering tax preparation, insurance consultation, real estate services, and estate planning with a focus on personalized financial strategy.
Profile signals: Individuals and small business owners in Memphis seeking coordinated tax and financial planning from a single advisor, Real estate buyers, sellers, and renters in the Memphis area who want integrated financial and legal services
Tennessee-based merchant cash advance (MCA) lender serving brokers nationwide with fast underwriting and funding for small businesses in 49 states plus Puerto Rico.
Google rating from 93 reviews
Profile signals: Small business owners in restaurants, hospitality, or construction trades needing fast funding, Established businesses in Puerto Rico seeking reliable funding from a listed lender
Navy Federal Credit Union operates a network of over 360 branches and ATMs worldwide, offering fee-free cash access to members through their own ATM network and CO-OP partner locations.
Google rating from 78 reviews
Profile signals: Active military members and veterans seeking fee-free ATM access worldwide, Navy Federal credit union members needing convenient cash withdrawals during travel
Smith Financials LLC offers credit coaching and education programs designed to help consumers understand credit scoring, build positive credit habits, and achieve financial goals like homeownership and business growth.
Google rating from 59 reviews
Profile signals: Consumers overwhelmed by credit-building and seeking structured education and guidance, Individuals with specific long-term goals (homeownership, business ownership) requiring credit knowledge
Tennessee Consumer Protections: Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.
Interest Rate Cap: Tennessee usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Tennessee Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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