Credit Restoration & Solutions, Inc is a credit repair consulting firm based in Memphis, Tennessee, founded by Jene Rockett and her partner Octavius. The company positions itself as a listed consulting practice focused on helping both individuals and small businesses navigate credit repair and improve their financial standing. According to their Alignable profile, they emphasize a client-centered approach throughout the credit repair process.
The company offers credit report monitoring as their primary documented service. While their profile mentions credit repair and financial literacy as core competencies, specific details about dispute processes, the types of negative items they target, or the scope of financial literacy offerings are limited in the available content. They position themselves as a consulting firm rather than a high-volume automated service.
What distinguishes Credit Restoration & Solutions is their emphasis on partnership and ongoing client support. A recommendation from Colleen Wilson of David Allen Capital specifically praises the team for being "extremely knowledgeable and caring, always keeping the needs of their clients first and foremost" and notes their commitment to staying with clients throughout the entire credit repair process. This suggests a relationship-based, boutique approach rather than a transactional one.
However, the company's online presence is limited to an Alignable business profile with minimal service detail, no dedicated website, no published pricing information, and only one public recommendation available. Potential clients would need direct contact to understand specific service offerings, pricing structures, timelines, or results stated terms. The lack of detailed documentation about their dispute methodology or results is a significant limitation for transparency.
In the broader ecosystem of credit repair services, consumers have multiple paths to improving their credit. Professional credit repair companies can dispute inaccurate items with all three bureaus, while credit monitoring services provide ongoing alerts about changes to your reports. For those building credit from scratch, secured credit cards and credit builder loans offer structured approaches. Consumers dealing with overwhelming debt may benefit from debt consolidation loans to simplify payments, or credit counseling through nonprofit agencies for personalized budgeting guidance. Consumers who successfully repair their credit often find better rates on installment loans, secured credit cards, and other financial products.
