Research
Original data analysis and reports on consumer lending, credit access, and financial services in America.
May 2026
Which Banks Actually Approve Mortgages?
Analysis of 3.4 million mortgage applications from 2023 HMDA data. Who approves the most low-income applicants, who has the biggest income-based approval gaps, and what the data means for consumers.
Read the report → May 2026Consumer Complaints: What Federal Data Reveals About Lenders
How CreditDoc uses 9.8 million CFPB consumer complaints to give you an independent picture of every lender's track record — complaint volume, response rates, enforcement actions, and what the numbers actually mean.
Read the report → March 2026State of Subprime Lending in America 2026
Analysis of 28,000+ consumer lending companies across 50 states. Examines credit access, payday lending regulations, poverty rates, and financial vulnerability state by state.
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