Atlanta, GA

Loan Companies in Atlanta, GA

Compare loan companies in Atlanta, Atlanta credit repair, personal loans Atlanta, and business loans Atlanta research paths in one local guide. Review 142 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Atlanta

142 companies
BBB NR

Atlanta-based credit repair and business credit building firm offering credit score improvement, dispute services, and business credit establishment programs. Review this Atlanta listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Atlanta, GA profile links back to a full CreditDoc review with sourced fields.

Associated Credit Union serves Warner Bros. Discovery employees with comprehensive banking, lending, and financial services including checking, savings, auto loans, mortgages, and credit cards. Review this Atlanta listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Atlanta, GA profile links back to a full CreditDoc review with sourced fields.

CLD Financial, LLC.

Atlanta, GA

BBB NR

CLD Financial is a commercial mortgage banking firm specializing in apartment and commercial real estate loans from $1M–$1B, partnering with Fannie Mae, Freddie Mac, FHA, and institutional investors. Review this Atlanta listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Atlanta, GA profile links back to a full CreditDoc review with sourced fields.

Atlanta luxury pawn shop and jewelry buyer with 4.9/5 stars across 1,000+ reviews. Buys and loans against gold, designer items, watches, and diamonds at two locations. Review this Atlanta listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Atlanta, GA profile links back to a full CreditDoc review with sourced fields.

Atlanta-based luxury pawn shop and precious metals buyer with 4.9/5 stars across 1000+ reviews. Buys and loans against gold jewelry, watches, diamonds, and designer goods. Review this Atlanta listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Atlanta, GA profile links back to a full CreditDoc review with sourced fields.

BBB NR

Atlanta-based credit restoration firm offering dispute resolution, credit counseling, and debt management to help clients improve credit profiles and achieve financial goals. Review this Atlanta listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Atlanta, GA profile links back to a full CreditDoc review with sourced fields.

Bankruptcy Services in Atlanta

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CreditDoc lists 19 bankruptcy services providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

The Kent Law Firm

Atlanta-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt relief, and estate planning with 40+ years of experience.

CMC Law

Atlanta-based bankruptcy law firm led by Charles M. Clapp offering Chapter 7 and Chapter 13 filing services, wage garnishment stops, and foreclosure defense across Georgia with no-money-down represent

Jamie L. Gingold PC

Atlanta-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 relief. Offers free consultations and remote filing options with experienced attorneys.

Saedi Law Group, LLC

Saedi Law Group, LLC is a bankruptcy services provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently ve

Check Cashing & Money Services in Atlanta

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CreditDoc lists 17 check cashing & money services providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

Vigo

Vigo is listed at A&e Check Cashing, 3365 Buford Hwy NE Suite 995, Atlanta, GA 30329 in Atlanta, GA. CreditDoc shows contact details, listed money transfer and related money services, hours when avail

A M a Check Cashing

A M A Check Cashing provides check cashing services in Atlanta's Southwest corridor with extended weekday hours until 8 PM and Saturday availability.

Best Check Cash

ACE Cash Express operates 10+ locations in the Atlanta area offering check cashing, money orders, bill payment, and financial services without requiring a bank account.

Credit Unions in Atlanta

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CreditDoc lists 17 credit unions providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

Peach State Federal Credit Union

Peach State Federal Credit Union is a member-owned financial institution offering home financing, auto loans, and personal lending with a focus on personalized service and community involvement.

Delta Community Credit Union

Delta Community Credit Union is a federally insured credit union offering checking, savings, loans, credit cards, and wealth management services to members across multiple Atlanta-area branches.

BOND Community Federal Credit Union

BOND Community Federal Credit Union is a federally chartered credit union offering checking, savings, auto loans, home equity products, and credit cards to members in defined Atlanta-area neighborhoods.

Credit Union of Atlanta

Credit Union of Atlanta is a member-owned financial institution offering personal and business checking, savings, loans, and credit cards with surcharge-free ATM access across the country.

Business Loans Atlanta, GA

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CreditDoc lists 16 business loans providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

CLD Financial, LLC.

CLD Financial is a commercial mortgage banking firm specializing in apartment and commercial real estate loans from $1M–$1B, partnering with Fannie Mae, Freddie Mac, FHA, and institutional investors.

Hive Financial Systems

Hive Financial Systems provides lending technology and automation platforms (loan origination and management systems) for financial institutions and lenders, not direct consumer lending.

KASHER Capital, Inc.

KASHER Capital provides commercial financing solutions including SBA loans, working capital, equipment financing, and commercial real estate loans up to $500M for businesses nationwide.

Mobilebusinessloan.com

Mobilebusinessloan.com provides business loans and personal lending services from an Atlanta location, with strong customer reviews highlighting fast approval and personalized service.

Angel Solutions ATL

Angel Solutions ATL provides business funding and tax resolution services to help owners expand operations and accelerate growth. Founded by Jordynn Miller, they offer strategic financial solutions fo

Commercial Loan Specialist (CLS)

Commercial Loan Specialist matches real estate developers and investors with lenders for acquisition, development, and refinancing deals ranging from fix-and-flips to multi-million dollar projects.

Pawn Shops in Atlanta

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CreditDoc lists 16 pawn shops providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

Pawn Jewelry - Atlanta, GA

Pawn Jewelry specializes in collateral-based loans and purchases for designer jewelry, watches, and luxury items in Atlanta's Buckhead location, backed by Diamond Banc.

TitleBucks Title Pawns

TitleBucks Title Pawns Atlanta, GA — TitleBucks offers title pawns on vehicles and motorcycles with quick approval and same-day funding at multiple Atla...

DB Organization

Atlanta-based jewelry and luxury watch buyer offering cash purchases, loans, and consignment services for diamonds, gold, and Rolex watches.

Emergency Cash in Atlanta

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CreditDoc lists 15 emergency cash providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

Capital Financing

Capital Financing provides pre-settlement cash advances to injury lawsuit plaintiffs, with same-day approvals and no repayment if the case is lost.

Time Finance Inc.---nmls1246298

Time Finance offers quick personal installment loans from $100-$1,000 with same-hour approval in the Atlanta, GA area. Fast cash lending designed for emergencies and short-term financial needs.

Atlanta Credit Repair Companies

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CreditDoc lists 12 credit repair providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

Allied Credit Group Inc

Atlanta-based credit repair and business credit building firm offering credit score improvement, dispute services, and business credit establishment programs.

Good Credit Is Key, LLC

Atlanta-based credit restoration firm offering dispute resolution, credit counseling, and debt management to help clients improve credit profiles and achieve financial goals.

Premier Credit Counseling

Credit repair company that disputes errors and negotiates debt settlements to help consumers improve credit profiles and qualify for mortgages. 12+ years experience with 10,000+ clients.

Superior Credit

Atlanta-based credit repair company that disputes inaccurate items and adds tradelines to improve credit scores for residents seeking mortgage, auto, or debt relief.

Galleria Credit Repair

Galleria Credit Repair offers credit dispute, debt settlement, and credit rebuilding services with 14 years of experience. They help remove inaccurate items and negotiate settlements to improve credit

Buckhead Credit Repair Company

Buckhead Credit Repair Company is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently

Banks in Atlanta

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CreditDoc lists 9 banks providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

United Community

United Community is an FDIC-insured bank offering personal and business banking, lending, mortgages, and wealth management services across multiple locations including Embry Hills, GA.

Ameris Bank

Regional bank operating in 8 southeastern states with full-service and mortgage-only locations, offering personal and commercial banking, mortgages, and equipment financing.

Citizens Trust Bank

Community bank offering personal and business banking solutions with over a century of local presence in Georgia, emphasizing lending flexibility and community investment.

Craft Bank

Craft Bank is a community bank serving small- and mid-sized businesses nationwide with customized commercial banking, SBA lending, and personal banking products through a digital platform and remote b

FHLBank Atlanta

FHLBank Atlanta is a wholesale banking cooperative that provides advances, affordable housing grants, and correspondent banking services to member financial institutions across the Southeast.

Free Help in Atlanta

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CreditDoc lists 9 free help providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

CredAbility

Atlanta-based nonprofit financial counseling agency offering 24/7 phone and internet counseling across all 50 states, plus in-person services at 30 offices in the Southeast.

Credit Logic, Inc.

Non-profit credit education organization providing financial literacy programs to underserved communities, focusing on youth ages 10-14 in the U.S.

Financial Experts of America

Financial Experts of America is a full-service professional firm offering tax preparation, business coaching, and financial literacy education to help individuals and small businesses build wealth.

Personal Loans Atlanta, GA

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CreditDoc lists 5 personal loans providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

VIVA Finance, Inc.

VIVA Finance offers affordable fixed-rate personal loans from $300 to $10,000 at 11.99%–35.99% APR. Approvals based on employment history, not just credit score. BBB A+ rated, founded 2019.

Carputty

Carputty offers auto financing through Flexloan™, a credit line for vehicle purchases, refinancing, and lease buyouts with pre-qualification and multi-vehicle access.

Georgia Auto Finance

Georgia Auto Finance is a loan agency specializing in auto loans located in midtown Atlanta. They offer vehicle financing services with accessible hours and local availability.

Spark Cash Advance

Spark Cash Advance is a loan matching service connecting consumers to third-party lenders offering personal loans up to $5,000, with fast online application and next-day funding options.

Mortgages & Home Loans in Atlanta

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CreditDoc lists 4 mortgages & home loans providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

The Credit Doctor

Peach State Federal Credit Union is a member-owned financial institution offering mortgages, home equity loans, HELOCs, and comprehensive banking services to members in Georgia and South Carolina.

Debt Relief in Atlanta

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CreditDoc lists 2 debt relief providers in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

Konn LLC

Georgia-based debt settlement law firm specializing in negotiating reduced payoffs on credit card and personal loan debt to avoid lawsuits and judgments.

Real Tax Debt Relief

Tax debt resolution firm specializing in IRS negotiation, levy/lien relief, and back tax settlement for clients owing $25K+. Led by Enrolled Agent with 20+ years experience.

Credit Building in Atlanta

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CreditDoc lists 1 credit building provider in Atlanta, GA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Atlanta provider — comparison is the fastest way to spot outliers on cost or terms.

Greenlight Financial Technology

Greenlight is a family fintech platform founded in 2014 in Atlanta, GA. Offers debit cards for kids, investing accounts, and financial literacy tools. BBB accredited since 2017. Valued at $2.3B (2021)

Georgia Rules for Atlanta Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Atlanta consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Georgia cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Georgia state-level protections: Consumers in Atlanta, GA are also protected by Georgia state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Georgia for the current usury cap, payday-lending status, and licensing board contact details. If a Atlanta provider quotes rates or fees above the Georgia usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Atlanta offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Atlanta, GA, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Atlanta: Any Georgia credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Atlanta listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Atlanta Credit & Borrowing Checklist

Before contacting any Atlanta lender or credit repair company, download the CreditDoc research checklist tailored to Georgia consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Atlanta, GA.

Why the checklist matters for Atlanta residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Georgia. A credit repair contract that meets federal minimums may still fail Georgia's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Atlanta. The checklist walks you through the Georgia-specific checks first, then the federal ones — in the order that matters most for Atlanta borrowers.

Working with Credit Repair and Loan Providers in Atlanta

Every Atlanta listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Atlanta, GA provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Atlanta credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Georgia state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Atlanta loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Atlanta lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Atlanta residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Georgia state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Atlanta, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Atlanta, GA consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Atlanta

How do I choose a credit repair company in Atlanta, GA?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Atlanta credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Georgia. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Atlanta or elsewhere — to charge you before services are performed.

Are payday loans legal in Georgia?

Payday loan legality varies significantly by state. Some states, including Georgia, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Georgia state overview page for the current status. If a Atlanta lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Atlanta?

Personal loans in Atlanta, GA are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Atlanta should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Atlanta lender is legitimate?

Three quick checks: (1) search the Georgia Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Atlanta should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Atlanta — BBB does not verify quality but does verify that the business exists at its stated address. Every Atlanta lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Atlanta, Atlanta credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Atlanta data is sourced

Every Atlanta, GA provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Atlanta listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

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