Compare 79 credit repair companies, personal lenders, and financial services in Atlanta, Georgia. All independently reviewed with BBB ratings and pricing.
Atlanta-based luxury pawn shop and precious metals buyer with 4.9/5 stars across 1000+ reviews. Buys and loans against gold jewelry, watches, diamonds, and designer goods.
Best for: Individuals with luxury watches, designer handbags, or fine jewelry needing immediate cash, High-net-worth consumers seeking discretionary loans without credit inquiries
Greenlight is a family fintech platform founded in 2014 in Atlanta, GA. Offers debit cards for kids, investing accounts, and financial literacy tools. BBB accredited since 2017. Valued at $2.3B (2021). 4.5M+ families served.
Best for: Parents seeking a comprehensive platform to teach children money management, saving, and basic investing concepts, Families wanting parental controls over children's spending with real-time monitoring and merchant-level restrictions
Jerry's Pawn is an EZPAWN franchise location in Atlanta offering collateral-based loans, gold/jewelry buying, and discounted pre-owned merchandise with flexible payment options.
Best for: Consumers needing emergency cash ($100-$5,000+) within hours without credit checks, People selling unwanted gold, diamond jewelry, or electronics for immediate cash
Atlanta-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, with 40 years of experience helping Georgia residents resolve debt and avoid foreclosure.
Best for: Georgia residents facing foreclosure or home loss who need Chapter 13 reorganization, Individuals with significant unsecured debt seeking Chapter 7 liquidation and fresh start
Peach State Federal Credit Union is a member-owned financial institution offering home financing, auto loans, and personal lending with a focus on personalized service and community involvement.
Best for: Members seeking home purchase mortgages or refinancing options with personalized service, Borrowers with bad credit seeking auto loans with accessible approval processes
Atlanta-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt relief, and estate planning with 40+ years of experience.
Best for: Georgia residents facing Chapter 7 or Chapter 13 bankruptcy filing, Seniors and military veterans seeking cost-effective bankruptcy representation
Atlanta-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, with 40 years of experience helping Georgia residents resolve debt and avoid foreclosure.
Best for: Georgia residents facing foreclosure or home loss who need Chapter 13 reorganization, Individuals with significant unsecured debt seeking Chapter 7 liquidation and fresh start
Atlanta-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt relief, and estate planning with 40+ years of experience.
Best for: Georgia residents facing Chapter 7 or Chapter 13 bankruptcy filing, Seniors and military veterans seeking cost-effective bankruptcy representation
Atlanta-based bankruptcy law firm led by Charles M. Clapp offering Chapter 7 and Chapter 13 filing services, wage garnishment stops, and foreclosure defense across Georgia with no-money-down representation.
Best for: Wage garnishment victims seeking immediate relief through automatic stay filing, Homeowners facing imminent foreclosure who need Chapter 13 repayment restructuring
Atlanta-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 relief. Offers free consultations and remote filing options with experienced attorneys.
Best for: Individuals facing foreclosure, repossession, or wage garnishment seeking immediate legal protection, People with overwhelming unsecured debt (credit cards, medical bills) considering Chapter 7 fresh start
Atlanta-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, foreclosure defense, and debt relief for individuals and families.
Best for: Atlanta-area individuals and families seeking Chapter 7 bankruptcy with asset liquidation and fresh start, Debtors needing Chapter 13 repayment plan restructuring with ongoing attorney guidance
Atlanta-based law firm specializing in business and personal bankruptcy, debt restructuring, and litigation with 10 attorneys and 1000+ clients served since 2018.
Best for: Small business owners facing Chapter 11 reorganization or Chapter 7 liquidation with complex assets, High-income individuals with contested debt or litigation components (foreclosures, wage garnishments) requiring attorney advocacy
Atlanta-based luxury pawn shop and precious metals buyer with 4.9/5 stars across 1000+ reviews. Buys and loans against gold jewelry, watches, diamonds, and designer goods.
Best for: Individuals with luxury watches, designer handbags, or fine jewelry needing immediate cash, High-net-worth consumers seeking discretionary loans without credit inquiries
Jerry's Pawn is an EZPAWN franchise location in Atlanta offering collateral-based loans, gold/jewelry buying, and discounted pre-owned merchandise with flexible payment options.
Best for: Consumers needing emergency cash ($100-$5,000+) within hours without credit checks, People selling unwanted gold, diamond jewelry, or electronics for immediate cash
TitleBucks Title Pawns Atlanta, GA — TitleBucks offers title pawns on vehicles and motorcycles with quick approval and same-day funding at multiple Atla...
Best for: Vehicle owners with immediate cash needs who can repay within short timeframe and accept collateral risk, Borrowers who need funds faster than traditional lending but have clear repayment capacity to avoid vehicle loss
Atlanta-based jewelry and luxury watch buyer offering cash purchases, loans, and consignment services for diamonds, gold, and Rolex watches.
Best for: People with luxury watches (Rolex, Cartier) seeking quick cash or short-term loans against them, Estate sellers or those liquidating unused jewelry collections quickly
Atlanta-based luxury pawn shop and jewelry buyer offering cash for gold, watches, diamonds, and designer items across two locations with 4.9-star ratings.
Best for: Affluent Atlanta residents needing immediate cash who own luxury watches, jewelry, or designer handbags, Individuals seeking short-term collateral-based loans as alternative to high-interest credit cards or payday loans
Atlanta luxury pawn shop and jewelry buyer with 4.9/5 stars across 1,000+ reviews. Buys and loans against gold, designer items, watches, and diamonds at two locations.
Best for: Atlanta residents with luxury jewelry, watches, or designer goods who need short-term cash without selling, People liquidating jewelry collections or high-end items for quick cash
Peach State Federal Credit Union is a member-owned financial institution offering home financing, auto loans, and personal lending with a focus on personalized service and community involvement.
Best for: Members seeking home purchase mortgages or refinancing options with personalized service, Borrowers with bad credit seeking auto loans with accessible approval processes
Associated Credit Union serves Warner Bros. Discovery employees with comprehensive banking, lending, and financial services including checking, savings, auto loans, mortgages, and credit cards.
Best for: Warner Bros. Discovery employees seeking comprehensive banking and lending services with member-focused rates, Business owners employed by WBD looking for integrated business and personal banking solutions
Georgia United Credit Union is a member-owned financial cooperative offering banking services. Website currently unavailable for detailed service verification.
Best for: Georgia residents seeking member-owned banking with potential cost savings, Individuals prioritizing personal relationships and local financial institution support
Associated Credit Union is a member-owned financial institution offering personal and business banking, lending, and investment products through online and branch locations.
Best for: Individuals seeking a member-owned alternative to traditional banks with competitive rates, Small business owners needing comprehensive business banking and lending solutions
BOND Community Federal Credit Union is a federally chartered credit union offering checking, savings, auto loans, home equity products, and credit cards to members in defined Atlanta-area neighborhoods.
Best for: Atlanta-area residents living or working in BOND's defined field of membership neighborhoods, Individuals seeking refinanced auto loans with competitive fixed rates below 6%
Center Parc Credit Union is a member-owned financial cooperative founded in 1925, offering comprehensive personal and business banking, lending, and financial planning services.
Best for: Members seeking comprehensive banking services from a stable, community-focused credit union, Consumers interested in member-owned institutions with lower fees and competitive lending rates
Atlanta-based credit repair and business credit building firm offering credit score improvement, dispute services, and business credit establishment programs.
Best for: Entrepreneurs and small business owners seeking to establish separate business credit independent of personal credit history, Consumers with damaged personal credit seeking rapid dispute-based repair with professional guidance
Atlanta-based credit restoration firm offering dispute resolution, credit counseling, and debt management to help clients improve credit profiles and achieve financial goals.
Best for: Consumers in the Atlanta, Georgia area with credit report errors or negative items they want disputed, Individuals struggling with medical debt, late payments, or collections who need structured credit counseling
Credit repair company that disputes errors and negotiates debt settlements to help consumers improve credit profiles and qualify for mortgages. 12+ years experience with 10,000+ clients.
Best for: Consumers with valid credit report errors who are specifically working toward mortgage qualification, Homebuyers with established partnerships/referrals from mortgage originators or real estate agents already connected to Premier
Atlanta-based credit repair company that disputes inaccurate items and adds tradelines to improve credit scores for residents seeking mortgage, auto, or debt relief.
Best for: Atlanta-area residents with collections, charge-offs, or tax liens seeking dispute-based credit repair, Consumers preparing to apply for mortgages or auto loans and needing credit score improvement
Unable to generate profile: Website is inaccessible. Buckhead Credit Repair's site returns only Cloudflare security verification pages with no company information available.
Best for: Consumers in Atlanta, Georgia looking for credit repair services, People who prefer working with a local credit repair provider
Credit Repair Atlanta disputes inaccurate items on credit reports across Atlanta metro area. They claim to have removed late payments, tax liens, bankruptcies, and charge-offs for over 500,000 clients.
Best for: Atlanta-area residents with inaccurate negative items on credit reports who want dispute assistance, Consumers with multiple negative items (bankruptcies, tax liens, collections) seeking comprehensive credit cleanup
Angel Solutions ATL provides business funding and tax resolution services to help owners expand operations and accelerate growth. Founded by Jordynn Miller, they offer strategic financial solutions for business scaling.
Best for: Business owners seeking personalized guidance on growth financing and capital access, Entrepreneurs dealing with tax issues who need integrated financial and tax solutions
CLD Financial is a commercial mortgage banking firm specializing in apartment and commercial real estate loans from $1M–$1B, partnering with Fannie Mae, Freddie Mac, FHA, and institutional investors.
Best for: Commercial real estate investors and property owners seeking loans between $1M and $1B for multifamily, office, retail, or industrial properties, Small to mid-sized businesses requiring SBA 504 or 7(a) loans, USDA financing, or equipment financing
Commercial Loan Specialist matches real estate developers and investors with lenders for acquisition, development, and refinancing deals ranging from fix-and-flips to multi-million dollar projects.
Best for: Real estate developers seeking financing for commercial projects from acquisition through completion, Institutional and semi-institutional real estate investors managing multi-property portfolios
Hive Financial Systems provides lending technology and automation platforms (loan origination and management systems) for financial institutions and lenders, not direct consumer lending.
Best for: Fintech and alternative lenders seeking to scale loan origination with automation, Credit unions and community banks wanting to implement modern underwriting technology
KASHER Capital provides commercial financing solutions including SBA loans, working capital, equipment financing, and commercial real estate loans up to $500M for businesses nationwide.
Best for: Established businesses with strong credit seeking working capital or expansion financing, Commercial real estate investors and fix-and-flip operators in need of property financing
Mobilebusinessloan.com provides business loans and personal lending services from an Atlanta location, with strong customer reviews highlighting fast approval and personalized service.
Best for: Small business owners seeking personalized loan relationships and competitive rates, Entrepreneurs looking to connect with investors through a financial intermediary
United Community is an FDIC-insured bank offering personal and business banking, lending, mortgages, and wealth management services across multiple locations including Embry Hills, GA.
Best for: Customers seeking full-service banking with both personal and business accounts at a single institution, Small business owners needing specialized lending (SBA, USDA, industry-specific programs) and treasury management
Regional bank operating in 8 southeastern states with full-service and mortgage-only locations, offering personal and commercial banking, mortgages, and equipment financing.
Best for: Southeast-based small business owners seeking commercial banking and equipment financing with local relationships, Homebuyers in Alabama, Florida, Georgia, North Carolina, or South Carolina wanting local mortgage expertise
Community bank offering personal and business banking solutions with over a century of local presence in Georgia, emphasizing lending flexibility and community investment.
Best for: Georgia-based individuals seeking community bank relationships with local lending decisions, First-time homebuyers leveraging Federal Home Loan Bank partnerships
Georgia Banking Company is a local bank offering business and personal checking, treasury solutions, mortgages, and digital banking services designed for small to mid-sized businesses and individuals.
Best for: Small to mid-sized business owners seeking personalized relationship banking in Georgia, Georgia residents looking for local community bank alternatives to national chain banks
RBC Bank is a U.S.-based bank specializing in cross-border banking solutions for Canadians living, working, or traveling in the United States.
Best for: Canadian citizens or permanent residents living permanently in the United States, Canadians who travel frequently to the U.S. and want to avoid foreign transaction fees
Craft Bank is a community bank serving small- and mid-sized businesses nationwide with customized commercial banking, SBA lending, and personal banking products through a digital platform and remote bankers.
Best for: Small- to mid-sized business owners seeking relationship-based commercial banking with SBA loan access, Business owners in Georgia and surrounding states wanting faster loan decisions than large national banks
Catholic Charities Atlanta is a 501(c)(3) nonprofit providing free social services including counseling, housing assistance, financial counseling, and immigration legal aid to low-income families and individuals.
Best for: Low-income families and individuals seeking free counseling, financial guidance, or housing assistance, Recently arrived refugees and immigrants needing legal representation for citizenship pathways
Metro Fair Housing Services is a Atlanta-based nonprofit civil rights organization providing free fair housing counseling, education, and enforcement to eliminate housing discrimination.
Best for: Atlanta-area residents who believe they've experienced housing discrimination in rental, sales, lending, or insurance, First-time homebuyers or renters seeking free education on fair housing rights and protections
Operation HOPE is a national nonprofit providing free financial coaching, credit counseling, and financial literacy programs to underserved communities across multiple locations.
Best for: Low-to-moderate income individuals struggling with budgeting, debt, or credit score improvement, First-time homebuyers seeking guidance on down payments and mortgage preparation
Operation HOPE is a national non-profit offering free financial coaching, credit counseling, and financial literacy programs to underserved communities across the U.S.
Best for: Individuals seeking free credit counseling and financial education without predatory fees, People preparing for homeownership who need guidance on down payments and mortgage readiness
Atlanta-based nonprofit providing HUD-approved homebuyer education, financial counseling, and housing counseling to help residents build wealth and achieve homeownership.
Best for: First-time homebuyers in the Atlanta area seeking comprehensive pre-purchase education and counseling, Current homeowners considering renovation loans and needing specialized FHA/Fannie Mae product education
Capital Financing provides pre-settlement cash advances to injury lawsuit plaintiffs, with same-day approvals and no repayment if the case is lost.
Best for: Personal injury plaintiffs awaiting settlement who face immediate financial hardship (rent, mortgage, medical bills), Workplace injury claimants unable to work during recovery and needing bridge funding
Atlanta, GA's TitleMax Title Pawns at M.L.K. Jr Drive offers title loans and pawns for immediate cash.
Best for: Consumers with vehicle equity who need emergency cash within hours and have poor or no credit history, Borrowers who can repay quickly and minimize interest accrual
Georgia-based lender offering small personal loans up to $2,000 with same-day approval and pickup. Licensed by Georgia Department of Banking & Finance with 11 Atlanta-area locations.
Best for: Atlanta-area residents needing $100-$2,000 for immediate emergencies with bank accounts and recent paycheck history, Borrowers who can reach a physical location and prefer same-day cash pickup over online transfer
Time Finance offers quick personal installment loans from $100-$1,000 with same-hour approval in the Atlanta, GA area. Fast cash lending designed for emergencies and short-term financial needs.
Best for: Atlanta-area workers facing unexpected emergencies needing $100-$1,000 within hours, Individuals with poor or limited credit history requiring fast approval
Baker Collins & Co. is a private money lender specializing in real estate investment loans including fix-and-flip, rental, new construction, and multi-family projects across the US.
Best for: Real estate investors pursuing fix-and-flip projects who need speed and flexibility over lowest rates, Rental property portfolio builders seeking non-traditional financing for multiple simultaneous projects
NACA is a non-profit mortgage lender offering character-based mortgages with no down payment, no closing costs, no mortgage insurance, and fixed rates below market—requiring membership qualification.
Best for: Low-to-moderate income first-time homebuyers with limited savings for down payment, People of color and historically underserved communities facing credit discrimination
CIBC Private Wealth US provides investment management, wealth strategies, and trustee services for high-net-worth individuals and families, not personal loans.
Best for: High-net-worth individuals and families seeking comprehensive wealth management with investment, tax, and estate planning integration, Business owners and entrepreneurs with complex financial situations requiring multi-family office services and trustee support
VIVA Finance offers affordable fixed-rate personal loans from $300 to $10,000 at 11.99%–35.99% APR. Approvals based on employment history, not just credit score. BBB A+ rated, founded 2019.
Best for: Borrowers with bad or limited credit who have stable employment, Employees with 1+ year at their current job seeking personal loans
Georgia-based debt settlement law firm specializing in negotiating reduced payoffs on credit card and personal loan debt to avoid lawsuits and judgments.
Best for: Georgia residents with 6+ months of unpaid credit card or personal loan debt facing potential lawsuits, Consumers who have received demand letters or have already been sued by creditors
Tax debt resolution firm specializing in IRS negotiation, levy/lien relief, and back tax settlement for clients owing $25K+. Led by Enrolled Agent with 20+ years experience.
Best for: Individuals owing $25K+ in federal back taxes seeking professional IRS negotiation and settlement, Taxpayers facing active IRS levies, liens, or wage garnishments requiring immediate enforcement relief
Greenlight is a family fintech platform founded in 2014 in Atlanta, GA. Offers debit cards for kids, investing accounts, and financial literacy tools. BBB accredited since 2017. Valued at $2.3B (2021). 4.5M+ families served.
Best for: Parents seeking a comprehensive platform to teach children money management, saving, and basic investing concepts, Families wanting parental controls over children's spending with real-time monitoring and merchant-level restrictions
Georgia Consumer Protections: Georgia bans payday lending and treats violations as felony racketeering, providing among the strongest anti-payday protections in the country. Licensed installment lenders are regulated by the Department of Banking and Finance. Consumers can file complaints through the Governor's Office of Consumer Protection.
Interest Rate Cap: Georgia usury cap: 5% simple interest (7% contract rate); payday lending banned under industrial loan act repeal. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Georgia Attorney General Consumer Protection Division.
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