Compare loan companies in Phoenix, Phoenix credit repair, personal loans Phoenix, and business loans Phoenix research paths in one local guide. Review 203 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.
Phoenix, AZ
A Mortgage Central is a Phoenix-based mortgage lender offering purchase, refinance, and specialized loan programs with online applications and free consultations. Review this Phoenix listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Phoenix, AZ profile links back to a full CreditDoc review with sourced fields.
Phoenix, AZ
AERO Financial is a local bank branch serving the Phoenix, Arizona area with personalized banking services, including checking, savings, and ATM access at their Deer Valley location near Honeywell. Review this Phoenix listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Phoenix, AZ profile links back to a full CreditDoc review with sourced fields.
Phoenix, AZ
Mortgage broker representing 100+ lenders offering conventional, FHA, VA, jumbo, and alternative loan programs with same-day pre-qualification. Review this Phoenix listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Phoenix, AZ profile links back to a full CreditDoc review with sourced fields.
Phoenix, AZ
Arizona Home Loan is a mortgage lender based in Phoenix offering home purchase, refinance, and investment property loans with personalized solutions tailored to borrowers' financial profiles. Review this Phoenix listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Phoenix, AZ profile links back to a full CreditDoc review with sourced fields.
Phoenix, AZ
Arizona Valley Lending is a HUD/FHA-approved mortgage lender offering conventional, FHA, VA, USDA, and specialty loans across Arizona and Texas with competitive rates and personalized service. Review this Phoenix listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Phoenix, AZ profile links back to a full CreditDoc review with sourced fields.
Phoenix, AZ
Arizona and Illinois mortgage broker specializing in purchase loans, refinances, and VA/FHA programs with 31+ years of experience and 10-day closing speeds. Review this Phoenix listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Phoenix, AZ profile links back to a full CreditDoc review with sourced fields.
CreditDoc lists 36 check cashing & money services providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
Phoenix, AZ residents can visit PLS Check Cashers at 5808 S Central Ave Ste 101 for fast check cashing and financial services.
Checkmate Phoenix, AZ — Checkmate offers check cashing and complete loan solutions for consumers needing quick access to cash and financial services.
Casa de la Moneda offers check cashing, money orders, wire transfers, bill payment, and phone recharges at their Phoenix location. Spanish-language financial services for the local community.
Vigo is listed at Ben Brothers Market Llc, 1645 E Van Buren St, Phoenix, AZ 85006 in Phoenix, AZ. CreditDoc shows contact details, listed money transfer and related money services, hours when availabl
Vigo is listed at 907 N 16th St, Phoenix, AZ 85006 in Phoenix, AZ. CreditDoc shows contact details, listed money transfer, bill payment, money order, and related money services, hours when available,
Amigo Check Cashing offers check cashing and related financial services at a Phoenix location with extended hours. Open Sundays through Saturdays with weekend availability.
CreditDoc lists 30 pawn shops providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
Family-owned pawn shop and auction house in Phoenix, AZ specializing in precious metals, jewelry, tools, and collectibles with combined 40+ years of industry experience.
PawnCo operates three Arizona pawn shops offering collateral-based loans, buying, selling, and layaway services for jewelry, electronics, instruments, watches, tools, and other valuables.
Phoenix Pawn & Guns specializes in collateral-based loans and direct purchases of firearms, offering fast cash for guns in exchange for ownership or short-term pawn agreements.
Family-owned pawn shop and precious metals buyer in Phoenix specializing in gold, diamonds, watches, and jewelry. Offers same-day cash payments with 30+ years of industry experience.
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans secured by personal property.
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans secured by personal property.
CreditDoc lists 26 emergency cash providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
Fast Auto Loans, Inc. Phoenix, AZ — Fast Auto Loans, Inc. offers title loans up to $15,000 and registration loans using vehicle collateral, with same-da...
Cash Time Loan Centers Phoenix, AZ — Cash Time Loan Centers offers same-day title loans, personal loans, and registration loans in Phoenix with online a...
Phoenix, AZ CheckSmart at 1930 W Indian School Rd offers payday and title loans for quick cash solutions.
Max Cash offers online emergency loans from $250–$10,000+ in Phoenix, AZ with 24/7 application and same-day processing for borrowers with low credit scores.
Presto Title Loans Phoenix offers fast auto title loans ($200-$100,000) with same-day approval and funding, accepting vehicles as collateral regardless of credit history.
Presto Title Loans provides auto title loans in Phoenix with loan amounts from $200-$100,000, claiming up to 50% lower rates and no credit report impact.
CreditDoc lists 22 mortgages & home loans providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
A Mortgage Central is a Phoenix-based mortgage lender offering purchase, refinance, and specialized loan programs with online applications and free consultations.
Mortgage broker representing 100+ lenders offering conventional, FHA, VA, jumbo, and alternative loan programs with same-day pre-qualification.
Arizona Home Loan is a mortgage lender based in Phoenix offering home purchase, refinance, and investment property loans with personalized solutions tailored to borrowers' financial profiles.
Arizona Valley Lending is a HUD/FHA-approved mortgage lender offering conventional, FHA, VA, USDA, and specialty loans across Arizona and Texas with competitive rates and personalized service.
Arizona and Illinois mortgage broker specializing in purchase loans, refinances, and VA/FHA programs with 31+ years of experience and 10-day closing speeds.
Phoenix-based mortgage lender offering conventional, FHA, VA, jumbo, and reverse mortgages with 20+ years local experience and A+ BBB rating.
CreditDoc lists 21 bankruptcy services providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
Phoenix-based law firm specializing in bankruptcy filings, credit repair, and debt settlement with free initial consultations and FCRA-based credit dispute services.
Phoenix-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with $0 down payment options and payment plans for Arizona residents.
Phoenix-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt relief, and foreclosure defense for individuals and small businesses since 2000.
Phoenix-based bankruptcy law firm specializing in Chapter 7, 13, and 11 filings with 10+ years of experience. Offers free consultations and handles foreclosure, repossession, and debt settlement cases.
Arizona bankruptcy law firm specializing in Chapter 7, Chapter 13, and debt settlement services led by attorney Cy Hainey with 22+ years of financial experience.
Arizona bankruptcy attorney offering personalized Chapter 7 and Chapter 13 filing services, foreclosure assistance, and free consultations since 1991.
CreditDoc lists 16 credit unions providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
Pima Federal Credit Union is a member-owned financial institution offering checking, savings, credit cards, home loans, and business banking services with local expertise and competitive rates.
Arizona Financial Credit Union is a member-owned financial institution serving Arizona families and small businesses since 1936, offering banking, lending, and financial coaching services.
Arizona Financial Credit Union is a member-owned financial institution serving Arizona families and small businesses since 1936, offering checking, savings, loans, mortgages, and business services.
Desert Financial Credit Union operates multiple branches and ATMs across Phoenix, including campus locations at ASU and community colleges, offering comprehensive banking and lending services to members.
Desert Financial is an Arizona-based credit union offering comprehensive banking, lending, and investment services to members across multiple Phoenix-area locations.
Banner Federal Credit Union is a member-owned financial institution serving Banner Health employees and families with competitive loan rates, deposit accounts, and digital banking services.
CreditDoc lists 11 free help providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
Money Management International (MMI) is a nonprofit credit counselor offering free and low-cost debt management, bankruptcy, and housing counseling across the U.S., with HUD and NFCC certification.
IRS-approved 501(c)(3) nonprofit credit counseling agency in Phoenix offering free debt management plans, credit counseling, and debt consolidation services.
Phoenix-based Women's Business Center offering free SBA-backed business training, mentorship, and counseling to aspiring and existing entrepreneurs regardless of gender.
Nonprofit NFCC-certified credit counseling agency offering free initial consultations and paid Debt Management Plans to reduce interest rates on unsecured debt since 1987.
HUD-certified nonprofit housing counselor and elder protection services organization in Arizona, offering free homebuyer education, mortgage counseling, and financial assistance for seniors.
Non-profit civil rights organization providing free employment, housing, education, and health resources to minority families and underserved populations in greater Phoenix since 1945.
CreditDoc lists 10 debt relief providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
Phoenix-based tax debt resolution firm offering IRS negotiation services including payment plans, offer in compromise, wage garnishment removal, and back tax filing for individuals and businesses nati
Simula Financial offers debt settlement and consolidation services, helping clients reduce unsecured debt and become debt-free in 24-48 months with no upfront or monthly fees.
Iconic Debt Relief negotiates unsecured debt settlements on behalf of clients, claiming to reduce debt up to 50% and offering 48-month programs with 24/7 account management.
Phoenix-based debt relief enrollment service offering settlement, consolidation, and credit counseling programs tailored to individual financial situations.
Midland Credit Management is a debt collections and resolution company that helps consumers negotiate settlements on past-due debts across all 50 states.
Republic Financial Services specializes in timeshare and solar contract exit services, helping clients permanently terminate unwanted contracts with no upfront fees and money-back guarantees.
CreditDoc lists 8 credit repair providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
Go Clean Credit offers personalized credit repair and restoration services in Phoenix, AZ, using a client-centered approach that combines dispute resolution with credit education.
CreditUP & Co is a Phoenix-based credit repair service offering credit report audits and dispute services to help clients repair and build positive credit history.
C&E Credit Solutions is a credit repair provider based in Phoenix, Arizona. Rated 4.9/5 with 114 Google reviews, reflecting exceptional customer satisfaction.
Next Gen Credit Solutions disputes inaccurate negative items on credit reports under FCRA guidelines. They target collections, charge-offs, bankruptcies, and other damaging accounts for removal.
Fast Track Specialists offers credit repair services through legally compliant dispute strategies targeting inaccurate items on credit reports. They claim customized approaches and results-driven proc
Anytime Credit Repair is a Phoenix-based credit repair company offering dispute services and credit restoration solutions to help consumers address negative items on their credit reports.
CreditDoc lists 6 banks providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
AERO Financial is a local bank branch serving the Phoenix, Arizona area with personalized banking services, including checking, savings, and ATM access at their Deer Valley location near Honeywell.
FDIC-insured community bank offering checking, savings, credit cards, loans, and mortgages through multiple Arizona locations with extended hours and digital banking.
Phoenix, AZ's Chase Bank at 3150 E Indian School Rd offers full-service banking with convenient weekday and Saturday hours.
FDIC-insured bank established in 1901 offering checking, savings, mortgages, auto loans, and credit cards with personalized service across Texas.
USAA Federal Savings Bank provides banking, insurance, and investment services exclusively to active military, veterans, and eligible family members.
Western Alliance Bank is a national commercial bank offering business and personal banking services with specialized expertise across 30+ industries.
CreditDoc lists 6 personal loans providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
Don Dinero Financial offers installment loans, personal loans, and credit builder loans in Phoenix, Arizona, with fast approval and flexible payment terms.
Southwest Financial of Phoenix offers personal loans, car loans, and specialty financing (furniture, vacation, holiday) with emphasis on competitive rates and personalized service.
American First Finance offers personal loans with flexible approval standards and online account management. Customer service available weekdays and Saturdays via phone and chat.
Mariner Finance Phoenix, Arizona — Mariner Finance offers personal loans up to $50K for debt consolidation, home improvement, vacations, and other expen...
Oportun Phoenix, Arizona — Oportun offers personal loans with flexible payment options at physical retail locations nationwide, including secured loans ...
Yrefy is a specialty finance lender focused on refinancing distressed private student loans for borrowers with lower credit scores who cannot qualify elsewhere.
CreditDoc lists 5 business loans providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
B.E. Lending provides private money loans for real estate investors and fix-and-flip projects, offering fast funding for time-sensitive deals when traditional financing isn't available.
Trade association for Arizona private money lenders offering real estate-secured loans. Connects borrowers with member lenders through a centralized loan request platform.
Integro Bank is a community-focused bank specializing in small business financing and consulting services through their proprietary Integro360™ platform.
PCDIC is a community development corporation offering loans and grants to nonprofits and small businesses in underserved Phoenix and Maricopa County areas.
RDF is a CDFI providing flexible financing, tax credit programs, and technical assistance to nonprofits and community organizations in health, education, housing, and entrepreneurship.
CreditDoc lists 2 credit building providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
Credit Rent Boost reports verified monthly rent payments to all three major credit bureaus, helping renters build credit history without a hard inquiry for $6.95/month.
Bassey Solutions offers a free online portal for generating credit repair letters and tracking progress, with optional premium features.
CreditDoc lists 2 payday alternatives providers in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
PRESTAMOS CDFI, LLC is a payday alternative loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently
Clearinghouse CDFI is a mission-driven Community Development Financial Institution offering direct lending, equity investments, and financial assistance to underserved communities and organizations na
CreditDoc lists 1 credit cards provider in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
CardConnect Paradise is a merchant services provider offering credit card processing solutions for businesses of all sizes, with competitive rates starting at 0.25% and same-day approval.
CreditDoc lists 1 monitor & protect provider in Phoenix, AZ. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Phoenix provider — comparison is the fastest way to spot outliers on cost or terms.
AI-powered credit monitoring and building platform offering free credit score tracking, dispute support, and credit building tools with optional premium features.
Federal protections: The Fair Credit Reporting Act (FCRA) gives every Phoenix consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Arizona cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.
Arizona state-level protections: Consumers in Phoenix, AZ are also protected by Arizona state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Arizona for the current usury cap, payday-lending status, and licensing board contact details. If a Phoenix provider quotes rates or fees above the Arizona usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.
Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Phoenix offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Phoenix, AZ, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.
Red flags to watch for in Phoenix: Any Arizona credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Phoenix listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.
Before contacting any Phoenix lender or credit repair company, download the CreditDoc research checklist tailored to Arizona consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Phoenix, AZ.
Why the checklist matters for Phoenix residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Arizona. A credit repair contract that meets federal minimums may still fail Arizona's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Phoenix. The checklist walks you through the Arizona-specific checks first, then the federal ones — in the order that matters most for Phoenix borrowers.
Every Phoenix listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Phoenix, AZ provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.
What to ask before signing a Phoenix credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Arizona state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.
What to ask before signing a Phoenix loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Phoenix lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.
Where Phoenix residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Arizona state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Phoenix, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Phoenix, AZ consumers at no cost.
Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Phoenix credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Arizona. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Phoenix or elsewhere — to charge you before services are performed.
Payday loan legality varies significantly by state. Some states, including Arizona, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Arizona state overview page for the current status. If a Phoenix lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.
Personal loans in Phoenix, AZ are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Phoenix should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.
Three quick checks: (1) search the Arizona Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Phoenix should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Phoenix — BBB does not verify quality but does verify that the business exists at its stated address. Every Phoenix lender profile on CreditDoc links directly to these sources where the data is available.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
Every Phoenix, AZ provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Phoenix listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.
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