Sunbit
Sunbit is a Los Angeles fintech offering point-of-sale BNPL financing for dental, auto, optical, and veterinary services at 30,000+ locations. Forbes Fintech 50 (3 years). 90% approval rate, soft credit check only. APR 0-35.99%.
Best for: Consumers needing to finance dental work, auto repairs, veterinary care, or optical services at the point of sale, Individuals with fair or limited credit who want a 90% approval rate with only a soft credit check