Debt Relief

Nonprofit credit counseling agency offering debt management plans, debt settlement, and a proprietary DualTrack hybrid program for consumers with unsecured debt.

Accredited Debt Relief helps consumers consolidate debt and reduce monthly payments through personalized financial relief options, claiming to have assisted over 1 million clients.

Achieve (formerly Freedom Debt Relief / Freedom Financial Network) is one of the largest debt settlement companies in the US, based in San Mateo, CA. BBB A+ accredited. CFPB: $20M restitution + $5M penalty (2019). Fees 1

American Debt Relief is a Plano, TX debt settlement firm that negotiates with creditors to reduce unsecured balances, charging 22–25% of enrolled debt only after settlements are reached.

American Profit Recovery (APR) is a Farmington Hills, MI-based third-party debt collection agency. BBB A+ rated (not accredited). Specializes in medical, dental, and professional service debt collection. 3,400+ Google re

Americor is an Irvine, CA-based fintech debt relief company founded in 2009, offering debt settlement and consolidation through sister company Credit9. BBB A+ rated with 13,700+ Google reviews at 4.8 stars. Inc. 5000 honoree.

Beyond Finance offers debt settlement and consolidation services designed to reduce monthly payments and help consumers exit debt faster through personalized negotiation programs.

Citizens Debt Relief is an Irvine, CA-based debt settlement firm. BBB A+ accredited. IAPDA member. 1,536 Google reviews. Fee-after-settlement model.

ClearOne Advantage is a Baltimore-based debt settlement company founded in 2008. BBB A+ accredited since November 2024. Fees 18-29% of enrolled debt. 4.8 Trustpilot stars. 120 CFPB complaints. 4.5 Google rating from 4,90

CreditAssociates is a Dallas-based debt settlement firm founded 2016. BBB A+ accredited. Fees 15-25% of enrolled debt, no upfront cost. Reviewed by NerdWallet and Bankrate.

CuraDebt negotiates with creditors and the IRS to settle or reduce consumer, tax, and business debt. Founded in 2001, serving individuals and small businesses.

DebtBlue is a Richardson, TX-based debt settlement company founded in 2017 with BBB A+ accreditation. 4.8 Google rating from nearly 5,000 reviews. Specializes in credit card, medical, and personal loan debt negotiation.

Debt.com is a free debt relief referral marketplace matching consumers with accredited debt settlement, management, and consolidation partners in all 50 states.

Five Lakes Law Group is a Michigan-based law firm specializing in debt settlement, founded in 2021. BBB A+ accredited since 2025. 4.8 Trustpilot, 6,000+ Google reviews. Fee rate reportedly 27% — higher than industry average.

Debt settlement company negotiating creditor agreements to resolve credit card debt for less than owed. Over 1 million clients served since 2002.

GRT Financial (also Fresh Path Financial) is a Southfield, MI-based debt settlement company. BBB A+ accredited. 4.4 average from 4,200+ Trustpilot reviews. 3,900+ Google reviews. Fee-after-settlement model.

Halsted Financial Services is a Skokie, IL-based debt collection agency. BBB B rated (accredited). 4.9 Google stars from 4,400+ reviews but 650+ CFPB complaints. Consumer complaints allege improper disclosure and collect

Lakeview Law Group is a New York City-based law firm specializing in debt settlement. Founded 2018, led by attorney Sonny S. Shalom. BBB B (not accredited) with 51 complaints. 2,680 Google reviews, mixed customer feedback.

Midland Credit Management is one of the largest debt collectors in the US, a subsidiary of Encore Capital Group (NASDAQ: ECPG). Subject to $57M+ in CFPB penalties and multi-state AG settlements for collection violations.

National Debt Relief is a debt settlement and consolidation company helping consumers resolve credit card debt through negotiated settlements, with A+ BBB accreditation and over 1.3 million clients served.

Debt settlement company since 1999 that negotiates to reduce unsecured debt balances. BBB A+ rated with no upfront fees and performance-based pricing.

New Start Capital is a New York-based debt relief matching service, not a direct lender. BBB not accredited, rated 2.33/5. Consumer complaints describe bait-and-switch from loan offers to debt settlement enrollment. 4.6

Pacific Debt Relief negotiates with creditors to settle unsecured debt for less than owed. No upfront fees; charges 15%–25% of enrolled debt only after successful settlement.

PDS Debt is a Scottsdale, AZ-based debt settlement firm. BBB A+ accredited. 1,358 Google reviews. Fee-after-settlement model for unsecured debt negotiation.

TurboDebt is a debt settlement company based in Sunrise, FL, serving 47 states with BBB A+ rating and 4.9 Google stars from 7,800+ reviews. Claims 650,000+ clients served. Fees only charged after successful settlement.

DebtWave Credit Counseling is a nonprofit credit counseling agency offering Debt Management Plans (DMPs) that consolidate credit card debt and negotiate lower interest rates for consumers.

Texas-focused debt consolidation and settlement company helping San Antonio residents combine multiple debts into single monthly payments, claiming fees 40% lower than national competitors.

Brooklyn-based debt settlement firm negotiating with creditors to reduce unsecured balances since 2004. Claims $100M+ settled across credit cards, personal loans, medical bills, and business debt.

Baker Street Funding provides non-recourse pre-settlement advances to lawsuit plaintiffs, offering immediate cash while cases proceed without requiring repayment if the case is unsuccessful.

Black-owned debt relief service in Philadelphia offering debt settlement and management solutions to help consumers address outstanding debts.

Bright Path Financial Services offers debt consolidation, HELOCs, cash-out refinancing, and 401(k) loans to help consumers manage and reduce debt burdens.

Castle Credit Co Holdings provides debt management and relief services through an online portal with customer login access and account management tools.

Centennial Funding is a debt consolidation marketplace that matches borrowers with personal loans to consolidate debt, lower payments, and refinance high-interest obligations.

Century Law Firm offers personalized debt resolution and defense strategies through US-based legal representation, focusing on credit card debt management and consumer protection against creditors.

Coastal Debt Resolve specializes in helping small to medium business owners settle Merchant Cash Advance (MCA) debts through negotiated resolution programs designed to lower payments while preserving credit.

New York-based legal firm specializing in consumer debt relief through validation, dispute resolution, and creditor negotiation with licensed attorneys.

Debt Advisors of America is a debt relief referral service that matches consumers with licensed third-party partners to negotiate settlement of unsecured debts without requiring a consolidation loan.

Texas-based debt settlement company specializing in negotiating unsecured debt reductions for residents with $30K-$1M+ in obligations, targeting credit cards and personal loans.

Debt Relief Help Group negotiates settlements on payday loans, credit cards, and medical debt, consolidating multiple debts into one affordable monthly payment without upfront fees.

Ohio-based debt settlement company founded in 2006 offering AI-powered negotiation with creditors to reduce debt 40-60%, with zero upfront fees and BBB A+ accreditation.

Debtvantage offers debt settlement and relief programs with a 'no result, no fee' model, providing instant online quotes and negotiated balance reductions for credit card debt.

NYC-based debt settlement and credit repair firm operating since 2001, offering in-person consultations and settlement programs for consumers facing severe debt.

B2B debt collection agency serving healthcare and other industries across the Pacific Northwest since 1996. Licensed, bonded, and ACA-certified with contingency-based recovery model.

Financial Rescue LLC is a debt relief company offering negotiation assistance and customized debt management solutions with IAPDA-certified consultants and 17+ years of experience.

FREE DEBT USA is a Spanish-language debt negotiation company offering to reduce unsecured debts by 50-70% through settlement agreements with creditors and banks.

National law firm specializing in debt settlement and collection defense with 25+ attorneys serving 47 states. Endorsed by The Dave Ramsey Show.

Halsted Financial Services is a debt servicing company specializing in managing delinquent receivables with settlement discounts and flexible payment plans.

Third-party debt collection agency that works with creditors to recover delinquent accounts across education, medical, real estate, government, and utility sectors since 1982.