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Cash Now in Memphis, TN

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Cash Now Advance offers check cashing and cash advance services in Memphis, TN, providing quick access to funds for customers who need immediate liquidity.

Data compiled from public sources

Cash Now Review

Cash Now Advance operates as a check cashing and cash advance service located in Memphis, Tennessee. The business is positioned in the consumer financial services sector, serving customers who need rapid access to cash without traditional banking infrastructure. Based on the Yahoo Local listing, they maintain a physical storefront at 1605 Getwell Rd in Memphis, TN 38111.

The company provides check cashing services and cash advances, which are short-term financial products designed to help consumers bridge short-term cash needs. These services are typically used by individuals who either lack traditional bank accounts, need funds before payday, or require quick liquidity without the processing delays of conventional financial institutions.

Cash Now Advance distinguishes itself through its local presence and direct, in-person service model. Unlike online-only lenders, customers can walk into their physical location, conduct transactions face-to-face, and potentially receive same-day or short-term cash access. This brick-and-mortar approach appeals to customers who prefer human interaction or lack digital banking access.

While the company provides an accessible financial service for customers in immediate need, consumers should be aware that check cashing and cash advance services typically carry higher fees than traditional banking. The limited information available on their public listing suggests they operate as a straightforward service provider, but potential customers should verify current fee structures, APR rates, and terms before using their services.

Services & Features

Cash advances
Check cashing
Check processing services
In-person cash transactions

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Physical Memphis location allows in-person, same-day transactions without digital barriers
  • Direct phone contact available at (901) 744-1976 for customer service and inquiries
  • Established local business with verifiable contact information and storefront address
  • Serves unbanked and underbanked populations who are researching short-term cash access
  • No account opening or credit check requirements typical for check cashing services

Cons

  • Check cashing and cash advance services typically charge high fees (not specified on listing)
  • Limited public information available about fee structure, APR rates, or terms
  • Single location restricts access to customers within Memphis area only
  • No online or mobile service option; requires in-person visit to physical location
  • No details provided about hours of operation, making accessibility unclear

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Memphis, TN. It does not confirm that Cash Now or this specific location is licensed.

State regulator

Tennessee Department of Financial Institutions

Money services context in Tennessee

Short-term lending status: Legal

General rate context: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act

Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash Now offer?

Cash Now offers 4 services including Check cashing, Cash advances, In-person cash transactions, Check processing services.

What profile signals are listed for Cash Now?

Cash Now has profile signals associated with Unbanked or underbanked consumers researching short-term cash access without a bank account, Individuals who need to cash checks quickly before payday without traditional banking delays, Memphis-area residents who prefer in-person, face-to-face financial transactions.

What are the strengths and weaknesses of Cash Now?

Key strengths: Physical Memphis location allows in-person, same-day transactions without digital barriers; Direct phone contact available at (901) 744-1976 for customer service and inquiries; Established local business with verifiable contact information and storefront address. Areas to consider: Check cashing and cash advance services typically charge high fees (not specified on listing); Limited public information available about fee structure, APR rates, or terms.

How does Cash Now compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Checks Cashed, Easy Cash Solutions, ERnet Envìos. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1605 Getwell Rd, Memphis, TN 38111
BBB Accredited
No

No Website Currently Available

CreditDoc Profile Note

Research Note on Cash Now

Cash Now Advance is profile signals for Memphis-area consumers who are researching short-term cash access and prefer in-person service over digital banking. The primary caveat is that check cashing and cash advance services carry fees and costs that make them more expensive than traditional banking; customers should verify all fees and APR rates before using their services.

Profile Signals

  • Unbanked or underbanked consumers researching short-term cash access without a bank account
  • Individuals who need to cash checks quickly before payday without traditional banking delays
  • Memphis-area residents who prefer in-person, face-to-face financial transactions
Updated 2026-05-08

Similar Companies

Checks Cashed logo

Checks Cashed

This is an Exxon gas station location in Memphis, TN offering convenience store services and fuel rewards—not a check-cashing business.

BBB: NR

Profile signals: Drivers needing 24/7 fuel access in Memphis, Commercial fleet operators with diesel requirements

Easy Cash Solutions logo

Easy Cash Solutions

Easy Cash Solutions offers check cashing services in Nashville, TN. Located on Murfreesboro Pike with extended hours.

BBB: NR

Profile signals: Customers researching short-term cash access conversion outside standard banking hours, Unbanked or underbanked individuals without access to traditional checking accounts

ERnet Envìos logo

ERnet Envìos

ERnet Envíos is a check-cashing and money transfer service in Nashville, TN offering financial transaction services to the local community.

BBB: NR

Profile signals: Nashville-area residents needing local check-cashing services, Customers preferring in-person transaction verification

Compare Your Needs With Cash Now

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Quick Summary

  • Cash Now is listed as a Check Cashing & Money Services provider in Memphis, TN on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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