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Check Advance is a check-cashing service located in Memphis, TN, offering financial transaction services during weekday business hours.
Data compiled from public sources
Check Advance operates as a check-cashing service based in Memphis, Tennessee, serving the local community from its location at 3201 S 3rd St in the 38109 zip code. The company provides financial services to customers who need immediate access to funds through check conversion rather than traditional banking channels.
The company specializes in check-cashing services, allowing customers to convert paper checks into short-term cash access. While specific service details beyond check cashing are not detailed on the available business listing, the company maintains standard operating hours during business days to serve its customer base.
Check Advance differentiates itself by maintaining a dedicated physical location in south Memphis with consistent weekday hours from 10:30 AM to 6:00 PM. The business operates Monday through Friday, providing accessible service windows for working customers. The company can be reached directly at (901) 398-1926 for pricing and service inquiries.
As a check-cashing provider, Check Advance serves customers who may lack traditional bank accounts, need rapid fund access, or prefer check-cashing services over depositing through banks. However, the company has no online reviews or ratings available, and the business listing contains minimal detail about fee structures, accepted check types, or additional services that may be available. Prospective customers should contact the business directly to understand pricing and service specifics.
This is state-level context for Check Cashing & Money Services consumers in Memphis, TN. It does not confirm that Check Advance or this specific location is licensed.
State regulator
Tennessee Department of Financial Institutions
Consumer protection
Short-term lending status: Legal
General rate context: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act
Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Check Advance offers 4 services including Check cashing, Cash access, Financial transactions, In-person service.
Check Advance has profile signals associated with Unbanked or underbanked Memphis residents needing immediate check conversion, Customers seeking local, in-person check-cashing alternatives to banks, Workers in south Memphis requiring convenient weekday service access.
Key strengths: Dedicated physical location in south Memphis accessible to local residents; Extended weekday hours (10:30 AM - 6:00 PM) accommodate working customers; Direct phone contact available at (901) 398-1926 for service inquiries. Areas to consider: No online reviews or customer ratings available to assess service quality; Closed weekends and Sundays, limiting access for weekend needs.
In the Check Cashing & Money Services category, comparable providers include Checks Cashed, Easy Cash Solutions, ERnet Envìos. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
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CreditDoc Profile Note
Check Advance is profile signals for Memphis residents seeking a dedicated check-cashing location during weekday business hours. The main caveat is the complete lack of online reviews, listed pricing information, or detailed service descriptions—customers should call directly to confirm services and rates before visiting.
This is an Exxon gas station location in Memphis, TN offering convenience store services and fuel rewards—not a check-cashing business.
Profile signals: Drivers needing 24/7 fuel access in Memphis, Commercial fleet operators with diesel requirements
Easy Cash Solutions offers check cashing services in Nashville, TN. Located on Murfreesboro Pike with extended hours.
Profile signals: Customers researching short-term cash access conversion outside standard banking hours, Unbanked or underbanked individuals without access to traditional checking accounts
ERnet Envíos is a check-cashing and money transfer service in Nashville, TN offering financial transaction services to the local community.
Profile signals: Nashville-area residents needing local check-cashing services, Customers preferring in-person transaction verification
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