NFCC-certified nonprofit offering free credit counseling, debt management plans, housing counseling, and bankruptcy guidance since 1996.
Free Help
Non-profit credit counseling agencies, HUD-approved housing counselors, and NFCC-accredited organizations with free or low-cost financial guidance to verify.
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Use this category hub with local city guides, state lending rules, answer pages, and CreditDoc data explainers. Listings are directory context, not a recommendation, approval prediction, price quote, or licensing determination.
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1275 companies found
Nonprofit credit and housing counseling agency founded in 1991. Offers debt management plans, foreclosure prevention, bankruptcy education, and student loan counseling across 12 offices in 11 states.
Nonprofit NFCC-certified credit counseling agency offering free initial consultations and paid Debt Management Plans to reduce interest rates on unsecured debt since 1987.
ACCC is a 501(c)(3) nonprofit credit counseling agency founded in 1991, offering free debt management programs starting at \/month. BBB A+ rated with 4.98 stars, NFCC member, licensed in all 50 states.
Nonprofit credit counseling agency offering free counseling, debt management programs, and HUD-approved housing help. Rated 4.7/5 from 9,144 reviews.
GreenPath Financial Wellness is a 60-year-old national nonprofit offering free NFCC and HUD-certified financial counseling, debt management, and housing guidance.
InCharge Debt Solutions is a 27-year-old Orlando-based 501(c)(3) nonprofit offering free credit counseling, debt management programs ($32-34/mo), and HUD-certified housing counseling. 3.2 million clients served, $3.4 bil
Non-profit credit counseling founded by bankruptcy and financial professionals. Provides pre- and post-bankruptcy courses designed to help consumers analyze spending and rebuild financially.
ACCESS is a Jackson County, Oregon Community Action Agency providing free food, energy assistance, housing support, and other essential services to low-income residents since 1976.
Non-profit credit counseling agency offering free debt management, bankruptcy, and housing counseling services. NFCC member with 50+ years serving 400,000+ clients.
Non-profit credit counseling organization offering free debt management programs, bankruptcy counseling, and financial guidance to consumers struggling with debt.
Nonprofit credit counseling agency offering debt management plans, credit counseling, and housing guidance. NFCC-certified with 500K+ clients served since 1999.
Latino-based non-profit offering community economic development, family services, and financial opportunity programs in Philadelphia since 1970.
Apprisen is a 501(c)(3) non-profit credit counseling agency offering debt management, financial education, and personalized financial planning at no or low cost.
Austin's official tourism and visitor information website providing free guides, event listings, and city exploration resources for travelers and residents.
Houston-based nonprofit providing free homebuyer education, counseling, and affordable housing development to help low-income families build wealth through homeownership.
Non-profit financial wellness organization offering personalized coaching, housing workshops, and debt management guidance. Founded in 1969, Balance provides unbiased financial advice to help consumers build long-term fi
Catholic Charities Fort Worth is a non-profit organization founded in 1910 providing holistic, research-based poverty reduction services to tens of thousands annually across North Texas.
CCCS of Northern Illinois is a non-profit credit counseling agency offering free and low-cost financial guidance on debt, housing, bankruptcy, and student loans to individuals across northern Illinois.
Chicago-based nonprofit offering free, bilingual financial coaching, employment support, and resource mobilization to help individuals overcome economic barriers and achieve financial stability.
Central Detroit Christian is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Con
NYC-based nonprofit providing free advocacy, counseling, and legal assistance for low-income residents on healthcare, housing, economic security, and student debt.
Non-profit housing counselor providing free homebuyer education, foreclosure intervention, and rental assistance in Nevada to help families make sound housing decisions.
Non-profit credit counseling agency serving Chattanooga and Tennessee River Valley for 40+ years, offering debt management, credit counseling, and housing counseling at no cost.
ISO-9001 accredited nonprofit credit counseling agency offering free consultations, debt management, and HUD-approved housing counseling to help consumers achieve financial stability.
Non-profit credit counseling organization offering debt management plans, bankruptcy counseling, and financial education since 1991. NFCC-affiliated with certified counselors.
Nonprofit HUD-approved financial counseling agency founded in 1974. Offers free and low-cost counseling for housing, debt, credit, and foreclosure prevention.
National nonprofit credit counseling organization offering free financial counseling, debt management programs, and housing guidance with NFCC and HUD certifications since 1961.
Detroit-based nonprofit NFCC and HUD-certified counselor offering free debt management, financial counseling, and housing guidance since 1961.
National nonprofit offering free NFCC and HUD-certified financial counseling since 1961, helping consumers with debt management, budgeting, and housing decisions.
National nonprofit providing free NFCC and HUD-certified financial counseling, debt management programs, and housing assistance since 1961.
GreenPath Financial Wellness is a 60-year-old NFCC-certified nonprofit offering free financial counseling, debt management programs, and housing counseling to help consumers reduce debt and build financial stability.
National nonprofit providing free NFCC and HUD-certified financial counseling, debt management programs, and housing assistance since 1961.
Habitat for Humanity's Money Matters is a free financial literacy program offering workshops on budgeting, credit building, and homeownership for employees and community members.
Harris County Housing & Community Development offers government-backed affordable housing, homeownership programs, and disaster recovery assistance for eligible residents.
Non-profit financial counseling and tax prep service offering free workshops, 1:1 counseling, and tax filing assistance to low- and moderate-income individuals and families.
Miami-based tax preparation and IRS representation firm offering filing services, back tax resolution, and IRS debt relief solutions for individuals and small businesses.
Jewish Family Services is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contac
Non-profit community organization providing free housing, immigration, and social services to low-income families and new immigrants in Philadelphia's Olney neighborhood since 1984.
Mission Asset Fund is a non-profit organization providing financial coaching and credit-building services to underserved communities.
Money Management International is a credit repair provider based in Stafford, Texas. Rated 5.0/5 with 734 Google reviews, reflecting exceptional customer satisfaction.
MoneySharp is a US Trustee-approved credit counseling agency offering pre- and post-bankruptcy financial education courses for $12 per household.
Nashville Financial Empowerment Center offers no-cost financial counseling to Davidson County residents through a Mayor's Office program in partnership with United Way.
National Credit Counseling Bureau (NCCB) is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independentl
Nonprofit social enterprise providing financial coaching and products to help low-wage workers reduce debt, build savings, and achieve financial security.
Nicetown CDC is a Philadelphia-based nonprofit community development organization offering housing counseling, foreclosure prevention, and neighborhood support services to low-to-moderate income residents.
Philadelphia Housing Development Corporation is a nonprofit community development organization offering housing production, preservation, and repair programs for Philadelphia residents.
IRS-approved 501(c)(3) nonprofit credit counseling agency in Phoenix offering free debt management plans, credit counseling, and debt consolidation services.
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