Compare loan companies in Detroit, Detroit credit repair, personal loans Detroit, and business loans Detroit research paths in one local guide. Review 103 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.
Detroit, MI
Detroit-based mortgage broker offering home purchase loans, refinancing, and rate comparison tools with claimed 30-day funding timelines. Review this Detroit listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Detroit, MI profile links back to a full CreditDoc review with sourced fields.
Detroit, MI
13338 E Jefferson Ave: Check `n Go in Detroit, MI provides same-day payday and title loans. Review this Detroit listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Detroit, MI profile links back to a full CreditDoc review with sourced fields.
Detroit, MI
Credit Pros is a Detroit-based credit repair company offering dispute services and credit restoration. Located on Montgomery Street with extended weekday hours. Review this Detroit listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Detroit, MI profile links back to a full CreditDoc review with sourced fields.
Detroit, MI
Detroit Development Fund provides small business loans, training, and consulting to entrepreneurs of color in Detroit, with 91% of funding going to minority-owned businesses. Review this Detroit listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Detroit, MI profile links back to a full CreditDoc review with sourced fields.
Detroit, MI
Detroit Wealth Club is a nonprofit organization providing structured financial education, credit strategy, and entrepreneurship programming to individuals and entrepreneurs across Detroit and Metro Detroit. Review this Detroit listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Detroit, MI profile links back to a full CreditDoc review with sourced fields.
Detroit, MI
The Evans Group Home Loans is a mortgage lender led by Tommy Evans, focused on simplifying the home buying process for first-time homebuyers and offering personalized loan products. Review this Detroit listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Detroit, MI profile links back to a full CreditDoc review with sourced fields.
CreditDoc lists 22 check cashing & money services providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Detroit-based check cashing service specializing in large checks including tax refunds, settlements, and 401(k) disbursements with same-day cash access.
Boulevard Check Cashing offers check cashing services in Detroit, MI, located next to Henry Ford Hospital. They cash checks and provide discount coupons for larger deposits.
Cash Connection is a check-cashing and financial services provider located in Detroit, MI, offering quick access to cash and transaction services.
A1 Check Cashing is a Detroit-based check cashing service offering same-day payouts for payroll, settlement, tax refund, and large checks with competitive fees.
Detroit Check Cashing offers same-day check cashing for all sizes, debit card cash withdrawals, money orders, and bill payment services with minimal fees at their Grand River Avenue location.
Detroit-based check cashing service offering same-day payouts for all check types and debit card cash withdrawals with no limits, claiming lowest fees in Michigan.
CreditDoc lists 21 free help providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Detroit Wealth Club is a nonprofit organization providing structured financial education, credit strategy, and entrepreneurship programming to individuals and entrepreneurs across Detroit and Metro De
Technical assistance and financial readiness consulting firm serving nonprofits, CDFIs, business service organizations, and entrepreneurs nationwide with credit education and organizational capacity b
Central Detroit Christian is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be indepen
Detroit-based nonprofit providing free housing counseling, credit education, and financial coaching to low-income residents since 1985.
Detroit-based nonprofit NFCC and HUD-certified counselor offering free debt management, financial counseling, and housing guidance since 1961.
Detroit-based nonprofit offering HUD-certified housing counseling, homebuyer education, youth development, and wellness services since 1998.
CreditDoc lists 15 credit unions providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Metro Detroit credit union offering checking, savings, personal loans, auto loans, and home equity products with competitive rates and member-focused service.
Michigan-based credit union offering personal and business checking, savings, loans, mortgages, and financial planning with no overdraft fees and member-focused service.
Michigan-based credit union offering checking, savings, loans, credit cards, mortgages, and financial education to local members.
DFCU Financial is a credit union offering checking, savings, loans, mortgages, and investment services with both online and in-person banking across Michigan.
Michigan First Credit Union is a nearly 100-year-old credit union offering personal and business banking, loans, mortgages, and insurance with a 365-day live local call center.
MSU Federal Credit Union is a federally insured credit union offering checking, savings, loans, credit cards, and business banking services to members.
CreditDoc lists 12 emergency cash providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
13338 E Jefferson Ave: Check `n Go in Detroit, MI provides same-day payday and title loans.
Community Short-Term Loans is a Detroit-based payday lender offering quick cash advances of $100–$2,500 with flexible repayment options and 24/7 availability.
qlofor.com is a loan marketplace that connects borrowers seeking $1,000–$5,000 personal loans to a network of lenders, with potential funding within 24–48 hours.
Florida-licensed short-term lender offering single-payment loans up to $500 and installment loans up to $1,000 through in-person branch locations only.
Detroit-area check cashing storefront offering immediate cash for payroll, workers' comp, and 401k checks, plus money orders, bill pay, and notary services.
ACE Cash Express offers payday loans, title loans, check cashing, and installment loans at 750+ locations nationwide since 1968, with same-day funding available.
CreditDoc lists 5 pawn shops providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Detroit-based pawn shop operating since 1978 with 4 Michigan locations. Offers collateral-based loans on jewelry, electronics, tools, and more.
City Pawn is a Detroit-based pawn shop offering collateral-based loans and buying services for jewelry, electronics, and other valuables.
iPawn Detroit is a pawn shop operating in the Detroit area. The company's website presence is limited to an Instagram login page with no accessible business information.
Family-owned pawn and jewelry lender operating in Detroit since 1923. Offers collateral-based loans and buys/sells luxury jewelry and watches.
Bim's Pawnbrokers is a Detroit-based pawn shop offering collateral-based loans and buying/selling of jewelry, firearms, guitars, and tools.
CreditDoc lists 5 mortgages & home loans providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Detroit-based mortgage broker offering home purchase loans, refinancing, and rate comparison tools with claimed 30-day funding timelines.
The Evans Group Home Loans is a mortgage lender led by Tommy Evans, focused on simplifying the home buying process for first-time homebuyers and offering personalized loan products.
Home Advantage Lending is a mortgage lender offering home purchase, refinance, and home equity loan options with competitive rate shopping and rapid quote delivery.
Hard Money Global is a hard money and private money lending brokerage specializing in asset-based real estate loans for investors with flexible credit requirements.
NACA provides character-based mortgage lending with no down payment, no closing costs, and no credit score requirements. A non-profit focused on closing the racial wealth gap through affordable homeow
CreditDoc lists 5 business loans providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Detroit Development Fund provides small business loans, training, and consulting to entrepreneurs of color in Detroit, with 91% of funding going to minority-owned businesses.
Michigan-based commercial lender offering $50K–$50M in business financing including SBA loans, lines of credit, and commercial mortgages with rates starting at 5.85% APR.
U.S. Small Business Administration Detroit office provides federal funding programs, counseling, and contracting certifications to small businesses across Michigan.
Capdeck Business Loans Detroit, Michigan — Capdeck provides small business funding through term loans, lines of credit, merchant cash advances, SBA loan...
Motor City Match provides grants, technical assistance, and facilitated lending to Detroit entrepreneurs from business planning through launch and expansion.
CreditDoc lists 5 credit repair providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Credit Pros is a Detroit-based credit repair company offering dispute services and credit restoration. Located on Montgomery Street with extended weekday hours.
Elite Credit Solutions offers credit repair services focused on disputing errors and negative items to help clients improve their FICO scores and financial standing.
Detroit-based credit restoration company founded by Tierra Jae helping clients dispute negative items, manage bankruptcy, and expunge criminal records.
Step By Step Financial Wellness offers credit improvement consultations, DIY credit guides, and ongoing financial coaching to help consumers dispute errors and improve credit scores.
Nationwide Credit Clearing is a Chicago and Phoenix-based credit repair firm with 25+ years of experience disputing inaccurate items on credit reports to improve consumer credit scores.
CreditDoc lists 4 banks providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Community bank operating in Detroit, Minneapolis, and Chicago offering personal, business, and commercial banking products with a focus on relationship banking and economic empowerment.
Bank of America financial center in Detroit offering full-service banking, drive-thru ATM access, and personalized financial guidance from local specialists.
Ally Bank is a digital banking platform offering checking, savings, and investment products with competitive rates and no hidden fees.
Community bank operating in Detroit, Minneapolis, and Chicago offering personal, business, and commercial banking with relationship-focused services and economic empowerment initiatives.
CreditDoc lists 3 bankruptcy services providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Board-certified bankruptcy attorney in Detroit offering Chapter 7 and Chapter 13 filing services with 30+ years of experience and 20,000+ cases handled.
Michigan-based bankruptcy attorney with 29 years of experience offering Chapter 7, Chapter 13, and consumer law services in Detroit.
Detroit-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for consumer debtors. Offers free consultations and 50+ years of combined experience.
CreditDoc lists 3 personal loans providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Mino Lending Solutions is a personal loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verifi
Rocket Loans is a personal lending platform from Rocket Companies (parent of Rocket Mortgage), offering fixed-rate personal loans with fast online applications and same-day funding.
Speedy Payday Loans is a free loan-matching service connecting borrowers with short-term lenders for bad credit, personal, and payday loans, with next-business-day funding possible.
CreditDoc lists 2 debt relief providers in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
Business formation and consulting firm offering entity structuring, compliance guidance, and personal financial audits. Not primarily a debt-relief company despite current categorization.
Budget Planners offers debt consolidation and credit counseling services in Detroit, Michigan, helping consumers merge multiple debts into manageable payment plans without loans.
CreditDoc lists 1 payday alternatives provider in Detroit, MI. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Detroit provider — comparison is the fastest way to spot outliers on cost or terms.
People Driven Credit Union's PD Quick Cash offers $500-$2,000 short-term loans with no credit check, 19.99% base APR (up to 34.298%), and same-day funding for members with 6+ months direct deposit history.
Federal protections: The Fair Credit Reporting Act (FCRA) gives every Detroit consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Michigan cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.
Michigan state-level protections: Consumers in Detroit, MI are also protected by Michigan state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Michigan for the current usury cap, payday-lending status, and licensing board contact details. If a Detroit provider quotes rates or fees above the Michigan usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.
Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Detroit offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Detroit, MI, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.
Red flags to watch for in Detroit: Any Michigan credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Detroit listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.
Before contacting any Detroit lender or credit repair company, download the CreditDoc research checklist tailored to Michigan consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Detroit, MI.
Why the checklist matters for Detroit residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Michigan. A credit repair contract that meets federal minimums may still fail Michigan's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Detroit. The checklist walks you through the Michigan-specific checks first, then the federal ones — in the order that matters most for Detroit borrowers.
Every Detroit listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Detroit, MI provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.
What to ask before signing a Detroit credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Michigan state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.
What to ask before signing a Detroit loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Detroit lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.
Where Detroit residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Michigan state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Detroit, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Detroit, MI consumers at no cost.
Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Detroit credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Michigan. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Detroit or elsewhere — to charge you before services are performed.
Payday loan legality varies significantly by state. Some states, including Michigan, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Michigan state overview page for the current status. If a Detroit lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.
Personal loans in Detroit, MI are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Detroit should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.
Three quick checks: (1) search the Michigan Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Detroit should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Detroit — BBB does not verify quality but does verify that the business exists at its stated address. Every Detroit lender profile on CreditDoc links directly to these sources where the data is available.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
Every Detroit, MI provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Detroit listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.
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