Review 103 credit repair companies, personal lenders, and financial services in Detroit, Michigan. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Detroit-based mortgage broker offering home purchase loans, refinancing, and rate comparison tools with claimed 30-day funding timelines.
Google rating from 70 reviews
Profile signals: First-time homebuyers in Michigan seeking guidance through the purchase process and pre-approval, Existing homeowners looking to refinance mortgages at lower rates or access home equity
13338 E Jefferson Ave: Check `n Go in Detroit, MI provides same-day payday and title loans.
Google rating from 6,982 reviews
Profile signals: Employed individuals with short-term cash needs who have access to a bank account, Consumers with poor or no credit history unable to qualify for traditional personal loans
Credit Pros is a Detroit-based credit repair company offering dispute services and credit restoration. Located on Montgomery Street with extended weekday hours.
Google rating from 1 review
Profile signals: Detroit-area residents with credit report errors seeking in-person service, Working professionals who need evening appointment availability
Detroit Development Fund provides small business loans, training, and consulting to entrepreneurs of color in Detroit, with 91% of funding going to minority-owned businesses.
Google rating from 8 reviews
Profile signals: Entrepreneurs of color seeking small business financing in Detroit with commitment to minority hiring, Existing minority-owned businesses looking to expand with combined financing and consulting support
Detroit Wealth Club is a nonprofit organization providing structured financial education, credit strategy, and entrepreneurship programming to individuals and entrepreneurs across Detroit and Metro Detroit.
Google rating from 31 reviews
Profile signals: Detroit/Metro Detroit residents interested in foundational credit education and understanding credit reports, Aspiring entrepreneurs and small business owners seeking business formation, credit strategy, and capital readiness guidance
The Evans Group Home Loans is a mortgage lender led by Tommy Evans, focused on simplifying the home buying process for first-time homebuyers and offering personalized loan products.
Google rating from 144 reviews
Profile signals: First-time homebuyers seeking personalized guidance and education through the mortgage process, Real estate investors looking for capital-efficient loan solutions and expert industry knowledge
Detroit-based check cashing service specializing in large checks including tax refunds, settlements, and 401(k) disbursements with same-day cash access.
Profile signals: Unbanked or underbanked individuals who are researching short-term cash access from large checks, Customers with tax refund, settlement, or 401(k) checks seeking same-day access
Boulevard Check Cashing offers check cashing services in Detroit, MI, located next to Henry Ford Hospital. They cash checks and provide discount coupons for larger deposits.
Profile signals: Detroit-area residents and workers without bank accounts seeking short-term cash access, Hospital employees near Henry Ford who need quick check cashing access
Cash Connection is a check-cashing and financial services provider located in Detroit, MI, offering quick access to cash and transaction services.
Profile signals: Detroit-area residents needing immediate check-cashing services during weekday or Saturday morning hours, Unbanked or underbanked individuals requiring cash access without traditional bank accounts
A1 Check Cashing is a Detroit-based check cashing service offering same-day payouts for payroll, settlement, tax refund, and large checks with competitive fees.
Profile signals: Unbanked or underbanked Detroit residents researching short-term cash access from payroll or settlement checks, Business owners requiring same-day access to corporate check funds
Detroit Check Cashing offers same-day check cashing for all sizes, debit card cash withdrawals, money orders, and bill payment services with minimal fees at their Grand River Avenue location.
Profile signals: Unbanked or underbanked Detroit-area residents needing immediate check access without bank accounts, Individuals cashing large checks such as tax refunds or settlement payments seeking same-day funds
Detroit-based check cashing service offering same-day payouts for all check types and debit card cash withdrawals with no limits, claiming lowest fees in Michigan.
Profile signals: Unbanked and underbanked individuals without traditional bank accounts needing immediate funds, Gig workers and freelancers with non-standard income streams requiring quick access to checks
Detroit Wealth Club is a nonprofit organization providing structured financial education, credit strategy, and entrepreneurship programming to individuals and entrepreneurs across Detroit and Metro Detroit.
Google rating from 31 reviews
Profile signals: Detroit/Metro Detroit residents interested in foundational credit education and understanding credit reports, Aspiring entrepreneurs and small business owners seeking business formation, credit strategy, and capital readiness guidance
Technical assistance and financial readiness consulting firm serving nonprofits, CDFIs, business service organizations, and entrepreneurs nationwide with credit education and organizational capacity building.
Google rating from 59 reviews
Profile signals: Nonprofits and CDFIs seeking to design, deliver, or strengthen credit-building and financial education programs, Small business development centers, chambers of commerce, and accelerators wanting to enhance entrepreneur financial readiness support
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Google rating from 112 reviews
Profile signals: Consumers in Detroit, Michigan looking for credit repair services, People who prefer working with a local credit repair provider
Detroit-based nonprofit providing free housing counseling, credit education, and financial coaching to low-income residents since 1985.
Google rating from 70 reviews
Profile signals: Detroit-area low-income homeowners seeking property tax relief or senior housing discounts, First-time homebuyers planning purchases and needing education to qualify for down payment assistance
Detroit-based nonprofit NFCC and HUD-certified counselor offering free debt management, financial counseling, and housing guidance since 1961.
Google rating from 6 reviews
Profile signals: Consumers with high-interest credit card debt seeking negotiated repayment plans and interest rate reduction, Homeowners facing foreclosure or renters needing housing counseling and guidance
Detroit-based nonprofit offering HUD-certified housing counseling, homebuyer education, youth development, and wellness services since 1998.
Profile signals: First-time homebuyers in Detroit seeking HUD-approved education and down payment assistance qualification, Renters preparing for homeownership who need comprehensive financial literacy and mortgage readiness training
Metro Detroit credit union offering checking, savings, personal loans, auto loans, and home equity products with rate claims to verify and member-focused service.
Google rating from 64 reviews
Profile signals: Metro Detroit residents seeking local credit union membership with personal service relationships, Consumers prioritizing identity theft protection and fraud awareness education
Michigan-based credit union offering personal and business checking, savings, loans, mortgages, and financial planning with no overdraft fees and member-focused service.
Google rating from 154 reviews
Profile signals: Michigan residents seeking full-service banking with local decision-making and community roots, Small business owners needing SBA loans, commercial lending, and treasury management services
Michigan-based credit union offering checking, savings, loans, credit cards, mortgages, and financial education to local members.
Google rating from 13 reviews
Profile signals: Michigan residents seeking rate claims to verify on auto loans, home equity lines, and mortgages from a local institution, Borrowers wanting to consolidate debt through personal loans or home equity products with listed local service
DFCU Financial is a credit union offering checking, savings, loans, mortgages, and investment services with both online and in-person banking across Michigan.
Google rating from 32 reviews
Profile signals: Michigan residents seeking full-service banking with credit union member benefits and rate claims to verify, Small business owners and non-profit organizations needing listed business banking and treasury services
Michigan First Credit Union is a nearly 100-year-old credit union offering personal and business banking, loans, mortgages, and insurance with a 365-day live local call center.
Google rating from 185 reviews
Profile signals: Michigan residents seeking personalized, local banking with century-old institutional stability, Small business owners needing comprehensive business accounts, loans, and financial services
MSU Federal Credit Union is a federally insured credit union offering checking, savings, loans, credit cards, and business banking services to members.
Google rating from 5 reviews
Profile signals: MSU students, alumni, and university-affiliated employees seeking member-owned banking, Michigan residents seeking competitive auto and home refinancing rates
13338 E Jefferson Ave: Check `n Go in Detroit, MI provides same-day payday and title loans.
Google rating from 6,982 reviews
Profile signals: Employed individuals with short-term cash needs who have access to a bank account, Consumers with poor or no credit history unable to qualify for traditional personal loans
Community Short-Term Loans is a Detroit-based payday lender offering cash-advance profile details of $100–$2,500 with flexible repayment options and 24/7 availability.
Google rating from 46 reviews
Profile signals: Consumers facing genuine emergencies who need cash within hours and have reliable income for repayment on next payday, Borrowers who report limited alternatives and explicitly understand and accept payday loan costs
qlofor.com is a loan marketplace that connects borrowers seeking $1,000–$5,000 personal loans to a network of lenders, with potential funding within 24–48 hours.
Google rating from 10 reviews
Profile signals: Borrowers with damaged credit seeking published application timing from lenders willing to underwrite non-prime applicants, Individuals facing urgent expense situations (car repairs, medical bills) who prioritize speed over lowest rates
Detroit-area check cashing storefront offering short-term cash access for payroll, workers' comp, and 401k checks, plus money orders, bill pay, and notary services.
Profile signals: Unbanked Detroit-area residents who are researching short-term cash access from a payroll or government check, Workers receiving payroll via ADP, Paylocity, or Paycheck who want same-day cash without bank holds
ACE Cash Express offers payday loans, title loans, check cashing, and installment loans at 750+ locations nationwide since 1968, with provider-stated funding timing available.
Profile signals: Consumers researching short-term cash access for emergencies with no access to traditional bank loans, Those who prefer in-person service and relationship-based lending over fully automated online loans
Detroit, MI: Advance America at 14640 Mack Ave provides payday loans, title loans, and check cashing, Mon–Sat.
Profile signals: Workers facing a short-term cash gap before their next paycheck with no credit card available, Borrowers with poor or thin credit who cannot qualify for a traditional personal loan
Detroit-based pawn shop operating since 1978 with 4 Michigan locations. Offers collateral-based loans on jewelry, electronics, tools, and more.
Google rating from 6,289 reviews
Profile signals: Consumers researching short-term cash access who own valuable items (jewelry, electronics, tools), Individuals with poor or no credit history unable to qualify for traditional loans
City Pawn is a Detroit-based pawn shop offering collateral-based loans and buying services for jewelry, electronics, and other valuables.
Google rating from 202 reviews
Profile signals: Consumers researching short-term cash access with eligibility claims to verify or background approval, Individuals with valuable items (jewelry, electronics) who prefer collateral-based lending
iPawn Detroit is a pawn shop operating in the Detroit area. The company's website presence is limited to an Instagram login page with no accessible business information.
Google rating from 156 reviews
Profile signals: Detroit residents with established local knowledge of the business, Customers who prefer in-person transactions over online research
Family-owned pawn and jewelry lender operating in Detroit since 1923. Offers collateral-based loans and buys/sells luxury jewelry and watches.
Google rating from 315 reviews
Profile signals: People with valuable jewelry or luxury watches who are researching short-term cash access with eligibility claims to verify, Collectors and luxury watch buyers seeking authenticated pre-owned pieces from established dealer
Bim's Pawnbrokers is a Detroit-based pawn shop offering collateral-based loans and buying/selling of jewelry, firearms, guitars, and tools.
Google rating from 35 reviews
Profile signals: Individuals with valuable items (jewelry, firearms, instruments, tools) needing short-term cash, People with poor credit or no credit history unable to qualify for traditional loans
Detroit-based mortgage broker offering home purchase loans, refinancing, and rate comparison tools with claimed 30-day funding timelines.
Google rating from 70 reviews
Profile signals: First-time homebuyers in Michigan seeking guidance through the purchase process and pre-approval, Existing homeowners looking to refinance mortgages at lower rates or access home equity
The Evans Group Home Loans is a mortgage lender led by Tommy Evans, focused on simplifying the home buying process for first-time homebuyers and offering personalized loan products.
Google rating from 144 reviews
Profile signals: First-time homebuyers seeking personalized guidance and education through the mortgage process, Real estate investors looking for capital-efficient loan solutions and expert industry knowledge
Home Advantage Lending is a mortgage lender offering home purchase, refinance, and home equity loan options with competitive rate shopping and rapid quote delivery.
Google rating from 140 reviews
Profile signals: Homebuyers seeking to compare mortgage options quickly online, Current homeowners exploring refinance opportunities
Hard Money Global is a hard money and private money lending brokerage specializing in asset-based real estate loans for investors with flexible credit requirements.
Google rating from 32 reviews
Profile signals: Real estate investors seeking fix-and-flip financing with non-traditional credit profiles, Property investors who need fast capital approval based on asset value rather than credit history
NACA provides character-based mortgage lending with no down payment, no closing costs, and no credit score requirements. A non-profit focused on closing the racial wealth gap through affordable homeownership.
Profile signals: First-time homebuyers with limited savings or damaged credit histories who can't qualify for conventional mortgages, Low-to-moderate income individuals and families in underserved communities seeking affordable homeownership
Detroit Development Fund provides small business loans, training, and consulting to entrepreneurs of color in Detroit, with 91% of funding going to minority-owned businesses.
Google rating from 8 reviews
Profile signals: Entrepreneurs of color seeking small business financing in Detroit with commitment to minority hiring, Existing minority-owned businesses looking to expand with combined financing and consulting support
Michigan-based commercial lender offering $50K–$50M in business financing including SBA loans, lines of credit, and commercial mortgages with rates starting at 5.85% APR.
Google rating from 54 reviews
Profile signals: Established business owners seeking $500K+ in commercial real estate or working capital financing, Companies in construction, hospitality, manufacturing, or professional services with complex cash flow structures
U.S. Small Business Administration Detroit office provides federal funding programs, counseling, and contracting certifications to small businesses across Michigan.
Google rating from 24 reviews
Profile signals: Startups and early-stage small businesses with limited credit history or collateral seeking affordable, government-backed capital, Minority-owned, women-owned, and disadvantaged businesses pursuing federal contracting opportunities and set-asides
Capdeck Business Loans Detroit, Michigan — Capdeck provides small business funding through term loans, lines of credit, merchant cash advances, SBA loan...
Profile signals: Small business owners seeking fast capital without extensive documentation, Businesses with recurring credit card sales looking for merchant cash advances
Motor City Match provides grants, technical assistance, and facilitated lending to Detroit entrepreneurs from business planning through launch and expansion.
Profile signals: Early-stage Detroit entrepreneurs with business ideas seeking free planning assistance and grant funding rather than debt, Minority-owned and women-owned business founders in Detroit with limited access to traditional small business financing
Credit Pros is a Detroit-based credit repair company offering dispute services and credit restoration. Located on Montgomery Street with extended weekday hours.
Google rating from 1 review
Profile signals: Detroit-area residents with credit report errors seeking in-person service, Working professionals who need evening appointment availability
Elite Credit Solutions offers credit repair services focused on disputing errors and negative items to help clients improve their FICO scores and financial standing.
Google rating from 11 reviews
Profile signals: Individuals with errors or inaccuracies on their credit reports seeking professional dispute assistance, Consumers overwhelmed by negative items who want personalized guidance and support throughout the repair process
Detroit-based credit restoration company founded by Tierra Jae helping clients dispute negative items, manage bankruptcy, and expunge criminal records.
Google rating from 2 reviews
Profile signals: Individuals with both credit damage and criminal record concerns seeking integrated solutions, Clients seeking culturally-aligned credit services from a Black-owned business
Step By Step Financial Wellness offers credit improvement consultations, DIY credit guides, and ongoing financial coaching to help consumers dispute errors and provide credit-score context to review.
Google rating from 8 reviews
Profile signals: Consumers seeking personalized one-on-one credit coaching and monthly guidance over 30+ days, DIY-oriented individuals willing to handle their own disputes with templates and step-by-step guidance
Nationwide Credit Clearing is a Chicago and Phoenix-based credit repair firm with 25+ years of experience disputing inaccurate items on credit reports to improve consumer credit scores.
Profile signals: Consumers in Illinois or Arizona with inaccurate negative items on credit reports, People preparing to apply for mortgages or auto loans within 3-6 months
Community bank operating in Detroit, Minneapolis, and Chicago offering personal, business, and commercial banking products with a focus on relationship banking and economic empowerment.
Google rating from 23 reviews
Profile signals: Customers in Detroit, Minneapolis, or Chicago seeking community-focused relationship banking, Small business owners and entrepreneurs needing local lending relationships and commercial services
Bank of America financial center in Detroit offering full-service banking, drive-thru ATM access, and personalized financial guidance from local staff context.
Google rating from 59 reviews
Profile signals: Business owners needing dedicated teller services and commercial deposit capabilities, Customers seeking extended hours including Saturday morning banking
Ally Bank is a digital banking platform offering checking, savings, and investment products with rate claims to verify and no fees to verify.
Profile signals: Tech-savvy consumers comfortable with online-only banking platforms, Savers seeking higher yields on deposits and CDs compared to traditional banks
Community bank operating in Detroit, Minneapolis, and Chicago offering personal, business, and commercial banking with relationship-focused services and economic empowerment initiatives.
Profile signals: Small business owners and entrepreneurs seeking relationship-based banking in Detroit, Minneapolis, or Chicago, Community-minded individuals wanting to support local economic empowerment through their bank choice
Board-certified bankruptcy attorney in Detroit offering Chapter 7 and Chapter 13 filing services with 30+ years of experience and 20,000+ cases handled.
Google rating from 284 reviews
Profile signals: Individuals with significant unsecured debt facing wage garnishment, collection harassment, or multiple creditor lawsuits, Michigan residents in financial distress who can afford attorney fees and qualify for Chapter 7 or Chapter 13 relief
Michigan-based bankruptcy attorney with 29 years of experience offering Chapter 7, Chapter 13, and consumer law services in Detroit.
Google rating from 16 reviews
Profile signals: Michigan consumers filing Chapter 7 or Chapter 13 bankruptcy who prefer local, experienced representation, Clients seeking bundled consumer law services (bankruptcy + estate planning or landlord-tenant)
Detroit-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for consumer debtors. Offers free consultations and 50+ years of combined experience.
Profile signals: Detroit-area residents facing foreclosure, wage garnishment, or creditor harassment, Consumers with primarily unsecured debt (credit cards, medical bills) considering Chapter 7 or Chapter 13
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 114 reviews
Profile signals: Consumers in Detroit, Michigan looking for personal lending services, People who prefer working with a local personal lending provider
Rocket Loans is a personal lending platform from Rocket Companies (parent of Rocket Mortgage), offering fixed-rate personal loans with fast online applications and provider-stated funding timing.
Google rating from 258 reviews
Profile signals: Consumers in Detroit, Michigan looking for personal lending services, People who prefer working with a local personal lending provider
Speedy Payday Loans is a free loan-matching service connecting borrowers with short-term lenders for bad credit, personal, and payday loans, with next-business-day funding possible.
Profile signals: Borrowers with bad or no credit who need fast access to short-term loan options, Consumers who want to cast a wide net across multiple lenders with one application
Business formation and consulting firm offering entity structuring, compliance guidance, and personal financial audits. Not primarily a debt-relief company despite current categorization.
Google rating from 1 review
Profile signals: Small business owners and entrepreneurs deciding on business entity structure, Individuals seeking to audit their personal credit reports and financial profiles
Budget Planners offers debt consolidation and credit counseling services in Detroit, Michigan, helping consumers merge multiple debts into manageable payment plans without loans.
Profile signals: Michigan residents with $10K-$50K in unsecured credit card debt across multiple cards, Consumers paying 15%+ interest rates seeking to consolidate into single manageable payments
People Driven Credit Union's PD short-term cash access offers $500-$2,000 short-term loans with eligibility claim to verify, 19.99% base APR (up to 34.298%), and provider-stated funding timing for members with 6+ months direct deposit history.
Profile signals: Credit union members with 6+ months membership and active direct deposit seeking small emergency loans without credit evaluation, Borrowers with poor credit history or thin credit files who may not meet traditional personal-loan criteria
Michigan Consumer Protections: Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.
Interest Rate Cap: Michigan usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Michigan Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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