Compare 57 credit repair companies, personal lenders, and financial services in Detroit, Michigan. All independently reviewed with BBB ratings and pricing.
Rocket Loans is a personal lending platform from Rocket Companies (parent of Rocket Mortgage), offering fixed-rate personal loans with fast online applications and same-day funding.
Best for: Consumers in Detroit, Michigan looking for personal lending services, People who prefer working with a local personal lending provider
Detroit-based pawn shop operating since 1978 with 4 Michigan locations. Offers collateral-based loans on jewelry, electronics, tools, and more.
Best for: Consumers needing quick cash who own valuable items (jewelry, electronics, tools), Individuals with poor or no credit history unable to qualify for traditional loans
Michigan-based credit union offering personal and business checking, savings, loans, mortgages, and financial planning with no overdraft fees and member-focused service.
Best for: Michigan residents seeking full-service banking with local decision-making and community roots, Small business owners needing SBA loans, commercial lending, and treasury management services
Board-certified bankruptcy attorney in Detroit offering Chapter 7 and Chapter 13 filing services with 30+ years of experience and 20,000+ cases handled.
Best for: Individuals with significant unsecured debt facing wage garnishment, collection harassment, or multiple creditor lawsuits, Michigan residents in financial distress who can afford attorney fees and qualify for Chapter 7 or Chapter 13 relief
Detroit-based mortgage broker offering home purchase loans, refinancing, and rate comparison tools with claimed 30-day funding timelines.
Best for: First-time homebuyers in Michigan seeking guidance through the purchase process and pre-approval, Existing homeowners looking to refinance mortgages at lower rates or access home equity
City Pawn is a Detroit-based pawn shop offering collateral-based loans and buying services for jewelry, electronics, and other valuables.
Best for: Consumers needing immediate cash without credit checks or background approval, Individuals with valuable items (jewelry, electronics) who prefer collateral-based lending
Technical assistance and financial readiness consulting firm serving nonprofits, CDFIs, business service organizations, and entrepreneurs nationwide with credit education and organizational capacity building.
Best for: Nonprofits and CDFIs seeking to design, deliver, or strengthen credit-building and financial education programs, Small business development centers, chambers of commerce, and accelerators wanting to enhance entrepreneur financial readiness support
Unable to verify company details. Website returns 403 Forbidden error, preventing access to service information needed for accurate profiling.
Best for: Consumers in Detroit, Michigan looking for credit repair services, People who prefer working with a local credit repair provider
Detroit Wealth Club is a nonprofit organization providing structured financial education, credit strategy, and entrepreneurship programming to individuals and entrepreneurs across Detroit and Metro Detroit.
Best for: Detroit/Metro Detroit residents interested in foundational credit education and understanding credit reports, Aspiring entrepreneurs and small business owners seeking business formation, credit strategy, and capital readiness guidance
Detroit-based nonprofit providing free housing counseling, credit education, and financial coaching to low-income residents since 1985.
Best for: Detroit-area low-income homeowners seeking property tax relief or senior housing discounts, First-time homebuyers planning purchases and needing education to qualify for down payment assistance
Unable to verify â website currently inaccessible (403 Forbidden). Central Detroit Christian CDC appears to be a Detroit-based nonprofit, but services cannot be confirmed.
Best for: Free housing counseling, Foreclosure prevention
Detroit-based nonprofit NFCC and HUD-certified counselor offering free debt management, financial counseling, and housing guidance since 1961.
Best for: Consumers with high-interest credit card debt seeking negotiated repayment plans and interest rate reduction, Homeowners facing foreclosure or renters needing housing counseling and guidance
Michigan-based credit union offering personal and business checking, savings, loans, mortgages, and financial planning with no overdraft fees and member-focused service.
Best for: Michigan residents seeking full-service banking with local decision-making and community roots, Small business owners needing SBA loans, commercial lending, and treasury management services
DFCU Financial is a credit union offering checking, savings, loans, mortgages, and investment services with both online and in-person banking across Michigan.
Best for: Michigan residents seeking full-service banking with credit union member benefits and competitive rates, Small business owners and non-profit organizations needing specialized business banking and treasury services
Michigan-based credit union offering checking, savings, loans, credit cards, mortgages, and financial education to local members.
Best for: Michigan residents seeking competitive rates on auto loans, home equity lines, and mortgages from a local institution, Borrowers wanting to consolidate debt through personal loans or home equity products with transparent local service
Metro Detroit credit union offering checking, savings, personal loans, auto loans, and home equity products with competitive rates and member-focused service.
Best for: Metro Detroit residents seeking local credit union membership with personal service relationships, Consumers prioritizing identity theft protection and fraud awareness education
Michigan First Credit Union is a nearly 100-year-old credit union offering personal and business banking, loans, mortgages, and insurance with a 365-day live local call center.
Best for: Michigan residents seeking personalized, local banking with century-old institutional stability, Small business owners needing comprehensive business accounts, loans, and financial services
MSU Federal Credit Union is a federally insured credit union offering checking, savings, loans, credit cards, and business banking services to members.
Best for: MSU students, alumni, and university-affiliated employees seeking member-owned banking, Michigan residents seeking competitive auto and home refinancing rates
Detroit-based pawn shop operating since 1978 with 4 Michigan locations. Offers collateral-based loans on jewelry, electronics, tools, and more.
Best for: Consumers needing quick cash who own valuable items (jewelry, electronics, tools), Individuals with poor or no credit history unable to qualify for traditional loans
City Pawn is a Detroit-based pawn shop offering collateral-based loans and buying services for jewelry, electronics, and other valuables.
Best for: Consumers needing immediate cash without credit checks or background approval, Individuals with valuable items (jewelry, electronics) who prefer collateral-based lending
Family-owned pawn and jewelry lender operating in Detroit since 1923. Offers collateral-based loans and buys/sells luxury jewelry and watches.
Best for: People with valuable jewelry or luxury watches who need immediate cash without credit checks, Collectors and luxury watch buyers seeking authenticated pre-owned pieces from established dealer
iPawn Detroit is a pawn shop operating in the Detroit area. The company's website presence is limited to an Instagram login page with no accessible business information.
Best for: Detroit residents with established local knowledge of the business, Customers who prefer in-person transactions over online research
Bim's Pawnbrokers is a Detroit-based pawn shop offering collateral-based loans and buying/selling of jewelry, firearms, guitars, and tools.
Best for: Individuals with valuable items (jewelry, firearms, instruments, tools) needing immediate short-term cash, People with poor credit or no credit history unable to qualify for traditional loans
Detroit-based mortgage broker offering home purchase loans, refinancing, and rate comparison tools with claimed 30-day funding timelines.
Best for: First-time homebuyers in Michigan seeking guidance through the purchase process and pre-approval, Existing homeowners looking to refinance mortgages at lower rates or access home equity
The Evans Group Home Loans is a mortgage lender led by Tommy Evans, focused on simplifying the home buying process for first-time homebuyers and offering personalized loan products.
Best for: First-time homebuyers seeking personalized guidance and education through the mortgage process, Real estate investors looking for capital-efficient loan solutions and expert industry knowledge
Home Advantage Lending is a mortgage lender offering home purchase, refinance, and home equity loan options with competitive rate shopping and rapid quote delivery.
Best for: Homebuyers seeking to compare mortgage options quickly online, Current homeowners exploring refinance opportunities
Hard Money Global is a hard money and private money lending brokerage specializing in asset-based real estate loans for investors with flexible credit requirements.
Best for: Real estate investors seeking fix-and-flip financing with non-traditional credit profiles, Property investors who need fast capital approval based on asset value rather than credit history
NACA provides character-based mortgage lending with no down payment, no closing costs, and no credit score requirements. A non-profit focused on closing the racial wealth gap through affordable homeownership.
Best for: First-time homebuyers with limited savings or damaged credit histories who can't qualify for conventional mortgages, Low-to-moderate income individuals and families in underserved communities seeking affordable homeownership
Community bank operating in Detroit, Minneapolis, and Chicago offering personal, business, and commercial banking products with a focus on relationship banking and economic empowerment.
Best for: Customers in Detroit, Minneapolis, or Chicago seeking community-focused relationship banking, Small business owners and entrepreneurs needing local lending relationships and commercial services
Ally Bank is a digital banking platform offering checking, savings, and investment products with competitive rates and no hidden fees.
Best for: Tech-savvy consumers comfortable with online-only banking platforms, Savers seeking higher yields on deposits and CDs compared to traditional banks
Community bank operating in Detroit, Minneapolis, and Chicago offering personal, business, and commercial banking with relationship-focused services and economic empowerment initiatives.
Best for: Small business owners and entrepreneurs seeking relationship-based banking in Detroit, Minneapolis, or Chicago, Community-minded individuals wanting to support local economic empowerment through their bank choice
Bank of America financial center in Detroit offering full-service banking, drive-thru ATM access, and personalized financial guidance from local specialists.
Best for: Business owners needing dedicated teller services and commercial deposit capabilities, Customers seeking extended hours including Saturday morning banking
Credit Pros is a Detroit-based credit repair company offering dispute services and credit restoration. Located on Montgomery Street with extended weekday hours.
Best for: Detroit-area residents with credit report errors seeking in-person service, Working professionals who need evening appointment availability
Elite Credit Solutions offers credit repair services focused on disputing errors and negative items to help clients improve their FICO scores and financial standing.
Best for: Individuals with errors or inaccuracies on their credit reports seeking professional dispute assistance, Consumers overwhelmed by negative items who want personalized guidance and support throughout the repair process
Detroit-based credit restoration company founded by Tierra Jae helping clients dispute negative items, manage bankruptcy, and expunge criminal records.
Best for: Individuals with both credit damage and criminal record concerns seeking integrated solutions, Clients seeking culturally-aligned credit services from a Black-owned business
Step By Step Financial Wellness offers credit improvement consultations, DIY credit guides, and ongoing financial coaching to help consumers dispute errors and improve credit scores.
Best for: Consumers seeking personalized one-on-one credit coaching and monthly guidance over 30+ days, DIY-oriented individuals willing to handle their own disputes with templates and step-by-step guidance
13338 E Jefferson Ave: Check `n Go in Detroit, MI provides same-day payday and title loans.
Best for: Employed individuals with immediate cash needs who have access to a bank account, Consumers with poor or no credit history unable to qualify for traditional personal loans
Community Short-Term Loans is a Detroit-based payday lender offering quick cash advances of $100â$2,500 with flexible repayment options and 24/7 availability.
Best for: Consumers facing genuine emergencies who need cash within hours and have reliable income for repayment on next payday, Borrowers who have exhausted other options and explicitly understand and accept payday loan costs
qlofor.com is a loan marketplace that connects borrowers seeking $1,000â$5,000 personal loans to a network of lenders, with potential funding within 24â48 hours.
Best for: Borrowers with damaged credit seeking fast approval from lenders willing to underwrite non-prime applicants, Individuals facing immediate financial emergencies (car repairs, medical bills) who prioritize speed over lowest rates
Michigan-based commercial lender offering $50Kâ$50M in business financing including SBA loans, lines of credit, and commercial mortgages with rates starting at 5.85% APR.
Best for: Established business owners seeking $500K+ in commercial real estate or working capital financing, Companies in construction, hospitality, manufacturing, or professional services with complex cash flow structures
Detroit Development Fund provides small business loans, training, and consulting to entrepreneurs of color in Detroit, with 91% of funding going to minority-owned businesses.
Best for: Entrepreneurs of color seeking small business financing in Detroit with commitment to minority hiring, Existing minority-owned businesses looking to expand with combined financing and consulting support
U.S. Small Business Administration Detroit office provides federal funding programs, counseling, and contracting certifications to small businesses across Michigan.
Best for: Startups and early-stage small businesses with limited credit history or collateral seeking affordable, government-backed capital, Minority-owned, women-owned, and disadvantaged businesses pursuing federal contracting opportunities and set-asides
Board-certified bankruptcy attorney in Detroit offering Chapter 7 and Chapter 13 filing services with 30+ years of experience and 20,000+ cases handled.
Best for: Individuals with significant unsecured debt facing wage garnishment, collection harassment, or multiple creditor lawsuits, Michigan residents in financial distress who can afford attorney fees and qualify for Chapter 7 or Chapter 13 relief
Michigan-based bankruptcy attorney with 29 years of experience offering Chapter 7, Chapter 13, and consumer law services in Detroit.
Best for: Michigan consumers filing Chapter 7 or Chapter 13 bankruptcy who prefer local, experienced representation, Clients seeking bundled consumer law services (bankruptcy + estate planning or landlord-tenant)
Rocket Loans is a personal lending platform from Rocket Companies (parent of Rocket Mortgage), offering fixed-rate personal loans with fast online applications and same-day funding.
Best for: Consumers in Detroit, Michigan looking for personal lending services, People who prefer working with a local personal lending provider
Unable to verify. Website returns 403 Forbidden error, preventing access to company information, services, and details needed for accurate profiling.
Best for: Consumers in Detroit, Michigan looking for personal lending services, People who prefer working with a local personal lending provider
Business formation and consulting firm offering entity structuring, compliance guidance, and personal financial audits. Not primarily a debt-relief company despite current categorization.
Best for: Small business owners and entrepreneurs deciding on business entity structure, Individuals seeking to audit their personal credit reports and financial profiles
Michigan Consumer Protections: Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.
Interest Rate Cap: Michigan usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Michigan Attorney General Consumer Protection Division.
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