Compare loan companies in Miami, Miami credit repair, personal loans Miami, and business loans Miami research paths in one local guide. Review 276 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.
Miami, FL
RepairMyCreditScores.com disputes negative items and inaccuracies on credit reports with the three major bureaus to help improve credit scores. Review this Miami listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Miami, FL profile links back to a full CreditDoc review with sourced fields.
Miami, FL
All About Credit Repair is a credit restoration agency helping individuals dispute inaccuracies and remove negative items from credit reports to rebuild financial reputation. Review this Miami listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Miami, FL profile links back to a full CreditDoc review with sourced fields.
Miami, FL
American Airlines Federal Credit Union is a credit union offering checking, savings, auto loans, mortgages, and credit cards primarily to American Airlines employees and their families. Review this Miami listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Miami, FL profile links back to a full CreditDoc review with sourced fields.
Miami, FL
BH Credit Solution is a credit repair company offering dispute assistance, credit analysis, and monitoring services to help clients improve credit scores and remove negative items from credit reports. Review this Miami listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Miami, FL profile links back to a full CreditDoc review with sourced fields.
Miami, FL
Miami-based mortgage broker offering home purchase, refinance, and commercial loans with NMLS licensing and bilingual expertise. Review this Miami listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Miami, FL profile links back to a full CreditDoc review with sourced fields.
Miami, FL
Capital Prime Lending is a nationwide private money lender specializing in hard money loans for real estate investors, offering fix-and-flip, construction, bridge, DSCR, and multifamily financing with fast underwriting. Review this Miami listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Miami, FL profile links back to a full CreditDoc review with sourced fields.
CreditDoc lists 76 pawn shops providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
King Cash Pawn & Jewelry Miami, FL — King Cash Pawn & Jewelry operates 8 locations across South Florida, offering pawn loans, item sales, and buy-now-pa...
Queen of Pawns Miami, FL — Florida-based pawnshop chain operating 15 locations since 1995, offering instant cash pawn loans, sell-for-cash, and discount...
West Miami Jewelry & Pawn specializes in collateral-based loans from $1,500–$50,000 secured by jewelry, gold, watches, and coins. They also buy, sell, and repair jewelry with competitive rates.
Miami-based jewelry repair and pawn shop specializing in watch repairs and jewelry services with competitive pricing and Latino-owned operations.
305 PawnShops is a family-operated pawn shop group serving the Miami/South Florida area since 1985, offering collateral-based loans, jewelry sales, and gold buying services.
Miami, FL - LA Familia Pawn and Jewelry at 1823 NW 79th St is your local pawn shop for quick cash and jewelry services.
CreditDoc lists 40 credit repair providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
RepairMyCreditScores.com disputes negative items and inaccuracies on credit reports with the three major bureaus to help improve credit scores.
All About Credit Repair is a credit restoration agency helping individuals dispute inaccuracies and remove negative items from credit reports to rebuild financial reputation.
BH Credit Solution is a credit repair company offering dispute assistance, credit analysis, and monitoring services to help clients improve credit scores and remove negative items from credit reports.
Credit Professional Services - Fix My Credit is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be
Credit Repair Ease disputes inaccurate items on credit reports and provides credit monitoring, debt validation, and financial goal planning to help consumers rebuild their credit scores.
Miami-based credit management firm offering personal and business credit repair services by appointment. Operates Monday-Friday with online booking via Square.
CreditDoc lists 32 check cashing & money services providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
Barri offers check cashing, money transfers, bill payments, and a prepaid Visa debit card with 30+ years of remittance experience serving Latin American communities.
The Check Cashing Store offers check cashing, payday loans ($100-$1,000), money orders, and MoneyGram services across Florida with over 30 years of operating history.
Check Cashing USA Miami, Florida — South Florida check cashing chain (est. 1986) with 37 locations offering same-day check cashing, payday loans, Wester...
Check Cashing USA Miami, Florida — Check Cashing USA offers check cashing, payday loans, installment loans, and money transfer services across 36 South ...
Check Cashing USA Miami, Florida — Check Cashing USA offers check cashing, payday loans, installment loans, and money transfer services across 36 South ...
Currency exchange service in Miami's Bayside Marketplace offering USD conversions to major currencies with same-day cash withdrawal for tourists and residents.
CreditDoc lists 27 emergency cash providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
Credex Auto Title Loans provides fast cash loans secured by vehicle equity in South Florida, with approval based on car value rather than credit score.
Fast Payday Loans, Inc. offers payday advances up to $1,000 with same-day funding at their Miami location. Requires valid ID, recent pay stub, and active checking account.
Credex offers car title loans in South Florida, lending up to $5,000 based on vehicle equity rather than credit score, with approval and same-day funding.
Car Title Loans Depot offers fast title loans secured by vehicle collateral, with APRs of 30%-35.99% and loan terms up to 60 months. Borrowers can keep and drive their vehicle while repaying.
Miami-based auto title lender offering same-day cash loans based on vehicle appraisal value. Borrowers retain vehicle access while lender holds title as collateral.
Florida-based lender offering payday loans (Cash Advances) up to $500 and installment loans ($100–$1,000) with no credit checks and same-day funding at 365 physical locations.
CreditDoc lists 20 business loans providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
Capital Prime Lending is a nationwide private money lender specializing in hard money loans for real estate investors, offering fix-and-flip, construction, bridge, DSCR, and multifamily financing with
FBDC is a certified development company specializing in SBA 504 loans for small business real estate and equipment financing across Florida and the Southeast.
Funded Capital provides private lending for real estate investors, specializing in fix-and-flip loans, DSCR rentals, and new construction financing across 44 states.
Miami-based business lender offering lines of credit up to $2M, SBA loans, equipment financing, and alternative capital for businesses with varied credit profiles, with funding available in as little
Miami Bayside Foundation offers small business loans, workshops, and scholarships to support minority entrepreneurs and students in South Florida's economic development.
Miami-based CDFI nonprofit providing micro loans, technical assistance, and business education to low-to-moderate income minority, women, and veteran entrepreneurs since 1989.
CreditDoc lists 18 banks providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.
BB Americas Bank is a U.S.-based subsidiary of Banco do Brasil offering bilingual/trilingual banking services to U.S. citizens, permanent residents, and non-residents with checking, savings, credit ca
Banesco USA is a full-service bank offering personal and business banking with multilingual support, relationship managers, and digital banking solutions across the continental U.S. and Puerto Rico.
Miami's Chase Bank at 1230 SW 2nd Ave provides convenient banking services with extended Saturday hours.
Florida-based community bank offering residential mortgages, wealth management, treasury management, and specialized services for businesses and law firms with a global reach.
Eastern National Bank is a community-focused bank serving South Florida and Latin America with business lending, home equity solutions, and online banking services.
CreditDoc lists 15 mortgages & home loans providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
Miami-based mortgage broker offering home purchase, refinance, and commercial loans with NMLS licensing and bilingual expertise.
DC Lending is a Florida-based mortgage lender founded by David Cruz, offering residential and commercial mortgage solutions with AI-enhanced processing and fast closings.
Fellowship Home Loans is a mortgage lender offering FHA, VA, USDA, and conventional loans with a Miami, FL branch serving homebuyers and refinance clients.
Independence Home Loans LLC is a mortgage lender offering home purchase, refinance, and VA loan services with a focus on personalized client communication and educational support.
Miami-based mortgage broker offering residential, commercial, and hard money loans to US residents and foreign nationals throughout Florida.
Miami-based boutique mortgage broker offering residential and commercial financing to domestic and international clients, with 30+ years combined experience and expertise in South Florida real estate.
CreditDoc lists 12 credit unions providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
American Airlines Federal Credit Union is a credit union offering checking, savings, auto loans, mortgages, and credit cards primarily to American Airlines employees and their families.
Dade County Federal Credit Union is a member-owned credit union offering checking, savings, loans, and credit products to South Florida residents with competitive rates.
People's Alliance Federal Credit Union (PAFCU) is a federally insured credit union offering deposit accounts, certificates, mortgages, and consumer loans with a routing number 226076135.
Space Coast Credit Union's Lago Mar branch in Miami offers full-service banking including checking, savings, mortgages, auto loans, and credit cards with branch and ATM access.
Space Coast Credit Union's Calle Ocho branch in Miami offers full-service banking including checking, savings, mortgages, auto loans, and credit cards with extended hours and drive-thru service.
Federal credit union serving government employees in South Florida since 1954, offering checking, savings, loans, credit cards, and mortgages with NCUA regulation.
CreditDoc lists 11 personal loans providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
OneMain Financial Miami, FL — OneMain Financial is a personal loan lender offering fixed-rate loans from $1,500–$30,000 with terms of 24–60 months. They...
Community Choice Financial is a personal loan lender operating across Mississippi locations, offering financial services to help customers reach their goals with convenient access and customer support.
Onyx Funding is a personal loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contac
D & F Lending Corporation is a Florida-based personal loan lender established in 2006, operating as an active profit corporation with consistent annual compliance filings.
Drive Now Auto Finance provides auto loans for car buyers with less-than-perfect credit, offering fast pre-approval and competitive rates with multilingual support.
OnMortgage LLC (DBA Miami Mortgage Brokers) is a licensed wholesale mortgage brokerage connecting FL borrowers with multiple lenders for home purchase and refinance loans.
CreditDoc lists 7 debt relief providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
Freedom Debt Resolutions specializes in merchant cash advance (MCA) debt settlement for small to mid-sized businesses carrying $40K+ in debt, negotiating reductions up to 60%.
Family-owned debt settlement and credit counseling company founded in 2002, offering negotiation services, debt consolidation, and credit monitoring to help consumers resolve outstanding debt.
BrightBay Legal Funding provides pre-settlement legal funding (non-recourse cash advances) to plaintiffs awaiting case resolution, with no repayment required if the case is lost.
Debt Consolidation US offers free debt consolidation and credit card consolidation services in Miami, Florida, connecting consumers with debt professionals to reduce payments and avoid bankruptcy.
Florida consumer law firm providing attorney-led bankruptcy, debt defense, and foreclosure defense across the state. Free initial consultation available.
Miami-based debt consolidation lender offering unsecured personal loans with fixed rates to combine multiple debts into single monthly payments through an online application process.
CreditDoc lists 7 free help providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
Miami-based tax preparation and IRS representation firm offering filing services, back tax resolution, and IRS debt relief solutions for individuals and small businesses.
United Way Center for Financial Stability offers free financial coaching, credit counseling, tax preparation, and resource referrals across three Miami-Dade County locations to help working families a
Cuban American National Council (CNC) is a Miami-based nonprofit organization providing free community programs, educational services, and support for Hispanic families across all age groups.
Haitian American Community Development Corporation provides affordable housing, homeownership counseling, and financial education to underserved communities in South Florida since 1987.
Non-profit housing counselor providing HUD-certified homebuyer education, first-time homeowner loans, and housing crisis assistance across South Florida.
Non-profit homeownership and financial empowerment organization offering free and membership-based counseling, tax assistance, and credit coaching for first-time homebuyers and existing homeowners in
CreditDoc lists 7 bankruptcy services providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
Miami-based bankruptcy law firm offering Chapter 7 & 13 filing, foreclosure defense, and debt-related litigation with free initial consultations since 2018.
Miami-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, foreclosure defense, and family law with a 50+ person staff.
Florida-based bankruptcy and debt defense law firm offering Chapter 7, Chapter 13, and litigation services against creditors and debt collectors.
Miami-based bankruptcy and criminal defense law firm led by Julia Kefalinos, offering Chapter 7, 11, and 13 bankruptcy filing, debt relief, and criminal defense services.
Miami-based bankruptcy law firm specializing exclusively in Chapter 7 and Chapter 13 filings since 1996. Led by Attorney Timothy Kingcade, a CPA with prior experience at U.S. Bankruptcy Courts.
Miami-based bankruptcy law firm with multiple Florida locations, offering Chapter 7 and Chapter 13 bankruptcy representation and free consultations.
CreditDoc lists 3 atms & cash access providers in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
Miami, FL's CoinFlip Bitcoin ATM - Check Cashing USA at 1717 NW 17th Ave offers crypto trading and check cashing with convenient hours.
At 3598 NW 27th Ave in Miami, FL, CoinFlip Bitcoin ATM - Check Cashing USA (Miami) provides quick cryptocurrency and cash services inside Check Cashing USA.
Miami's CoinFlip Bitcoin ATM - Check Cashing USA at 8518 SW 40th St delivers fast Bitcoin transactions and check cashing in Southwest Miami.
CreditDoc lists 1 payday alternatives provider in Miami, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Miami provider — comparison is the fastest way to spot outliers on cost or terms.
BMG Money offers employer-based personal loans ($500-$12,000) with payroll deduction repayment through its LoansAtWork program. Founded 2009 in Miami. BBB A+ accredited. APRs 19.99-35.99%. Partners wi
Federal protections: The Fair Credit Reporting Act (FCRA) gives every Miami consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Florida cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.
Florida state-level protections: Consumers in Miami, FL are also protected by Florida state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Florida for the current usury cap, payday-lending status, and licensing board contact details. If a Miami provider quotes rates or fees above the Florida usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.
Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Miami offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Miami, FL, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.
Red flags to watch for in Miami: Any Florida credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Miami listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.
Before contacting any Miami lender or credit repair company, download the CreditDoc research checklist tailored to Florida consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Miami, FL.
Why the checklist matters for Miami residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Florida. A credit repair contract that meets federal minimums may still fail Florida's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Miami. The checklist walks you through the Florida-specific checks first, then the federal ones — in the order that matters most for Miami borrowers.
Every Miami listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Miami, FL provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.
What to ask before signing a Miami credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Florida state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.
What to ask before signing a Miami loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Miami lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.
Where Miami residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Florida state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Miami, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Miami, FL consumers at no cost.
Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Miami credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Florida. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Miami or elsewhere — to charge you before services are performed.
Payday loan legality varies significantly by state. Some states, including Florida, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Florida state overview page for the current status. If a Miami lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.
Personal loans in Miami, FL are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Miami should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.
Three quick checks: (1) search the Florida Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Miami should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Miami — BBB does not verify quality but does verify that the business exists at its stated address. Every Miami lender profile on CreditDoc links directly to these sources where the data is available.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
Every Miami, FL provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Miami listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.
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