Nashville, TN

Loan Companies in Nashville, TN

Compare loan companies in Nashville, Nashville credit repair, personal loans Nashville, and business loans Nashville research paths in one local guide. Review 111 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Nashville

111 companies

Brendan Donelson's Smart Start is a mortgage lender licensed in 49 states, offering customized home financing for first-time buyers, relocating clients, new construction, and refinancing. Review this Nashville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Nashville, TN profile links back to a full CreditDoc review with sourced fields.

Coles & Holton, LLP

Nashville, TN

BBB NR

Nashville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings. Joshua A. Coles offers personalized representation across Middle Tennessee counties. Review this Nashville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Nashville, TN profile links back to a full CreditDoc review with sourced fields.

FinanceNashvilleTN is a directory listing 9 credit repair providers in Nashville, TN, not a credit repair company itself. It connects consumers with local credit specialists. Review this Nashville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Nashville, TN profile links back to a full CreditDoc review with sourced fields.

EmergeLaw, PLC

Nashville, TN

BBB NR

Nashville-based bankruptcy law firm specializing in Chapter 11, Subchapter V, and loan workout restructuring for Tennessee businesses facing financial distress. Review this Nashville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Nashville, TN profile links back to a full CreditDoc review with sourced fields.

Gulch Payments

Nashville, TN

BBB NR

Gulch Payments is a merchant account processor helping small businesses accept credit card payments in-person and online through various POS and payment terminal solutions. Review this Nashville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Nashville, TN profile links back to a full CreditDoc review with sourced fields.

Legacy Home Loans

Nashville, TN

BBB NR

Nashville-based mortgage lender serving Tennessee with multiple loan programs. NMLS# 1131833 with 5.0 rating across 81 reviews. Review this Nashville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Nashville, TN profile links back to a full CreditDoc review with sourced fields.

Credit Unions in Nashville

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CreditDoc lists 21 credit unions providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

MPD Community Credit Union

MPD Community Credit Union is a member-owned financial cooperative offering checking, savings, loans, and online banking services to its community members since 1966.

Nashville Firemen's Credit Union

Nashville Firemen's Credit Union is a not-for-profit financial cooperative serving Nashville Fire Department employees and families for over 90 years with loans, savings, and member-focused services.

Emergency Cash in Nashville

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CreditDoc lists 17 emergency cash providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

TN Quick Cash West Nashville

Tennessee Quick Cash offers fast title loans, flex loans, and check advances up to $4,000 with same-day funding. Locally owned in Nashville since 1997 with 22 physical locations.

Advance Financial

Advance Financial Nashville, TN — Advance Financial offers fast lines of credit and online loans up to your approved limit with same-day funding, no col...

TN Quick Cash Inglewood

Tennessee Quick Cash offers flex loans, title loans, and check advances with same-day funding up to $4,000. Locally owned since 1997 with 22+ Tennessee locations.

PayDayAllDay

PayDayAllDay Nashville, TN — PayDayAllDay offers payday loans and cash advances from $250–$5,000 with same-day online approval, serving borrowers with b...

ACE Cash Express

Nashville's 3606 Gallatin Pike location of ACE Cash Express offers payday loans, title loans, and check cashing services with extended weekday hours.

Bankruptcy Services in Nashville

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CreditDoc lists 12 bankruptcy services providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

Coles & Holton, LLP

Nashville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings. Joshua A. Coles offers personalized representation across Middle Tennessee counties.

EmergeLaw, PLC

Nashville-based bankruptcy law firm specializing in Chapter 11, Subchapter V, and loan workout restructuring for Tennessee businesses facing financial distress.

Trammell Love Law Firm

Nashville-based bankruptcy law firm offering Chapter 7, Chapter 13, foreclosure prevention, and business formation services with 15+ years of experience.

McVay Law, LLC

Nashville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 bankruptcy filings, student loan discharge, and consumer debt solutions with virtual consultation options.

Banks in Nashville

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CreditDoc lists 10 banks providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

Fifth Third Bank & ATM

Fifth Third Bank South Gulch is a full-service banking branch in Nashville offering checking, savings, credit cards, and investment services with one on-site ATM.

Citizens Savings Bank & Trust

Citizens Bank is a Nashville-based community bank offering personal and business banking with emphasis on digital-first solutions including mobile banking, bill pay, and financial management tools.

First Citizens Bank

First Citizens Bank is a traditional bank offering checking, savings, lending, and digital banking services across multiple locations including Nashville, TN.

Truist

Truist is a full-service bank offering checking, savings, loans, and investment services through physical branches and digital channels. The North Nashville location provides in-person banking with ex

Firstbank

FirstBank is a Tennessee-based community bank founded in 1906 with $16.3B in assets, offering personal and business banking services across 90 branch locations in the Southeast.

Pawn Shops in Nashville

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CreditDoc lists 9 pawn shops providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

Diamond Banc

Diamond Banc Nashville, TN — Diamond Banc is a national jewelry buyer and lender offering loans against luxury items, direct purchase of jewelry, and co...

Easy Pawn

EZPAWN is a Nashville-based pawn shop offering collateral-based loans, gold/jewelry buying, and discounted pre-owned merchandise at 2915 Dickerson Pike.

A-Wise Loan & Jewelry

Nashville-based pawn shop offering collateral-based loans on jewelry, electronics, instruments, and vehicles with no credit check required. Also buys items outright and provides loan extensions.

Paragon Mills Loan Co

Licensed Tennessee pawnbroker offering collateral-based loans with rates from 5–10% monthly depending on loan size, plus buying and selling of high-end goods. No credit check required.

Free Help in Nashville

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CreditDoc lists 9 free help providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

City Title

City Title (Tennessee Title Services, LLC) is a Middle Tennessee title insurance agency offering real estate closings, title exams, and deed preparation across 11 locations.

Business Loans Nashville, TN

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CreditDoc lists 8 business loans providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

Gulch Payments

Gulch Payments is a merchant account processor helping small businesses accept credit card payments in-person and online through various POS and payment terminal solutions.

Nashville Money Guys

Nashville Money Guys is a hard money lender specializing in fix-and-flip and bridge loans for real estate investors, offering fast closings in 10 days or less with creative funding solutions.

Pathway Lending

Tennessee-based CDFI offering flexible small business loans, affordable housing financing, and sustainability lending to underserved entrepreneurs and communities.

Pathway Women's Business Center

Pathway Lending's Women's Business Center provides coaching, training, and loans starting at $10,000 to support women-owned business growth through community resources and expert guidance.

United Same Day Business Loans

United Capital Source provides same-day and next-day business financing including short-term loans, lines of credit, merchant cash advances, and invoice factoring for small businesses with urgent fund

Payment Nerds

Payment Nerds is a merchant services and payment processing company offering POS systems, payment gateways, and mobile solutions for businesses of all sizes and risk profiles.

Check Cashing & Money Services in Nashville

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CreditDoc lists 8 check cashing & money services providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

Easy Cash Solutions

Easy Cash Solutions offers check cashing services at a single Nashville location on Murfreesboro Pike. Open extended hours daily for fast cash access.

ERnet Envìos

ERnet Envíos is a check-cashing and money transfer service in Nashville, TN offering financial transaction services to the local community.

MoneyGram

Nashville, TN MoneyGram at 2801 Foster Ave provides check-cashing and money transfer services with extended daily hours.

MoneyGram

MoneyGram at 426 21st Ave S in Nashville, TN offers check-cashing and money transfer services in a standalone location.

Mortgages & Home Loans in Nashville

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CreditDoc lists 7 mortgages & home loans providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

Cash Out Re-Fi Guys

Golden Oak Lending is a mortgage lender offering cash-out refinances, conventional loans, FHA/VA loans, and home equity solutions across 15+ states with in-house underwriting and a dedicated loan offi

Nashville Credit Repair Companies

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CreditDoc lists 6 credit repair providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

Reed Credit Group

Nashville-based credit repair company offering unlimited disputes and deletions for $99/month plus $149 enrollment fee, targeting consumers with collections, late payments, and charge-offs on their re

CREDIT FACTORY USA

Credit Factory USA disputes negative items on credit reports using aggressive strategies and conventional dispute methods to help consumers restore their credit scores.

The Credit Bros

The Credit Bros helps families improve credit scores and pursue homeownership through credit repair services, financial education, and personalized coaching since 2019.

Lexington Law Credit Repair

Lexington Law is a credit repair law firm that disputes negative items on credit reports using licensed attorneys and paralegals. They've served nearly 11 million clients since 2004 with reported remo

Personal Loans Nashville, TN

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CreditDoc lists 2 personal loans providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

Mid-Town Finance Company

Mid-Town Finance Company is a personal loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently veri

Debt Relief in Nashville

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CreditDoc lists 2 debt relief providers in Nashville, TN. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Nashville provider — comparison is the fastest way to spot outliers on cost or terms.

Timeshare Debt Release

Boutique timeshare termination firm specializing in contract cancellation and debt relief for owners victimized by fraud or misrepresentation, with in-house attorney representation.

Consumer Help ACSI

Automated Collection Services, Inc. (ACSI) is a debt collection agency that helps consumers resolve delinquent debts across multiple categories including student loans, healthcare, government, financi

Tennessee Rules for Nashville Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Nashville consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Tennessee cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Tennessee state-level protections: Consumers in Nashville, TN are also protected by Tennessee state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Tennessee for the current usury cap, payday-lending status, and licensing board contact details. If a Nashville provider quotes rates or fees above the Tennessee usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Nashville offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Nashville, TN, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Nashville: Any Tennessee credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Nashville listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Nashville Credit & Borrowing Checklist

Before contacting any Nashville lender or credit repair company, download the CreditDoc research checklist tailored to Tennessee consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Nashville, TN.

Why the checklist matters for Nashville residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Tennessee. A credit repair contract that meets federal minimums may still fail Tennessee's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Nashville. The checklist walks you through the Tennessee-specific checks first, then the federal ones — in the order that matters most for Nashville borrowers.

Working with Credit Repair and Loan Providers in Nashville

Every Nashville listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Nashville, TN provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Nashville credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Tennessee state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Nashville loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Nashville lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Nashville residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Tennessee state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Nashville, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Nashville, TN consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Nashville

How do I choose a credit repair company in Nashville, TN?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Nashville credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Tennessee. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Nashville or elsewhere — to charge you before services are performed.

Are payday loans legal in Tennessee?

Payday loan legality varies significantly by state. Some states, including Tennessee, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Tennessee state overview page for the current status. If a Nashville lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Nashville?

Personal loans in Nashville, TN are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Nashville should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Nashville lender is legitimate?

Three quick checks: (1) search the Tennessee Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Nashville should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Nashville — BBB does not verify quality but does verify that the business exists at its stated address. Every Nashville lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Nashville, Nashville credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Nashville data is sourced

Every Nashville, TN provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Nashville listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.