Review 111 credit repair companies, personal lenders, and financial services in Nashville, Tennessee. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Brendan Donelson's Smart Start is a mortgage lender licensed in 49 states, offering customized home financing for first-time buyers, relocating clients, new construction, and refinancing.
Google rating from 45 reviews
Profile signals: First-time homebuyers seeking guidance on financial readiness and mortgage options, Relocating professionals moving to or within the 49 licensed states
Nashville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings. Joshua A. Coles offers personalized representation across Middle Tennessee counties.
Google rating from 55 reviews
Profile signals: Middle Tennessee residents facing unsecured debt (credit cards, medical bills, payday loans) seeking Chapter 7 discharge, Homeowners in danger of foreclosure seeking Chapter 13 restructuring to preserve equity
FinanceNashvilleTN is a directory listing 9 credit repair providers in Nashville, TN, not a credit repair company itself. It connects consumers with local credit staff context.
Google rating from 1 review
Profile signals: Nashville residents seeking to compare multiple credit repair providers in one location before selecting a staff context, Consumers willing to research individual providers from a curated local list rather than work with a single company
Nashville-based bankruptcy law firm specializing in Chapter 11, Subchapter V, and loan workout restructuring for Tennessee businesses facing financial distress.
Google rating from 5 reviews
Profile signals: Tennessee business owners facing lender default or loan transfer to Special Assets division with viable underlying operations, Companies with overleveraged balance sheets where debt restructuring (not business failure) is the real solution
Gulch Payments is a merchant account processor helping small businesses accept credit card payments in-person and online through various POS and payment terminal solutions.
Google rating from 11 reviews
Profile signals: Small business owners seeking local merchant processing with personal customer support, High-risk merchants declined by major processors who need flexible payment solutions
Nashville-based mortgage lender serving Tennessee with multiple loan programs. NMLS# 1131833 with 5.0 rating across 81 reviews.
Google rating from 19 reviews
Profile signals: Tennessee homebuyers seeking traditional mortgage financing for primary residence purchase, Tennessee homeowners interested in refinancing existing mortgages
Tennessee Employees Credit Union is a member-owned financial institution offering banking services, lending, and digital convenience tools to employees and eligible groups.
Google rating from 13 reviews
Profile signals: Tennessee employees and members of affiliated groups seeking member-owned banking structure, Consumers prioritizing digital banking convenience with mobile and online-first service models
MPD Community Credit Union is a member-owned financial cooperative offering checking, savings, loans, and online banking services to its community members since 1966.
Google rating from 34 reviews
Profile signals: Community members eligible for MPD CU membership seeking low-cost auto financing, Individuals wanting free online banking with bill pay and 24/7 account management
Life Credit Union, now part of Fortera, is a federally insured credit union offering checking, savings, loans, and credit cards across Tennessee and Kentucky with multiple branch locations.
Google rating from 67 reviews
Profile signals: Tennessee and Kentucky residents seeking local branch banking with digital convenience options, Military members and families with access to the Fort Campbell branch location
Nashville Firemen's Credit Union is a not-for-profit financial cooperative serving Nashville Fire Department employees and families for over 90 years with loans, savings, and member-focused services.
Google rating from 15 reviews
Profile signals: Nashville Fire Department employees seeking member-owned financial services from a reported local institution, Firefighters and EMS personnel needing auto loans, personal loans, or mortgage options with rate claims to verify
Old Hickory Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with rate claims to verify and digital banking tools.
Google rating from 22 reviews
Profile signals: Nashville-area residents seeking competitive checking accounts with interest earnings and debit card rewards, Credit union members looking for auto loans and home financing at rate claims to verify
Nashville Post Office Credit Union is a federally insured credit union established in 1925, offering savings, checking, loans, and credit cards to eligible members in Tennessee.
Google rating from 57 reviews
Profile signals: Current and former postal service employees and their families seeking member-based banking, Nashville-area consumers wanting a local credit union with personal service and online convenience
Tennessee short-term cash access offers title-loan profile details, flex loans, and check advances up to $4,000 with provider-stated funding timing. Locally owned in Nashville since 1997 with 22 physical locations.
Google rating from 273 reviews
Profile signals: Tennessee residents facing short-term cash access emergencies with vehicle title equity and no access to traditional credit, Consumers with poor or no credit history who need provider-stated funding timing and cannot qualify for bank loans
Advance Financial Nashville, TN — Advance Financial offers fast lines of credit and online loans up to your approved limit with provider-stated funding timing, no col...
Google rating from 1,798 reviews
Profile signals: Nashville residents facing unexpected emergency expenses (medical, auto repair, urgent bills) who are comparing listed funding timing, Consumers with poor credit who may not meet traditional personal-loan or credit-card criteria
Tennessee short-term cash access offers flex loans, title loans, and check advances with provider-stated funding timing up to $4,000. Locally owned since 1997 with 22+ Tennessee locations.
Google rating from 145 reviews
Profile signals: Consumers with bad credit or no credit history facing genuine emergencies, Vehicle owners in Tennessee researching short-term cash access and willing to use title as collateral
PayDayAllDay Nashville, TN — PayDayAllDay offers payday loans and cash advances from $250–$5,000 with same-day online approval, serving borrowers with b...
Google rating from 50 reviews
Profile signals: Borrowers with bad credit researching emergency-cash options within 24 hours without bank approval, Workers with irregular income who have checking accounts and valid ID but cannot access traditional lending
Neighborhood Cash offers title loans, payday loans, and signature loans with provider-stated funding timing across Tennessee and Kentucky locations. They advertise advertised 0% interest to verify for 30 days on new title loans and free first payday loans.
Google rating from 36 reviews
Profile signals: Customers with vehicle titles facing genuine emergencies who can repay within 30-60 days, Unbanked or underbanked individuals needing rapid cash with eligibility claims to verify
Nashville's 3606 Gallatin Pike location of ACE Cash Express offers payday loans, title loans, and check cashing services with extended weekday hours.
Profile signals: Consumers needing quick emergency cash in states where ACE operates, Unbanked or underbanked individuals requiring check cashing and bill payment services
Nashville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings. Joshua A. Coles offers personalized representation across Middle Tennessee counties.
Google rating from 55 reviews
Profile signals: Middle Tennessee residents facing unsecured debt (credit cards, medical bills, payday loans) seeking Chapter 7 discharge, Homeowners in danger of foreclosure seeking Chapter 13 restructuring to preserve equity
Nashville-based bankruptcy law firm specializing in Chapter 11, Subchapter V, and loan workout restructuring for Tennessee businesses facing financial distress.
Google rating from 5 reviews
Profile signals: Tennessee business owners facing lender default or loan transfer to Special Assets division with viable underlying operations, Companies with overleveraged balance sheets where debt restructuring (not business failure) is the real solution
Mitchell E. Chessman is a Nashville-based bankruptcy attorney specializing in Chapter 7 and Chapter 13 filings with over a decade of consumer bankruptcy law experience.
Google rating from 15 reviews
Profile signals: Individual consumers in Tennessee (Nashville-area) facing overwhelming debt seeking personalized legal guidance, Debtors unsure whether Chapter 7 or Chapter 13 filing is appropriate for their financial situation
Board-certified bankruptcy attorney in Nashville, TN with 38+ years of experience helping individuals file Chapter 7 and Chapter 13 bankruptcy cases across Middle Tennessee.
Google rating from 46 reviews
Profile signals: Tennessee residents in Middle District counties facing foreclosure or wage garnishment needing Chapter 13 restructuring, Self-employed individuals and business owners exploring bankruptcy protection while maintaining operations
Nashville-based bankruptcy law firm offering Chapter 7, Chapter 13, foreclosure prevention, and business formation services with 15+ years of experience.
Google rating from 31 reviews
Profile signals: Nashville-area residents facing foreclosure seeking Chapter 13 bankruptcy protection, Individuals considering Chapter 7 bankruptcy in Tennessee with preference for remote service delivery
Nashville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 bankruptcy filings, student loan discharge, and consumer debt solutions with virtual consultation options.
Google rating from 37 reviews
Profile signals: Nashville and Middle Tennessee residents facing Chapter 7 or Chapter 13 bankruptcy decisions, Consumers with significant consumer debt seeking honest assessment of whether bankruptcy is necessary
Fifth Third Bank South Gulch is a full-service banking branch in Nashville offering checking, savings, credit cards, and investment services with one on-site ATM.
Google rating from 13 reviews
Profile signals: Nashville professionals and residents seeking comprehensive banking services with multiple convenient branch locations, Customers who frequently use ATMs and want to avoid out-of-network fees through Fifth Third's nationwide ATM network
Citizens Bank is a Nashville-based community bank offering personal and business banking with emphasis on digital-first solutions including mobile banking, bill pay, and financial management tools.
Google rating from 37 reviews
Profile signals: Nashville-area consumers seeking integrated digital banking with strong financial management tools, Customers wanting to consolidate viewing of multiple bank accounts and credit cards in one platform
First Citizens Bank is a traditional bank offering checking, savings, lending, and digital banking services across multiple locations including Nashville, TN.
Google rating from 11 reviews
Profile signals: Consumers seeking a traditional bank with relationship-based service and free checking accounts, Business owners needing comprehensive banking services including merchant services and commercial lending
Truist is a full-service bank offering checking, savings, loans, and investment services through physical branches and digital channels. The North Nashville location provides in-person banking with extended Friday hours.
Google rating from 61 reviews
Profile signals: Customers seeking comprehensive banking with loans, investments, and insurance under one institution, Nashville-area residents and businesses needing in-person banking with extended Friday availability
Citizens Bank is a Nashville-based bank offering personal and business banking services with emphasis on digital-first banking solutions and mobile accessibility.
Profile signals: Nashville-area residents seeking a community bank with strong digital banking capabilities, Customers who value comprehensive financial management tools and multi-account consolidation across institutions
FirstBank is a Tennessee-based community bank founded in 1906 with $16.3B in assets, offering personal and business banking services across 90 branch locations in the Southeast.
Profile signals: Southeast consumers and small businesses seeking community banking with personal banker relationships, Customers in Tennessee, Nashville, Memphis, and surrounding Southern states wanting local branch access
Diamond Banc Nashville, TN — Diamond Banc is a national jewelry buyer and lender offering loans against luxury items, direct purchase of jewelry, and co...
Google rating from 555 reviews
Profile signals: Affluent consumers with luxury watches or designer jewelry seeking short-term secured loans without selling assets, Jewelry owners wanting to sell high-value items and preferring evaluation context over online resale platforms
3311 Gallatin Pike in Nashville, TN is where Cash America Pawn provides quick pawn loans on your valuables.
Google rating from 3,214 reviews
Profile signals: Consumers who are researching short-term cash access and have valuable personal property to pledge as collateral, Individuals without access to traditional credit who need short-term emergency funding
EZPAWN is a Nashville-based pawn shop offering collateral-based loans, gold/jewelry buying, and discounted pre-owned merchandise at 2915 Dickerson Pike.
Google rating from 1,160 reviews
Profile signals: Consumers researching short-term cash access ($100-$5,000+) who own items of value and may not meet traditional credit criteria, Bargain shoppers seeking heavily discounted pre-owned electronics, jewelry, tools, and brand-name merchandise
Nashville-based pawn shop offering collateral-based loans on jewelry, electronics, instruments, and vehicles with eligibility claim to verify. Also buys items outright and provides loan extensions.
Google rating from 46 reviews
Profile signals: Consumers with valuable items who are researching emergency-cash timing, Individuals with poor credit or no credit history unable to qualify for traditional loans
Licensed Tennessee pawnbroker offering collateral-based loans with rates from 5–10% monthly depending on loan size, plus buying and selling of high-end goods. eligibility claim to verify.
Google rating from 21 reviews
Profile signals: Musicians and performers researching short-term cash access against instruments or equipment without credit impact, Small business owners with valuable inventory seeking short-term working capital with eligibility claims to verify
Family-owned precious metals buyer in Nashville specializing in gold, silver, jewelry, coins, and diamonds with 55+ years of experience.
Google rating from 33 reviews
Profile signals: Nashville-area residents with unwanted or broken gold, silver, or jewelry who want immediate local cash sales, Estate liquidators and individuals clearing deceased family member's jewelry and precious metal collections
Nashville Financial Empowerment Center offers no-cost financial counseling to Davidson County residents through a Mayor's Office program in partnership with United Way.
Google rating from 69 reviews
Profile signals: Nashville-area residents building credit or establishing savings habits for the first time, People experiencing financial instability who need personalized budgeting and debt management plans
Non-profit empowering underserved families toward economic self-sufficiency through mentoring, financial counseling, and homeownership support since 1997.
Profile signals: Nashville-area underserved families seeking to transition from government assistance to self-sufficiency, Families actively committed to homeownership and willing to engage in ongoing mentoring relationships
City Title (Tennessee Title Services, LLC) is a Middle Tennessee title insurance agency offering real estate closings, title exams, and deed preparation across 11 locations.
Profile signals: Home buyers in the Nashville metro area needing a local title and closing agent, Home sellers seeking net sheet estimates and deed preparation in Middle Tennessee
Non-profit financial wellness organization providing free credit counseling and financial guidance. Nashville-based with national reach via phone and digital services.
Profile signals: Spanish-speaking consumers seeking free financial counseling, Individuals with accessibility needs (screen readers, mobility aids)
Greenpath Financial Wellness Nashville, TN — GreenPath Financial Wellness is a 60-year-old nonprofit offering free NFCC- and HUD-certified financial cou...
Profile signals: Consumers with multiple high-interest credit card debts seeking consolidation and lower interest rates without upfront fees, Homeowners facing foreclosure, considering home purchase, or needing rental/reverse mortgage counseling
Operation HOPE is a national nonprofit providing free financial coaching, credit counseling, and financial education to individuals and families seeking to build economic security.
Profile signals: Individuals seeking free professional credit counseling and financial coaching before addressing debt or major purchases, Homebuyers preparing for mortgage applications who need credit improvement and financial planning guidance
Gulch Payments is a merchant account processor helping small businesses accept credit card payments in-person and online through various POS and payment terminal solutions.
Google rating from 11 reviews
Profile signals: Small business owners seeking local merchant processing with personal customer support, High-risk merchants declined by major processors who need flexible payment solutions
Nashville Money Guys is a hard money lender specializing in fix-and-flip and bridge loans for real estate investors, offering fast closings in 10 days or less with creative funding solutions.
Google rating from 7 reviews
Profile signals: Real estate fix-and-flip investors needing quick capital in competitive markets, Investment property owners seeking bridge financing between sales or refinancing
Tennessee-based CDFI offering flexible small business loans, affordable housing financing, and sustainability lending to underserved entrepreneurs and communities.
Google rating from 4 reviews
Profile signals: Small business owners in low-income Tennessee communities who don't qualify for traditional bank financing, Entrepreneurs seeking $10,000+ growth capital with flexible underwriting criteria
Pathway Lending's Women's Business Center provides coaching, training, and loans starting at $10,000 to support women-owned business growth through community resources and guidance context.
Google rating from 6 reviews
Profile signals: Women entrepreneurs in early to growth stages seeking both capital and business coaching support, Female business owners wanting to join a peer community and mentorship network alongside financing
United Capital Source provides same-day and next-day business financing including short-term loans, lines of credit, merchant cash advances, and invoice factoring for small businesses with urgent funding needs.
Google rating from 6 reviews
Profile signals: Small business owners facing genuine cash flow emergencies or time-sensitive opportunities who cannot wait for traditional bank approval, Businesses with damaged credit or limited history that cannot qualify for conventional bank loans but have strong current revenue
Payment Nerds is a merchant services and payment processing company offering POS systems, payment gateways, and mobile solutions for businesses of all sizes and risk profiles.
Google rating from 17 reviews
Profile signals: Small to mid-size businesses across retail, eCommerce, and subscription models seeking fast merchant account approval and setup, High-risk industry businesses (collectibles, wine & liquor, telemedicine, travel) needing listed payment processing solutions with chargeback management
Easy Cash Solutions offers check cashing services at a single Nashville location on Murfreesboro Pike. Open extended hours daily for short-term cash access.
Profile signals: Unbanked workers needing immediate paycheck access without bank account requirements, People working night shifts or non-traditional hours requiring late-night cash services
Easy Cash Solutions offers check cashing services in Nashville, TN. Located on Murfreesboro Pike with extended hours.
Profile signals: Customers researching short-term cash access conversion outside standard banking hours, Unbanked or underbanked individuals without access to traditional checking accounts
ERnet Envíos is a check-cashing and money transfer service in Nashville, TN offering financial transaction services to the local community.
Profile signals: Nashville-area residents needing local check-cashing services, Customers preferring in-person transaction verification
Nashville, TN MoneyGram at 2801 Foster Ave provides check-cashing and money transfer services with extended daily hours.
Profile signals: Unbanked and underbanked consumers who need regular cash transactions, People requiring immediate domestic or international money transfers
MoneyGram at 426 21st Ave S in Nashville, TN offers check-cashing and money transfer services in a standalone location.
Profile signals: Consumers needing to send or receive money with immediate in-person access, Unbanked or underbanked individuals who prefer physical locations over digital-only services
At 1501 Lebanon Pike, Nashville, TN 37210, Western Union Money Order Only can be reached at +1 615-883-7946.
Profile signals: Unbanked and underbanked consumers who lack checking accounts or credit cards, Renters and tenants paying rent to property management companies that don't accept checks
Brendan Donelson's Smart Start is a mortgage lender licensed in 49 states, offering customized home financing for first-time buyers, relocating clients, new construction, and refinancing.
Google rating from 45 reviews
Profile signals: First-time homebuyers seeking guidance on financial readiness and mortgage options, Relocating professionals moving to or within the 49 licensed states
Nashville-based mortgage lender serving Tennessee with multiple loan programs. NMLS# 1131833 with 5.0 rating across 81 reviews.
Google rating from 19 reviews
Profile signals: Tennessee homebuyers seeking traditional mortgage financing for primary residence purchase, Tennessee homeowners interested in refinancing existing mortgages
Mortgage broker operating in Tennessee, Kentucky, and Georgia offering customized home loans, refinances, and pre-approvals with rate claims to verify and technology-driven service.
Google rating from 323 reviews
Profile signals: Tennessee, Kentucky, and Georgia homebuyers seeking customized mortgage terms beyond standard bank offerings, Repeat customers seeking refinance options, as company emphasizes long-term relationships for second and third mortgages
Nashville-based mortgage lender offering home purchase, refinance, and specialty loan programs with 30+ years of experience.
Google rating from 29 reviews
Profile signals: First-time homebuyers seeking guidance through the mortgage process, Homeowners looking to refinance or consolidate debt through cash-out options
Golden Oak Lending is a mortgage lender offering cash-out refinances, conventional loans, FHA/VA loans, and home equity solutions across 15+ states with in-house underwriting and a dedicated loan officer model.
Profile signals: Homeowners with equity seeking to consolidate high-interest credit card or medical debt, Tennessee residents and borrowers in listed states needing cash-out refinances or conventional mortgages
Sam Buchanan is a Regional Manager at Buchanan Mortgage Group and Coast2Coast Mortgage Lending, a Zillow Mortgage Partner with 20+ years in the lending industry based in Nashville, TN.
Profile signals: Tennessee homebuyers, particularly in the Nashville area seeking local lender relationships, U.S. Veterans interested in VA loan products from a veteran-owned lending operation
FinanceNashvilleTN is a directory listing 9 credit repair providers in Nashville, TN, not a credit repair company itself. It connects consumers with local credit staff context.
Google rating from 1 review
Profile signals: Nashville residents seeking to compare multiple credit repair providers in one location before selecting a staff context, Consumers willing to research individual providers from a curated local list rather than work with a single company
Nashville-based credit repair company offering unlimited disputes and deletions for $99/month plus $149 enrollment fee, targeting consumers with collections, late payments, and charge-offs on their reports.
Google rating from 21 reviews
Profile signals: Consumers in Tennessee seeking local credit repair with affordable monthly payments and no contract, Individuals with multiple negative items (collections, late payments, charge-offs) wanting unlimited dispute attempts
Credit Factory USA disputes negative items on credit reports using aggressive strategies and conventional dispute methods to help consumers restore their credit scores.
Google rating from 55 reviews
Profile signals: Consumers with multiple negative items (collections, charge-offs, late payments) seeking comprehensive credit repair, People recovering from bankruptcy or tax liens who need organized dispute assistance
The Credit Bros gives families credit-score context to review and pursue homeownership through credit repair services, financial education, and personalized coaching since 2019.
Google rating from 22 reviews
Profile signals: First-time homebuyers with credit challenges seeking education and accountability coaching, Families ready to commit to multi-month homeownership preparation programs
Sage Credit Consulting disputes credit report errors and lists credit-score improvement services to review for clients referred by mortgage, real estate, and legal professionals.
Profile signals: Mortgage lenders and loan officers needing to refer credit-challenged borrowers, Real estate agents whose clients need credit improvement before home purchase qualification
Access Financial Services offers wealth optimization and financial protection planning, though their specific service details are not clearly disclosed on their homepage.
Profile signals: High-net-worth individuals seeking integrated wealth management (if services exist), Consumers looking for financial planning beyond single-product solutions (if details were listed)
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Borrowers with fair to good credit, People consolidating debt or funding large purchases
Boutique timeshare termination firm specializing in contract cancellation and debt relief for owners victimized by fraud or misrepresentation, with in-house attorney representation.
Google rating from 12 reviews
Profile signals: Timeshare owners with developer-financed mortgages who believe they were lied to or defrauded during sales, Individuals seeking termination through legal channels (fraud/misrepresentation) rather than deed-back or resale attempts
Automated Collection Services, Inc. (ACSI) is a debt collection agency that helps consumers resolve delinquent debts across multiple categories including student loans, healthcare, government, financial services, and retail accounts.
Profile signals: Consumers with delinquent debt already placed with ACSI who need to arrange payment or verify account details, Borrowers with specific debt types (student loans, medical bills, government debt) who want a dedicated staff context department
Lexington Law is a credit repair law firm that disputes negative items on credit reports using licensed attorneys and paralegals. They've served nearly 11 million clients since 2004 with reported removal of 84 million negative items.
Google rating from 56 reviews
Profile signals: Consumers with 1-4 negative items on their credit report (moderately damaged credit) seeking legal representation, Individuals comfortable paying for credit repair services who want attorney involvement versus self-dispute
Tennessee Consumer Protections: Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.
Interest Rate Cap: Tennessee usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Tennessee Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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