Compare 67 credit repair companies, personal lenders, and financial services in Nashville, Tennessee. All independently reviewed with BBB ratings and pricing.
3311 Gallatin Pike in Nashville, TN is where Cash America Pawn provides quick pawn loans on your valuables.
Best for: Consumers who need immediate cash and have valuable personal property to pledge as collateral, Individuals without access to traditional credit who need short-term emergency funding
Diamond Banc Nashville, TN — Diamond Banc is a national jewelry buyer and lender offering loans against luxury items, direct purchase of jewelry, and co...
Best for: Affluent consumers with luxury watches or designer jewelry seeking short-term secured loans without selling assets, Jewelry owners wanting to sell high-value items and preferring expert evaluation over online resale platforms
EZPAWN is a Nashville-based pawn shop offering collateral-based loans, gold/jewelry buying, and discounted pre-owned merchandise at 2915 Dickerson Pike.
Best for: Consumers needing immediate cash ($100-$5,000+) who own items of value and cannot qualify for traditional credit, Bargain shoppers seeking heavily discounted pre-owned electronics, jewelry, tools, and brand-name merchandise
Nashville-based bankruptcy law firm with 40+ years of experience handling Chapter 7 and Chapter 13 cases. Offers free consultations and $0 down payment options.
Best for: Tennessee residents facing Chapter 7 or Chapter 13 bankruptcy with limited upfront capital, Individuals overwhelmed by medical debt, credit card debt, or job loss
Nashville-based pawn shop offering collateral-based loans on jewelry, electronics, instruments, and vehicles with no credit check required. Also buys items outright and provides loan extensions.
Best for: Consumers with valuable items who need emergency cash within hours, Individuals with poor credit or no credit history unable to qualify for traditional loans
Brendan Donelson's Smart Start is a mortgage lender licensed in 49 states, offering customized home financing for first-time buyers, relocating clients, new construction, and refinancing.
Best for: First-time homebuyers seeking guidance on financial readiness and mortgage options, Relocating professionals moving to or within the 49 licensed states
Life Credit Union, now part of Fortera, is a federally insured credit union offering checking, savings, loans, and credit cards across Tennessee and Kentucky with multiple branch locations.
Best for: Tennessee and Kentucky residents seeking local branch banking with digital convenience options, Military members and families with access to the Fort Campbell branch location
MPD Community Credit Union is a member-owned financial cooperative offering checking, savings, loans, and online banking services to its community members since 1966.
Best for: Community members eligible for MPD CU membership seeking low-cost auto financing, Individuals wanting free online banking with bill pay and 24/7 account management
Nashville Firemen's Credit Union is a not-for-profit financial cooperative serving Nashville Fire Department employees and families for over 90 years with loans, savings, and member-focused services.
Best for: Nashville Fire Department employees seeking member-owned financial services from a trusted local institution, Firefighters and EMS personnel needing auto loans, personal loans, or mortgage options with competitive rates
Nashville Post Office Credit Union is a federally insured credit union established in 1925, offering savings, checking, loans, and credit cards to eligible members in Tennessee.
Best for: Current and former postal service employees and their families seeking member-based banking, Nashville-area consumers wanting a local credit union with personal service and online convenience
Old Hickory Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with competitive rates and digital banking tools.
Best for: Nashville-area residents seeking competitive checking accounts with interest earnings and debit card rewards, Credit union members looking for auto loans and home financing at competitive rates
Resound Credit Union is a Tennessee-based credit union operating since 1955, offering checking, savings, loans, and credit cards with competitive rates across Middle Tennessee branches.
Best for: Middle Tennessee residents and workers seeking a member-owned credit union with local branch presence, Borrowers in the region needing competitive vehicle or home equity loans
Nashville-based bankruptcy law firm with 40+ years of experience handling Chapter 7 and Chapter 13 cases. Offers free consultations and $0 down payment options.
Best for: Tennessee residents facing Chapter 7 or Chapter 13 bankruptcy with limited upfront capital, Individuals overwhelmed by medical debt, credit card debt, or job loss
Nashville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings. Joshua A. Coles offers personalized representation across Middle Tennessee counties.
Best for: Middle Tennessee residents facing unsecured debt (credit cards, medical bills, payday loans) seeking Chapter 7 discharge, Homeowners in danger of foreclosure seeking Chapter 13 restructuring to preserve equity
Board-certified bankruptcy attorney in Nashville, TN with 38+ years of experience helping individuals file Chapter 7 and Chapter 13 bankruptcy cases across Middle Tennessee.
Best for: Tennessee residents in Middle District counties facing foreclosure or wage garnishment needing Chapter 13 restructuring, Self-employed individuals and business owners exploring bankruptcy protection while maintaining operations
Nashville-based bankruptcy law firm specializing in Chapter 11, Subchapter V, and loan workout restructuring for Tennessee businesses facing financial distress.
Best for: Tennessee business owners facing lender default or loan transfer to Special Assets division with viable underlying operations, Companies with overleveraged balance sheets where debt restructuring (not business failure) is the real solution
Nashville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 bankruptcy filings, student loan discharge, and consumer debt solutions with virtual consultation options.
Best for: Nashville and Middle Tennessee residents facing Chapter 7 or Chapter 13 bankruptcy decisions, Consumers with significant consumer debt seeking honest assessment of whether bankruptcy is necessary
Mitchell E. Chessman is a Nashville-based bankruptcy attorney specializing in Chapter 7 and Chapter 13 filings with over a decade of consumer bankruptcy law experience.
Best for: Individual consumers in Tennessee (Nashville-area) facing overwhelming debt seeking personalized legal guidance, Debtors unsure whether Chapter 7 or Chapter 13 filing is appropriate for their financial situation
Citizens Bank is a Nashville-based community bank offering personal and business banking with emphasis on digital-first solutions including mobile banking, bill pay, and financial management tools.
Best for: Nashville-area consumers seeking integrated digital banking with strong financial management tools, Customers wanting to consolidate viewing of multiple bank accounts and credit cards in one platform
Citizens Bank is a Nashville-based bank offering personal and business banking services with emphasis on digital-first banking solutions and mobile accessibility.
Best for: Nashville-area residents seeking a community bank with strong digital banking capabilities, Customers who value comprehensive financial management tools and multi-account consolidation across institutions
FirstBank is a Tennessee-based community bank founded in 1906 with $16.3B in assets, offering personal and business banking services across 90 branch locations in the Southeast.
Best for: Southeast consumers and small businesses seeking community banking with personal banker relationships, Customers in Tennessee, Nashville, Memphis, and surrounding Southern states wanting local branch access
INSBANK is a commercial bank offering business lending, commercial deposits, and private banking services with an emphasis on relationship-driven banking for entrepreneurs.
Best for: Small business owners and entrepreneurs in the Nashville area seeking relationship-based banking, Companies with unconventional business models or ideas that may face rejection from large banks
Lawrence Bank, operating as Volunteer Bank, is a full-service regional bank offering personal and business checking, savings, loans, and credit cards with FDIC insurance protection.
Best for: Middle Tennessee residents seeking FDIC-insured checking and savings products from a regional bank, Small business owners needing comprehensive commercial banking including treasury management and merchant services
Pinnacle Financial Partners is a $119.1B regional bank offering comprehensive banking, investment, trust, mortgage and insurance products across the Southeast and Mid-Atlantic.
Best for: Small business and middle market clients seeking comprehensive banking and advisory relationships in the Southeast/Mid-Atlantic, Commercial clients needing integrated merchant services, lockbox, dealer floor plan, and receivables management
3311 Gallatin Pike in Nashville, TN is where Cash America Pawn provides quick pawn loans on your valuables.
Best for: Consumers who need immediate cash and have valuable personal property to pledge as collateral, Individuals without access to traditional credit who need short-term emergency funding
Diamond Banc Nashville, TN — Diamond Banc is a national jewelry buyer and lender offering loans against luxury items, direct purchase of jewelry, and co...
Best for: Affluent consumers with luxury watches or designer jewelry seeking short-term secured loans without selling assets, Jewelry owners wanting to sell high-value items and preferring expert evaluation over online resale platforms
EZPAWN is a Nashville-based pawn shop offering collateral-based loans, gold/jewelry buying, and discounted pre-owned merchandise at 2915 Dickerson Pike.
Best for: Consumers needing immediate cash ($100-$5,000+) who own items of value and cannot qualify for traditional credit, Bargain shoppers seeking heavily discounted pre-owned electronics, jewelry, tools, and brand-name merchandise
Nashville-based pawn shop offering collateral-based loans on jewelry, electronics, instruments, and vehicles with no credit check required. Also buys items outright and provides loan extensions.
Best for: Consumers with valuable items who need emergency cash within hours, Individuals with poor credit or no credit history unable to qualify for traditional loans
Licensed Tennessee pawnbroker offering collateral-based loans with rates from 5–10% monthly depending on loan size, plus buying and selling of high-end goods. No credit check required.
Best for: Musicians and performers needing quick cash against instruments or equipment without credit impact, Small business owners with valuable inventory seeking short-term working capital without credit checks
Family-owned precious metals buyer in Nashville specializing in gold, silver, jewelry, coins, and diamonds with 55+ years of experience.
Best for: Nashville-area residents with unwanted or broken gold, silver, or jewelry who want immediate local cash sales, Estate liquidators and individuals clearing deceased family member's jewelry and precious metal collections
Gulch Payments is a merchant account processor helping small businesses accept credit card payments in-person and online through various POS and payment terminal solutions.
Best for: Small business owners seeking local merchant processing with personal customer support, High-risk merchants declined by major processors who need flexible payment solutions
Nashville Money Guys is a hard money lender specializing in fix-and-flip and bridge loans for real estate investors, offering fast closings in 10 days or less with creative funding solutions.
Best for: Real estate fix-and-flip investors needing quick capital in competitive markets, Investment property owners seeking bridge financing between sales or refinancing
Tennessee-based CDFI offering flexible small business loans, affordable housing financing, and sustainability lending to underserved entrepreneurs and communities.
Best for: Small business owners in low-income Tennessee communities who don't qualify for traditional bank financing, Entrepreneurs seeking $10,000+ growth capital with flexible underwriting criteria
Pathway Lending's Women's Business Center provides coaching, training, and loans starting at $10,000 to support women-owned business growth through community resources and expert guidance.
Best for: Women entrepreneurs in early to growth stages seeking both capital and business coaching support, Female business owners wanting to join a peer community and mentorship network alongside financing
United Capital Source provides same-day and next-day business financing including short-term loans, lines of credit, merchant cash advances, and invoice factoring for small businesses with urgent funding needs.
Best for: Small business owners facing genuine cash flow emergencies or time-sensitive opportunities who cannot wait for traditional bank approval, Businesses with damaged credit or limited history that cannot qualify for conventional bank loans but have strong current revenue
Payment Nerds is a merchant services and payment processing company offering POS systems, payment gateways, and mobile solutions for businesses of all sizes and risk profiles.
Best for: Small to mid-size businesses across retail, eCommerce, and subscription models seeking fast merchant account approval and setup, High-risk industry businesses (collectibles, wine & liquor, telemedicine, travel) needing specialized payment processing solutions with chargeback management
Advance Financial Nashville, TN — Advance Financial offers fast lines of credit and online loans up to your approved limit with same-day funding, no col...
Best for: Nashville residents facing unexpected emergency expenses (medical, auto repair, urgent bills) who need cash within 24 hours, Consumers with poor credit who cannot qualify for traditional personal loans or credit cards
Neighborhood Cash offers title loans, payday loans, and signature loans with same-day funding across Tennessee and Kentucky locations. They advertise 0% interest for 30 days on new title loans and free first payday loans.
Best for: Customers with vehicle titles facing genuine emergencies who can repay within 30-60 days, Unbanked or underbanked individuals needing rapid cash without credit checks
PayDayAllDay Nashville, TN — PayDayAllDay offers payday loans and cash advances from $250–$5,000 with same-day online approval, serving borrowers with b...
Best for: Borrowers with bad credit needing emergency cash within 24 hours without bank approval, Workers with irregular income who have checking accounts and valid ID but cannot access traditional lending
Tennessee Quick Cash offers flex loans, title loans, and check advances with same-day funding up to $4,000. Locally owned since 1997 with 22+ Tennessee locations.
Best for: Consumers with bad credit or no credit history facing genuine emergencies, Vehicle owners in Tennessee needing quick cash and willing to use title as collateral
Tennessee Quick Cash offers fast title loans, flex loans, and check advances up to $4,000 with same-day funding. Locally owned in Nashville since 1997 with 22 physical locations.
Best for: Tennessee residents facing immediate cash emergencies with vehicle title equity and no access to traditional credit, Consumers with poor or no credit history who need same-day funding and cannot qualify for bank loans
Brendan Donelson's Smart Start is a mortgage lender licensed in 49 states, offering customized home financing for first-time buyers, relocating clients, new construction, and refinancing.
Best for: First-time homebuyers seeking guidance on financial readiness and mortgage options, Relocating professionals moving to or within the 49 licensed states
Mortgage broker operating in Tennessee, Kentucky, and Georgia offering customized home loans, refinances, and pre-approvals with competitive rates and technology-driven service.
Best for: Tennessee, Kentucky, and Georgia homebuyers seeking customized mortgage terms beyond standard bank offerings, Repeat customers seeking refinance options, as company emphasizes long-term relationships for second and third mortgages
Nashville-based mortgage lender serving Tennessee with multiple loan programs. NMLS# 1131833 with 5.0 rating across 81 reviews.
Best for: Tennessee homebuyers seeking traditional mortgage financing for primary residence purchase, Tennessee homeowners interested in refinancing existing mortgages
Nashville-based mortgage lender offering home purchase, refinance, and specialty loan programs with 30+ years of experience.
Best for: First-time homebuyers seeking guidance through the mortgage process, Homeowners looking to refinance or consolidate debt through cash-out options
Tennessee Housing Development Agency (THDA) is a state housing authority offering fixed-rate mortgages, down payment assistance, and homeownership programs for first-time buyers and qualified Tennesseans.
Best for: First-time homebuyers in Tennessee seeking down payment assistance and favorable fixed-rate terms, Veterans, active military, firefighters, EMTs, paramedics, and law enforcement officials in Tennessee
Nashville Financial Empowerment Center offers no-cost financial counseling to Davidson County residents through a Mayor's Office program in partnership with United Way.
Best for: Nashville-area residents building credit or establishing savings habits for the first time, People experiencing financial instability who need personalized budgeting and debt management plans
Operation HOPE is a national nonprofit providing free financial coaching, credit counseling, and financial education to individuals and families seeking to build economic security.
Best for: Individuals seeking free professional credit counseling and financial coaching before addressing debt or major purchases, Homebuyers preparing for mortgage applications who need credit improvement and financial planning guidance
Operation HOPE is a national non-profit providing free financial coaching, credit counseling, and financial literacy programs to underserved communities through one-on-one coaching and group workshops.
Best for: Low-to-moderate income individuals and families seeking free credit improvement and financial management guidance, First-time homebuyers preparing for mortgage qualification and homeownership
Greenpath Financial Wellness Nashville, TN — GreenPath Financial Wellness is a 60-year-old nonprofit offering free NFCC- and HUD-certified financial cou...
Best for: Consumers with multiple high-interest credit card debts seeking consolidation and lower interest rates without upfront fees, Homeowners facing foreclosure, considering home purchase, or needing rental/reverse mortgage counseling
Tennessee Housing Development Agency provides HUD-approved housing counseling, mortgage programs, and rental assistance to help Tennesseans achieve affordable homeownership and stable housing.
Best for: First-time homebuyers in Tennessee seeking fixed-rate mortgages with down payment assistance, Veterans, active military, firefighters, and law enforcement seeking homeownership programs with hero benefits
Credit Factory USA disputes negative items on credit reports using aggressive strategies and conventional dispute methods to help consumers restore their credit scores.
Best for: Consumers with multiple negative items (collections, charge-offs, late payments) seeking comprehensive credit repair, People recovering from bankruptcy or tax liens who need organized dispute assistance
FinanceNashvilleTN is a directory listing 9 credit repair providers in Nashville, TN, not a credit repair company itself. It connects consumers with local credit specialists.
Best for: Nashville residents seeking to compare multiple credit repair providers in one location before selecting a specialist, Consumers willing to research individual providers from a curated local list rather than work with a single company
Nashville-based credit repair company offering unlimited disputes and deletions for $99/month plus $149 enrollment fee, targeting consumers with collections, late payments, and charge-offs on their reports.
Best for: Consumers in Tennessee seeking local credit repair with affordable monthly payments and no contract, Individuals with multiple negative items (collections, late payments, charge-offs) wanting unlimited dispute attempts
The Credit Bros helps families improve credit scores and pursue homeownership through credit repair services, financial education, and personalized coaching since 2019.
Best for: First-time homebuyers with credit challenges seeking education and accountability coaching, Families ready to commit to multi-month homeownership preparation programs
Boutique timeshare termination firm specializing in contract cancellation and debt relief for owners victimized by fraud or misrepresentation, with in-house attorney representation.
Best for: Timeshare owners with developer-financed mortgages who believe they were lied to or defrauded during sales, Individuals seeking termination through legal channels (fraud/misrepresentation) rather than deed-back or resale attempts
Tennessee Consumer Protections: Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.
Interest Rate Cap: Tennessee usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Tennessee Attorney General Consumer Protection Division.
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