BBB F
Credit-builder loans that help you build credit history while saving money. No credit check required. Reports to all 3 bureaus.
Fintech
Mobile-first financial technology companies offering cash advances, digital banking, credit builder tools, investing, budgeting, or marketplace products. Compare fees, repayment rules, banking partners, and whether each product is a loan, advance, account, or subscription.
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Use this category hub with local city guides, state lending rules, answer pages, and CreditDoc data explainers. Listings are directory context, not a recommendation, approval prediction, price quote, or licensing determination.
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11 companies found
BBB A+
SoFi is a publicly traded fintech platform (NASDAQ: SOFI) offering personal loans, student loan refinancing, banking, investing, and credit cards — all in one app with no hidden fees.
BBB A+
Fee-free online bank with early direct deposit, SpotMe overdraft protection, and a secured Credit Builder card that reports to all 3 bureaus. No credit check, no minimum balance.
BBB A+
Kikoff is a credit-building platform offering secured tradelines, credit monitoring, and financial tools to help users establish or rebuild credit without credit checks or interest.
BBB F
MoneyLion is a fintech platform offering banking, lending, investing, and credit management tools through a single app. Serves 18M+ users with personal loans, checking accounts, credit cards, and automated investing.
BBB NR
SoFi is a digital financial services platform offering banking, loans, investing, and credit products. Members can access checking/savings accounts, personal loans, mortgages, student loan refinancing, and investment too
BBB F
Self Financial helps consumers build credit and savings simultaneously through a credit builder loan that reports to all three major bureaus with no credit check required.
Cash advances up to $250 with no interest or credit check, plus a credit builder loan that reports to all 3 bureaus. $9.99/month.
Cash advances up to $500 with no interest, fee-free checking, early direct deposit, and automatic budgeting. No credit check.
Access up to $1,000 of your earned wages before payday. No interest, no mandatory fees, no credit check. Tip-based model.
First consumer fintech to receive a national bank charter. Fee-free checking, up to 5% APY savings, cash advances up to $250, no credit check. FDIC insured directly.
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