Compare banks providers in Memphis, TN — 11 listed profiles with pricing, licensing, and CFPB complaint context. Review 11 listed profiles.
Featured providers with verified public review signals. Sorted by stored Google rating. Every listing links to a CreditDoc profile with pricing, licensing, and complaint context.
Memphis, TN
★ 5.0 · 5 reviews
Community bank in Memphis, TN offering personal and business banking with competitive money market and CD rates, plus mortgage and construction lending services. This Memphis listing is one of 11 listed banks providers reviewed by CreditDoc.
View Details →Memphis, TN
★ 4.5 · 94 reviews
Independent Bank is a community bank based in Memphis, TN offering checking, savings, CDs, auto loans, HELOCs, and personal lines of credit through multiple branch locations. This Memphis listing is one of 11 listed banks providers reviewed by CreditDoc.
View Details →Memphis, TN
★ 3.7 · 165 reviews
Orion Federal Credit Union is a Memphis-based credit union offering checking, savings, loans, and credit cards across 10 branches in Tennessee and Arkansas with 24/7 ATM access. This Memphis listing is one of 11 listed banks providers reviewed by CreditDoc.
View Details →Below are every banks provider CreditDoc has listed in Memphis, TN. Review pricing, refund terms, licensing, and CFPB complaint context on each profile. Comparing at least three profiles side-by-side is the fastest way to spot outliers on price or terms in the Memphis market.
Memphis, TN
BBB NR
Community bank in Memphis, TN offering personal and business banking with competitive money market and CD rates, plus mortgage and construction lending services. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Memphis, TN
BBB NR
Independent Bank is a community bank based in Memphis, TN offering checking, savings, CDs, auto loans, HELOCs, and personal lines of credit through multiple branch locations. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Memphis, TN
BBB NR
Orion Federal Credit Union is a Memphis-based credit union offering checking, savings, loans, and credit cards across 10 branches in Tennessee and Arkansas with 24/7 ATM access. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Memphis, TN
BBB NR
AAA Northeast is a membership organization offering roadside assistance, travel services, insurance, and banking products including auto loans, mortgages, and credit cards to members in six northeastern states. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Memphis, TN
Bank3 is a community bank established in 1910 offering personal and business banking services across Tennessee and Mississippi with a focus on experienced staff and personalized service. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Memphis, TN
BBB NR
Memphis, TN is home to Community Bank's branch at 6525 N Quail Hollow Rd, Suite 107, which is open Mon-Fri 9AM-4PM. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Memphis, TN
Financial Federal is a locally owned community bank in Memphis, TN offering personal and business banking products including checking, savings, CDs, money market accounts, and mortgage services with competitive rates. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Memphis, TN
First Horizon Bank is a full-service regional bank offering personal and business banking, mortgages, investment services, and wealth management across multiple states. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Memphis, TN
Independent Bank is a community-focused bank headquartered in Memphis, TN, offering checking, savings, CDs, loans, and online banking services to local customers. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Memphis, TN
BBB NR
Landmark Community Bank was a Tennessee-based community bank acquired by Simmons First National Corporation in 2021, offering locally-focused banking services with emphasis on credit culture and community involvement. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Memphis, TN
Community bank founded in 2005 offering personal and business banking, mortgages, and online/mobile solutions with a focus on local decision-making and customer relationships. This is a Memphis banks listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Federal protections for Memphis consumers: the Fair Credit Reporting Act (FCRA) gives Memphis residents the right to dispute inaccurate credit report information for free with all three credit bureaus. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Memphis or elsewhere — to charge before services are performed. If a Memphis banks provider asks for upfront payment before performing work, treat it as a red flag.
Tennessee state-level protections: Tennessee adds its own state-level rules on top of the federal ones. Interest-rate caps, licensing requirements, refund policies, and enforcement all vary by state. Check the Tennessee overview page for the current usury cap, payday-lending status, and consumer protection agency contact. Every Memphis lender should hold an active Tennessee license — if a provider cannot give you their license number in writing, treat it as a red flag.
How to check licensing: the Tennessee Department of Financial Services (or equivalent agency) publishes a searchable license lookup. Before your first meeting with any Memphis banks provider, spend five minutes cross-checking their license status. Providers that refuse to give a license number are often unlicensed to operate in Memphis or have had licenses revoked.
How to research a Memphis provider's track record: the CFPB Consumer Complaint Database at consumerfinance.gov/complaint lists complaints filed against every lender, credit repair company, and debt collector in the country. A pattern of unresolved complaints against a specific Memphis provider is one of the strongest signals available before signing a contract.
Get the pricing in writing. Ask every Memphis banks provider for their fees, monthly cost (if applicable), setup fee (if applicable), and APR (for lending products) in writing before signing. Providers that only quote pricing over the phone or that offer "call for a personalized quote" without a public pricing tier are harder to compare and usually more expensive.
Confirm the refund policy. Ask each Memphis provider what happens if you cancel within the first three days (federal CROA window), within the first month, and after the promised results are not delivered. Refund policies are one of the biggest differentiators between banks providers in Memphis, and they are frequently not disclosed until after signing.
Cross-check with the CFPB. Search each Memphis provider's exact business name in the CFPB Consumer Complaint Database. A provider with zero complaints is not necessarily better — it may just be smaller. But a provider with a pattern of unresolved complaints in the same category (e.g. billing disputes, misleading claims about credit repair timelines, high-cost lending disclosures) is a strong signal to keep researching alternatives.
Compare at least three providers. Memphis has 11 listed banks providers on CreditDoc. Reviewing three provider profiles side-by-side is the fastest way to spot pricing outliers, licensing gaps, and refund-policy differences. Providers that are transparent about pricing, licensing, and refund terms will match this level of preparation on their side; providers that resist it are usually not the right fit.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.