Banks Provider Profiles in Memphis, TN

Review 11 listed banks profiles associated with Memphis, Tennessee. Average stored Google rating where available: 4.4/5.

11 Listed Profiles 3 Google-rated Payday: Legal

Tennessee Lending Regulations

Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act Agency: Tennessee Attorney General Consumer Protection Division

Provider Profiles for Banks

Financial Federal Bank logo

Financial Federal Bank

Community bank in Memphis, TN offering personal and business banking with competitive money market and CD rates, plus mortgage and construction lending services.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Small business owners and entrepreneurs seeking personalized lending and growth capital with relationship-based banking, High-net-worth individuals interested in private banking with dedicated banker attention and customized solutions

Independent Bank logo

Independent Bank

Independent Bank is a community bank based in Memphis, TN offering checking, savings, CDs, auto loans, HELOCs, and personal lines of credit through multiple branch locations.

4.5/5

Google rating from 94 reviews

BBB: NR

Profile signals: Memphis-area residents and small business owners seeking community-focused banking with local decision-making, Customers who prefer relationship-based banking and personalized service over digital-only platforms

Orion Financial logo

Orion Financial

Orion Federal Credit Union is a Memphis-based credit union offering checking, savings, loans, and credit cards across 10 branches in Tennessee and Arkansas with 24/7 ATM access.

3.7/5

Google rating from 165 reviews

BBB: NR

Profile signals: Memphis-area residents seeking community banking with local branch presence and personal service, Spanish-speaking consumers in the Germantown or Hacks Cross areas

Listed Banks Profiles in Memphis (11)

Financial Federal Bank logo

Financial Federal Bank

Community bank in Memphis, TN offering personal and business banking with competitive money market and CD rates, plus mortgage and construction lending services.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Small business owners and entrepreneurs seeking personalized lending and growth capital with relationship-based banking, High-net-worth individuals interested in private banking with dedicated banker attention and customized solutions

Independent Bank logo

Independent Bank

Independent Bank is a community bank based in Memphis, TN offering checking, savings, CDs, auto loans, HELOCs, and personal lines of credit through multiple branch locations.

4.5/5

Google rating from 94 reviews

BBB: NR

Profile signals: Memphis-area residents and small business owners seeking community-focused banking with local decision-making, Customers who prefer relationship-based banking and personalized service over digital-only platforms

Orion Financial logo

Orion Financial

Orion Federal Credit Union is a Memphis-based credit union offering checking, savings, loans, and credit cards across 10 branches in Tennessee and Arkansas with 24/7 ATM access.

3.7/5

Google rating from 165 reviews

BBB: NR

Profile signals: Memphis-area residents seeking community banking with local branch presence and personal service, Spanish-speaking consumers in the Germantown or Hacks Cross areas

AAA Cash Fast logo

AAA Cash Fast

AAA Northeast is a membership organization offering roadside assistance, travel services, insurance, and banking products including auto loans, mortgages, and credit cards to members in six northeastern states.

BBB: NR

Profile signals: Existing AAA members in Connecticut, Massachusetts, New Jersey, New York, Rhode Island, or New Hampshire seeking consolidated financial and automotive services, Vehicle buyers looking to combine auto loans with AAA's car buying program and approved repair network

Bank3 logo

Bank3

Bank3 is a community bank established in 1910 offering personal and business banking services across Tennessee and Mississippi with a focus on experienced staff and personalized service.

BBB: NR

Profile signals: Customers in Tennessee and Mississippi seeking community bank relationships with personal service, Small business owners in regional markets needing local banking partnerships and ACH/wire capabilities

Community Bank logo

Community Bank

Memphis, TN is home to Community Bank's branch at 6525 N Quail Hollow Rd, Suite 107, which is open Mon-Fri 9AM-4PM.

BBB: NR

Profile signals: Customers seeking traditional banking with physical branch access and local relationship-based service, Small business owners and entrepreneurs needing comprehensive business banking solutions

Financial Federal Bank logo

Financial Federal Bank

Financial Federal is a locally owned community bank in Memphis, TN offering personal and business banking products including checking, savings, CDs, money market accounts, and mortgage services with rate claims to verify.

BBB: NR

Profile signals: Small business owners and entrepreneurs in the Memphis area seeking personalized lending and local decision-making, High-net-worth individuals seeking private banking relationship management and personalized service

First Horizon Bank logo

First Horizon Bank

First Horizon Bank is a full-service regional bank offering personal and business banking, mortgages, investment services, and wealth management across multiple states.

BBB: NR

Profile signals: Consumers seeking comprehensive personal banking with multiple account tiers and integrated digital services, Small business owners requiring multiple banking products (checking, credit cards, loans, payroll, cash management) from a single institution

Independent Bank logo

Independent Bank

Independent Bank is a community-focused bank headquartered in Memphis, TN, offering checking, savings, CDs, loans, and online banking services to local customers.

BBB: NR

Profile signals: Memphis-area residents seeking a community bank with local decision-making and branch access, Local small business owners who value personal banking relationships with established financial institutions

Landmark Community Bank logo

Landmark Community Bank

Landmark Community Bank was a Tennessee-based community bank acquired by Simmons First National Corporation in 2021, offering locally-focused banking services with emphasis on credit culture and community involvement.

BBB: NR

Profile signals: Historical analysis of Tennessee banking market consolidation and M&A activity, Researchers studying community bank acquisition patterns in the Southeast

Paragon Bank logo

Paragon Bank

Community bank founded in 2005 offering personal and business banking, mortgages, and online/mobile solutions with a focus on local decision-making and customer relationships.

BBB: NR

Profile signals: Consumers seeking traditional community banking with local relationship-based service, Small business owners needing personalized banking solutions and quick local decisions