Jacksonville, FL

Loan Companies in Jacksonville, FL

Compare loan companies in Jacksonville, Jacksonville credit repair, personal loans Jacksonville, and business loans Jacksonville research paths in one local guide. Review 137 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Jacksonville

137 companies

Albaugh Law Firm

Jacksonville, FL

BBB NR

Jacksonville-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing representation with over 70 years of combined attorney experience and free initial consultations. Review this Jacksonville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Jacksonville, FL profile links back to a full CreditDoc review with sourced fields.

Atlantic Jewelry & Loan

Jacksonville, FL

BBB NR

Family-owned pawn shop since 1998 specializing in jewelry, gold, Rolex watches, and collateral-based loans. Buys gift cards, coins, and high-end merchandise. Review this Jacksonville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Jacksonville, FL profile links back to a full CreditDoc review with sourced fields.

Core Global Financial LLC

Jacksonville, FL

BBB NR

Core Global Financial offers secured credit cards, credit builder loans, tradeline purchases, and rent reporting services to help consumers rebuild credit scores from scratch. Review this Jacksonville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Jacksonville, FL profile links back to a full CreditDoc review with sourced fields.

Credit Repair Expert Help

Jacksonville, FL

BBB NR

Credit Repair Expert Help is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying. Review this Jacksonville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Jacksonville, FL profile links back to a full CreditDoc review with sourced fields.

First Coast Mortgage Funding is a Jacksonville-based mortgage lender offering home purchase and refinance loans through a team of licensed loan officers including Eric Carson. Review this Jacksonville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Jacksonville, FL profile links back to a full CreditDoc review with sourced fields.

Fleysher Law is a Florida-based bankruptcy law firm offering Chapter 7, Chapter 13, and Chapter 11 filing services with 15+ years of experience through its Jacksonville office. Review this Jacksonville listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Jacksonville, FL profile links back to a full CreditDoc review with sourced fields.

Credit Unions in Jacksonville

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CreditDoc lists 23 credit unions providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

VyStar Credit Union

VyStar Credit Union is a Florida and Georgia-based credit union offering checking, savings, loans, investments, and insurance products with a focus on military support and community involvement.

Community First Credit Union

Community First Credit Union of Florida is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards with a focus on local banking and financial wellness.

Pawn Shops in Jacksonville

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CreditDoc lists 22 pawn shops providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Atlantic Jewelry & Loan

Family-owned pawn shop since 1998 specializing in jewelry, gold, Rolex watches, and collateral-based loans. Buys gift cards, coins, and high-end merchandise.

Jax Jewelry & Pawn

Jax Jewelry & Pawn operates two Jacksonville locations offering collateral-based loans and cash purchases on jewelry, gold, firearms, electronics, and merchandise. Claims over 100 years in business wi

Cash City Pawn

Cash City Pawn is a Jacksonville, Florida pawn shop specializing in firearms, jewelry, electronics, and tools with competitive pricing and knowledgeable staff.

Gold Star Jewelry & Pawn

Gold Star Jewelry & Pawn buys, sells, and trades jewelry, watches, collectibles, and other valuables with over 35 years of experience in Jacksonville, Florida.

Jacksonville Credit Repair Companies

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CreditDoc lists 18 credit repair providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Credit Repair Expert Help

Credit Repair Expert Help is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently veri

The Credit Lab

The Credit Lab offers credit repair services with dispute assistance, financial consulting, and small business credit solutions from their Jacksonville, FL office.

Emergency Cash in Jacksonville

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CreditDoc lists 18 emergency cash providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Lending Bear

Lending Bear is a short-term cash provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Cont

United Bad Credit Loans

United Bad Credit Loans is a loan marketplace that connects consumers with bad credit to third-party lenders offering fast emergency loans, without charging fees for its service.

Portside Finance

Jacksonville-based personal lender offering $500–$5,000 loans with 12–18 month terms and a 35.9% APR. Fast approval with flexible repayment options.

Bankruptcy Services in Jacksonville

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CreditDoc lists 15 bankruptcy services providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Albaugh Law Firm

Jacksonville-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing representation with over 70 years of combined attorney experience and free initial consultations.

Higginbotham Bankruptcy Law Firm

D.C. Higginbotham is a Jacksonville-based bankruptcy attorney with nearly 30 years of experience handling Chapter 7 and Chapter 13 cases, offering flat-fee representation and free consultations.

Free Help in Jacksonville

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CreditDoc lists 12 free help providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Relief Credit Repair

American Consumer Credit Counseling (ACCC) is a BBB A+-rated nonprofit offering free credit counseling and Debt Management Plans to help Jacksonville residents consolidate and pay off credit card debt

Harris Financial Coaching

Individual financial coach offering budget planning, credit management, and retirement guidance to families. AFCPE-affiliated with 16 years experience and financial coaching certification.

Mortgages & Home Loans in Jacksonville

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CreditDoc lists 9 mortgages & home loans providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Forever Home Loans

Forever Home Loans is a Florida-based mortgage broker offering purchase and refinance loans including FHA, VA, USDA, conventional, and jumbo mortgages with emphasis on streamlined digital processing.

Halvorsen Team - LoanPeople

Halvorsen Team is a Jacksonville-based mortgage lender offering home purchase, refinance, and renovation loans across Florida, Georgia, and West Virginia with a focus on fast closings and personalized

Jacksonville Hard Money Lenders

BridgeWell Capital is a private hard money lender in Jacksonville offering fast real estate investment loans (fix-and-flip, cash-out refi, commercial) with closings in as little as 10 days.

Check Cashing & Money Services in Jacksonville

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CreditDoc lists 6 check cashing & money services providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

MoneyGram

Jacksonville, FL MoneyGram on Southside Blvd offers check cashing and money transfers with extended hours daily.

MoneyGram

Jacksonville, FL MoneyGram at 2261 Edgewood Ave W offers check cashing, money transfers, and bill payments.

Western Union

Jacksonville's Western Union at Town Center Pkwy provides money transfers, check cashing, and financial services open daily 7AM-10PM in Florida.

Western Union

Jacksonville Western Union check-cashing at 51 W Bay St offers money transfer and financial services in downtown Florida.

Business Loans Jacksonville, FL

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CreditDoc lists 4 business loans providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Automotive Fresh Start Center

Auto lender specializing in vehicle financing for consumers with challenged credit, active bankruptcy, or no credit history. Offers direct-to-door delivery and works with multiple lenders to secure ap

Cocard

Payment processing network of owner-operated ISOs offering credit/debit card terminals, mobile processing, and merchant services since 1999.

T D Auto Finance

TD Auto Finance provides auto financing options through a network of dealers, offering flexible terms and multiple payment methods for vehicle purchases.

Debt Relief in Jacksonville

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CreditDoc lists 4 debt relief providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Century Law Firm

Century Law Firm offers personalized debt resolution and defense strategies through US-based legal representation, focusing on credit card debt management and consumer protection against creditors.

Debt Consolidation US

Debt Consolidation US offers free debt consolidation and management services in Jacksonville, Florida, helping consumers reduce monthly payments and avoid bankruptcy through professional debt relief p

Banks in Jacksonville

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CreditDoc lists 2 banks providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Personal Loans Jacksonville, FL

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CreditDoc lists 2 personal loans providers in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Speedy Cash Mandarin

Speedy Cash Mandarin is a personal loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified

VyStar Investment Services

VyStar Investment Services is a Florida-based financial advisory firm offering investment management, retirement planning, and wealth coaching through dedicated advisors and a digital investing platform.

Credit Cards in Jacksonville

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CreditDoc lists 1 credit cards provider in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Bryte Payment Solutions

Bryte Payment Solutions is a merchant payment processor offering point-of-sale systems and credit card processing with low or no-fee options for retail, hospitality, and e-commerce businesses.

Credit Building in Jacksonville

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CreditDoc lists 1 credit building provider in Jacksonville, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Jacksonville provider — comparison is the fastest way to spot outliers on cost or terms.

Core Global Financial LLC

Core Global Financial offers secured credit cards, credit builder loans, tradeline purchases, and rent reporting services to help consumers rebuild credit scores from scratch.

Florida Rules for Jacksonville Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Jacksonville consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Florida cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Florida state-level protections: Consumers in Jacksonville, FL are also protected by Florida state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Florida for the current usury cap, payday-lending status, and licensing board contact details. If a Jacksonville provider quotes rates or fees above the Florida usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Jacksonville offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Jacksonville, FL, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Jacksonville: Any Florida credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Jacksonville listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Jacksonville Credit & Borrowing Checklist

Before contacting any Jacksonville lender or credit repair company, download the CreditDoc research checklist tailored to Florida consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Jacksonville, FL.

Why the checklist matters for Jacksonville residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Florida. A credit repair contract that meets federal minimums may still fail Florida's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Jacksonville. The checklist walks you through the Florida-specific checks first, then the federal ones — in the order that matters most for Jacksonville borrowers.

Working with Credit Repair and Loan Providers in Jacksonville

Every Jacksonville listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Jacksonville, FL provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Jacksonville credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Florida state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Jacksonville loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Jacksonville lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Jacksonville residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Florida state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Jacksonville, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Jacksonville, FL consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Jacksonville

How do I choose a credit repair company in Jacksonville, FL?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Jacksonville credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Florida. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Jacksonville or elsewhere — to charge you before services are performed.

Are payday loans legal in Florida?

Payday loan legality varies significantly by state. Some states, including Florida, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Florida state overview page for the current status. If a Jacksonville lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Jacksonville?

Personal loans in Jacksonville, FL are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Jacksonville should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Jacksonville lender is legitimate?

Three quick checks: (1) search the Florida Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Jacksonville should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Jacksonville — BBB does not verify quality but does verify that the business exists at its stated address. Every Jacksonville lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Jacksonville, Jacksonville credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Jacksonville data is sourced

Every Jacksonville, FL provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Jacksonville listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.