Review 137 credit repair companies, personal lenders, and financial services in Jacksonville, Florida. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Jacksonville-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing representation with over 70 years of combined attorney experience and free initial consultations.
Google rating from 15 reviews
Profile signals: Jacksonville and St. Augustine residents facing Chapter 7 or Chapter 13 bankruptcy filing, Individuals with multiple debt types (credit card, medical, student loan) seeking consolidated legal representation
Family-owned pawn shop since 1998 specializing in jewelry, gold, Rolex watches, and collateral-based loans. Buys gift cards, coins, and high-end merchandise.
Google rating from 182 reviews
Profile signals: People researching short-term cash access who own jewelry, watches, gold, or other valuables and prefer collateral loans to unsecured debt, Sellers of precious metals or Rolex watches seeking cash-for-goods transactions without shipping hassles
Core Global Financial offers secured credit cards, credit builder loans, tradeline purchases, and rent reporting services to help consumers rebuild credit scores from scratch.
Google rating from 18 reviews
Profile signals: Consumers with no credit history or severely damaged credit looking to establish payment history through secured products, Renters wanting to convert monthly rent payments into credit-building tradelines
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 1 review
Profile signals: Consumers in Jacksonville, Florida looking for credit repair services, People who prefer working with a local credit repair provider
First Coast Mortgage Funding is a Jacksonville-based mortgage lender offering home purchase and refinance loans through a team of licensed loan officers including Eric Carson.
Google rating from 37 reviews
Profile signals: First-time homebuyers in the Jacksonville, Florida area seeking personalized guidance, Servicemembers and military families relocating or purchasing homes
Fleysher Law is a Florida-based bankruptcy law firm offering Chapter 7, Chapter 13, and Chapter 11 filing services with 15+ years of experience through its Jacksonville office.
Google rating from 51 reviews
Profile signals: Florida homeowners facing foreclosure who need to preserve equity under state homestead exemptions, Individuals with wage garnishment or active creditor lawsuits seeking immediate automatic stay protection
Publix Employees Federal Credit Union is a member-owned financial institution serving Publix Super Markets employees and retirees with competitive loan rates, online banking, and multiple branch locations across Florida and Georgia.
Google rating from 14 reviews
Profile signals: Current and retired Publix Super Markets employees seeking competitive loan rates and member-owned credit union benefits, Publix employees looking to refinance existing auto loans at lower rates
VyStar Credit Union is a Florida and Georgia-based credit union offering checking, savings, loans, investments, and insurance products with a focus on military support and community involvement.
Google rating from 1,447 reviews
Profile signals: Military members and veterans seeking dedicated financial support and military-specific discounts, Florida and Georgia residents seeking comprehensive financial services from a single local credit union
Community First Credit Union of Florida is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards with a focus on local banking and financial wellness.
Google rating from 1,813 reviews
Profile signals: Florida residents seeking personalized local banking with community-focused service, Consumers prioritizing financial education and wellness resources alongside banking services
RadiFi Credit Union's Park Street Branch in Jacksonville offers full-service banking with checking, savings, loans, and wealth advisory services to members in the historic Riverside neighborhood.
Google rating from 1,014 reviews
Profile signals: Jacksonville residents in or near the Riverside neighborhood seeking personalized, face-to-face banking with competitive savings rates, Credit union members looking for auto refinancing or mortgage products with promotional rate reductions
RadiFi Credit Union's Northside Jacksonville branch offers member banking with checking, savings, loans, and mortgage services since 1935.
Google rating from 155 reviews
Profile signals: Jacksonville residents seeking competitive savings rates on CDs and high-yield checking accounts, Homebuyers interested in mortgage refinancing or purchase financing with local NMLS-licensed originators
RadiFi Credit Union's Westside Jacksonville branch offers membership-based banking with checking, savings, loans, and mortgage services. Serving the community since 1935 with rate claims to verify and personalized member support.
Google rating from 213 reviews
Profile signals: Military members and families stationed at or near Naval Air Station Jacksonville seeking community-focused credit union banking, Homebuyers in Westside Jacksonville looking for in-person mortgage origination with local branch support
Family-owned pawn shop since 1998 specializing in jewelry, gold, Rolex watches, and collateral-based loans. Buys gift cards, coins, and high-end merchandise.
Google rating from 182 reviews
Profile signals: People researching short-term cash access who own jewelry, watches, gold, or other valuables and prefer collateral loans to unsecured debt, Sellers of precious metals or Rolex watches seeking cash-for-goods transactions without shipping hassles
Jax Jewelry & Pawn operates two Jacksonville locations offering collateral-based loans and cash purchases on jewelry, gold, firearms, electronics, and merchandise. Claims over 100 years in business with focus on fair pricing and customer service.
Google rating from 1,407 reviews
Profile signals: Consumers with valuable jewelry, gold, or collectible items researching short-term cash access with eligibility claims to verify, People in temporary financial hardship who can repay within weeks and want to retrieve pledged items
Appointment-based luxury collateral lender in Jacksonville, FL offering loans up to $500K on jewelry, watches, coins, and precious metals with rates from 3-25% monthly and eligibility claims to verify.
Google rating from 17 reviews
Profile signals: High-net-worth individuals with valuable jewelry, watches, or precious metals needing immediate capital with eligibility claims to verify, Estate representatives and collectors looking to liquidate or temporarily borrow against luxury personal property
Cash City Pawn is a Jacksonville, Florida pawn shop specializing in firearms, jewelry, electronics, and tools with competitive pricing and knowledgeable staff.
Google rating from 137 reviews
Profile signals: Firearms owners and enthusiasts seeking listed knowledge and firearms transactions, People selling items outright for cash who value competitive valuations
Gold Star Jewelry & Pawn buys, sells, and trades jewelry, watches, collectibles, and other valuables with over 35 years of experience in Jacksonville, Florida.
Google rating from 273 reviews
Profile signals: Customers in Jacksonville with valuable jewelry, watches, or collectibles seeking short-term cash access, Buyers searching for pre-owned designer merchandise, vintage antiques, or specialty items at negotiated prices
Money Bridge Pawn & Loan operates 3 Jacksonville-area pawn shops offering short-term cash access loans on collateral and discounted merchandise sales.
Google rating from 182 reviews
Profile signals: Consumers who are researching short-term cash access and have valuable collateral but poor/no credit, People seeking quick short-term loans with eligibility claims to verify or applications
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Google rating from 1,751 reviews
Profile signals: Consumers in Jacksonville, Florida looking for emergency lending services, People who prefer working with a local emergency lending provider
United Bad Credit Loans is a loan marketplace that connects consumers with bad credit to third-party lenders offering emergency-loan profile details, without charging fees for its service.
Google rating from 10 reviews
Profile signals: Consumers with bad credit who have been rejected by traditional banks and are comparing emergency-cash timing, People seeking to compare multiple lender offers simultaneously without applying directly to each
Jacksonville-based personal lender offering $500–$5,000 loans with 12–18 month terms and a 35.9% APR. published application timing with flexible repayment options.
Google rating from 24 reviews
Profile signals: Borrowers in the Jacksonville/North Port area with moderate credit who prefer in-person lending relationships, Consumers needing $1,000–$5,000 with ability to repay over 12–18 months rather than 2–4 weeks
Jacksonville, FL ACE Cash Express at 5751 N Main St offers payday and title-loan profile details.
Profile signals: Consumers needing quick access to cash through physical retail locations, Customers requiring multiple financial services (check cashing, bill payments, money transfers) in one location
Jacksonville, FL payday loans at ACE Cash Express on University Boulevard — open 9AM-7PM weekdays.
Profile signals: Consumers needing small emergency cash with fast funding timelines, Individuals with vehicle title who want collateral-based loans
Jacksonville, FL's Advance America at 6251 Argyle Forest Blvd offers payday and title-loan profile details.
Profile signals: Consumers facing genuine short-term cash emergencies with no other funding options, Borrowers with vehicle equity who need larger amounts ($2,000–$25,000) and can reliably repay
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 1 review
Profile signals: Consumers in Jacksonville, Florida looking for credit repair services, People who prefer working with a local credit repair provider
Jacksonville Credit Repair offers credit dispute resolution, report analysis, and score improvement strategies through licensed professionals serving the Jacksonville, FL area.
Google rating from 16 reviews
Profile signals: Jacksonville-area residents with inaccurate negative items on credit reports seeking local in-person service, Consumers who have been denied credit and want professional dispute assistance
Jacksonville-based tax and credit repair service offering credit consultations with 90-day action plans, tax preparation, and notary services.
Google rating from 21 reviews
Profile signals: Jacksonville residents seeking bundled tax and credit services at one location, Self-employed/1099 earners needing free tax prep combined with credit review
Royal Blue Financial Services offers credit repair, credit education, and tax preparation services. Based in Jacksonville, FL, they focus on helping clients improve their credit profiles.
Google rating from 2 reviews
Profile signals: Jacksonville, FL residents seeking local credit repair with in-person consultation, Consumers wanting bundled credit and tax services from a single provider
Squeaky Clean Credit Consulting disputes inaccurate items on credit reports and provides personalized credit counseling and monitoring to help clients rebuild their credit.
Google rating from 20 reviews
Profile signals: Consumers with collections, charge-offs, or late payments preparing for home purchase or mortgage approval, Renters and apartment applicants needing credit improvement for rental approval
The Credit Lab offers credit repair services with dispute assistance, financial consulting, and small business credit solutions from their Jacksonville, FL office.
Google rating from 1 review
Profile signals: Small business owners seeking to establish or improve business credit while addressing personal credit issues, Consumers with financial disorganization who need both credit repair and broader financial consulting services
Jacksonville-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing representation with over 70 years of combined attorney experience and free initial consultations.
Google rating from 15 reviews
Profile signals: Jacksonville and St. Augustine residents facing Chapter 7 or Chapter 13 bankruptcy filing, Individuals with multiple debt types (credit card, medical, student loan) seeking consolidated legal representation
Fleysher Law is a Florida-based bankruptcy law firm offering Chapter 7, Chapter 13, and Chapter 11 filing services with 15+ years of experience through its Jacksonville office.
Google rating from 51 reviews
Profile signals: Florida homeowners facing foreclosure who need to preserve equity under state homestead exemptions, Individuals with wage garnishment or active creditor lawsuits seeking immediate automatic stay protection
Jacksonville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt relief, and mortgage modifications for individuals and businesses across Northeast and Central Florida.
Google rating from 58 reviews
Profile signals: Florida residents (Northeast/Central Florida) with unmanageable credit card debt or medical bills seeking Chapter 7 liquidation bankruptcy, Homeowners behind on mortgage payments wanting to retain property through Chapter 13 reorganization
Jacksonville-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services, foreclosure defense, and real estate law with nearly a decade of attorney experience.
Google rating from 109 reviews
Profile signals: Florida residents in the Jacksonville area facing Chapter 7 or Chapter 13 bankruptcy filing needs, Homeowners in foreclosure proceedings requiring legal defense and representation
Jacksonville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt settlement, and foreclosure defense for Florida residents.
Google rating from 346 reviews
Profile signals: Jacksonville-area residents facing Chapter 7 or Chapter 13 bankruptcy filing who prioritize attorney accessibility and communication, Homeowners in foreclosure seeking integrated legal defense and bankruptcy planning
D.C. Higginbotham is a Jacksonville-based bankruptcy attorney with nearly 30 years of experience handling Chapter 7 and Chapter 13 cases, offering flat-fee representation and free consultations.
Google rating from 156 reviews
Profile signals: North Florida residents facing foreclosure, repossession, or wage garnishment who need immediate debt relief, Individuals and families with unsecured debt seeking Chapter 7 liquidation or Chapter 13 reorganization
American Consumer Credit Counseling (ACCC) is a BBB A+-rated nonprofit offering free credit counseling and Debt Management Plans to help Jacksonville residents consolidate and pay off credit card debt faster.
Google rating from 2 reviews
Profile signals: Jacksonville residents with multiple credit cards struggling to manage payments and seeking lower interest rates, Consumers seeking structured debt payoff plans without taking on new loans or debt settlement
National nonprofit providing free NFCC and HUD-certified financial counseling, debt management programs, and housing assistance since 1961.
Google rating from 4 reviews
Profile signals: Individuals with high-interest credit card debt seeking consolidation and interest rate negotiation, Homeowners facing foreclosure or considering reverse mortgages seeking HUD-certified guidance
National nonprofit credit counseling and HUD-approved housing counselor network offering free debt relief, credit building, and homeownership guidance since 1974.
Profile signals: Homebuyers seeking free pre-purchase education and credit counseling before applying for mortgages, Reverse mortgage inquirers needing federally required counseling before proceeding with application
Individual financial coach offering budget planning, credit management, and retirement guidance to families. AFCPE-affiliated with 16 years experience and financial coaching certification.
Profile signals: Parents and households seeking personalized financial coaching who can afford $459 session fees, Families wanting to instill wealth-building mindset and budgeting skills in children
Jacksonville Area Legal Aid is a nonprofit law firm providing free and reduced-fee legal services to low-income individuals across North Florida since 1937.
Profile signals: Low-income individuals and families in North Florida facing eviction, family law disputes, or housing-related legal issues, Moderate-income families in Duval, Clay, and Nassau counties seeking affordable legal assistance through the FLARE sliding-scale program
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Profile signals: Jacksonville-area residents seeking non-profit credit or housing counseling, Consumers preferring in-person counseling with local community organizations
First Coast Mortgage Funding is a Jacksonville-based mortgage lender offering home purchase and refinance loans through a team of licensed loan officers including Eric Carson.
Google rating from 37 reviews
Profile signals: First-time homebuyers in the Jacksonville, Florida area seeking personalized guidance, Servicemembers and military families relocating or purchasing homes
Forever Home Loans is a Florida-based mortgage broker offering purchase and refinance loans including FHA, VA, USDA, conventional, and jumbo mortgages with emphasis on streamlined digital processing.
Google rating from 49 reviews
Profile signals: Florida homebuyers and homeowners seeking to refinance using government-backed programs (FHA, VA, USDA), High-net-worth borrowers needing jumbo loans above conventional loan limits
Halvorsen Team is a Jacksonville-based mortgage lender offering home purchase, refinance, and renovation loans across Florida, Georgia, and West Virginia with a focus on fast closings and personalized service.
Google rating from 93 reviews
Profile signals: Florida, Georgia, or West Virginia homebuyers seeking referral-based mortgage services with emphasis on responsive, personalized attention, Borrowers with complex mortgage situations (reverse mortgages, pre-foreclosure, multi-party complications) who need loan officers willing to advocate beyond standard duties
BridgeWell Capital is a private hard money lender in Jacksonville offering fast real estate investment loans (fix-and-flip, cash-out refi, commercial) with closings in as little as 10 days.
Google rating from 3 reviews
Profile signals: Real estate fix-and-flip investors needing fast capital and flexible underwriting for renovation projects, Commercial real estate investors purchasing or refinancing office, retail, or mixed-use properties
Kristine Kennedy is a Branch Manager (NMLS #227275) at GFS Home Loans in Jacksonville, FL, offering mortgage services including purchases, refinances, and home construction financing.
Google rating from 190 reviews
Profile signals: Jacksonville-area homebuyers seeking a relationship-based approach with a single loan officer, Borrowers refinancing mortgages who value educational guidance on rate comparison and break-even analysis
Coast2Coast Mortgage is a Jacksonville-based lender offering conventional, FHA, VA, USDA, and listed mortgage products including investment property and foreign national loans.
Google rating from 153 reviews
Profile signals: Real estate investors seeking listed DSCR, pad split, or short-term rental financing, Self-employed professionals and business owners with non-traditional income documentation
Jacksonville, FL MoneyGram on Southside Blvd offers check cashing and money transfers with extended hours daily.
Profile signals: Immigrants and individuals sending international remittances to family members, Consumers seeking convenient in-person money transfer while shopping
Jacksonville, FL MoneyGram at 2261 Edgewood Ave W offers check cashing, money transfers, and bill payments.
Profile signals: Consumers without bank accounts seeking check cashing and money transfer services, International remittance senders needing quick transfer options at convenient retail locations
Jacksonville's Western Union at Town Center Pkwy provides money transfers, check cashing, and financial services open daily 7AM-10PM in Florida.
Profile signals: Customers sending international remittances to family in developing countries, People researching emergency-cash options pickup from a nearby retail location within hours
Jacksonville Western Union check-cashing at 51 W Bay St offers money transfer and financial services in downtown Florida.
Profile signals: Unbanked and underbanked consumers needing cash access without traditional bank accounts, International remittance senders supporting family members without formal banking access
Jacksonville, FL's Western Union Money Order Only at 5843 University Blvd W is open 24/7 for check cashing and money order services.
Profile signals: Immigrants and expatriates sending money to family members abroad, Consumers needing reliable, established money transfer services with global reach
Jacksonville, FL at 4324 Atlantic Blvd is home to Western Union Money Order Only, offering 24/7 money order and check-cashing services.
Profile signals: Unbanked and underbanked consumers who prefer cash-based in-person transactions, Senders making frequent domestic or international money transfers to family or friends
Auto lender specializing in vehicle financing for consumers with challenged credit, active bankruptcy, or no credit history. Offers direct-to-door delivery and works with multiple lenders to secure approval.
Profile signals: Consumers in active Chapter 7 bankruptcy seeking to purchase a vehicle during the filing process, Recently discharged bankrupts (within 1-2 years) unable to qualify for bank/credit union auto loans
Payment processing network of owner-operated ISOs offering credit/debit card terminals, mobile processing, and merchant services since 1999.
Profile signals: Small retail and restaurant businesses seeking payment processing with lower overhead costs, Mobile vendors, food trucks, and outdoor event merchants who need wireless or portable terminals
SBA 504 lender serving Alabama, Florida, and Georgia with fixed-rate commercial real estate, equipment, and debt refinancing loans for small businesses.
Profile signals: Established small business owners purchasing or expanding commercial real estate with 10%+ equity available, Companies seeking to refinance existing commercial debt at lower rates without business expansion plans
TD Auto Finance provides auto financing options through a network of dealers, offering flexible terms and multiple payment methods for vehicle purchases.
Profile signals: Consumers purchasing vehicles from TD Auto Finance partner dealerships, Borrowers seeking flexible payment options and online account management
Century Law Firm offers personalized debt resolution and defense strategies through US-based legal representation, focusing on credit card debt management and consumer protection against creditors.
Google rating from 1,330 reviews
Profile signals: Consumers with multiple high-interest credit card debts seeking legal representation, Individuals looking for personalized debt management strategies beyond DIY approaches
National law firm specializing in debt settlement and collection defense with 25+ attorneys serving 47 states. Endorsed by The Dave Ramsey Show.
Google rating from 1,048 reviews
Profile signals: Consumers with $20,000+ in unsecured debt (credit cards, personal loans) seeking negotiated settlements, Individuals being actively sued by creditors or collection agencies who need legal defense representation
Debt Consolidation US offers free debt consolidation and management services in Jacksonville, Florida, helping consumers reduce monthly payments and avoid bankruptcy through professional debt relief programs.
Profile signals: Consumers with $10K-$100K+ in credit card debt seeking consolidation options, Jacksonville, Florida residents overwhelmed by multiple creditors and high-interest payments
Professional Debt Mediation is a collections agency specializing in past-due account recovery for multi-family housing and other industries since 1998.
Profile signals: Property management companies and multi-family housing operators with past-due resident accounts, Creditors and businesses across various industries seeking professional debt recovery services
EverBank is an FDIC-insured national bank offering high-yield savings accounts, CDs, checking, and money market accounts with rate claims to verify and no monthly fees.
Profile signals: Rate-conscious savers seeking competitive yields on savings and CD products, Customers prioritizing digital/mobile banking convenience over branch access
Florida Capital Bank is a community-focused business bank offering commercial lending, checking accounts, and cash management solutions with local decision-making and personalized service.
Profile signals: Small to mid-sized businesses seeking personalized lending relationships with local decision-making, Business owners wanting interest-bearing checking accounts that reward higher balances
Betterplan Solutions offers credit repair, dispute filing, and financial coaching to help clients rebuild credit scores and qualify for better loan rates.
Profile signals: Consumers with inaccurate or disputed items on their credit reports seeking professional dispute filing, Individuals looking to rebuild credit through education and personalized coaching alongside repair services
Lexington Law is a credit repair law firm that disputes errors and negative items on credit reports using licensed attorneys and paralegals. They've served nearly 11 million clients since 2004.
Profile signals: Consumers with moderately damaged credit (3-5 negative items) seeking attorney-backed dispute support, People with potential errors or unverifiable items on their credit reports who want legal advocacy
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Profile signals: Borrowers with fair to good credit, People consolidating debt or funding large purchases
VyStar Investment Services is a Florida-based financial advisory firm offering investment management, retirement planning, and wealth coaching through dedicated advisors and a digital investing platform.
Profile signals: Individuals approaching or in retirement seeking comprehensive income planning, Investors seeking personalized advisory relationships with dedicated financial coaches
Bryte Payment Solutions is a merchant payment processor offering point-of-sale systems and credit card processing with low or no-fee options for retail, hospitality, and e-commerce businesses.
Google rating from 51 reviews
Profile signals: Retail businesses seeking to reduce payment processing costs through custom solutions, Hospitality venues (restaurants, bars) needing integrated POS and inventory management
Core Global Financial offers secured credit cards, credit builder loans, tradeline purchases, and rent reporting services to help consumers rebuild credit scores from scratch.
Google rating from 18 reviews
Profile signals: Consumers with no credit history or severely damaged credit looking to establish payment history through secured products, Renters wanting to convert monthly rent payments into credit-building tradelines
Florida Consumer Protections: Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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