Review 113 credit repair companies, personal lenders, and financial services in San Francisco, California. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Luxury real estate agent specializing in high-end residential properties in San Francisco Bay Area with $1B+ in sales history over 25 years.
Google rating from 4 reviews
Profile signals: High-net-worth individuals buying or selling luxury residential properties in San Francisco Bay Area ($5M+), Sellers of celebrity estates or architecturally significant homes requiring boutique marketing and publicity
San Francisco-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for individuals, families, and businesses across the seven-county Bay Area.
Google rating from 3 reviews
Profile signals: Bay Area individuals and families facing overwhelming unsecured debt (credit cards, medical bills), Business owners in Northern California seeking Chapter 7 or Chapter 13 relief
AI-powered mortgage lender offering home purchases, refinances, and home equity products with claimed ~0.5% rate savings and faster closing timelines through automated processing.
Google rating from 51 reviews
Profile signals: Tech-comfortable borrowers who prefer minimal phone interaction and online self-service, Homebuyers and refinancers seeking to compare rates quickly without lengthy consultations
Consumer Credit Counseling Services San Francisco, CA — Non-profit credit counseling organization offering free initial consultations and personalized d...
Google rating from 10 reviews
Profile signals: Consumers with credit card debt seeking free guidance on debt consolidation and budgeting, Individuals wanting to review credit-score context through structured payment planning
San Francisco-based financial consulting firm offering credit repair, credit improvement, and credit management services with a focus on personalized guidance and Spanish-language support.
Google rating from 1 review
Profile signals: Spanish-speaking consumers reviewing credit-improvement claims with bilingual support, Individuals preferring family-owned businesses with personalized client relationships
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 12 reviews
Profile signals: flagged for caution pending website restoration and verification, No safe assessment possible without accessible terms, pricing, and regulatory documentation to verify
At 2531 Mission Street in San Francisco, CA, California Check Cashing Stores offers check cashing and financial services.
Google rating from 530 reviews
Profile signals: San Francisco residents needing immediate check cashing or short-term cash access without traditional banking, Unbanked or underbanked customers seeking alternative financial services and bill payment options
Check cashing service located at 606 Eddy St in San Francisco. Limited information available from provided web data.
Profile signals: San Francisco residents needing same-day check cashing, Individuals without traditional bank accounts seeking check services
San Francisco's California Check Cashing Stores at 1098-B Market St provides fast check cashing, money transfers, and bill payment services to residents and visitors.
Profile signals: San Francisco residents needing immediate check cashing or money transfer services, Unbanked or underbanked consumers seeking short-term payday advances ($250 or less)
5129 Mission St in San Francisco, CA is California Check Cashing Stores, offering check cashing, money orders, and financial services.
Profile signals: Unbanked or underbanked consumers needing immediate check cashing without a bank account, People needing to send money internationally or domestically via Western Union
ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.
Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations
Fantastic International Services offers money orders, check cashing, and wire transfer services in San Francisco's Mission District since 2008, accepting debit cards and MasterCard.
Profile signals: Immigrants and international workers needing regular remittance services to home countries, Unbanked or underbanked Mission District residents without traditional checking accounts
Luxury real estate agent specializing in high-end residential properties in San Francisco Bay Area with $1B+ in sales history over 25 years.
Google rating from 4 reviews
Profile signals: High-net-worth individuals buying or selling luxury residential properties in San Francisco Bay Area ($5M+), Sellers of celebrity estates or architecturally significant homes requiring boutique marketing and publicity
AI-powered mortgage lender offering home purchases, refinances, and home equity products with claimed ~0.5% rate savings and faster closing timelines through automated processing.
Google rating from 51 reviews
Profile signals: Tech-comfortable borrowers who prefer minimal phone interaction and online self-service, Homebuyers and refinancers seeking to compare rates quickly without lengthy consultations
Guarantee Mortgage is a California-based mortgage banker offering home purchase, refinance, and reverse mortgage services across the San Francisco Bay Area for 20+ years.
Google rating from 36 reviews
Profile signals: California homebuyers and refinancers in the San Francisco Bay Area seeking personalized service, Complex borrowers (self-employed, high debt-to-income, large loan amounts) needing guidance context
Orlando Diaz is a senior loan advisor offering mortgage and refinance services across Northern California counties. NMLS #238849 licensed in CA.
Google rating from 37 reviews
Profile signals: Northern California homebuyers seeking personalized mortgage guidance outside large bank channels, Existing homeowners exploring refinance or cash-out options in San Francisco Bay Area counties
Mike Koran at Primary Residential Mortgage offers home purchase and refinance loans across California, Washington, Nevada, Texas, Florida, and Ohio, with 20+ years experience and $1B+ funded volume.
Google rating from 153 reviews
Profile signals: California first-time homebuyers interested in Dream For All down payment assistance, Borrowers with non-traditional credit or income profiles rejected by major banks
Homepoint Lending Inc is a San Mateo-based mortgage broker offering home purchase loans, refinances, and HELOCs with a digital-first application process targeting published application timing turnaround.
Google rating from 44 reviews
Profile signals: Home buyers in California seeking a faster pre-approval and digital application experience compared to traditional banks, Existing homeowners refinancing to reduce payments or access home equity with standard financial profiles
Pacific Postal Credit Union has rebranded to F3 Credit Union. The company is no longer operating under its original name and directs users to its new website.
Google rating from 31 reviews
Profile signals: Former Pacific Postal Credit Union members transitioning to F3 Credit Union, Users searching for the organization under its historical name
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 17 reviews
Profile signals: Consumers in San Francisco, California looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider
San Francisco Federal Credit Union is a membership-based credit union serving the Bay Area with six branch locations, offering checking, savings, loans, and mortgages to residents and employees of San Francisco and San Mateo counties.
Google rating from 1,077 reviews
Profile signals: Bay Area residents and employees seeking low-cost, community-focused banking with competitive auto and mortgage rates, Individuals living or working in San Francisco or San Mateo counties interested in credit union membership benefits and personal service
Credit union serving law enforcement and their communities with mortgages, auto loans, home improvement loans, and member benefits.
Google rating from 7 reviews
Profile signals: Law enforcement officers seeking mortgages, auto loans, and home improvement financing with listed rates and products, First-time homebuying police officers eligible for the H.E.R.O. 0% down mortgage program
Redwood Credit Union is a member-owned financial institution offering checking, savings, loans, and digital banking services with physical branches including San Francisco.
Google rating from 79 reviews
Profile signals: San Francisco Bay Area residents seeking full-service banking with local branch support, Spanish-speaking consumers who value bilingual banking services and support
Non-profit, federally insured community development credit union serving low-income families and small businesses across Northern California since 1981.
Google rating from 13 reviews
Profile signals: Low-income families in Northern California seeking credit building and community-embedded financial services, Small business owners in underserved communities requiring tailored lending and business account solutions
Consumer Credit Counseling Services San Francisco, CA — Non-profit credit counseling organization offering free initial consultations and personalized d...
Google rating from 10 reviews
Profile signals: Consumers with credit card debt seeking free guidance on debt consolidation and budgeting, Individuals wanting to review credit-score context through structured payment planning
Mission Asset Fund is a non-profit organization providing financial coaching and credit-building services to underserved communities.
Google rating from 40 reviews
Profile signals: Low-income individuals seeking free financial coaching and credit guidance, Immigrant communities with limited English proficiency or banking access
Non-profit organization providing business development, affordable housing, and financial empowerment services to Asian American and low-income communities across Northern California.
Profile signals: Asian American and low-to-moderate income entrepreneurs seeking business development support in Northern California, First-time homebuyers and homeowners in San Francisco Bay Area seeking affordable housing or foreclosure prevention
National nonprofit financial wellness organization offering free and low-cost 1:1 coaching, housing workshops, and financial guidance across spending, debt, savings, and retirement.
Profile signals: Consumers preparing to buy a home seeking mortgage readiness education, Individuals in financial crisis seeking free unbiased counseling
Non-profit financial wellness organization providing free and low-cost 1:1 coaching, housing workshops, and debt/savings guidance to help consumers achieve financial stability.
Profile signals: First-time homebuyers seeking down payment assistance info and mortgage readiness guidance, Consumers facing financial crises or emergencies needing debt and spending restructuring advice
Balance provides non-profit financial wellness counseling and housing education services, including homebuyer preparation and down-payment assistance guidance.
Profile signals: First-time homebuyers seeking education on down-payment assistance, Spanish-speaking consumers needing financial counseling
Electronic Payments of California provides merchant payment processing, point-of-sale systems, and payment solutions for retail businesses across Northern and Southern California since 2000.
Google rating from 7 reviews
Profile signals: California-based retail merchants seeking local payment processing support, Multi-location retail chains needing consistent POS systems across stores
Skyline Payments is an integrated accounts receivable and accounts payable platform for small and mid-sized businesses, enabling faster payment collection and bill processing through accounting software integrations.
Google rating from 166 reviews
Profile signals: Small to mid-sized service businesses (HVAC, plumbing, medical, waste management) using QuickBooks Online that need to reduce DSO and automate AR/AP, B2B companies with multiple invoices and vendors that want to consolidate billing and payment workflows in one platform
E-FIX CREDIT INC. is an all-in-one business credit and funding platform that helps entrepreneurs build business credit, improve lender qualification, and access multiple funding options without hard credit inquiries.
Google rating from 36 reviews
Profile signals: Small to mid-sized business owners seeking to build business credit separate from personal credit, Entrepreneurs preparing for multiple funding applications who want pre-qualification and lender readiness assessment
Working Solutions CDFI provides affordable small business loans ($5K-$100K) and free consulting to diverse entrepreneurs in California, with no minimum credit score or revenue requirements.
Google rating from 25 reviews
Profile signals: Pre-revenue and early-stage entrepreneurs who cannot qualify for traditional bank financing, Diverse and minority-owned business owners seeking capital without collateral requirements
Square Financial Services (Block, Inc.) offers invitation-only business loans from $100 to $350,000 with a flat 10-16% fee, instant funding to Square Checking, and daily repayment tied to card sales. $32B+ funded since 2014.
Google rating from 533 reviews
Profile signals: Existing Square sellers needing fast, simply-priced working capital, Businesses wanting listed flat-fee pricing with no hidden charges
Capdeck Business Loans San Francisco, California — Capdeck offers same-day small business funding through term loans, lines of credit, merchant cash adv...
Profile signals: Small business owners needing fast capital access ($5K-$500K range) for growth or operational cash flow, Service-based or retail businesses with predictable revenue streams (profiled for merchant cash advances)
LendingClub is a digital marketplace bank offering personal loans up to $60,000, auto refinancing, and award-winning checking/savings accounts with no physical branches.
Google rating from 4,720 reviews
Profile signals: Borrowers with good-to-excellent credit seeking competitive personal loan rates, Credit card debt consolidators looking for fixed-rate alternatives
Bank of America is a major national bank offering deposit accounts, credit cards, loans, and investment products through digital and mobile banking platforms.
Profile signals: Consumers seeking integrated banking and investment services from a single major institution, Customers who prefer mobile-first banking with apps on iPhone, iPad, or Android
San Francisco-based community bank offering personal and business banking with relationship-focused service, local decision-making, and nationwide ATM access since 2005.
Profile signals: San Francisco Bay Area small business owners seeking personalized lending relationships, Local residents preferring community bank service over national corporate banking institutions
FDIC-insured community bank offering personal and business banking, mortgages, and international trade finance with a presence in California and China.
Profile signals: Small business owners seeking SBA loans and personalized commercial banking relationships, Real estate investors and developers needing residential, commercial, or mixed-use property financing
FDIC-insured community bank serving the San Francisco Bay Area with business and personal banking, SBA loans, and mobile deposit services.
Profile signals: Small business owners in the San Francisco Bay Area seeking relationship-based lending and SBA loan products, Local depositors wanting to reinvest in their community while maintaining FDIC-insured accounts
FHLBank San Francisco is a member-owned cooperative bank providing liquidity funding, affordable housing grants, and community development resources to financial institutions across Arizona, California, and Nevada.
Profile signals: Community banks, credit unions, and CDFIs seeking stable, competitively-priced liquidity and funding solutions, Low- to moderate-income individuals seeking affordable housing or homeownership assistance through member institutions
Upgrade, Inc. is a personal lending provider based in San Francisco, California. Rated 4.8/5 with 10,556 Google reviews, reflecting high listed customer satisfaction.
Google rating from 10,556 reviews
Profile signals: Consumers in San Francisco, California looking for personal lending services, People who prefer working with a local personal lending provider
Buy now, pay later at checkout. Split purchases into 4 biweekly payments (0% APR) or 6-60 monthly payments. No late fees, no hidden charges. Publicly traded (NASDAQ: AFRM).
Profile signals: Shoppers who want to split purchases into interest-free payments, Consumers who prefer listed, no-late-fee lending
Pay in 4 interest-free installments. Owned by Block (Square). 20M+ US users. eligibility claim to verify for most purchases.
Profile signals: Interest-free payment splitting with eligibility claims to verify, Review this provider profile and compare source-linked details before choosing what to do next.
All Coast Funding offers personal loans from $1,000-$100,000 and business loans from $5,000-$100,000 with online application and rate quote functionality.
Profile signals: Consumers seeking personal loans between $1,000-$100,000 for unspecified purposes, Small business owners needing working capital or financing up to $100,000
EasyFinance.com is a financial marketplace aggregator connecting consumers with personal loans, mortgages, insurance, credit cards, and debt solutions from multiple providers.
Profile signals: Consumers comparing multiple types of financial products across different categories, Borrowers seeking educational resources and financial guidance alongside loan shopping
Prosper is a peer-to-peer personal loan marketplace offering $2,000-$50,000 loans with fixed rates from 6.99% APR. SEC-registered, BBB A+ accredited since 2012, with WebBank as lending partner.
Profile signals: Borrowers with good credit seeking competitive fixed-rate debt consolidation loans, Consumers who value SEC-regulated lending platforms with listed note structures
San Francisco-based financial consulting firm offering credit repair, credit improvement, and credit management services with a focus on personalized guidance and Spanish-language support.
Google rating from 1 review
Profile signals: Spanish-speaking consumers reviewing credit-improvement claims with bilingual support, Individuals preferring family-owned businesses with personalized client relationships
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 12 reviews
Profile signals: flagged for caution pending website restoration and verification, No safe assessment possible without accessible terms, pricing, and regulatory documentation to verify
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 14 reviews
Profile signals: Consumers in San Francisco, California looking for credit repair services, People who prefer working with a local credit repair provider
iMax Credit Repair uses litigation and attorney-led disputes to dispute reported items from credit reports, charging $0 upfront and only after results are achieved.
Google rating from 54 reviews
Profile signals: Consumers with multiple negative items (collections, charge-offs, judgments) willing to pursue litigation rather than disputes, Individuals who can afford several thousand dollars in fees once results are achieved and want provider-stated no-pay-if-no-results protection
DisputeNerd is a credit repair outsourcing company that disputes negative items across all three bureaus for credit repair agencies and businesses seeking to scale operations.
Profile signals: Credit repair agencies and businesses seeking to scale operations without hiring full-time dispute staff, Credit repair companies overwhelmed by client service requests and administrative tasks
The Debt Crushers is a credit repair and financial-services brand with an official website describing credit repair, credit counseling, debt consolidation, student loan help, business funding, and tradeline processing. CreditDoc is holding this page out of search while its San Francisco and Las Vegas location signals are reconciled.
Profile signals: Consumers comparing verified alternatives while this listing is reviewed
SoFi is a digital financial services platform offering banking, loans, investing, and credit products. Members can access checking/savings accounts, personal loans, mortgages, student loan refinancing, and investment tools through a single platform.
Google rating from 177 reviews
Profile signals: Tech-savvy consumers seeking an integrated financial platform with banking and investing, Borrowers looking to refinance student loans or consolidate debt with no origination fees
Fee-free online bank with early direct deposit, SpotMe overdraft protection, and a secured Credit Builder card that reports to all 3 bureaus. eligibility claim to verify, no minimum balance.
Profile signals: Consumers denied by traditional banks due to ChexSystems flags or thin credit files, People rebuilding credit who want a secured card that reports to all 3 bureaus with eligibility claim to verify
Kikoff is a credit-building platform offering secured tradelines, credit monitoring, and financial tools to help users establish or rebuild credit with eligibility claims to verify or interest.
Profile signals: People with no credit history or credit scores below 600 seeking an affordable entry point to credit building, Individuals rebuilding credit after past damage who want bundled services (monitoring, disputes, debt negotiation) in one app
SoFi is a publicly traded fintech platform (NASDAQ: SOFI) offering personal loans, student loan refinancing, banking, investing, and credit cards — all in one app with no fees to verify.
Profile signals: Borrowers with good-to-excellent credit (680+) seeking rate claims to verify on personal loans up to $100K, People who want one financial platform for banking, lending, investing, and insurance
First consumer fintech to receive a national bank charter. Fee-free checking, up to 5% APY savings, cash advances up to $250, eligibility claim to verify. FDIC insured directly.
Profile signals: People who want fee-free mobile banking, Consumers looking for high-yield savings accounts
San Francisco-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for individuals, families, and businesses across the seven-county Bay Area.
Google rating from 3 reviews
Profile signals: Bay Area individuals and families facing overwhelming unsecured debt (credit cards, medical bills), Business owners in Northern California seeking Chapter 7 or Chapter 13 relief
San Francisco-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt elimination, and asset protection for individuals and businesses.
Google rating from 47 reviews
Profile signals: Bay Area residents with unmanageable unsecured debt seeking Chapter 7 or Chapter 13 bankruptcy filing, Homeowners facing foreclosure who need legal filing services to trigger automatic stay protection
Consumer protection law firm specializing in identity theft, credit report disputes, and bank fraud cases. Led by Michael F. Cardoza, a U.S. Marine veteran and 30-year consumer financial protection attorney.
Google rating from 294 reviews
Profile signals: Identity theft victims who have opened fraudulent accounts or suffered unauthorized charges and need aggressive legal representation, Consumers with persistent false or inaccurate information on credit reports that credit bureaus refuse to correct
California Bar Certified bankruptcy attorney serving the San Francisco Bay Area with 17+ years of experience in Chapter 7, Chapter 13, and foreclosure defense.
Google rating from 28 reviews
Profile signals: Bay Area individuals facing foreclosure or home loss seeking legal defense options, Small business owners in Northern California considering Chapter 11 reorganization
Online lending marketplace connecting borrowers with personal and short-term loan providers, offering $100-$5,000 loans with potential next-business-day funding.
Google rating from 2 reviews
Profile signals: Consumers with fair or poor credit seeking quick access to short-term funds, Borrowers facing time-sensitive financial emergencies (medical bills, car repairs, unexpected expenses)
Valencia Street's ACE Cash Express in San Francisco, CA provides payday and title loans.
Profile signals: Consumers needing same-day or next-day cash access for emergencies, Customers with vehicle title equity seeking collateral-based loans
Get Auto Title Loans offers car-title-loan profile details in San Francisco with listed funding timing based on vehicle equity, requiring only a clear car title and ID.
Profile signals: Vehicle owners with poor or no credit history researching emergency-cash options quickly, Borrowers facing unexpected expenses who have significant equity in a paid-off or nearly paid-off vehicle
San Francisco's oldest continuously operating pawn shop (since 1884) offering collateral-based loans on jewelry, watches, and other valuables with eligibility claim to verify.
Google rating from 198 reviews
Profile signals: Individuals with poor or no credit history who are researching short-term cash access and have valuable collateral they can temporarily part with, People seeking short-term loans with eligibility claims to verify or lengthy approval processes (financial emergencies)
San Francisco pawn shop since 1994 offering collateral-based cash loans and buying/selling gold, jewelry, designer handbags, and luxury goods with authentication services.
Google rating from 110 reviews
Profile signals: People with valuable jewelry, gold, designer handbags, or luxury goods who are researching short-term cash access and cannot access traditional credit, Customers seeking to buy authenticated used luxury goods (handbags, jewelry) at discounts
Liberal Loan & Jewelry Pawnshops offers collateral-based lending against jewelry and personal items at their San Francisco location on 6th Street.
Google rating from 35 reviews
Profile signals: Consumers with poor or no credit history researching emergency-cash options quickly, Individuals with valuable jewelry seeking short-term liquidity against collateral
CRS Credit API is a B2B credit data platform providing API access to consumer and business credit reports, scores, and public records for lenders, fintech companies, and screening services.
Google rating from 3 reviews
Profile signals: Fintech companies and BNPL lenders needing integrated credit decisioning, Auto leasing and lending businesses requiring automated credit reports
Free credit monitoring platform offering score tracking, financial insights, and personalized product suggestions for 140+ million members.
Profile signals: Consumers seeking free credit monitoring without subscription costs, People exploring product options with realistic approval probability estimates
San Francisco-based nonprofit offering interest-free loans up to $20K since 1897, serving individuals and small businesses with eligibility claims to verify or collateral requirements.
Google rating from 6 reviews
Profile signals: Bay Area residents with high-interest debt seeking consolidation without paying interest, Parents pursuing adoption and needing accessible financing with eligibility claims to verify
Priority Tax Relief provides IRS tax debt resolution services including offers in compromise, installment agreements, and penalty abatement for taxpayers with back taxes.
Google rating from 481 reviews
Profile signals: Individuals with $5,000+ in back taxes owed to the IRS, Taxpayers facing IRS enforcement actions like wage garnishments or bank levies
California Consumer Protections: California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Interest Rate Cap: California usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with California Attorney General Consumer Protection.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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