Business Loans

Square Financial Services (Block, Inc.) offers invitation-only business loans from $100 to $350,000 with a flat 10-16% fee, instant funding to Square Checking, and daily repayment tied to card sales. $32B+ funded since 2014.

Fora Financial provides small business term loans up to $1.5M, revenue advances, lines of credit, SBA loans, and equipment financing with published factor rates, 4-hour approvals, and 24-hour funding for businesses with

Mulligan Funding offers working capital and term loans up to $5M for established businesses with $750K+ annual revenue, same-day funding, human underwriters, A+ BBB rating, and 4.9/5 Trustpilot score.

SmartBiz Bank, N.A. is a national bank and SBA 7(a) lender specializing in small business financing, offering SBA loans ($50K-$350K), bank term loans, and business lines of credit with funding speeds as fast as 7 days.

Celtic Bank is a Utah-chartered industrial bank and top-10 SBA lender offering SBA 7(a), SBA 504, USDA B&I, equipment, construction, renewable energy, and conventional business loans from $25K to $10M across 60+ industries.

Accion Opportunity Fund provides business funding solutions and coaching for entrepreneurs seeking capital and growth support.

Chicago-based nonprofit lender providing loans up to $500K, grants, coaching, and business support services primarily to underserved entrepreneurs including Black, Latinx, women, and low-income business owners.

OnDeck is one of America's largest online small business lenders, a subsidiary of Enova International, offering term loans up to $400K and lines of credit up to $200K with same-day funding.

Rapid Finance is a Bethesda, MD-based alternative lender offering term loans ($5K-$1M), merchant cash advances, business lines of credit, SBA loans, bridge loans, invoice factoring, and asset-based lending with fast fund

1st Bank Card Services is a merchant payment processor offering credit card processing, POS systems, and payment terminals for small to mid-sized retail and e-commerce businesses.

Community Development Financial Institution offering small business loans up to $250,000 in Southern California, with wraparound support for underserved entrepreneurs.

Accompany Capital is a New York-based CDFI providing affordable small business loans, financial training, and capacity-building services to underserved entrepreneurs, refugees, and women business owners for over 20 years.

Georgia-based CDFI offering small business loans ($15K–$1.5M) with free coaching, advisory services, and networking support to underserved entrepreneurs.

Auto loan specialist in Seattle, WA offering vehicle financing with flexible payment options and customer-focused service.

ADR Financial Group helps business owners and entrepreneurs secure $50K-$250K in 0% interest business funding through credit-based strategies without requiring collateral or financial statements.

AdvancePoint Capital is a business loan marketplace offering SBA loans, business lines of credit, and term loans from $10K-$5M with fast 24-hour funding and A+ BBB rating.

Advantage Merchant Funding provides merchant cash advances, small business loans, and lines of credit with rapid approval and funding timelines.

American Merchant Capital Group offers small business financing including term loans, SBA loans, equipment financing, and working capital solutions with streamlined online applications.

Angel Solutions ATL provides business funding and tax resolution services to help owners expand operations and accelerate growth. Founded by Jordynn Miller, they offer strategic financial solutions for business scaling.

Invoice factoring company specializing in freight and trucking since 1995, offering same-day to 24/7/365 funding for qualified business clients.

Enterprise energy data and management platform helping businesses optimize utility costs, procurement, and sustainability through AI-driven analytics and unified energy intelligence.

Argus Merchant Services provides credit and debit card payment processing solutions for businesses nationwide, offering competitive rates and customer support across multiple industries.

Ascendus provides small business loans with a mission-driven approach, focusing on supporting entrepreneurs and understanding their individual business goals and financial needs.

B.E. Lending provides private money loans for real estate investors and fix-and-flip projects, offering fast funding for time-sensitive deals when traditional financing isn't available.

Benifyt is an unsecured business funding marketplace that matches small businesses with loan options including term loans, lines of credit, and merchant cash advances.

Biz2Credit is a New York-based fintech platform that has facilitated over $8 billion in funding to 200,000+ businesses, offering term loans, revenue-based financing, business lines of credit, and commercial real estate l

Blue Gate Capital is a private money lender specializing in asset-based lending for real estate investors, offering fast capital for fix-and-flip, bridge, and rental property loans.

Miami-based national finance lender offering business loans, commercial real estate financing, and hard money loans since 2005.

Bridge Consolidation is a small business lender offering capital solutions through lending and technology innovation, serving US and Canadian markets for over 18 years.

Private hard money lender in NY-NJ offering bridge loans, construction financing, and commercial real estate debt solutions with 24-hour term sheets and 5-7 day closings.

BCL of Texas provides small business loans up to $50K, SBA 504 financing, and business coaching across Austin, Dallas, and San Marcos with a focus on diverse and underserved entrepreneurs.

BCL of Texas is a community development financial institution offering small business loans up to $50K, SBA 504 financing, and business coaching across Austin, Dallas, and San Marcos.

Business Credit Keys offers a structured program to help entrepreneurs build business credit profiles and access up to $50,000 in business credit without personal guarantees or credit checks.

Business Financial Consulting finances heavy equipment and construction machinery for businesses nationwide, offering loans up to $60M with rates from 6-9% for qualified applicants.

Capital for Business is a business loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the compan

Hard money and private lender specializing in fix-and-flip, construction, and rental property loans for real estate investors across 6+ states.

Capital on Tap - US is a business loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company

SBA 504 Loan specialist partnering with Georgia lenders to finance commercial real estate and fixed assets for small businesses with low down payments and long-term fixed rates.

Capital Source Group provides flexible business financing solutions including revenue-based lending, invoice financing, and equipment loans for growing companies seeking quick capital deployment.

CardX by Stax enables businesses to accept credit cards at 0% net cost through compliant surcharging, allowing merchants to pass card fees to customers while keeping 100% of sales.

Cashfund provides small business loans up to $500,000 with approval decisions in as little as 4 hours and funding within 24 hours, requiring minimal eligibility criteria.

CDC Small Business Finance is a nonprofit SBA lender providing small business loans and SBA 504 commercial real estate financing with personalized advising since 1978.

Colorado CDFI providing small business loans and Islamic-compliant financing to low-income, immigrant, refugee, and BIPOC entrepreneurs in Metro Denver and rural counties.

CFG Merchant Solutions provides revenue-based financing and small business loans to U.S. small-to-medium businesses, with over $2B in working capital deployed to 45,000+ funded businesses.

National Bankcard provides merchant payment processing solutions including POS systems, card terminals, and online payment acceptance for businesses of all sizes.

Clarify Capital is a business loan marketplace connecting small business owners with 75+ lenders to secure funding up to $5M with rates starting at 6% APR and same-day approval.

Coast Funding provides working capital solutions and specialty financing to small businesses nationwide, offering loans from $5K-$5M with funding available in as little as 24 hours.

Colorado Enterprise Fund is a nonprofit CDFI lender offering small business loans up to $1M, including SBA 7(a) and micro loans, for entrepreneurs who don't qualify for traditional financing.