Small business financing — SBA loans, merchant cash advances, equipment financing, invoice factoring, and business lines of credit. Compare rates, terms, and funding speed.
408 companies found
SBG Funding provides flexible small business loans up to $5M with same-day funding decisions and rates starting at 1.75%/month across multiple financing types.
Best for: Small business owners needing capital urgently and willing to pay premium rates for speed (same-day funding), Companies in niche industries (restaurants, HVAC, trucking, construction) where traditional bank lending is slower or more restrictive
Invoice factoring company specializing in freight and trucking since 1995, offering same-day to 24/7/365 funding for qualified business clients.
Best for: Owner-operators and trucking companies needing immediate cash flow against freight invoices, Freight brokers, oilfield service companies, and construction firms with recurring invoice income
Morgan Cash provides merchant cash advances and flexible business funding to small-to-medium enterprises, emphasizing fast approval and accessibility for businesses that may not qualify for traditional bank loans.
Best for: Small business owners with damaged credit who cannot qualify for traditional bank loans, Businesses with steady sales volume that can accommodate percentage-of-sales repayment structure
Lendtek is a marketplace platform matching small businesses with 100+ lenders offering SBA loans, term loans, lines of credit, and merchant cash advances up to $15M.
Best for: Small business owners with 2+ years operating history seeking multiple loan options quickly, Businesses needing equipment or working capital without traditional bank relationships
Kafene is a lease-to-own financing platform that helps merchants approve customers across all credit profiles for furniture, appliances, and other goods up to $5,000.
Best for: Merchants (furniture stores, appliance retailers, electronics shops) seeking to increase sales conversion among subprime and no-credit customers, Customers with poor or no credit history who need immediate access to furniture or appliances with flexible payments
Kapitus is a business financing marketplace that connects small business owners with multiple lenders through a single application, offering business loans, equipment financing, lines of credit, and revenue-based financing options.
Best for: Small business owners seeking to compare multiple financing offers without submitting separate applications to each lender, Entrepreneurs with established business credit looking to understand and improve their business credit scores
Accompany Capital is a New York-based CDFI providing affordable small business loans, financial training, and capacity-building services to underserved entrepreneurs, refugees, and women business owners for over 20 years.
Best for: Immigrant and refugee entrepreneurs in New York seeking affordable business loans with cultural competency and business training support, Women small business owners in New York who want targeted financing and networking with other female entrepreneurs
Lendzi is an online lending marketplace that connects small business owners with 60+ lenders offering SBA loans, lines of credit, equipment financing, and merchant cash advances.
Best for: Small business owners seeking quick access to multiple lending options without shopping individual banks, Startup founders needing capital for hiring, equipment, inventory, or technology upgrades
Unable to verify company details—website returns 403 Forbidden error, preventing access to business information, loan terms, or service offerings.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
Unable to verify company profile. Website returns 403 Forbidden error, preventing access to business details, loan terms, and service offerings.
Best for: Consumers in New York, New York looking for personal lending services, People who prefer working with a local personal lending provider
Unable to verify. Website returns 403 Forbidden error, preventing access to company details, services, and legitimacy assessment.
Best for: Consumers in Los Angeles, California looking for personal lending services, People who prefer working with a local personal lending provider
Unable to verify. Website returns 403 Forbidden error, preventing access to company information needed for accurate profile creation.
Best for: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider
WOW Payments is a merchant services and POS provider offering free payment processing, equipment, and cash advance loans for small businesses.
Best for: Small retail businesses and restaurants seeking to eliminate merchant processing fees, Business owners needing integrated POS equipment and payment processing in one platform
United Banc Card of TN offers merchant services, POS systems, and business funding solutions for restaurants, retail stores, and other businesses in Tennessee.
Best for: Restaurants, bars, and food truck operators needing integrated POS and payment processing, Retail businesses seeking inventory management and omnichannel sales solutions
Merchant services provider offering credit card processing, POS systems, and business funding solutions for small to mid-size businesses nationwide.
Best for: Small to mid-size retail, restaurant, and service businesses seeking lower payment processing costs, Businesses currently locked into long-term merchant services contracts wanting month-to-month flexibility
Commercial mortgage broker specializing in no-tax-return loans for real estate investors across apartment, retail, hotel, and industrial properties nationwide.
Best for: Real estate investors with multiple rental properties seeking refinancing without extensive tax documentation, Self-employed real estate investors or foreign nationals who prefer asset-based qualification over personal income verification
Atlanta-based commercial loan broker specializing in real estate, fix-and-flip, hard money, and SBA loans for investors and small business owners.
Best for: Real estate investors seeking fix-and-flip or hard money financing outside traditional bank parameters, Small business owners needing equipment financing, lines of credit, or SBA loans with broker guidance
Lending Valley is a business funding marketplace offering merchant cash advances, SBA loans, and working capital with same-day approval and funding up to $500K.
Best for: Small business owners with consistent credit card revenue who need capital within days rather than weeks, Entrepreneurs with limited assets or credit history who don't qualify for traditional bank SBA loans
Formula Funding provides working capital loans and lines of credit to small businesses with $10K+ monthly revenue and 1+ year operating history.
Best for: Established small business owners (1-3+ years) needing quick working capital outside bank timelines, Business owners with fair or poor credit scores unable to qualify for traditional bank lines of credit
FBDC is a certified development company specializing in SBA 504 loans for small business real estate and equipment financing across Florida and the Southeast.
Best for: Small business owners purchasing commercial real estate or equipment with limited liquid capital, Veteran and military spouse entrepreneurs seeking affordable, long-term business financing
Flexibility Capital provides business term loans, lines of credit, and equipment financing up to $5M with fast approval and funding in as little as 24 hours.
Best for: Established small business owners needing $10K-$5M for expansion, equipment, or cash flow, Business owners prioritizing speed and want funding within 24-48 hours
Cheddar Capital offers business term loans, equipment financing, and lines of credit up to $500K for small businesses in Dallas with same-day approval claims.
Best for: Small business owners in Dallas needing equipment financing with flexible terms, Businesses seeking business lines of credit or term loans for operational cash flow
Capital Funding Options provides fast, flexible business funding with no collateral required and approvals within 24-48 hours for entrepreneurs nationwide.
Best for: Small business owners seeking working capital without collateral pledging, Entrepreneurs needing fast funding approval and deployment within days
Miami-based national finance lender offering business loans, commercial real estate financing, and hard money loans since 2005.
Best for: Small to mid-sized business owners seeking expansion capital or operating funds, Commercial real estate investors and developers seeking construction or development financing
Austin-based hard money lender specializing in fix-and-flip and new construction loans for Texas real estate investors with 1-year terms and competitive rates.
Best for: Texas real estate investors executing fix-and-flip projects with clear timelines and exit strategies, New construction developers needing short-term project financing before permanent financing or sale
Business consulting and coaching firm helping entrepreneurs improve credit profiles and access funding through lender compliance and strategic planning.
Best for: Early-stage business owners needing guidance on business structure and lender readiness, Entrepreneurs with weak personal or business credit seeking improvement strategies before applying for loans
Auto loan specialist in Seattle, WA offering vehicle financing with flexible payment options and customer-focused service.
Best for: Borrowers with imperfect credit seeking auto financing with flexible terms, Individuals prioritizing personalized service and customer support in the loan process
Miami-based business lender offering lines of credit up to $2M, SBA loans, equipment financing, and alternative capital for businesses with varied credit profiles, with funding available in as little as 3 hours.
Best for: Trade and construction business owners needing equipment or working capital despite credit challenges, Healthcare professionals (doctors, dentists, veterinarians) seeking specialized financing through their IFundDoctors division
SD Equity Partners is a San Diego-based hard money lender specializing in fix-and-flip loans with 100% purchase price financing and no monthly payments during the rehab period.
Best for: Real estate investors and house flippers seeking quick acquisition financing without down payment requirements, Property rehabilitation specialists who need capital preservation for construction and subcontractor costs
Process Green is a merchant services company specializing in credit card processing, payment gateways, and merchant account management for high-risk and low-risk businesses in California.
Best for: Small to mid-sized businesses seeking to reduce credit card processing costs, High-risk merchants struggling to obtain or maintain merchant accounts
Philadelphia's public-private economic development corporation providing financing, real estate solutions, and capital access to businesses, nonprofits, and developers across the city.
Best for: Philadelphia-based small businesses seeking growth capital with mission-aligned lenders, Nonprofits and community development organizations needing project financing
Complete Controller is a Philadelphia-based bookkeeping service firm offering outsourced accounting, monthly reconciliation, and financial reporting for small to mid-sized local businesses.
Best for: Philadelphia-area small to mid-sized business owners who lack full-time bookkeeping needs but require professional accuracy and continuity, Healthcare practices, law firms, contractors, and real estate investors operating in the Delaware Valley with industry-specific accounting needs
Business Financial Consulting finances heavy equipment and construction machinery for businesses nationwide, offering loans up to $60M with rates from 6-9% for qualified applicants.
Best for: Construction contractors and businesses needing heavy equipment or machinery financing, Established businesses seeking to expand capacity without traditional bank requirements
AdvancePoint Capital is a business loan marketplace offering SBA loans, business lines of credit, and term loans from $10K-$5M with fast 24-hour funding and A+ BBB rating.
Best for: Small business owners needing $10K-$500K in working capital or expansion funding who want to compare multiple lenders quickly, Established businesses seeking revolving lines of credit for ongoing operational flexibility without bank relationship friction
Business funding provider offering small business loans, merchant cash advances, lines of credit, and payment processing solutions with streamlined approval processes.
Best for: Small business owners with inconsistent credit history but strong cash flow, Merchants accepting credit card payments who need quick capital access
Non-profit SBA 504 lender serving small businesses across North Carolina and select South Carolina counties with fixed-rate financing for real estate, construction, and expansion.
Best for: Small business owners in North Carolina or four South Carolina counties seeking $150K-$1M+ financing for real estate, construction, or major expansion who were declined by traditional banks, Entrepreneurs who value mission-driven lending and want financing structured to preserve working capital with long-term fixed rates and lower down payments
Manhattan Bridge Capital Kew Gardens, NY — NASDAQ-listed hard money lender at 125-10 Queens Blvd in Queens. Fix-and-flip, bridge, and construction loans for real estate investors across the New York tri-state area.
Best for: Professional real estate investors executing fix-and-flip projects needing short-term acquisition and renovation financing, Experienced investors purchasing income-producing properties who need bridge financing between property sale and acquisition
Coast Funding provides working capital solutions and specialty financing to small businesses nationwide, offering loans from $5K-$5M with funding available in as little as 24 hours.
Best for: Small business owners needing quick working capital for immediate cash flow gaps without risking personal credit, Healthcare practitioners (dental, medical, chiropractic) and construction businesses seeking specialized equipment financing
Your Finance Partners is a Las Vegas-based business lender offering SBA loans, equipment financing, commercial truck loans, and working capital solutions for small to mid-sized businesses.
Best for: Small business owners seeking equipment financing or commercial vehicle loans in Nevada, Restaurant and food service operators needing industry-specialized financing solutions
United Capital Source provides same-day and next-day business financing including short-term loans, lines of credit, merchant cash advances, and invoice factoring for small businesses with urgent funding needs.
Best for: Small business owners facing genuine cash flow emergencies or time-sensitive opportunities who cannot wait for traditional bank approval, Businesses with damaged credit or limited history that cannot qualify for conventional bank loans but have strong current revenue
Tip Top Capital provides business funding solutions including commercial loans, working capital, equipment financing, and invoice factoring for small to mid-sized businesses.
Best for: Small business owners with credit scores under 670 who need working capital or equipment funding quickly, Companies seeking invoice factoring or purchase order financing for inventory/supply chain
Thrivest Link provides pre-settlement and lawsuit funding to plaintiffs awaiting case settlements, offering cash advances based on pending litigation rather than credit scores.
Best for: Personal injury plaintiffs with pending lawsuits who need immediate cash to cover living expenses, Attorneys and law firms seeking to finance case costs or provide client advances during protracted litigation
Miami-based CDFI nonprofit providing micro loans, technical assistance, and business education to low-to-moderate income minority, women, and veteran entrepreneurs since 1989.
Best for: Low-to-moderate income minority entrepreneurs in Miami-Dade County seeking capital below traditional lending thresholds, Women and veteran business owners in South Florida requiring business education alongside financing
Payment processing consultant and merchant account broker based in Philadelphia serving U.S. businesses. Specializes in reducing credit card processing fees through dual-pricing merchant accounts.
Best for: Small to mid-sized retail and service businesses processing $10,000+ monthly, Merchants currently overpaying on credit card processing fees seeking rate reduction
SomerCor is a certified nonprofit SBA lender serving Illinois, Indiana, and Wisconsin since 1992, specializing in SBA 504 loans for small business expansion and real estate financing.
Best for: Midwest small business owners in Illinois, Indiana, or Wisconsin seeking $125,000+ for real estate, equipment, or expansion, Veteran entrepreneurs qualifying for SBA 504 veteran-specific lending products
Simplending Financial is a nationwide private money lender specializing in real estate investment financing, offering fix-and-flip, rental, bridge, and ground-up construction loans with 3-5 business day funding.
Best for: Experienced real estate investors needing quick funding for fix-and-flip properties, Real estate professionals scaling their portfolio who need capital faster than traditional lenders
Steer Financial is a business loan marketplace connecting small business owners with 45+ partner lenders for term loans, equipment financing, and lines of credit with same-day decisions.
Best for: Small business owners seeking quick capital access without traditional bank bureaucracy, Businesses needing equipment financing or lines of credit beyond term loans
Sky Small Business Loans offers merchant cash advances, term loans, and lines of credit to small businesses across all 50 states, with claims of 2-hour approval times and same-day funding.
Best for: Established small businesses with 2+ years operating history and consistent card sales seeking rapid working capital without traditional bank approval timelines, Businesses with damaged or limited credit history but strong monthly revenue and payment processing volume
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