Business Loans

Small business financing — SBA loans, merchant cash advances, equipment financing, invoice factoring, and business lines of credit. Compare rates, terms, and funding speed.

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407 companies found

SBG Funding

SBG Funding provides flexible small business loans up to $5M with provider-stated funding timing decisions and rates starting at 1.75%/month across multiple financing types.

4.9/5

Google rating from 1,786 reviews

BBB: NR

Profile signals: Small business owners needing capital urgently and willing to pay premium rates for speed (provider-stated funding timing), Companies in niche industries (restaurants, HVAC, trucking, construction) where traditional bank lending is slower or more restrictive

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Apex Capital Corp

Invoice factoring company specializing in freight and trucking since 1995, offering same-day to 24/7/365 funding for qualified business clients.

4.7/5

Google rating from 727 reviews

BBB: NR

Profile signals: Owner-operators and trucking companies researching short-term cash access flow against freight invoices, Freight brokers, oilfield service companies, and construction firms with recurring invoice income

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Morgan Cash

Morgan Cash provides merchant cash advances and flexible business funding to small-to-medium enterprises, emphasizing published application timing and accessibility for businesses that may not qualify for traditional bank loans.

4.8/5

Google rating from 526 reviews

BBB: NR

Profile signals: Small business owners with damaged credit who may not meet traditional bank-loan criteria, Businesses with steady sales volume that can accommodate percentage-of-sales repayment structure

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Lendtek

Lendtek is a marketplace platform matching small businesses with 100+ lenders offering SBA loans, term loans, lines of credit, and merchant cash advances up to $15M.

4.9/5

Google rating from 724 reviews

BBB: NR

Profile signals: Small business owners with 2+ years operating history seeking multiple loan options quickly, Businesses needing equipment or working capital without traditional bank relationships

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Kafene

Kafene is a lease-to-own financing platform that helps merchants approve customers across all credit profiles for furniture, appliances, and other goods up to $5,000.

4.7/5

Google rating from 1,581 reviews

BBB: NR

Profile signals: Merchants (furniture stores, appliance retailers, electronics shops) seeking to increase sales conversion among subprime and no-credit customers, Customers with poor or no credit history who need immediate access to furniture or appliances with flexible payments

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Kapitus

Kapitus is a business financing marketplace that connects small business owners with multiple lenders through a single application, offering business loans, equipment financing, lines of credit, and revenue-based financing options.

4.6/5

Google rating from 879 reviews

BBB: NR

Profile signals: Small business owners seeking to compare multiple financing offers without submitting separate applications to each lender, Entrepreneurs with established business credit looking to understand and improve their business credit scores

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Accompany Capital

Accompany Capital is a New York-based CDFI providing affordable small business loans, financial training, and capacity-building services to underserved entrepreneurs, refugees, and women business owners for over 20 years.

4.5/5

Google rating from 16 reviews

BBB: NR

Profile signals: Immigrant and refugee entrepreneurs in New York seeking affordable business loans with cultural competency and business training support, Women small business owners in New York who want targeted financing and networking with other female entrepreneurs

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Lendzi

Lendzi is an online lending marketplace that connects small business owners with 60+ lenders offering SBA loans, lines of credit, equipment financing, and merchant cash advances.

5.0/5

Google rating from 2,298 reviews

BBB: NR

Profile signals: Small business owners seeking quick access to multiple lending options without shopping individual banks, Startup founders needing capital for hiring, equipment, inventory, or technology upgrades

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Lakehills Commercial Lending

T3 Commercial Financing is a commercial lending firm in Austin, TX offering SBA loans, construction financing, and commercial real estate deals with 25+ years of team experience.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Commercial real estate developers seeking construction or rehab financing for complex projects, Small business owners exploring SBA loan options with experienced guidance

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Steer Financial - Small Business Loans

Steer Financial is a business loan marketplace connecting small business owners with 45+ partner lenders for term loans, equipment financing, and lines of credit with same-day decisions.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Small business owners seeking quick capital access without traditional bank bureaucracy, Businesses needing equipment financing or lines of credit beyond term loans

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Gulch Payments

Gulch Payments is a merchant account processor helping small businesses accept credit card payments in-person and online through various POS and payment terminal solutions.

5.0/5

Google rating from 11 reviews

BBB: NR

Profile signals: Small business owners seeking local merchant processing with personal customer support, High-risk merchants declined by major processors who need flexible payment solutions

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Start Up Business Loans New York

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5.0/5

Google rating from 10 reviews

BBB: NR

Profile signals: Consumers in New York, New York looking for personal lending services, People who prefer working with a local personal lending provider

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Start Up Business Loans Los Angeles

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5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Consumers in Los Angeles, California looking for personal lending services, People who prefer working with a local personal lending provider

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CEDCO - Small Business Finance Corporation

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5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider

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WOW Payments

WOW Payments is a merchant services and POS provider offering free payment processing, equipment, and cash advance loans for small businesses.

4.8/5

Google rating from 212 reviews

BBB: NR

Profile signals: Small retail businesses and restaurants seeking to eliminate merchant processing fees, Business owners needing integrated POS equipment and payment processing in one platform

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United Banc Card of TN

United Banc Card of TN offers merchant services, POS systems, and business funding solutions for restaurants, retail stores, and other businesses in Tennessee.

4.8/5

Google rating from 19 reviews

BBB: NR

Profile signals: Restaurants, bars, and food truck operators needing integrated POS and payment processing, Retail businesses seeking inventory management and omnichannel sales solutions

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THE CREDIT CARD GUY merchant services

Merchant services provider offering credit card processing, POS systems, and business funding solutions for small to mid-size businesses nationwide.

5.0/5

Google rating from 27 reviews

BBB: NR

Profile signals: Small to mid-size retail, restaurant, and service businesses seeking lower payment processing costs, Businesses currently locked into long-term merchant services contracts wanting month-to-month flexibility

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Simplified Commercial Lending

Commercial mortgage broker specializing in no-tax-return loans for real estate investors across apartment, retail, hotel, and industrial properties nationwide.

4.7/5

Google rating from 41 reviews

BBB: NR

Profile signals: Real estate investors with multiple rental properties seeking refinancing without extensive tax documentation, Self-employed real estate investors or foreign nationals who prefer asset-based qualification over personal income verification

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Peach Tree Commercial Capital, LLC

Atlanta-based commercial loan broker specializing in real estate, fix-and-flip, hard money, and SBA loans for investors and small business owners.

4.6/5

Google rating from 107 reviews

BBB: NR

Profile signals: Real estate investors seeking fix-and-flip or hard money financing outside traditional bank parameters, Small business owners needing equipment financing, lines of credit, or SBA loans with broker guidance

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Lending Valley, Inc.

Lending Valley is a business funding marketplace offering merchant cash advances, SBA loans, and working capital with provider-stated same-day approval timing and funding up to $500K.

5.0/5

Google rating from 104 reviews

BBB: NR

Profile signals: Small business owners with consistent credit card revenue who need capital within days rather than weeks, Entrepreneurs with limited assets or credit history who don't qualify for traditional bank SBA loans

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Formula Funding

Formula Funding provides working capital loans and lines of credit to small businesses with $10K+ monthly revenue and 1+ year operating history.

5.0/5

Google rating from 122 reviews

BBB: NR

Profile signals: Established small business owners (1-3+ years) needing quick working capital outside bank timelines, Business owners with fair or poor credit scores unable to qualify for traditional bank lines of credit

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Florida Business Development Corporation

FBDC is a certified development company specializing in SBA 504 loans for small business real estate and equipment financing across Florida and the Southeast.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Small business owners purchasing commercial real estate or equipment with limited liquid capital, Veteran and military spouse entrepreneurs seeking affordable, long-term business financing

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Flexibility Capital

Flexibility Capital provides business term loans, lines of credit, and equipment financing up to $5M with published application timing and funding in as little as 24 hours.

4.6/5

Google rating from 251 reviews

BBB: NR

Profile signals: Established small business owners needing $10K-$5M for expansion, equipment, or cash flow, Business owners prioritizing speed and want funding within 24-48 hours

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Cheddar Capital in Dallas Texas

Cheddar Capital offers business term loans, equipment financing, and lines of credit up to $500K for small businesses in Dallas with provider-stated same-day approval timing claims.

5.0/5

Google rating from 3 reviews

BBB: NR

Profile signals: Small business owners in Dallas needing equipment financing with flexible terms, Businesses seeking business lines of credit or term loans for operational cash flow

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Capital Funding Options

Capital Funding Options provides fast, flexible business funding with no collateral required and approvals within 24-48 hours for entrepreneurs nationwide.

5.0/5

Google rating from 47 reviews

BBB: NR

Profile signals: Small business owners seeking working capital without collateral pledging, Entrepreneurs needing fast funding approval and deployment within days

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Brickell Capital Finance

Miami-based national finance lender offering business loans, commercial real estate financing, and hard money loans since 2005.

4.8/5

Google rating from 24 reviews

BBB: NR

Profile signals: Small to mid-sized business owners seeking expansion capital or operating funds, Commercial real estate investors and developers seeking construction or development financing

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Boardwalk Funding, LLC

Austin-based hard money lender specializing in fix-and-flip and new construction loans for Texas real estate investors with 1-year terms and rate claims to verify.

5.0/5

Google rating from 9 reviews

BBB: NR

Profile signals: Texas real estate investors executing fix-and-flip projects with clear timelines and exit strategies, New construction developers needing short-term project financing before permanent financing or sale

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Avenues to Move Forward LLC

Business consulting and coaching firm helping entrepreneurs improve credit profiles and access funding through lender compliance and strategic planning.

5.0/5

Google rating from 18 reviews

BBB: NR

Profile signals: Early-stage business owners needing guidance on business structure and lender readiness, Entrepreneurs with weak personal or business credit seeking improvement strategies before applying for loans

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Acme Finance Co Inc

Auto loan staff context in Seattle, WA offering vehicle financing with flexible payment options and customer-focused service.

4.8/5

Google rating from 74 reviews

BBB: NR

Profile signals: Borrowers with imperfect credit seeking auto financing with flexible terms, Individuals prioritizing personalized service and customer support in the loan process

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US Trust Business Loans and Alternative Capital Funding

Miami-based business lender offering lines of credit up to $2M, SBA loans, equipment financing, and alternative capital for businesses with varied credit profiles, with funding available in as little as 3 hours.

5.0/5

Google rating from 85 reviews

BBB: NR

Profile signals: Trade and construction business owners needing equipment or working capital despite credit challenges, Healthcare professionals (doctors, dentists, veterinarians) seeking listed financing through their IFundDoctors division

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SD Equity Partners: San Diego Hard Money Lenders

SD Equity Partners is a San Diego-based hard money lender specializing in fix-and-flip loans with 100% purchase price financing and no monthly payments during the rehab period.

5.0/5

Google rating from 16 reviews

BBB: NR

Profile signals: Real estate investors and house flippers seeking quick acquisition financing without down payment requirements, Property rehabilitation staff context who need capital preservation for construction and subcontractor costs

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Process Green Merchant Services - Credit Card Processing (California Certified Green Business)

Process Green is a merchant services company specializing in credit card processing, payment gateways, and merchant account management for high-risk and lower listed-risk context businesses in California.

5.0/5

Google rating from 11 reviews

BBB: NR

Profile signals: Small to mid-sized businesses seeking to reduce credit card processing costs, High-risk merchants struggling to obtain or maintain merchant accounts

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PIDC (Philadelphia Industrial Development Corporation)

Philadelphia's public-private economic development corporation providing financing, real estate solutions, and capital access to businesses, nonprofits, and developers across the city.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Philadelphia-based small businesses seeking growth capital with mission-aligned lenders, Nonprofits and community development organizations needing project financing

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Complete Controller Philadelphia, PA - Bookkeeping Service

Complete Controller is a Philadelphia-based bookkeeping service firm offering outsourced accounting, monthly reconciliation, and financial reporting for small to mid-sized local businesses.

5.0/5

Google rating from 11 reviews

BBB: NR

Profile signals: Philadelphia-area small to mid-sized business owners who lack full-time bookkeeping needs but require professional accuracy and continuity, Healthcare practices, law firms, contractors, and real estate investors operating in the Delaware Valley with industry-specific accounting needs

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Business Financial Consulting - Heavy Equipment Financing Loans

Business Financial Consulting finances heavy equipment and construction machinery for businesses nationwide, offering loans up to $60M with rates from 6-9% for qualified applicants.

4.7/5

Google rating from 26 reviews

BBB: NR

Profile signals: Construction contractors and businesses needing heavy equipment or machinery financing, Established businesses seeking to expand capacity without traditional bank requirements

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advancepoint capital | Small Business Loans

AdvancePoint Capital is a business loan marketplace offering SBA loans, business lines of credit, and term loans from $10K-$5M with fast 24-hour funding and A+ BBB rating.

4.7/5

Google rating from 75 reviews

BBB: NR

Profile signals: Small business owners needing $10K-$500K in working capital or expansion funding who want to compare multiple lenders quickly, Established businesses seeking revolving lines of credit for ongoing operational flexibility without bank relationship friction

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Advance Cash Funding NY | RBM Funding Solutions

Business funding provider offering small business loans, merchant cash advances, lines of credit, and payment processing solutions with streamlined approval processes.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Small business owners with inconsistent credit history but strong cash flow, Merchants accepting credit card payments who need quick capital access

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BEFCOR Business Expansion Funding Corporation

Non-profit SBA 504 lender serving small businesses across North Carolina and select South Carolina counties with fixed-rate financing for real estate, construction, and expansion.

5.0/5

Google rating from 14 reviews

BBB: NR

Profile signals: Small business owners in North Carolina or four South Carolina counties seeking $150K-$1M+ financing for real estate, construction, or major expansion who were declined by traditional banks, Entrepreneurs who value mission-driven lending and want financing structured to preserve working capital with long-term fixed rates and lower down payments

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Manhattan Bridge Capital

Manhattan Bridge Capital Kew Gardens, NY — NASDAQ-listed hard money lender at 125-10 Queens Blvd in Queens. Fix-and-flip, bridge, and construction loans for real estate investors across the New York tri-state area.

5.0/5

Google rating from 6 reviews

BBB: NR

Profile signals: Professional real estate investors executing fix-and-flip projects needing short-term acquisition and renovation financing, Experienced investors purchasing income-producing properties who need bridge financing between property sale and acquisition

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Coast Funding

Coast Funding provides working capital solutions and specialty financing to small businesses nationwide, offering loans from $5K-$5M with funding available in as little as 24 hours.

4.9/5

Google rating from 90 reviews

BBB: NR

Profile signals: Small business owners needing quick working capital for short-term cash access flow gaps without risking personal credit, Healthcare practitioners (dental, medical, chiropractic) and construction businesses seeking listed equipment financing

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Your Finance Partners

Your Finance Partners is a Las Vegas-based business lender offering SBA loans, equipment financing, commercial truck loans, and working capital solutions for small to mid-sized businesses.

5.0/5

Google rating from 11 reviews

BBB: NR

Profile signals: Small business owners seeking equipment financing or commercial vehicle loans in Nevada, Restaurant and food service operators needing industry-listed financing solutions

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United Same Day Business Loans

United Capital Source provides same-day and next-day business financing including short-term loans, lines of credit, merchant cash advances, and invoice factoring for small businesses with urgent funding needs.

5.0/5

Google rating from 6 reviews

BBB: NR

Profile signals: Small business owners facing genuine cash flow emergencies or time-sensitive opportunities who cannot wait for traditional bank approval, Businesses with damaged credit or limited history that cannot qualify for conventional bank loans but have strong current revenue

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Tip Top Capital

Tip Top Capital provides business funding solutions including commercial loans, working capital, equipment financing, and invoice factoring for small to mid-sized businesses.

4.5/5

Google rating from 212 reviews

BBB: NR

Profile signals: Small business owners with credit scores under 670 who need working capital or equipment funding quickly, Companies seeking invoice factoring or purchase order financing for inventory/supply chain

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Thrivest Link Legal Funding

Thrivest Link provides pre-settlement and lawsuit funding to plaintiffs awaiting case settlements, offering cash advances based on pending litigation rather than credit scores.

5.0/5

Google rating from 91 reviews

BBB: NR

Profile signals: Personal injury plaintiffs with pending lawsuits who are researching short-term cash access to cover living expenses, Attorneys and law firms seeking to finance case costs or provide client advances during protracted litigation

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Tools for Change

Miami-based CDFI nonprofit providing micro loans, technical assistance, and business education to low-to-moderate income minority, women, and veteran entrepreneurs since 1989.

4.9/5

Google rating from 24 reviews

BBB: NR

Profile signals: Low-to-moderate income minority entrepreneurs in Miami-Dade County seeking capital below traditional lending thresholds, Women and veteran business owners in South Florida requiring business education alongside financing

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The Payment Specialists

Payment processing consultant and merchant account broker based in Philadelphia serving U.S. businesses. Specializes in reducing credit card processing fees through dual-pricing merchant accounts.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Small to mid-sized retail and service businesses processing $10,000+ monthly, Merchants currently overpaying on credit card processing fees seeking rate reduction

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SomerCor

SomerCor is a certified nonprofit SBA lender serving Illinois, Indiana, and Wisconsin since 1992, specializing in SBA 504 loans for small business expansion and real estate financing.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Midwest small business owners in Illinois, Indiana, or Wisconsin seeking $125,000+ for real estate, equipment, or expansion, Veteran entrepreneurs qualifying for SBA 504 veteran-specific lending products

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Simplending Financial

Simplending Financial is a nationwide private money lender specializing in real estate investment financing, offering fix-and-flip, rental, bridge, and ground-up construction loans with 3-5 business day funding.

4.9/5

Google rating from 62 reviews

BBB: NR

Profile signals: Experienced real estate investors needing quick funding for fix-and-flip properties, Real estate professionals scaling their portfolio who need capital faster than traditional lenders

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