Free Help Provider Profiles in Memphis, TN

Review 6 listed free help profiles associated with Memphis, Tennessee. Average stored Google rating where available: 5.0/5.

6 Listed Profiles 1 Google-rated Payday: Legal

Tennessee Lending Regulations

Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act Agency: Tennessee Attorney General Consumer Protection Division

Provider Profiles for Free Help

Xclusive Financial logo

Xclusive Financial

XFI Group offers financial education programs, training curriculum, and reseller opportunities for financial professionals and educators seeking to teach personal finance and financial literacy.

5.0/5

Google rating from 17 reviews

BBB: NR

Profile signals: Financial professionals and educators seeking curriculum resources and training materials, Small business owners looking to develop in-house financial literacy training programs

Listed Free Help Profiles in Memphis (6)

Xclusive Financial logo

Xclusive Financial

XFI Group offers financial education programs, training curriculum, and reseller opportunities for financial professionals and educators seeking to teach personal finance and financial literacy.

5.0/5

Google rating from 17 reviews

BBB: NR

Profile signals: Financial professionals and educators seeking curriculum resources and training materials, Small business owners looking to develop in-house financial literacy training programs

Greater Memphis Financial Empowerment Center logo

Greater Memphis Financial Empowerment Center

Non-profit financial counseling center in Memphis offering free certified financial counselor services and credit education for Shelby County residents.

BBB: NR

Profile signals: Shelby County residents seeking free, professional financial counseling, Consumers needing general financial guidance and education

MemphisDEBT logo

MemphisDEBT

MemphisDEBT is a nonprofit collaborative offering free financial education and resources to help Memphis residents avoid bankruptcy and high-cost lending.

BBB: NR

Profile signals: Memphis-area residents seeking free financial education and understanding bankruptcy risks, Low-income individuals vulnerable to high-cost lending and fringe financial services

Operation Hope - Memph TN - Poplar Av logo

Operation Hope - Memph TN - Poplar Av

Operation HOPE is a national non-profit providing free financial counseling, credit management, and financial literacy programs to underserved communities through one-on-one coaching and workshops.

BBB: NR

Profile signals: Individuals seeking free credit counseling and financial guidance without commercial pressure, Homebuyers wanting education on homeownership and mortgage readiness with no listed cost

Operation Hope - Memphis TN - Raines Rd logo

Operation Hope - Memphis TN - Raines Rd

Operation HOPE is a national nonprofit providing free financial counseling, credit management, and financial literacy programs to help individuals and families build economic security.

BBB: NR

Profile signals: Individuals struggling with credit scores and wanting structured credit improvement education, Homebuyers seeking guidance on credit, budgeting, and mortgage readiness without debt

RISE Foundation logo

RISE Foundation

RISE Foundation is a Memphis-based nonprofit providing financial literacy programs and asset-building tools to low-income working families. Founded in 1999, they help clients save, budget, and achieve financial self-sufficiency.

BBB: NR

Profile signals: Low-income working Memphis residents seeking to build savings and financial literacy skills, Individuals preparing for major purchases (homes, vehicles) and needing budgeting guidance