Compare 12 credit unions companies serving Memphis, Tennessee. Average rating: 4.2/5.
Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.
FedTrust Federal Credit Union is a member-owned financial cooperative offering savings accounts, loans, and banking services to individuals in the Memphis area.
Best for: Memphis-area residents or employees with payroll deduction eligibility seeking personalized service and member-owner benefits, Individuals seeking traditional mortgage, auto, or motorcycle financing with competitive rates and personal service
Kennedy VA Employees FCU is a federal credit union serving employees of the Memphis Kennedy Veterans Administration Medical Center and their immediate family members, offering checking, savings, loans, and credit cards.
Best for: Current employees of Memphis Kennedy Veterans Administration Medical Center, Family members (parents, children, siblings) of VA Medical Center employees seeking member access
SecurCommunity Federal Credit Union (formerly Shelby County FCU) is a member-owned financial cooperative serving Shelby and DeSoto counties with auto loans, checking/savings accounts, credit cards, and mortgages.
Best for: Shelby County and DeSoto County residents seeking low-cost auto financing with flexible terms, First-time auto buyers with limited credit history looking for specialized lending programs
UT Federal Credit Union is a member-owned credit union offering checking, savings, auto loans, mortgages, and credit cards with competitive rates and a community-focused approach.
Best for: East Tennessee residents seeking community-focused banking with local branch access, Members prioritizing relationship banking and personalized service over rate optimization
FAA Federal Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and mortgages with competitive rates and nationwide shared branch access.
Best for: Credit union members seeking competitive auto financing across diverse vehicle types including specialty vehicles, Consumers with auto-centric financial needs who value the EZ Auto Search shopping integration
Member-owned credit union serving City of Memphis employees and affiliated organizations since 1959, offering checking, savings, loans, and CDs with competitive rates.
Best for: City of Memphis employees and their families seeking member-owned banking with personalized service, Employees of MLGW, Smith & Nephew, Airport Authority, and other affiliated organizations looking for competitive loan rates
FedTrust Federal Credit Union is a member-owned financial cooperative offering savings accounts, loans, and banking services to individuals in the Memphis area.
Best for: Memphis-area residents or employees with payroll deduction eligibility seeking personalized service and member-owner benefits, Individuals seeking traditional mortgage, auto, or motorcycle financing with competitive rates and personal service
Kennedy VA Employees FCU is a federal credit union serving employees of the Memphis Kennedy Veterans Administration Medical Center and their immediate family members, offering checking, savings, loans, and credit cards.
Best for: Current employees of Memphis Kennedy Veterans Administration Medical Center, Family members (parents, children, siblings) of VA Medical Center employees seeking member access
SecurCommunity Federal Credit Union (formerly Shelby County FCU) is a member-owned financial cooperative serving Shelby and DeSoto counties with auto loans, checking/savings accounts, credit cards, and mortgages.
Best for: Shelby County and DeSoto County residents seeking low-cost auto financing with flexible terms, First-time auto buyers with limited credit history looking for specialized lending programs
UT Federal Credit Union is a member-owned credit union offering checking, savings, auto loans, mortgages, and credit cards with competitive rates and a community-focused approach.
Best for: East Tennessee residents seeking community-focused banking with local branch access, Members prioritizing relationship banking and personalized service over rate optimization
FAA Federal Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and mortgages with competitive rates and nationwide shared branch access.
Best for: Credit union members seeking competitive auto financing across diverse vehicle types including specialty vehicles, Consumers with auto-centric financial needs who value the EZ Auto Search shopping integration
Member-owned credit union serving City of Memphis employees and affiliated organizations since 1959, offering checking, savings, loans, and CDs with competitive rates.
Best for: City of Memphis employees and their families seeking member-owned banking with personalized service, Employees of MLGW, Smith & Nephew, Airport Authority, and other affiliated organizations looking for competitive loan rates
Federal credit union offering checking, savings, loans, mortgages, and business services with a focus on economic mobility and community development across the Deep South.
Best for: Employees of partner organizations (Amazon, Nike, DaVita) seeking employer-affiliated financial services, Students and alumni of affiliated universities (Alabama State, Philander Smith)
Memphis City Employees Credit Union is a member-owned financial cooperative serving city employees and their families since 1959, offering checking, savings, loans, and digital banking services.
Best for: Employees of City of Memphis and affiliated organizations seeking community-focused banking with personalized service, Families of eligible members wanting to establish youth savings accounts and build financial literacy
Member-owned credit union serving Memphis-area government and municipal employees since 1959, offering checking, savings, auto loans, and personal lending products.
Best for: City of Memphis and municipal employees seeking relationship-based lending with no-credit-check options, Individuals needing auto financing with competitive rates and credit union member advantages
Member-owned credit union serving Memphis-area government and select private employees since 1959, offering checking, savings, loans, and CDs with competitive rates.
Best for: Current or retired employees of City of Memphis, Bartlett, MLGW, Memphis & Shelby County Library, and affiliated employers, Members seeking personalized service and fraud protection from a community-focused institution
SecurCommunity Federal Credit Union (formerly Shelby County Federal Credit Union) offers checking, savings, auto loans, mortgages, and VISA cards to Shelby and DeSoto County residents.
Best for: Shelby and DeSoto County residents seeking comprehensive credit union banking with competitive auto financing, First-time auto buyers with limited credit history seeking structured lending programs
Federal credit union offering nationwide branch access, checking, savings, auto loans, mortgages, HELOCs, credit cards, and business banking services to member-owners.
Best for: Vehicle buyers seeking loans above 100% LTV with flexible terms (12-84 months), Homeowners wanting to access equity with minimal closing costs and no annual costs