Credit Unions Provider Profiles in Memphis, TN

Review 24 listed credit unions profiles associated with Memphis, Tennessee. Average stored Google rating where available: 4.0/5.

24 Listed Profiles 12 Google-rated Payday: Legal

Tennessee Lending Regulations

Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act Agency: Tennessee Attorney General Consumer Protection Division

Provider Profiles for Credit Unions

FedTrust Federal Credit Union logo

FedTrust Federal Credit Union

FedTrust Federal Credit Union is a member-owned financial cooperative offering savings accounts, loans, and banking services to individuals in the Memphis area.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Memphis-area residents or employees with payroll deduction eligibility seeking personalized service and member-owner benefits, Individuals seeking traditional mortgage, auto, or motorcycle financing with rate claims to verify and personal service

UT Federal Credit Union logo

UT Federal Credit Union

UT Federal Credit Union is a member-owned credit union offering checking, savings, auto loans, mortgages, and credit cards with rate claims to verify and a community-focused approach.

5.0/5

Google rating from 7 reviews

BBB: NR

Profile signals: East Tennessee residents seeking community-focused banking with local branch access, Members prioritizing relationship banking and personalized service over rate optimization

Kennedy VA Employees FCU logo

Kennedy VA Employees FCU

Kennedy VA Employees FCU is a federal credit union serving employees of the Memphis Kennedy Veterans Administration Medical Center and their immediate family members, offering checking, savings, loans, and credit cards.

4.9/5

Google rating from 12 reviews

BBB: NR

Profile signals: Current employees of Memphis Kennedy Veterans Administration Medical Center, Family members (parents, children, siblings) of VA Medical Center employees seeking member access

SecurCommunity Federal Credit Union logo

SecurCommunity Federal Credit Union

SecurCommunity Federal Credit Union (formerly Shelby County FCU) is a member-owned financial cooperative serving Shelby and DeSoto counties with auto loans, checking/savings accounts, credit cards, and mortgages.

4.5/5

Google rating from 49 reviews

BBB: NR

Profile signals: Shelby County and DeSoto County residents seeking low-cost auto financing with flexible terms, First-time auto buyers with limited credit history looking for listed lending programs

FAA Federal Credit Union logo

FAA Federal Credit Union

FAA Federal Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and mortgages with rate claims to verify and nationwide shared branch access.

4.3/5

Google rating from 15 reviews

BBB: NR

Profile signals: Credit union members seeking competitive auto financing across diverse vehicle types including specialty vehicles, Consumers with auto-centric financial needs who value the EZ Auto Search shopping integration

Memphis City Employees Credit Union (Mt. Moriah) logo

Memphis City Employees Credit Union (Mt. Moriah)

Member-owned credit union serving City of Memphis employees and affiliated organizations since 1959, offering checking, savings, loans, and CDs with rate claims to verify.

4.1/5

Google rating from 35 reviews

BBB: NR

Profile signals: City of Memphis employees and their families seeking member-owned banking with personalized service, Employees of MLGW, Smith & Nephew, Airport Authority, and other affiliated organizations looking for competitive loan rates

Listed Credit Unions Profiles in Memphis (24)

FedTrust Federal Credit Union logo

FedTrust Federal Credit Union

FedTrust Federal Credit Union is a member-owned financial cooperative offering savings accounts, loans, and banking services to individuals in the Memphis area.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Memphis-area residents or employees with payroll deduction eligibility seeking personalized service and member-owner benefits, Individuals seeking traditional mortgage, auto, or motorcycle financing with rate claims to verify and personal service

UT Federal Credit Union logo

UT Federal Credit Union

UT Federal Credit Union is a member-owned credit union offering checking, savings, auto loans, mortgages, and credit cards with rate claims to verify and a community-focused approach.

5.0/5

Google rating from 7 reviews

BBB: NR

Profile signals: East Tennessee residents seeking community-focused banking with local branch access, Members prioritizing relationship banking and personalized service over rate optimization

Kennedy VA Employees FCU logo

Kennedy VA Employees FCU

Kennedy VA Employees FCU is a federal credit union serving employees of the Memphis Kennedy Veterans Administration Medical Center and their immediate family members, offering checking, savings, loans, and credit cards.

4.9/5

Google rating from 12 reviews

BBB: NR

Profile signals: Current employees of Memphis Kennedy Veterans Administration Medical Center, Family members (parents, children, siblings) of VA Medical Center employees seeking member access

SecurCommunity Federal Credit Union logo

SecurCommunity Federal Credit Union

SecurCommunity Federal Credit Union (formerly Shelby County FCU) is a member-owned financial cooperative serving Shelby and DeSoto counties with auto loans, checking/savings accounts, credit cards, and mortgages.

4.5/5

Google rating from 49 reviews

BBB: NR

Profile signals: Shelby County and DeSoto County residents seeking low-cost auto financing with flexible terms, First-time auto buyers with limited credit history looking for listed lending programs

FAA Federal Credit Union logo

FAA Federal Credit Union

FAA Federal Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and mortgages with rate claims to verify and nationwide shared branch access.

4.3/5

Google rating from 15 reviews

BBB: NR

Profile signals: Credit union members seeking competitive auto financing across diverse vehicle types including specialty vehicles, Consumers with auto-centric financial needs who value the EZ Auto Search shopping integration

Memphis City Employees Credit Union (Mt. Moriah) logo

Memphis City Employees Credit Union (Mt. Moriah)

Member-owned credit union serving City of Memphis employees and affiliated organizations since 1959, offering checking, savings, loans, and CDs with rate claims to verify.

4.1/5

Google rating from 35 reviews

BBB: NR

Profile signals: City of Memphis employees and their families seeking member-owned banking with personalized service, Employees of MLGW, Smith & Nephew, Airport Authority, and other affiliated organizations looking for competitive loan rates

Shelby County Employees CU logo

Shelby County Employees CU

SecurCommunity Federal Credit Union (formerly Shelby County Federal Credit Union) offers checking, savings, auto loans, mortgages, and VISA cards to Shelby and DeSoto County residents.

3.9/5

Google rating from 92 reviews

BBB: NR

Profile signals: Shelby and DeSoto County residents seeking comprehensive credit union banking with competitive auto financing, First-time auto buyers with limited credit history seeking structured lending programs

Memphis City Employees Credit Union (Avery) logo

Memphis City Employees Credit Union (Avery)

Memphis City Employees Credit Union is a member-owned financial cooperative serving city employees and their families since 1959, offering checking, savings, loans, and digital banking services.

3.8/5

Google rating from 36 reviews

BBB: NR

Profile signals: Employees of City of Memphis and affiliated organizations seeking community-focused banking with personalized service, Families of eligible members wanting to establish youth savings accounts and build financial literacy

Southern Security Credit Union logo

Southern Security Credit Union

Federal credit union offering nationwide branch access, checking, savings, auto loans, mortgages, HELOCs, credit cards, and business banking services to member-owners.

3.5/5

Google rating from 37 reviews

BBB: NR

Profile signals: Vehicle buyers seeking loans above 100% LTV with flexible terms (12-84 months), Homeowners wanting to access equity with minimal closing costs and no annual costs

Hope Credit Union logo

Hope Credit Union

Federal credit union offering checking, savings, loans, mortgages, and business services with a focus on economic mobility and community development across the Deep South.

3.0/5

Google rating from 26 reviews

BBB: NR

Profile signals: Employees of partner organizations (Amazon, Nike, DaVita) seeking employer-affiliated financial services, Students and alumni of affiliated universities (Alabama State, Philander Smith)

Memphis City Employees Credit Union (Whitehaven) logo

Memphis City Employees Credit Union (Whitehaven)

Member-owned credit union serving Memphis-area government and municipal employees since 1959, offering checking, savings, auto loans, and personal lending products.

3.0/5

Google rating from 24 reviews

BBB: NR

Profile signals: City of Memphis and municipal employees seeking relationship-based lending with eligibility options to verify, Individuals needing auto financing with rate claims to verify and credit union member advantages

Memphis City Employees Credit Union (Whitten) logo

Memphis City Employees Credit Union (Whitten)

Member-owned credit union serving Memphis-area government and select private employees since 1959, offering checking, savings, loans, and CDs with rate claims to verify.

3.0/5

Google rating from 23 reviews

BBB: NR

Profile signals: Current or retired employees of City of Memphis, Bartlett, MLGW, Memphis & Shelby County Library, and affiliated employers, Members seeking personalized service and fraud protection from a community-focused institution

Binsy Federal Credit Union logo

Binsy Federal Credit Union

Binsy Federal Credit Union was a Memphis, TN-based credit union that merged into Southern Security Federal Credit Union in Collierville, TN as of December 30, 2022.

BBB: NR

Profile signals: Former Binsy Federal Credit Union members transitioning to Southern Security Federal Credit Union, Individuals researching credit union merger history in Tennessee

Bulab Employees logo

Bulab Employees

LendMesh is a free loan comparison platform that connects borrowers with credit unions and banks to find the lower listed rates on mortgages, auto loans, personal loans, and student loans nationwide.

BBB: NR

Profile signals: Borrowers shopping for the best mortgage rates across multiple lenders without credit impact, Consumers seeking to compare personal loan offers for consolidation or major expenses

Cn/Ic Employees logo

Cn/Ic Employees

CN/IC Employees Credit Union is a Memphis-based member-owned credit union serving railroad and Amtrak employees since 1932, offering savings, loans, and retirement accounts.

BBB: NR

Profile signals: Current and retired employees of CN Railroad, Illinois Central Railroad, and Amtrak seeking member-owned financial services, Transportation industry workers seeking long-term retirement savings with multiple IRA account structures

CN/IC EMPLOYEES CREDIT UNION logo

CN/IC EMPLOYEES CREDIT UNION

Memphis-based credit union serving employees of CN Railroad, Illinois Central Railroad, and Amtrak since 1932. Offers savings, loans, mobile banking, and retirement accounts.

BBB: NR

Profile signals: Employees of CN Railroad, Illinois Central Railroad, or Amtrak seeking stable, member-owned banking, Railroad industry workers interested in IRAs and retirement planning with personalized service

F a a logo

F a a

Family Advantage FCU is a member-owned credit union serving Maury County, Tennessee with checking, savings, lending, and mortgage services across four branch locations.

BBB: NR

Profile signals: Tennessee residents in Maury County seeking personalized lending with local branch access, Members needing auto loans, mortgages, or home equity financing with flexible terms

FAA Federal Credit Union Center (not open to public) logo

FAA Federal Credit Union Center (not open to public)

FAA Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit cards with digital banking services and vehicle financing tools.

BBB: NR

Profile signals: Eligible credit union members seeking comprehensive banking services with digital-first access, Members interested in vehicle financing with integrated shopping tools for autos, boats, motorcycles, and RVs

Fedtrust logo

Fedtrust

FedTrust Federal Credit Union is a member-owned financial cooperative offering savings accounts, loans, and banking services to individuals in the Memphis, Tennessee area.

BBB: NR

Profile signals: Memphis, Tennessee residents seeking personalized, relationship-based banking with member ownership benefits, Local savers who value higher dividend rates and are willing to forgo shared branching network access

Firefighters First Credit Union - Memphis logo

Firefighters First Credit Union - Memphis

Firefighters First Credit Union is a Memphis-based financial institution serving firefighters and their families with membership-based banking and business services.

BBB: NR

Profile signals: Firefighters and emergency responders seeking membership-based banking with community focus, Small business owners within firefighter community needing business banking and credit cards

Healthnet Federal Credit Union logo

Healthnet Federal Credit Union

HealthNet Federal Credit Union is a member-owned credit union offering checking/savings accounts, loans, credit cards, and financial services with access to 30,000+ ATMs with listed network fee context.

BBB: NR

Profile signals: Members seeking traditional credit union banking with rate claims to verify and member ownership benefits, Consumers who value extensive ATM/branch network access across the U.S.

Itrust Federal Credit Union logo

Itrust Federal Credit Union

I Trust Federal Credit Union is a Memphis-based credit union offering financial services to members in the Greater Memphis area.

BBB: NR

Profile signals: Memphis-area residents seeking member-owned banking alternatives, Individuals potentially eligible for listed credit union membership

Memphis City Employees logo

Memphis City Employees

Marathon County Employees Credit Union (MCECU) is a not-for-profit, member-owned credit union serving employees and their families in Wausau, Wisconsin with competitive loan rates, savings accounts, and financial counseling.

BBB: NR

Profile signals: Marathon County employees and their families seeking personalized member service, Borrowers prioritizing competitive loan rates and financial counseling support

Orion logo

Orion

Orion Financial is a member-owned federal credit union serving Tennessee, Arkansas, and Mississippi with checking, savings, credit cards, auto loans, and home financing.

BBB: NR

Profile signals: Tennessee, Arkansas, and Mississippi residents seeking auto financing with low rates and flexible payment terms, First-time credit card users in the credit union's service area wanting introductory 0% APR