Oklahoma City, OK

Credit Repair & Financial Services in Oklahoma City

Compare 126 credit repair companies, personal lenders, and financial services in Oklahoma City, Oklahoma. All independently reviewed with BBB ratings and pricing.

Oklahoma avg credit score: 692 Median income: $61,364 Poverty rate: 14.5% Payday loans: Legal Oklahoma overview →

Top Rated in Oklahoma City

126 companies
1F Cash Advance logo

1F Cash Advance

1F Cash Advance Oklahoma City, Oklahoma — 1F Cash Advance offers payday loans ($100-$1,000) and installment loans (up to $5,000) with same-day or next-d...

BBB: NR

Best for: Borrowers facing genuine emergencies (car repairs, utility bills) who need funds within 24 hours, Individuals with poor or no credit history who cannot qualify for traditional bank loans or credit cards

5 Star Car Title Loans logo

5 Star Car Title Loans

Oklahoma City, OK's 5 Star Car Title Loans at 2618 S I-35 Service Rd #110 offers fast title loans, payday loans, and emergency cash with convenient weekend hours.

BBB: NR

Best for: Vehicle owners with immediate cash needs who cannot qualify for traditional loans, Borrowers with poor or no credit history seeking collateral-based financing

5 Star Car Title Loans logo

5 Star Car Title Loans

Oklahoma City's 5 Star Car Title Loans at 4224 NW 39th St offers quick same-day title loan approvals.

BBB: NR

Best for: Car or motorcycle owners with poor credit who need fast cash and have vehicle equity, Borrowers facing urgent expenses (rent, bills, car repairs) who need same-day funding

89'er Pawn Shop logo

89'er Pawn Shop

89'er Pawn Shop is a collateral-based lending business located in Oklahoma City offering pawn loans and cash advances against personal items.

BBB: NR

Best for: Customers with poor or no credit history who cannot qualify for traditional loans, People needing immediate cash for emergency expenses without waiting for loan approval

A-1 Loan Company logo

A-1 Loan Company

A-1 Loan Company offers signature loans up to $2,000 with rapid funding in 30 minutes or less and no checking account required. First loans are interest-free if paid within 30 days.

BBB: NR

Best for: Borrowers with poor or no credit history seeking fast personal loans under $2,000, Individuals without a checking account who need quick cash

Absolute Finance logo

Absolute Finance

Oklahoma-based personal loan lender offering signature loans up to $3,100 with approval in 30 minutes or less. Serves borrowers building/rebuilding credit with local, personalized service.

BBB: NR

Best for: Oklahoma residents needing $1,000–$3,100 for emergency expenses or unexpected costs, Borrowers with poor credit or no credit history seeking quick approval and personal service

Emergency Cash in Oklahoma City

View all →
1F Cash Advance logo

1F Cash Advance

1F Cash Advance Oklahoma City, Oklahoma — 1F Cash Advance offers payday loans ($100-$1,000) and installment loans (up to $5,000) with same-day or next-d...

BBB: NR

Best for: Borrowers facing genuine emergencies (car repairs, utility bills) who need funds within 24 hours, Individuals with poor or no credit history who cannot qualify for traditional bank loans or credit cards

5 Star Car Title Loans logo

5 Star Car Title Loans

Oklahoma City, OK's 5 Star Car Title Loans at 2618 S I-35 Service Rd #110 offers fast title loans, payday loans, and emergency cash with convenient weekend hours.

BBB: NR

Best for: Vehicle owners with immediate cash needs who cannot qualify for traditional loans, Borrowers with poor or no credit history seeking collateral-based financing

5 Star Car Title Loans logo

5 Star Car Title Loans

Oklahoma City's 5 Star Car Title Loans at 4224 NW 39th St offers quick same-day title loan approvals.

BBB: NR

Best for: Car or motorcycle owners with poor credit who need fast cash and have vehicle equity, Borrowers facing urgent expenses (rent, bills, car repairs) who need same-day funding

ACE Cash Express logo

ACE Cash Express

Oklahoma City's ACE Cash Express at 6601 Northwest Expy provides rapid payday and title loans with same-day service.

BBB: NR

Best for: Consumers needing immediate cash access with physical store availability in their area, Customers seeking to collateralize a vehicle through title loans for larger emergency funds

ACE Cash Express logo

ACE Cash Express

Located in Oklahoma City, OK, ACE Cash Express at 1425 SW 59th St provides same-day payday and title loans.

BBB: NR

Best for: Consumers with immediate cash needs who prefer in-person service at physical store locations, Title loan borrowers who have vehicle equity and need emergency collateral-based funding

Advance America logo

Advance America

Oklahoma City, OK Advance America at 9300 N May Ave offers payday and title loans to local residents.

BBB: A+

Best for: Consumers with bad or no credit who need $100–$2,000 within 24 hours and have exhausted other options, Borrowers who prefer in-person service and want to visit a physical branch to apply

I Need a Loan in Oklahoma City

View all →
A-1 Loan Company logo

A-1 Loan Company

A-1 Loan Company offers signature loans up to $2,000 with rapid funding in 30 minutes or less and no checking account required. First loans are interest-free if paid within 30 days.

BBB: NR

Best for: Borrowers with poor or no credit history seeking fast personal loans under $2,000, Individuals without a checking account who need quick cash

Absolute Finance logo

Absolute Finance

Oklahoma-based personal loan lender offering signature loans up to $3,100 with approval in 30 minutes or less. Serves borrowers building/rebuilding credit with local, personalized service.

BBB: NR

Best for: Oklahoma residents needing $1,000–$3,100 for emergency expenses or unexpected costs, Borrowers with poor credit or no credit history seeking quick approval and personal service

American Loans logo

American Loans

Advance America offers installment loans up to $1,820 with same-day funding at physical locations and online in Oklahoma City. Fast approval for borrowers needing emergency cash.

BBB: NR

Best for: Borrowers facing immediate cash needs under $1,820 who can repay within weeks or months, Spanish-speaking Oklahoma City residents requiring accessible, bilingual financial services

Arrow Loan logo

Arrow Loan

Arrow Loan offers personal loans in Oklahoma City for various expenses including car repairs, medical bills, and home improvements, with credit-building features through on-time payment reporting.

BBB: NR

Best for: Oklahoma and Texas residents needing personal loans for unexpected expenses or planned purchases, Borrowers interested in building credit through on-time payment reporting

B & F Finance logo

B & F Finance

B&F Finance offers signature loans up to $3,000 with fast funding in 30 minutes or less. A locally owned Oklahoma lender operating for over 50 years with a first-loan interest-free promotion.

BBB: NR

Best for: Oklahoma residents needing quick access to small loans ($1,000-$3,000), Borrowers with fair or challenged credit seeking alternatives to traditional banks

CASH WORLD logo

CASH WORLD

Cash World Loans provides personal loans for unexpected expenses with low monthly payments and fast approval. Contact them at 405-470-3343 or apply online.

BBB: NR

Best for: Consumers seeking fast personal loans for unexpected expenses who prefer phone contact, Borrowers who value application speed and confidentiality over detailed rate comparison

Pawn Shops in Oklahoma City

View all →
89'er Pawn Shop logo

89'er Pawn Shop

89'er Pawn Shop is a collateral-based lending business located in Oklahoma City offering pawn loans and cash advances against personal items.

BBB: NR

Best for: Customers with poor or no credit history who cannot qualify for traditional loans, People needing immediate cash for emergency expenses without waiting for loan approval

Cash 4 You Pawn logo

Cash 4 You Pawn

Cash 4 You Pawn is an Oklahoma-based pawn shop offering consignment, buying, and selling of secondhand electronics, tools, gold, and home goods with a focus on affordability.

BBB: NR

Best for: Individuals downsizing or decluttering who want quick cash for gently used electronics, tools, or jewelry, Budget-conscious shoppers seeking affordable secondhand brand-name merchandise in electronics and tools

Cash America Pawn logo

Cash America Pawn

At 901 W I-240 Service Road, Oklahoma City, OK, Cash America Pawn offers pawn loans, gold buying, and quick cash solutions.

BBB: NR

Best for: Consumers who need emergency cash within hours and have valuable collateral but poor credit, People selling used jewelry, electronics, or other merchandise for immediate cash without waiting for marketplace sales

Cash America Pawn logo

Cash America Pawn

Oklahoma City, OK's Cash America Pawn at 1600 NW 23rd St offers quick cash loans on personal items with flexible terms and no credit checks.

BBB: NR

Best for: Unbanked or credit-constrained consumers who need immediate cash and lack access to traditional loans or credit cards, Individuals with valuable personal property (jewelry, electronics, instruments) who need short-term liquidity without credit qualification

D & P Pawn logo

D & P Pawn

D & P Pawn Shop offers collateral-based loans in Oklahoma City, allowing customers to pawn items for fast cash without credit checks or lengthy approval processes.

BBB: NR

Best for: Individuals needing emergency cash quickly without credit approval, People with poor credit history or no credit who cannot qualify for traditional loans

Dean's Drive-Thru Pawn Shop logo

Dean's Drive-Thru Pawn Shop

Oklahoma City's oldest pawn shop since 1968, offering collateral-based loans and a unique drive-thru service with an on-site US Post Office.

BBB: NR

Best for: Customers in Oklahoma City needing same-day emergency cash with collateral available, People seeking quick pawn transactions via drive-thru without entering the store

Check Cashing & Money Services in Oklahoma City

View all →
Barri Booth logo

Barri Booth

Barri is a financial services platform offering check cashing, money transfers, bill payment, and a prepaid Visa debit card, primarily serving Spanish-speaking communities with remittance and banking alternatives.

BBB: NR

Best for: Spanish-speaking immigrants sending remittances to family in Mexico, Central America, or South America, Unbanked or underbanked individuals needing check cashing, bill payment, and basic financial services

Barri Office logo

Barri Office

Barri is a money services company offering check cashing, money transfers, bill payment, and mobile recharges primarily for Latin American remittance customers.

BBB: NR

Best for: Latin American immigrants and diaspora communities sending remittances, Spanish-speaking consumers needing convenient check cashing with extended hours

Barri Office logo

Barri Office

Barri is a money transfer and financial services platform offering check cashing, bill payment, mobile reloads, and personal loans through a partnership with Oportun.

BBB: NR

Best for: Immigrants and expatriates regularly sending money to family in Latin America, Unbanked and underbanked consumers needing accessible check cashing and bill payment services

Cashland logo

Cashland

Oklahoma-based financial services company offering check cashing, bill payments, loans, and money transfer services across 9 locations with over 30 years of operation.

BBB: NR

Best for: Oklahoma residents needing immediate check cashing or bill payment services at physical locations, Employed individuals with stable payday income needing emergency cash for unexpected expenses

El Valle Money Services logo

El Valle Money Services

El Valle Money Services is a check-cashing and financial services provider located in Oklahoma City, offering basic money transmission and payment services.

BBB: NR

Best for: Unbanked and underbanked consumers needing immediate check cashing services, Southwest Oklahoma City residents requiring local money services and bill payment

MoneyGram logo

MoneyGram

Oklahoma City, OK MoneyGram location at 905 N Virginia Ave offers check-cashing services with extended daily hours 6 AM-10 PM.

BBB: NR

Best for: Consumers sending money internationally to family or business contacts, Customers without bank accounts needing check cashing or money order services

Banks in Oklahoma City

View all →
All America Bank logo

All America Bank

Community bank serving Oklahoma since 1927, offering personal and business banking, lending, and deposit products with competitive rates and local relationship-based service.

BBB:

Best for: Oklahoma residents seeking competitive deposit rates with local relationship banking, Small business owners and agricultural enterprises in Oklahoma needing relationship-based lending

Bancfirst logo

Bancfirst

BancFirst is an Oklahoma-based bank offering personal and business checking/savings accounts, loans, credit cards, and wealth management services across multiple locations.

BBB:

Best for: Oklahoma residents seeking full-service banking with local branch access, Small business owners needing SBA loans and commercial lending relationships

Bank 7 logo

Bank 7

Bank7 is a full-service bank based in Oklahoma City offering personal and business checking, savings, loans, and digital banking services with FDIC insurance protection.

BBB:

Best for: Small business owners seeking specialized services like agricultural loans, treasury management, and ACH origination, Homebuyers looking for personalized mortgage guidance and home loan products from an established bank

Chickasaw Community Bank logo

Chickasaw Community Bank

Chickasaw Community Bank is a locally-owned bank in Oklahoma offering personal and business banking services, with specialized focus on Native American communities and tribal housing finance.

BBB:

Best for: Businesses seeking personalized treasury management and cash flow solutions from a local banking team with hands-on support, Tribal housing authorities, Native American housing organizations, and individuals in Native communities seeking specialized mortgage and housing finance programs

First Enterprise Bank logo

First Enterprise Bank

Independent community bank in Oklahoma City founded in 1907, offering checking, loans, and cannabis-related business accounts with local decision-making.

BBB:

Best for: Oklahoma City-area residents seeking local community banking relationships and personalized service, Small business owners and entrepreneurs qualifying for cannabis-related business banking services

First Fidelity Bank logo

First Fidelity Bank

FDIC-insured bank operating since 1920 offering personal and business banking, HELOCs, investment services, and mobile banking through the GoBankFFB app.

BBB:

Best for: Consumers in Oklahoma, Arizona, or Colorado seeking comprehensive banking with modern digital tools and no-fee early paycheck access, Small business owners needing dedicated commercial banking relationships with local branch presence

Credit Unions in Oklahoma City

View all →
Communication logo

Communication

Communication Federal Credit Union is a member-owned, not-for-profit credit union serving Oklahoma and Kansas since 1939, offering checking, savings, auto loans, mortgages, and personal loans with competitive rates.

BBB:

Best for: Members eligible to join CFCU who prioritize relationship-based banking and member-owned profit-sharing over bank services, Auto buyers seeking competitive rates with straightforward application and pre-approval processes

Credit Union One of Oklahoma logo

Credit Union One of Oklahoma

Credit Union One of Oklahoma is a member-owned, not-for-profit credit union offering checking, savings, loans, and rewards accounts to Oklahoma residents.

BBB:

Best for: Oklahoma residents seeking high-yield checking and savings accounts with stock reward features, Auto buyers and refinancers looking for sub-4% APR financing with flexible terms

Tinker logo

Tinker

Tinker Federal Credit Union is a member-owned, not-for-profit credit union serving Oklahoma and Texas with checking, savings, loans, and investment services since 1946.

BBB:

Best for: Members living or working in Oklahoma and Texas seeking comprehensive credit union services with community engagement, Auto loan borrowers looking for competitive rates on vehicle purchases and refinancing with incentive structures

Mortgages & Home Loans in Oklahoma City

View all →
First American Title Insurance Company logo

First American Title Insurance Company

First American Title Insurance Company Oklahoma City, Oklahoma — First American Title is a major national title insurance and escrow settlement company ...

BBB: NR

Best for: Real estate agents and brokers seeking escrow, title, and transaction management services, Home buyers and sellers in active real estate transactions requiring title insurance and settlement services

Local Lending Oklahoma logo

Local Lending Oklahoma

Local Lending Oklahoma is a mortgage lender serving the Oklahoma City region offering home purchase, refinance, and equity cash-out loans with personalized service from local brokers.

BBB: NR

Best for: First-time homebuyers in the Oklahoma City metropolitan area seeking personalized guidance, Homeowners refinancing existing mortgages to lower monthly payments

RNC Bridge & Private Hard Money logo

RNC Bridge & Private Hard Money

RNC Bridge & Private Hard Money specializes in bridge loans and asset-based lending for real estate investors, offering loan amounts from $100K–$10M with flexible underwriting.

BBB: NR

Best for: Real estate investors executing fix-and-flip or value-add repositioning projects, Commercial property investors needing rapid funding to close time-sensitive opportunities

Free Help in Oklahoma City

View all →
Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc. logo

Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.

Non-profit Community Action Agency providing free emergency assistance, early childhood education, and economic programs to families in Oklahoma County for 60 years.

BBB: NR

Best for: Low-income families with children under five facing immediate housing instability or emergency needs in Oklahoma County, Parents seeking quality early childhood education (Head Start/Early Head Start) with coordinated support services

Neighborhood Housing Services Oklahoma City logo

Neighborhood Housing Services Oklahoma City

HUD-certified housing counselor and non-profit offering homebuyer education, financial coaching, and down payment assistance to low-to-moderate income families in Oklahoma City since 1981.

BBB: NR

Best for: First-time homebuyers in Oklahoma City struggling with down payment funding, Low-to-moderate income families seeking unbiased homeownership education and counseling

Business Loans in Oklahoma City

View all →
The Bankers Bank logo

The Bankers Bank

Correspondent banking partner serving community banks across the South and Southwest with loans, safekeeping, and international services for four decades.

BBB:

Best for: Local banking with personal service, FDIC-insured deposits

Your Rights in Oklahoma

Oklahoma Consumer Protections: Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Interest Rate Cap: Oklahoma usury cap: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300.

Key Regulations:
  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.
  • The Oklahoma Deferred Deposit Lending Act regulates all payday lenders.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Oklahoma Attorney General Consumer Protection Unit.

Compare Top-Rated Services

Our editors reviewed hundreds of companies to find the best options nationwide.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Our editorial team independently reviews all services. Learn more.