Los Angeles, CA

Loan Companies in Los Angeles, CA

Compare loan companies in Los Angeles, Los Angeles credit repair, personal loans Los Angeles, and business loans Los Angeles research paths in one local guide. Review 257 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Los Angeles

257 companies

Building Block Capital

Los Angeles, CA

BBB NR

Building Block Capital provides small business loans and equipment financing from $5,000 to $5,000,000 with same-day quotes and next-day funding for businesses nationwide. Review this Los Angeles listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Los Angeles, CA profile links back to a full CreditDoc review with sourced fields.

Cash Fast Lending

Los Angeles, CA

BBB NR

ACE Cash Express is a licensed payday lender offering $100–$255 short-term loans in California with same-day or next-business-day funding via online and 100+ in-store locations. Review this Los Angeles listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Los Angeles, CA profile links back to a full CreditDoc review with sourced fields.

Commercial Loan Lenders

Los Angeles, CA

BBB NR

Banc of California specializes in commercial real estate lending with loans from $3M-$35M+ for income-producing properties including multifamily, office, retail, and industrial assets. Review this Los Angeles listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Los Angeles, CA profile links back to a full CreditDoc review with sourced fields.

Credit Professional Services - Fix My Credit Scores is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying. Review this Los Angeles listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Los Angeles, CA profile links back to a full CreditDoc review with sourced fields.

Credit800.net

Los Angeles, CA

BBB NR

Credit800.net LLC is a California-based credit repair company established in 2021. Limited public information available about specific services. Review this Los Angeles listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Los Angeles, CA profile links back to a full CreditDoc review with sourced fields.

Entri

Los Angeles, CA

BBB NR

Entri offers fast personal cash loans from $100–$5,000 with fixed payments, transparent terms, and in-person pickup at Curacao stores or direct bank deposit. Review this Los Angeles listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Los Angeles, CA profile links back to a full CreditDoc review with sourced fields.

Check Cashing & Money Services in Los Angeles

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CreditDoc lists 60 check cashing & money services providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Vigo, Moneygram, Order Expres

Vigo is listed at Order Express- Ca110, 1251 E Olympic Blvd Unit 105, Los Angeles, CA 90021 in Los Angeles, CA. CreditDoc shows contact details, listed money transfer, bill payment, money order, and r

Vigo

Vigo is listed at Vigo, 2025 W 8th St, Los Angeles, CA 90057 in Los Angeles, CA. CreditDoc shows contact details, listed money transfer, bill payment, money order, and related money services, hours wh

Vigo

Vigo is listed at B Multiservices El Compa, 308 W 7th St, Los Angeles, CA 90014 in Los Angeles, CA. CreditDoc shows contact details, listed money transfer and related money services, hours when availa

Pawn Shops in Los Angeles

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CreditDoc lists 39 pawn shops providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Diamond Jewelry & Loan

Los Angeles-based pawn shop operating since 1945, offering fast collateral loans on jewelry and valuables with same-day funding and gold buying services.

Mr. Steve's Pawn Shop

Mr. Steve's Pawn Shop is a nearly 40-year-old Los Angeles pawn shop offering collateral-based loans, luxury jewelry, watches, handbags, and electronics with buy-now-pay-later options.

Zak's Pawn Shop

Family-owned pawn shop in Los Angeles offering collateral-based loans on items like electronics, jewelry, tools, and collectibles with no credit checks required.

Beverly Pawn n Cash Shop

Beverly Pawn n Cash Shop is a Los Angeles-based pawn shop in Koreatown offering collateral-based loans, jewelry buying, and quick cash access with extended redemption periods.

Emergency Cash in Los Angeles

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CreditDoc lists 34 emergency cash providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Cash Fast Lending

ACE Cash Express is a licensed payday lender offering $100–$255 short-term loans in California with same-day or next-business-day funding via online and 100+ in-store locations.

Entri

Entri offers fast personal cash loans from $100–$5,000 with fixed payments, transparent terms, and in-person pickup at Curacao stores or direct bank deposit.

King's Jewelry and Loan

King's Jewelry & Loan is a Los Angeles pawnbroker since 1945 offering collateral pawn loans, gold/jewelry buying, luxury jewelry sales, and on-site repair.

Credit Unions in Los Angeles

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CreditDoc lists 23 credit unions providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

POLAM Federal Credit Union

POLAM Federal Credit Union is a membership-based credit union offering home loans, auto loans, checking/savings accounts, and credit cards with access to 5,000+ shared branches nationwide.

Rize Credit Union

Rize Credit Union is a financial institution offering banking services including checking, savings, and member products through their website at rizecu.com.

California Credit Union

California Credit Union is a membership-based financial institution serving Los Angeles, Orange County, and San Diego with branch locations and digital banking services.

LA Healthcare FCU

LA Healthcare FCU is a not-for-profit federal credit union serving healthcare professionals and employees at PIH Health Good Samaritan Hospital and California Hospital Medical Center with competitive

USC Credit Union

USC Credit Union is a federally insured credit union offering checking, savings, loans, and investment services primarily to USC students, alumni, faculty, and their families.

Banks in Los Angeles

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CreditDoc lists 18 banks providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

American Business Bank

American Business Bank is a publicly-traded commercial bank (OTCQX: AMBZ) specializing in relationship-based business financing, SBA lending, and corporate banking services for small to mid-sized ente

Arrow Business Finance Inc

Arrow Financial Corporation is a $4B+ bank holding company based in Glens Falls, NY, offering banking, insurance, and wealth management services across northeastern New York.

Banc of California

FDIC-insured bank offering personal and business banking solutions with industry-specific expertise in media, entertainment, government, and community associations.

Bank of Hope

Bank of Hope is a full-service bank offering personal, business, and corporate banking services including checking, savings, CDs, credit cards, mortgages, and commercial lending.

Cathay Bank

Cathay Bank offers personal checking, savings, home mortgages, credit cards, and digital banking services with a focus on serving diverse communities through multilingual support.

City National Bank

City National Bank is a full-service bank offering personal and business banking, wealth management, and lending services with FDIC insurance and operations since 1954.

Los Angeles Credit Repair Companies

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CreditDoc lists 15 credit repair providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Credit800.net

Credit800.net LLC is a California-based credit repair company established in 2021. Limited public information available about specific services.

Infinite Financial Firm

Infinite Financial Firm is a Los Angeles-based credit repair document preparation service that helps clients dispute inaccurate items on credit reports through a 3-step process.

Los Angeles Credit Repair Company

Los Angeles Credit Repair disputes errors and negative items on credit reports to improve client scores. They specialize in removing late payments, bankruptcies, inquiries, judgments, and collection a

Mortgages & Home Loans in Los Angeles

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CreditDoc lists 13 mortgages & home loans providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Commercial Loan Lenders

Banc of California specializes in commercial real estate lending with loans from $3M-$35M+ for income-producing properties including multifamily, office, retail, and industrial assets.

Equitable Lending

Nationwide mortgage lender offering purchase, refinance, investment, and specialized loans with same-day pre-approval and 71+ years of combined experience.

Mortgage Loans 365

California-based mortgage brokerage offering FHA, VA, conventional, jumbo, and specialty loans. DRE-approved and NMLS-registered with offices in Los Angeles.

Business Loans Los Angeles, CA

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CreditDoc lists 13 business loans providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Building Block Capital

Building Block Capital provides small business loans and equipment financing from $5,000 to $5,000,000 with same-day quotes and next-day funding for businesses nationwide.

Start Up Business Loans Los Angeles

Start Up Business Loans Los Angeles is a business loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be indepen

LendSeek

LendSeek is a business lending marketplace connecting small business owners to over 100 funders offering term loans, lines of credit, equipment financing, and revenue-based funding with approval and f

LoanHQ

LoanHQ provides fast business funding solutions including small business loans, lines of credit, and revenue-based financing for established SMBs with streamlined online applications.

Free Help in Los Angeles

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CreditDoc lists 12 free help providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Haven Services

Non-profit financial counseling and tax prep service offering free workshops, 1:1 counseling, and tax filing assistance to low- and moderate-income individuals and families.

El Centro De Ayuda

501(c)(3) non-profit in Boyle Heights providing free financial coaching, tax assistance, and human services to low-income families since 1981.

Haven Services Inc

Non-profit financial counseling and tax preparation service providing certified financial education, housing counseling, and free tax filing to low- and moderate-income individuals and families.

Personal Loans Los Angeles, CA

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CreditDoc lists 10 personal loans providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

US Direct Advance

US Direct Advance provides pre-settlement funding (non-recourse loans) of $500–$100,000 to plaintiffs awaiting personal injury lawsuit settlements, with no credit check or monthly payments required.

High Rise Financial LLC

High Rise Financial provides non-recourse pre-settlement lawsuit funding to personal injury plaintiffs in Los Angeles, advancing cash against expected legal settlements with no repayment required if t

Variety Bad Credit Loans

Online personal loan marketplace connecting borrowers to a network of lenders offering $1,000–$5,000 loans with fast approval and next-business-day funding.

Rapid Approval Loans

Online personal loan marketplace connecting borrowers to a network of lenders offering $1,000–$5,000 unsecured loans with potential next-business-day funding.

Good Rate Loans

Good Rate Loans is a loan marketplace that connects borrowers to lenders offering personal loans from $1,000–$5,000 with fast funding and flexible credit acceptance.

Bankruptcy Services in Los Angeles

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CreditDoc lists 9 bankruptcy services providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Ensafi Law | Bankruptcy Attorney

Los Angeles-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, foreclosure defense, and debt relief for individuals and small businesses across Southern California.

Bereliani Law Firm

Los Angeles bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for individuals and businesses facing foreclosure, wage garnishment, and creditor harassment.

Debt Relief in Los Angeles

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CreditDoc lists 5 debt relief providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Roundleaf Los Angeles

Roundleaf Inc. offers debt settlement, management, and budgeting services to Los Angeles residents, with in-person consultations and live phone support since 2006.

Lawsuit Cash 24/7

Pre- and post-settlement lawsuit funding company offering cash advances up to $100,000 to accident injury claimants within 24 hours, with repayment only required if the case settles.

Credit Cards in Los Angeles

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CreditDoc lists 3 credit cards providers in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Sunbit

Sunbit is a Los Angeles fintech offering point-of-sale BNPL financing for dental, auto, optical, and veterinary services at 30,000+ locations. Forbes Fintech 50 (3 years). 90% approval rate, soft cred

Ameri Loans

American Express is a major credit card issuer offering premium rewards cards, personal loans, banking products, and travel benefits to eligible members worldwide.

JCB International Credit Card

JCB is a major international payment card brand from Japan with 175M+ cardmembers globally, offering credit cards issued across 18 countries with acceptance through partnerships with Discover and Amer

Fintech in Los Angeles

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CreditDoc lists 1 fintech provider in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Dave

Cash advances up to $500 with no interest, fee-free checking, early direct deposit, and automatic budgeting. No credit check.

Credit Building in Los Angeles

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CreditDoc lists 1 credit building provider in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

Grow Credit

Build credit by paying your existing subscriptions (Netflix, Spotify, etc.) through a virtual Mastercard that reports to all 3 bureaus.

Payday Alternatives in Los Angeles

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CreditDoc lists 1 payday alternatives provider in Los Angeles, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Los Angeles provider — comparison is the fastest way to spot outliers on cost or terms.

California Rules for Los Angeles Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Los Angeles consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in California cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

California state-level protections: Consumers in Los Angeles, CA are also protected by California state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for California for the current usury cap, payday-lending status, and licensing board contact details. If a Los Angeles provider quotes rates or fees above the California usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Los Angeles offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Los Angeles, CA, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Los Angeles: Any California credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Los Angeles listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Los Angeles Credit & Borrowing Checklist

Before contacting any Los Angeles lender or credit repair company, download the CreditDoc research checklist tailored to California consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Los Angeles, CA.

Why the checklist matters for Los Angeles residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in California. A credit repair contract that meets federal minimums may still fail California's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Los Angeles. The checklist walks you through the California-specific checks first, then the federal ones — in the order that matters most for Los Angeles borrowers.

Working with Credit Repair and Loan Providers in Los Angeles

Every Los Angeles listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Los Angeles, CA provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Los Angeles credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the California state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Los Angeles loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Los Angeles lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Los Angeles residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the California state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Los Angeles, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Los Angeles, CA consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Los Angeles

How do I choose a credit repair company in Los Angeles, CA?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Los Angeles credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in California. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Los Angeles or elsewhere — to charge you before services are performed.

Are payday loans legal in California?

Payday loan legality varies significantly by state. Some states, including California, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc California state overview page for the current status. If a Los Angeles lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Los Angeles?

Personal loans in Los Angeles, CA are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Los Angeles should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Los Angeles lender is legitimate?

Three quick checks: (1) search the California Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Los Angeles should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Los Angeles — BBB does not verify quality but does verify that the business exists at its stated address. Every Los Angeles lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Los Angeles, Los Angeles credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Los Angeles data is sourced

Every Los Angeles, CA provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Los Angeles listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.