Compare 9 credit repair companies serving Memphis, Tennessee. Average rating: 4.4/5.
Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.
Memphis-based credit repair firm specializing in dispute resolution, credit score improvement, and small business credit optimization. Founded by Crystal Lomax.
Best for: Memphis-area residents seeking local credit repair with founder engagement and personal relationship building, Small business owners needing both personal and business credit optimization before loan applications
Credit Professional Services offers credit repair and dispute services targeting consumers in the Memphis area seeking to improve credit scores through error correction.
Best for: Consumers in Memphis, Tennessee looking for credit repair services, People who prefer working with a local credit repair provider
Credit Consulting Services offers credit restoration, dispute services, and homeownership programs since 1999. Based in Memphis, TN with personalized credit repair and mortgage guidance.
Best for: Memphis-area residents with collections, charge-offs, and late payments seeking local, in-person credit repair consultation, First-time homebuyers with credit damage who want integrated credit repair and mortgage pre-approval guidance
Memphis-based credit repair consulting firm helping individuals and businesses improve credit scores through dispute services and financial literacy education.
Best for: Memphis-area residents and small business owners seeking personalized, relationship-based credit repair, Clients who prefer working with a local, boutique firm rather than large national companies
Empower Score Repair disputes negative items and errors on credit reports to help raise credit scores. They offer online account access, three-bureau monitoring, and claim results within 60 days.
Best for: Consumers with multiple negative items on credit reports seeking consolidation of disputes and monitoring, Individuals who prefer hands-off credit repair with online account access to track progress
The Credit People offers credit repair services in Memphis with dispute filing, credit report analysis, and personalized expert guidance to remove inaccurate negative items.
Best for: Memphis residents with documented errors on credit reports who prefer phone-based expert guidance, Consumers unfamiliar with dispute procedures and wanting step-by-step professional handling
Memphis-based credit repair firm specializing in dispute resolution, credit score improvement, and small business credit optimization. Founded by Crystal Lomax.
Best for: Memphis-area residents seeking local credit repair with founder engagement and personal relationship building, Small business owners needing both personal and business credit optimization before loan applications
Credit Professional Services offers credit repair and dispute services targeting consumers in the Memphis area seeking to improve credit scores through error correction.
Best for: Consumers in Memphis, Tennessee looking for credit repair services, People who prefer working with a local credit repair provider
Credit Consulting Services offers credit restoration, dispute services, and homeownership programs since 1999. Based in Memphis, TN with personalized credit repair and mortgage guidance.
Best for: Memphis-area residents with collections, charge-offs, and late payments seeking local, in-person credit repair consultation, First-time homebuyers with credit damage who want integrated credit repair and mortgage pre-approval guidance
Memphis-based credit repair consulting firm helping individuals and businesses improve credit scores through dispute services and financial literacy education.
Best for: Memphis-area residents and small business owners seeking personalized, relationship-based credit repair, Clients who prefer working with a local, boutique firm rather than large national companies
Empower Score Repair disputes negative items and errors on credit reports to help raise credit scores. They offer online account access, three-bureau monitoring, and claim results within 60 days.
Best for: Consumers with multiple negative items on credit reports seeking consolidation of disputes and monitoring, Individuals who prefer hands-off credit repair with online account access to track progress
The Credit People offers credit repair services in Memphis with dispute filing, credit report analysis, and personalized expert guidance to remove inaccurate negative items.
Best for: Memphis residents with documented errors on credit reports who prefer phone-based expert guidance, Consumers unfamiliar with dispute procedures and wanting step-by-step professional handling
Moore Financial Services is a bonded credit repair company based in Memphis, TN, specializing in disputing credit report errors and inaccuracies to improve client credit scores.
Best for: Consumers with documented errors or inaccuracies on their credit reports seeking professional dispute assistance, Individuals in the Memphis, Tennessee area who prefer working with a locally-based, established credit repair firm
Your Majesty Financial offers credit repair services through dispute letters and personalized credit counseling to help clients remove negative items and improve credit scores over time.
Best for: Consumers with 4+ negative items on their credit report seeking structured dispute assistance and portfolio approach, First-time credit repair clients who want transparent messaging about realistic timelines and lack of guarantees
Right Way Financials offers credit repair services through dispute assistance and credit analysis, claiming to use law to challenge negative items on credit reports.
Best for: Consumers with negative items on credit reports seeking personalized dispute assistance, Individuals skeptical of DIY credit repair methods who prefer professional representation