Compare 27 credit repair companies, personal lenders, and financial services in Brooklyn, New York. All independently reviewed with BBB ratings and pricing.
Brooklyn-based debt settlement firm negotiating with creditors to reduce unsecured balances since 2004. Claims $100M+ settled across credit cards, personal loans, medical bills, and business debt.
Best for: Individuals with $10,000+ in unsecured debt who cannot meet minimum monthly payments, Small business owners seeking settlement on business loans, lines of credit, or business debt
Brooklyn-based bankruptcy and foreclosure law firm with 28+ years experience representing over 15,000 clients across New York Metro area in debt relief and consumer protection matters.
Best for: New York Metro residents facing foreclosure or significant unsecured debt seeking formal bankruptcy protection, Individuals who have been rejected by other bankruptcy attorneys and need a second legal opinion
New York and New Jersey debt relief law firm specializing in debt settlement, bankruptcy alternatives, and consumer debt collection defense led by Attorney Simon Goldenberg.
Best for: New York and New Jersey residents facing collection lawsuits who need legal defense, Consumers with mixed debt types (credit cards and student loans) seeking consolidated legal assistance
Morgan Cash provides merchant cash advances and flexible business funding to small-to-medium enterprises, emphasizing fast approval and accessibility for businesses that may not qualify for traditional bank loans.
Best for: Small business owners with damaged credit who cannot qualify for traditional bank loans, Businesses with steady sales volume that can accommodate percentage-of-sales repayment structure
Private hard money lender in NY-NJ offering bridge loans, construction financing, and commercial real estate debt solutions with 24-hour term sheets and 5-7 day closings.
Best for: Real estate investors with commercial properties needing fast bridge or construction financing, Property owners facing foreclosure seeking rapid bailout capital
Brooklyn-based credit repair firm offering dispute resolution, credit report analysis, and score improvement strategies. Licensed professionals work to remove errors and negative items from credit reports.
Best for: Brooklyn and New York residents with inaccurate negative items on their credit reports seeking professional dispute assistance, Consumers with moderate credit damage (multiple errors or unfair listings) who want guided improvement strategies
Brooklyn-based credit repair firm offering dispute resolution, credit report analysis, and score improvement strategies. Licensed professionals work to remove errors and negative items from credit reports.
Best for: Brooklyn and New York residents with inaccurate negative items on their credit reports seeking professional dispute assistance, Consumers with moderate credit damage (multiple errors or unfair listings) who want guided improvement strategies
Super Lawyers is a lawyer directory and referral platform listing vetted credit repair and bankruptcy attorneys in Brooklyn, NY and nationwide, not a credit repair company itself.
Best for: Consumers seeking legal representation for credit disputes who want vetted attorney referrals, Brooklyn, NY residents with credit report errors or identity theft requiring attorney assistance
Credit repair company serving NYC tri-state area that disputes inaccurate items on credit reports and offers lending assistance for major purchases.
Best for: NYC tri-state residents with inaccurate negative items on credit reports seeking professional dispute assistance, Consumers planning major purchases (home or auto) who need credit repair before applying for financing
Brooklyn-based credit repair service focused on disputing negative items and improving credit scores. Staff praised for professionalism and quick response times.
Best for: Consumers in the Brooklyn/New York area seeking in-person credit repair assistance, Individuals with derogatory marks or negative accounts looking for professional dispute support
Credit Repair Experts disputes inaccurate negative items on credit reports across the three major bureaus. They offer free consultations and guide clients through FCRA-compliant credit restoration.
Best for: NYC-area residents with collections, late payments, or negative items on credit reports seeking dispute assistance, Consumers planning home or auto purchases who need credit score improvement before applying for loans
Ebony Credit Solutions offers credit repair services to help consumers dispute errors and negative items on their credit reports.
Best for: Consumers with inaccuracies or errors on their credit reports who lack time to dispute individually, Those with multiple negative items seeking professional dispute assistance
HUD-certified nonprofit housing counselor serving Central Brooklyn since 1980, offering free foreclosure prevention, loan modification, and tenant advocacy services.
Best for: Brooklyn homeowners facing foreclosure or struggling with mortgage payments seeking free HUD-certified counseling, Tenants seeking eviction prevention support and tenant rights advocacy in Central Brooklyn neighborhoods
MHANY Management is a 35+ year-old NYC nonprofit that develops, owns, and manages deeply affordable housing while providing HUD-certified counseling to first-time homebuyers and renters across all five boroughs.
Best for: First-time homebuyers in NYC seeking HUD-certified pre-purchase counseling and affordable mortgages, Low-to-moderate income renters looking for truly affordable apartments in stable neighborhoods across all five boroughs
Cypress Hills LDC is a Brooklyn-based nonprofit providing free career, education, housing counseling, youth programs, and community organizing services to East New York residents.
Best for: Brooklyn East New York families seeking free after-school and summer enrichment programs for children, High school and college students from the area needing college access and persistence support
Non-profit providing HUD-approved housing counseling for homeowners and renters facing eviction, foreclosure, or homelessness in the New York area.
Best for: New York renters facing eviction or threatened with housing loss, Homeowners struggling with missed mortgage payments or forbearance agreements
HUD-certified nonprofit housing counseling agency in Brooklyn providing free homebuying education, tenant services, foreclosure intervention, and financial coaching to underserved communities.
Best for: First-time homebuyers in Brooklyn seeking unbiased mortgage education and pre-purchase counseling, Tenants facing eviction, seeking affordable housing, or needing rent freeze program applications
IMPACCT Brooklyn is a 60+ year old nonprofit community development organization providing free housing counseling, homebuyer education, tenant advocacy, and affordable housing development across Brooklyn.
Best for: First-time homebuyers in Brooklyn seeking free pre-purchase education and guidance, Tenants facing housing instability, eviction risk, or landlord disputes in Brooklyn
Morgan Cash provides merchant cash advances and flexible business funding to small-to-medium enterprises, emphasizing fast approval and accessibility for businesses that may not qualify for traditional bank loans.
Best for: Small business owners with damaged credit who cannot qualify for traditional bank loans, Businesses with steady sales volume that can accommodate percentage-of-sales repayment structure
Private hard money lender in NY-NJ offering bridge loans, construction financing, and commercial real estate debt solutions with 24-hour term sheets and 5-7 day closings.
Best for: Real estate investors with commercial properties needing fast bridge or construction financing, Property owners facing foreclosure seeking rapid bailout capital
Express Capital Financing is a nationwide hard money lender specializing in commercial real estate loans for fix-and-flip projects, DSCR loans, and construction financing from $150K to $10M.
Best for: Real estate investors and house flippers seeking short-term bridge or fix-and-flip financing, Commercial property developers and multi-family operators needing construction or acquisition loans
Lending Valley is a business funding marketplace offering merchant cash advances, SBA loans, and working capital with same-day approval and funding up to $500K.
Best for: Small business owners with consistent credit card revenue who need capital within days rather than weeks, Entrepreneurs with limited assets or credit history who don't qualify for traditional bank SBA loans
Brooklyn-based bankruptcy and foreclosure law firm with 28+ years experience representing over 15,000 clients across New York Metro area in debt relief and consumer protection matters.
Best for: New York Metro residents facing foreclosure or significant unsecured debt seeking formal bankruptcy protection, Individuals who have been rejected by other bankruptcy attorneys and need a second legal opinion
Brooklyn-based law firm specializing in bankruptcy, debt collection defense, and credit repair with 20 years of experience representing clients nationwide.
Best for: Consumers facing active debt collection lawsuits or wage garnishment seeking legal defense, Identity theft victims with fraudulent accounts or inquiries appearing on credit reports
Brooklyn-based bankruptcy law firm specializing in Chapter 7, 11, and 13 filings, led by Gregory Messer with 45 years of experience and board certification since 1995.
Best for: NYC residents (five boroughs) facing Chapter 7 or Chapter 13 bankruptcy with complex circumstances requiring personalized strategy, Business owners in the NYC area considering Chapter 11 reorganization
Brooklyn-based debt settlement firm negotiating with creditors to reduce unsecured balances since 2004. Claims $100M+ settled across credit cards, personal loans, medical bills, and business debt.
Best for: Individuals with $10,000+ in unsecured debt who cannot meet minimum monthly payments, Small business owners seeking settlement on business loans, lines of credit, or business debt
New York and New Jersey debt relief law firm specializing in debt settlement, bankruptcy alternatives, and consumer debt collection defense led by Attorney Simon Goldenberg.
Best for: New York and New Jersey residents facing collection lawsuits who need legal defense, Consumers with mixed debt types (credit cards and student loans) seeking consolidated legal assistance
Downtown Pawnshop Inc. is a Brooklyn-based pawn shop specializing in gold, platinum, diamonds, and watches. They offer free quotes and authentication services for collateral-based loans.
Best for: Brooklyn residents needing immediate cash in exchange for jewelry or precious metals, People with gold, platinum, or diamond items seeking quick, transparent valuation
Gauntlet Funding is a hard money lender in Brooklyn with 20+ years of experience offering non-conventional real estate financing for fix-and-flip, rental, bridge, and new construction properties.
Best for: Real estate investors seeking to purchase and renovate distressed properties quickly, Home buyers needing bridge financing between sale of current home and purchase of new property
New York Consumer Protections: New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Interest Rate Cap: New York usury cap: 16% civil usury; 25% criminal usury; payday lending banned. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New York Attorney General Consumer Frauds Bureau.
Our editors reviewed hundreds of companies to find the best options nationwide.
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