Compare 65 credit repair companies, personal lenders, and financial services in Fort Worth, Texas. All independently reviewed with BBB ratings and pricing.
Credit Innovation Group is a Fort Worth, TX-based credit repair firm. BBB A+ accredited. 2,269 Google reviews. Professional dispute services across all three bureaus.
Best for: DFW residents seeking BBB A+-accredited credit repair, Consumers with credit report errors needing dispute assistance
A&E Financial Solutions offers credit repair, tax optimization, and life insurance planning with personalized consultations and ongoing monthly support to help clients rebuild credit and achieve financial goals.
Best for: Individuals seeking integrated financial help across credit repair, taxes, and insurance simultaneously, Consumers who prefer hands-on guidance and direct access over automated tools or large impersonal firms
Invoice factoring company specializing in freight and trucking since 1995, offering same-day to 24/7/365 funding for qualified business clients.
Best for: Owner-operators and trucking companies needing immediate cash flow against freight invoices, Freight brokers, oilfield service companies, and construction firms with recurring invoice income
Best Texas Credit Pros, LLC. - Credit Repair is a credit repair provider based in Fort Worth, Texas. Rated 4.9/5 with 125 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Fort Worth, Texas looking for credit repair services, People who prefer working with a local credit repair provider
Fort Worth City Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit cards to Texas residents with competitive rates and local community focus.
Best for: Texas residents seeking credit union membership with local community connection and competitive rates, Fort Worth area members interested in auto financing, home equity loans, and personal banking services
Fort Worth-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services, plus personal injury representation. 24/7 consultation availability.
Best for: Fort Worth residents facing overwhelming debt (credit cards, medical, tax) who need quick legal consultation, Individuals simultaneously dealing with bankruptcy AND recent accident injuries
FDIC-insured community bank operating since 1970 with locations in Crowley and Fort Worth, Texas, offering personal and business checking, savings, loans, and online banking services.
Best for: Crowley, Texas and Fort Worth residents seeking personalized, community-focused banking, Small business owners needing dedicated business checking, savings, and loan products
EECU is a credit union offering banking services including checking, savings, auto loans, personal loans, and mortgages with multiple locations across the nation.
Best for: Employed individuals seeking auto loan refinancing with competitive rates, Members needing extended banking hours and drive-thru access for convenience
Full-service community bank offering personal and business checking, savings, CDs, credit products, and home equity lines with emphasis on personalized service and competitive rates.
Best for: Colleyville-area and local Texas residents seeking personalized community banking relationships, Small business owners needing local business banking with direct relationship management
First Command provides financial advisory services, banking, investing, and insurance products tailored specifically to active duty military, veterans, and their families.
Best for: Active duty military personnel seeking comprehensive financial guidance from advisors with military background, Military families navigating major transitions like PCS moves, retirement, or separation from service
NBT Financial is a locally-owned, independent community bank offering FDIC-insured checking, savings, business loans, and digital banking services.
Best for: Small business owners seeking personalized commercial lending and business loan products, Community members prioritizing local, independent banking relationships over national chains
Pinnacle Bank is an FDIC-insured Texas-based bank offering personal and business checking, savings, CDs, loans, and investment services with local branch locations.
Best for: Texas residents and businesses seeking local, personalized banking with branch access, Small to mid-sized business owners needing commercial checking, ACH processing, and treasury management
Credit Innovation Group is a Fort Worth, TX-based credit repair firm. BBB A+ accredited. 2,269 Google reviews. Professional dispute services across all three bureaus.
Best for: DFW residents seeking BBB A+-accredited credit repair, Consumers with credit report errors needing dispute assistance
A&E Financial Solutions offers credit repair, tax optimization, and life insurance planning with personalized consultations and ongoing monthly support to help clients rebuild credit and achieve financial goals.
Best for: Individuals seeking integrated financial help across credit repair, taxes, and insurance simultaneously, Consumers who prefer hands-on guidance and direct access over automated tools or large impersonal firms
Best Texas Credit Pros, LLC. - Credit Repair is a credit repair provider based in Fort Worth, Texas. Rated 4.9/5 with 125 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Fort Worth, Texas looking for credit repair services, People who prefer working with a local credit repair provider
The Phenix Group is a credit repair provider based in Fort Worth, Texas. Rated 4.9/5 with 409 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Fort Worth, Texas looking for credit repair services, People who prefer working with a local credit repair provider
A Plus Credit LLC offers credit repair services to help consumers dispute errors and negative items on their credit reports.
Best for: Consumers with access to direct company contact information who can verify services independently, Those willing to request detailed service agreements and credentials before engagement
Credit repair company offering free professional credit analysis, dispute services, and personalized action plans to identify and address errors on credit reports.
Best for: Consumers with poor to fair credit scores (300-650 range) who suspect errors on their credit reports, People considering credit repair but wanting free professional assessment before committing to paid dispute services
Family-owned pawn shop chain with 19+ locations across Houston, Dallas, Irving, and Fort Worth since 2006. Offers collateral-based loans, jewelry repair, and merchandise sales.
Best for: Individuals needing immediate small cash loans with tangible assets to pledge, People with poor credit, no credit history, or who cannot qualify for traditional loans
Dallas Valley Goldmine is a precious metals and jewelry buyer with 12 Texas locations operating by private appointment only. They purchase gold, silver, platinum, diamonds, and estate jewelry.
Best for: Seniors over 60 seeking private, convenient gold-selling with in-home service options, Individuals with estate jewelry collections wanting confidential bulk transactions
IncrediPawn is a pawn shop offering loans up to $1,800 against collateral items including jewelry, firearms, electronics, and tools at two Texas locations in Fort Worth and Arlington.
Best for: Consumers with immediate cash needs and valuable collateral (jewelry, electronics, tools) they can temporarily surrender, Individuals with poor credit history unable to qualify for traditional personal loans
Family-owned pawn shop chain operating 14+ locations across Houston, Dallas, Irving, and Fort Worth since 2006, offering collateral-based loans, merchandise sales, and jewelry repair services.
Best for: Consumers needing immediate cash without credit checks or lengthy approval processes, Individuals with poor credit history or thin credit files unable to qualify for traditional loans
Cash Plus Pawn Fort Worth, TX — Cash Plus Pawn is a pawn shop offering collateral-based loans in exchange for personal items. Limited public information...
Best for: Consumers with valuable items (jewelry, electronics, tools) who need immediate cash, People with poor credit or no credit history who cannot qualify for traditional loans
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying services.
Best for: Consumers with valuable personal property who need immediate cash without credit checks or background inquiries, Individuals shopping for discounted electronics, tools, jewelry, and merchandise in a retail environment
City Bank Mortgage is an FDIC-insured mortgage lender offering home purchase, refinance, and construction financing through their Fort Worth, Texas location with multiple licensed loan officers.
Best for: Fort Worth-area borrowers seeking in-person mortgage guidance and service, Homebuyers and refinancers who prefer working with a traditional bank-backed lender
David Chavez is a Branch Sales Manager at Fairway Independent Mortgage Corporation in Fort Worth, TX, offering home purchase, refinance, and construction financing with a 4.94/5 rating from 353 borrowers.
Best for: Fort Worth-area homebuyers seeking a local mortgage professional with strong customer satisfaction ratings, Borrowers wanting to pre-qualify and compare loan options using online calculators before formal application
DiversiFund Texas, LP is a mortgage lender offering home purchase and refinance solutions with an emphasis on personalized consultation and ethical lending practices.
Best for: Military members and veterans seeking VA loans with minimal down payment requirements, Borrowers in Texas seeking personalized consultation-based mortgage guidance
First Community Mortgage is a mortgage lender offering home purchase, refinance, FHA, VA, and USDA loans with local loan officers in Fort Worth, TX.
Best for: First-time homebuyers in the Fort Worth area seeking educational resources and guidance, Borrowers with non-traditional documentation or ITIN numbers through Home Opportunity Loan program
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Best for: Consumers in Fort Worth, Texas looking for personal lending services, People who prefer working with a local personal lending provider
Amanda Cooper is a Branch Manager at New American Funding in Fort Worth, TX, offering mortgage loans for home purchases, refinancing, and down payment assistance programs.
Best for: First-time homebuyers in Fort Worth, Texas area seeking down payment assistance and streamlined mortgage processes, Homeowners considering refinancing to lower payments or eliminate mortgage insurance
Fort Worth City Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit cards to Texas residents with competitive rates and local community focus.
Best for: Texas residents seeking credit union membership with local community connection and competitive rates, Fort Worth area members interested in auto financing, home equity loans, and personal banking services
Tarrant County's Credit Union is a federally-insured credit union offering checking, savings, loans, and credit cards to members in the Dallas-Fort Worth area.
Best for: Tarrant County residents seeking auto loans and refinancing with payment flexibility options, Homeowners in the service area wanting home equity lines for debt consolidation
Fort Worth City Credit Union is a Texas-based credit union offering checking, savings, loans, and credit cards to members. The Felix St MicroBranch is a limited-service location of this full-service financial institution.
Best for: Fort Worth area residents seeking competitive rates on auto loans and home equity financing, Individuals wanting to be part of a member-owned institution with profit sharing and community focus
ALLIANCE Credit Union is a member-owned, not-for-profit financial cooperative serving Texas with competitive rates on loans and deposits across personal, home, and commercial banking.
Best for: Texas residents seeking competitive rates on auto and home loans with membership ownership benefits, Small business owners in the Lubbock area needing commercial checking and specialized lending
Federal credit union serving members in Texas, Kansas, and Minnesota with savings accounts, checking, loans, and digital banking services.
Best for: Residents of Texas, Kansas, or Minnesota seeking member-owned financial alternatives to traditional banks, Auto loan borrowers looking for competitive sub-5% APR rates
Member-owned credit union serving justice, law enforcement, and federal employees since 1935. Offers checking, savings, loans, credit cards, and certificates with competitive rates.
Best for: Federal employees and retirees seeking member-owned financial institution with competitive rates and mission-aligned values, Law enforcement and public safety professionals wanting credit union products with specialized government shutdown assistance
Catholic Charities Fort Worth is a non-profit organization founded in 1910 providing holistic, research-based poverty reduction services to tens of thousands annually across North Texas.
Best for: Low-income families in North Texas seeking comprehensive poverty reduction rather than emergency-only assistance, Immigrants and refugees who need multilingual support across employment, financial, and educational domains
American Consumer Credit Counseling (ACCC) is a nonprofit organization providing free credit counseling, debt management programs, and financial education to help consumers manage credit card debt.
Best for: Consumers with significant credit card debt seeking structured debt management solutions, Individuals preferring nonprofit guidance over for-profit debt relief companies
Emberron Cred-iT Consultant is a credit counseling service located in Fort Worth, TX offering free or low-cost credit guidance to consumers.
Best for: Fort Worth-area residents seeking local, accessible credit counseling with minimal cost, Consumers preferring community-based guidance over large corporate credit services
Trinity Habitat for Humanity helps low-income families build or improve affordable homes through partnership, sweat equity, and affordable mortgages in the Fort Worth area.
Best for: Low-to-moderate income families seeking first-time homeownership without down payment, Families committed to improving their housing situation through active participation
Non-profit housing counselor in North Texas offering free homebuyer education, financial fitness classes, and down payment assistance programs to help low-to-moderate income families achieve homeownership.
Best for: First-time homebuyers in North Texas earning $44,820+ annually seeking free education before purchasing, Renters ready to transition to homeownership who need financial coaching and down payment assistance
HUD-approved nonprofit housing counselor in Fort Worth offering free homebuyer education, default counseling, and reverse mortgage guidance to low-to-moderate income families.
Best for: First-time homebuyers in Tarrant County seeking free education and personalized guidance, Homeowners facing default, delinquency, or foreclosure needing counseling and workout options
Fort Worth-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services, plus personal injury representation. 24/7 consultation availability.
Best for: Fort Worth residents facing overwhelming debt (credit cards, medical, tax) who need quick legal consultation, Individuals simultaneously dealing with bankruptcy AND recent accident injuries
Fort Worth bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, led by attorney Lindsay D. Steele with a focus on personalized, hands-on client representation.
Best for: Individuals facing immediate foreclosure or wage garnishment who need rapid legal intervention and personalized guidance, Consumers with significant unsecured debt (credit cards, medical bills) who want direct access to their bankruptcy attorney throughout the process
Fort Worth-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt settlement, and Social Security Disability claims with personalized legal guidance.
Best for: Fort Worth area residents seeking Chapter 7 or Chapter 13 bankruptcy filing with personalized communication, Spanish-speaking individuals who benefit from bilingual legal support and paralegal assistance
Fort Worth-based law firm specializing in business bankruptcy, creditor law, and civil litigation across multiple Texas counties with 100+ years combined attorney experience.
Best for: Business owners facing business bankruptcy or insolvency with complex assets and liabilities, Creditors seeking representation against debtors in North Texas counties
Fort Worth bankruptcy and debt defense attorney specializing in FCRA violations, credit card lawsuits, and Chapter 7 filing. Contingent fee basis for credit reporting cases.
Best for: Consumers being sued over credit card debt or old charged-off accounts seeking legal defense, Individuals with errors on credit reports seeking FCRA violation damages on contingent fee basis
Fort Worth tax law firm specializing in IRS tax relief, penalty abatement, and tax dispute resolution for individuals and businesses facing federal and state tax problems.
Best for: Self-employed individuals and business owners facing IRS audits or undisclosed income issues, Taxpayers with accumulated tax debt seeking offer in compromise or installment arrangements
5 Star Payday Loans is a direct lender offering quick payday loans with same-day or next-day funding at physical locations in Texas and Delaware.
Best for: Texas or Delaware residents with immediate cash needs who prefer in-person lending and quick approval, Consumers seeking next-day funding for emergency expenses who can visit a physical location
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Best for: Consumers in Fort Worth, Texas looking for personal lending services, People who prefer working with a local personal lending provider
Venture Cash Advance is a loan marketplace connecting borrowers to a network of lenders offering $100–$5,000 emergency loans with same-day or next-business-day funding.
Best for: Consumers with emergency cash needs under $5,000 who prioritize speed over lowest cost, Applicants with fair or poor credit who cannot qualify for traditional bank personal loans
Fort Worth-based direct lender offering small personal loans from $200–$700 with fast approval and same-day decisions.
Best for: Consumers in the Fort Worth area needing $200–$700 in emergency cash quickly, Borrowers who prefer in-person interactions and local lending relationships
Invoice factoring company specializing in freight and trucking since 1995, offering same-day to 24/7/365 funding for qualified business clients.
Best for: Owner-operators and trucking companies needing immediate cash flow against freight invoices, Freight brokers, oilfield service companies, and construction firms with recurring invoice income
Payment processing and merchant services provider offering point-of-sale systems, payment terminals, and processing solutions for small to medium-sized businesses with 25+ years of industry experience.
Best for: Small to medium-sized businesses already accepting credit cards seeking to optimize processing rates, Merchants preferring local sales representation and relationship-based customer service over national chain processors
Equify Financial provides equipment and working capital financing for heavy equipment businesses across 12+ industries, having secured $3B+ for 1,400+ companies since 2017.
Best for: Established construction, agriculture, or mining companies seeking to expand equipment fleets or finance major capital purchases, Equipment-intensive businesses that have been rejected by traditional banks or need faster approval than conventional lenders
Texas-based debt settlement and consolidation specialist for higher-income earners with $30K–$300K+ in credit card and personal loan debt, offering negotiated settlements and consolidation loans.
Best for: Texas residents with $30K–$300K in credit card and personal loan debt seeking negotiated settlements, Higher-income earners struggling with unsecured debt who can afford monthly settlement contributions
Credit Systems International is a debt collection agency that purchases and manages consumer debt accounts for clients. They are not a credit repair or debt relief service for consumers.
Best for: Creditors and businesses seeking to recover outstanding consumer debt accounts (B2B clients, not consumers), Healthcare providers, utilities, and government agencies needing accounts receivable management services
Privately owned consumer finance firm in Fort Worth offering personal installment loans up to $1,600 with flexible credit requirements and community-focused service.
Best for: Fort Worth area residents needing $500–$1,600 for unexpected vehicle, home, or medical expenses, Borrowers with fair or poor credit seeking installment loans without payday/title loan terms
Priority Tradelines sells authorized user credit tradelines—adding existing accounts with perfect payment histories to your credit report to boost scores within weeks.
Best for: Consumers with very limited credit history seeking quick score improvements for mortgage/auto loan qualification, Individuals with damaged credit who need rapid score recovery before major financial applications
Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.
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