Review 181 credit repair companies, personal lenders, and financial services in Las Vegas, Nevada. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Advance America offers installment loans up to $5,000 in-store and $3,000 online as an alternative to payday and title loans, with provider-stated funding timing available at their Las Vegas location.
Google rating from 1,402 reviews
Profile signals: Workers with urgent expense research who have checking accounts and proof of income, Borrowers seeking longer repayment terms than payday loans but needing faster approval than traditional banks
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Google rating from 25 reviews
Profile signals: Consumers in Las Vegas, Nevada looking for credit building services, People who prefer working with a local credit building provider
Las Vegas-based credit repair firm offering dispute services, collection removal, and debt relief programs with unlimited disputes and free in-person consultations.
Google rating from 7 reviews
Profile signals: Las Vegas area residents with collection accounts, charge-offs, or negative items they want disputed, Consumers with credit card debt seeking payment reduction and interest rate negotiation
Crew'800 offers personal and business credit repair, disputing inaccuracies on credit reports and providing credit consulting to improve scores.
Google rating from 3 reviews
Profile signals: Small business owners seeking to establish or repair business credit profiles, Individuals with specific, identifiable errors on credit reports wanting hands-on dispute assistance
The Credit Repair Queen LLC offers credit repair, debt reduction, and identity restoration services in North Las Vegas with extended weekday hours and multiple service options.
Google rating from 2 reviews
Profile signals: North Las Vegas and Las Vegas area residents seeking local, in-person credit repair services, Working professionals needing appointments outside standard 9-5 business hours
LendZee (operating as Green Leaf Money, Inc.) is a business funding platform using AI technology to connect entrepreneurs with SBA loans, equipment financing, and unsecured term loans.
Google rating from 34 reviews
Profile signals: Small business owners and franchisees seeking $5K-$500K+ in growth capital, Startups and new franchises needing structured guidance through the lending application process
Advance America offers installment loans up to $5,000 in-store and $3,000 online as an alternative to payday and title loans, with provider-stated funding timing available at their Las Vegas location.
Google rating from 1,402 reviews
Profile signals: Workers with urgent expense research who have checking accounts and proof of income, Borrowers seeking longer repayment terms than payday loans but needing faster approval than traditional banks
Las Vegas, NV's Loanmax Title Loans at 3276 Las Vegas Blvd N offers title-loan profile details and cash advances.
Google rating from 6,420 reviews
Profile signals: Consumers with genuine short-term cash emergencies who own vehicles with equity, Those who need funds faster than traditional personal loans allow
USA Money Today provides title loans in the East Las Vegas area, offering short-term cash access based on vehicle equity with provider-stated same-day approval timing in approximately 25 minutes.
Google rating from 493 reviews
Profile signals: Vehicle owners with short-term cash needs who have equity in a paid-off car, truck, or motorcycle, Individuals with poor credit who cannot qualify for traditional personal or emergency loans
CASH 1 Loans Las Vegas, NV — CASH 1 Loans offers title loans up to $50,000 and personal loans up to $1,000 with provider-stated funding timing and approval in as fast...
Google rating from 4,207 reviews
Profile signals: Borrowers with vehicle title equity needing $5,000+ quickly without bank access, Unbanked or credit-challenged consumers unable to qualify for personal loans
Nevada Title and Payday Loans, Inc. (Cash Cow Corporation) offers title-loan profile details up to $15,000, payday loans, and installment loans with listed funding timing at their Las Vegas location.
Google rating from 373 reviews
Profile signals: Vehicle owners with paid-off cars facing short-term cash access emergencies who cannot access other credit, Salaried or hourly employees needing short-term bridge loans between paychecks for urgent bills
Nevada-based payday lender operating for 30 years with multiple Las Vegas and Reno locations offering short-term cash access advances and payday loans for short-term financial needs.
Google rating from 199 reviews
Profile signals: Nevada residents facing unexpected short-term expenses before their next paycheck, Individuals with prior bankruptcy or credit challenges comparing emergency-cash timing
Ms Cash for Gold is a precious metals and collateral-based lender in Las Vegas offering rate claims to verify for gold, silver, and jewelry purchases with listed pricing.
Google rating from 154 reviews
Profile signals: Individuals with gold, silver, or jewelry seeking short-term cash access in the Las Vegas area, Customers prioritizing listed pricing and detailed explanations of precious metals valuation
Max Pawn Luxury specializes in pawning, buying, and selling authenticated pre-owned designer handbags, jewelry, watches, and luxury goods near the Las Vegas Strip.
Google rating from 595 reviews
Profile signals: Customers researching short-term cash access and willing to use luxury items as collateral for short-term loans, Buyers seeking pre-owned designer handbags, watches, or fine jewelry at below-retail prices
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying services.
Google rating from 464 reviews
Profile signals: Cash-constrained consumers needing immediate funds against personal property collateral, Individuals with poor or no credit history who may not meet traditional personal-loan criteria
Waikiki Gold and Silver buys, sells, and trades precious metals, jewelry, antiques, and collectibles at two locations in Honolulu and Las Vegas, offering collateral loans and estate liquidation services.
Google rating from 179 reviews
Profile signals: People with jewelry, precious metals, or collectibles to sell or pawn for short-term cash access, Estate liquidators needing professional appraisal and bulk purchasing of valuable collections
World-famous pawn shop featured on History's 'Pawn Stars,' offering collateral-based loans, precious metals, collectibles, and memorabilia with authentication context.
Google rating from 6,332 reviews
Profile signals: Collectors and enthusiasts seeking authenticated rare items (coins, memorabilia, fine art, championship rings), Individuals with valuable items (jewelry, gold, sports memorabilia) to sell or pawn quickly
Silver State Schools Credit Union is a member-owned financial institution offering checking, savings, loans, mortgages, and investment services with listed programs for educators.
Google rating from 187 reviews
Profile signals: Nevada educators seeking listed loan products for classroom supplies and professional development, Teachers and school employees interested in homeownership programs with educator-focused terms
Las Vegas-based credit repair firm offering dispute services, collection removal, and debt relief programs with unlimited disputes and free in-person consultations.
Google rating from 7 reviews
Profile signals: Las Vegas area residents with collection accounts, charge-offs, or negative items they want disputed, Consumers with credit card debt seeking payment reduction and interest rate negotiation
Crew'800 offers personal and business credit repair, disputing inaccuracies on credit reports and providing credit consulting to improve scores.
Google rating from 3 reviews
Profile signals: Small business owners seeking to establish or repair business credit profiles, Individuals with specific, identifiable errors on credit reports wanting hands-on dispute assistance
The Credit Repair Queen LLC offers credit repair, debt reduction, and identity restoration services in North Las Vegas with extended weekday hours and multiple service options.
Google rating from 2 reviews
Profile signals: North Las Vegas and Las Vegas area residents seeking local, in-person credit repair services, Working professionals needing appointments outside standard 9-5 business hours
Las Vegas-based credit repair firm specializing in dispute resolution, collection removal, and credit report cleanup through unlimited disputes and validation letters.
Google rating from 1 review
Profile signals: Las Vegas residents seeking face-to-face credit repair consultation and local service, Consumers with multiple negative items (collections, charge-offs, late payments) wanting unlimited dispute attempts
Community Credit Repair is a credit repair provider based in Las Vegas, Nevada. Rated 4.9/5 with 149 Google reviews, reflecting high listed customer satisfaction.
Google rating from 149 reviews
Profile signals: Consumers in Las Vegas, Nevada looking for credit repair services, People who prefer working with a local credit repair provider
Credit repair company offering dispute resolution and credit report accuracy services with monitoring across three major credit bureaus.
Google rating from 76 reviews
Profile signals: Consumers with documented inaccuracies or errors on their credit reports, Individuals seeking dispute resolution without DIY effort
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Google rating from 25 reviews
Profile signals: Consumers in Las Vegas, Nevada looking for credit building services, People who prefer working with a local credit building provider
Las Vegas-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with a $0 down payment option. Led by attorney Erik Severino with thousands of cases filed across Nevada.
Google rating from 426 reviews
Profile signals: Nevada residents facing wage garnishment, foreclosure, or repossession who need immediate legal intervention, Individuals with overwhelming unsecured debt (credit cards, medical bills, personal loans) seeking Chapter 7 discharge
Nevada-based bankruptcy filing service offering Chapter 7 personal bankruptcy assistance online for $795 in legal fees through Atkinson Law Firm.
Google rating from 76 reviews
Profile signals: Nevada residents with straightforward Chapter 7 bankruptcy cases seeking the lowest-cost filing option, Individuals with limited funds who cannot afford traditional bankruptcy attorney fees ($1,500+)
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 341 reviews
Profile signals: Consumers in Las Vegas, Nevada looking for credit building services, People who prefer working with a local credit building provider
Las Vegas-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, led by attorney Anthony DeLuca with 20+ years of experience helping Nevada residents.
Google rating from 86 reviews
Profile signals: Nevada residents facing wage garnishment, foreclosure, or creditor harassment seeking Chapter 7 liquidation, Debtors with regular income seeking structured Chapter 13 repayment plans
Las Vegas-based bankruptcy law firm offering Chapter 7, Chapter 13, and debt relief representation with 50+ years combined attorney experience.
Google rating from 35 reviews
Profile signals: Individuals with overwhelming unsecured debt seeking complete discharge through Chapter 7 bankruptcy, People with stable income interested in structured repayment through Chapter 13 bankruptcy
Advantage Check Cashing is a Las Vegas-based financial services provider offering check cashing, bill payment, money transfers, and money orders from a single convenient location.
Profile signals: Unbanked or underbanked Las Vegas residents needing check cashing without a bank account, Customers requiring same-day or next-day bill payments with physical in-person service
DolEx is a multi-service financial center offering check cashing, money transfers, bill pay, money orders, and personal loans through partnerships, with thousands of physical locations.
Profile signals: Unbanked or underbanked consumers needing convenient check cashing without an account, Immigrants sending money internationally to family in 20+ countries
DolEx is a multi-service financial services provider offering check cashing, money transfers, bill payment, money orders, and personal loans through partner Oportun at thousands of locations across the U.S. and 20+ countries.
Profile signals: Unbanked or underbanked consumers without traditional bank accounts seeking check cashing, International money senders supporting families in 20+ countries
Eastern Check Cashing offers check cashing and money transfer services at their Las Vegas location on N Eastern Ave, with extended daily hours and Western Union partnership.
Profile signals: Las Vegas residents needing immediate check cashing outside standard banking hours, Customers requiring weekend check cashing access in the N Eastern Ave area
Giro Azteca #3 is a check-cashing and financial services location in Las Vegas, NV offering money transfers, bill payments, and cash services.
Profile signals: Unbanked and underbanked consumers needing immediate check conversion to cash, Spanish-speaking Las Vegas residents requiring accessible financial services
Las Vegas MoneyGram at 3160 S Valley View Blvd, NV offers check cashing and money transfer services.
Profile signals: Consumers without traditional bank accounts needing check cashing or money transfer services, Individuals sending money to recipients across the United States quickly
LendZee (operating as Green Leaf Money, Inc.) is a business funding platform using AI technology to connect entrepreneurs with SBA loans, equipment financing, and unsecured term loans.
Google rating from 34 reviews
Profile signals: Small business owners and franchisees seeking $5K-$500K+ in growth capital, Startups and new franchises needing structured guidance through the lending application process
Your Finance Partners is a Las Vegas-based business lender offering SBA loans, equipment financing, commercial truck loans, and working capital solutions for small to mid-sized businesses.
Google rating from 11 reviews
Profile signals: Small business owners seeking equipment financing or commercial vehicle loans in Nevada, Restaurant and food service operators needing industry-listed financing solutions
Smarter Finance USA provides equipment leasing and small business loans for vendors, contractors, healthcare practices, and food service businesses with faster approval and less paperwork than traditional banks.
Google rating from 25 reviews
Profile signals: Equipment vendors and sellers needing customer financing solutions, Construction and contracting businesses requiring heavy equipment leasing
5 Star Funding Group offers a broad range of commercial financing solutions including SBA loans, equipment financing, merchant cash advances, and commercial real estate loans for businesses of all sizes.
Profile signals: Business owners needing listed financing (equipment, real estate, franchise, or church loans), Entrepreneurs with non-traditional income or credit who need customized lending solutions
Community Development Financial Institution (CDFI) headquartered in Las Vegas offering affordable small business loans, micro loans, and contract financing to Nevada entrepreneurs underserved by traditional banks.
Profile signals: Nevada-based small business owners and startups rejected by traditional banks due to limited credit history or collateral, Entrepreneurs currently paying high-interest or high-cost loans looking to refinance with affordable alternatives
BG Capital Funding Group offers commercial financing solutions including business loans, equipment leasing, and merchant cash advances for small to medium-sized companies.
Profile signals: Small to medium-sized business owners seeking alternatives to traditional bank lending, Companies needing listed financing like equipment leasing, franchise financing, or accounts receivable financing
Lantzman Lending is a direct hard money lender serving California and Nevada with 50+ years of experience, offering private loans starting at 8% with closings in as little as 48 hours.
Google rating from 34 reviews
Profile signals: Real estate investors needing quick capital for fix-and-flip projects before conventional lenders can close, Real estate investors with non-traditional deals (foreclosures, inherited properties, complex scenarios) that conventional lenders won't approve
Las Vegas mortgage banker and broker offering residential and commercial home loans, refinancing, and listed programs. Led by Casey Moseman, CMPS®, emphasizing personalized service over online-only lenders.
Google rating from 34 reviews
Profile signals: Las Vegas-area borrowers seeking personalized attention with a named loan officer rather than automated processing, Borrowers with complex lending needs (bad credit, interest-only mortgages, commercial real estate) requiring listed programs
Multi-state boutique residential mortgage lender based in Las Vegas offering customized loan programs including listed options for first-time buyers, self-employed borrowers, and non-traditional applicants.
Google rating from 157 reviews
Profile signals: Self-employed borrowers or those without traditional W-2 income documentation, First-time homebuyers seeking personalized guidance and flexible program options
Family-owned mortgage brokerage founded in 2013, operating from Las Vegas with access to multiple lenders and listed loan programs across five states.
Google rating from 139 reviews
Profile signals: Borrowers in Nevada, California, Utah, Texas, and Florida seeking personalized mortgage service, Home buyers or refinancers who may need non-traditional or listed loan programs
Merit Lending Las Vegas is a mortgage lender offering FHA, VA, conventional, and ITIN loans across multiple states with a focus on first-time homebuyers and refinancing.
Google rating from 14 reviews
Profile signals: First-time homebuyers seeking FHA loans with flexible down payment requirements, Non-citizen borrowers needing ITIN loans for home purchase financing
Sharlene Ruiz is a mortgage origination staff context at New American Funding with 25+ years in home lending, offering conventional loans, refinances, and down payment assistance programs for homebuyers.
Google rating from 24 reviews
Profile signals: First-time homebuyers in the Las Vegas area eligible for down payment assistance programs, Home buyers seeking conventional loans with down payments as low as 3%
One Nevada Credit Union is a federally insured credit union offering competitive lending rates, checking/savings accounts, mortgages, and auto loans primarily to Nevada residents.
Google rating from 32 reviews
Profile signals: Nevada residents seeking competitive mortgage or auto loan rates below national bank averages, Credit union members prioritizing community-focused banking with local support
FDIC-insured bank offering deposit products like CDs and money market accounts, plus commercial real estate lending across multiple U.S. locations.
Profile signals: Commercial real estate developers and investors seeking institutional lending partnerships, Consumers in major metropolitan areas (Phoenix, Denver, Tampa, Atlanta, Chicago, Boston, Las Vegas, Philadelphia, Seattle) seeking FDIC-insured deposit accounts
Community bank serving Las Vegas businesses and individuals since 2001, offering comprehensive banking products with personalized service and local market experience context.
Profile signals: Las Vegas-area business owners seeking relationship-based commercial banking and local market experience context, Nevada professionals and entrepreneurs who value personalized service over large national bank infrastructure
Nevada State Bank is a full-service bank offering personal and business banking products including checking, savings, loans, mortgages, and foreign currency exchange services.
Profile signals: Nevada-based consumers seeking comprehensive banking with checking, savings, and lending in one institution, Military members and seniors who qualify for listed account offerings
FDIC-insured bank offering business and personal checking/savings accounts, SBA loans, business financing, and a gaming-focused rewards credit card.
Profile signals: Small business owners seeking SBA or listed commercial lending with relationship-based underwriting, Gaming industry professionals and sports fans wanting category-specific credit card rewards
GenuBank is an FDIC-insured bank offering personal and business banking services with branches in Las Vegas, including checking, savings, and cash management tools.
Profile signals: Small to mid-sized businesses requiring comprehensive cash management and fraud prevention services, Las Vegas-area residents seeking personalized banking with in-person branch access
America First Credit Union is a member-owned financial institution offering banking services including checking, savings, loans, and credit products to its membership.
Google rating from 1,391 reviews
Profile signals: Individuals who meet the credit union's membership eligibility requirements, Members seeking member-owned financial institution alternatives to traditional banks
Nevada-based credit union offering checking, savings, mortgages, auto loans, and credit cards with rate claims to verify and digital banking services.
Google rating from 1,681 reviews
Profile signals: Nevada residents seeking lower mortgage and auto loan rates than national banks, Credit union members wanting comprehensive financial management including insurance tools
Mountain America Credit Union's Las Vegas Lake Mead Boulevard branch offers comprehensive banking services including checking, savings, loans, credit cards, and wealth management for personal and business members.
Google rating from 262 reviews
Profile signals: Consumers seeking comprehensive banking with checking, savings, lending, and investment services in one institution, Vehicle buyers financing specialty purchases like RVs, boats, motorcycles, or ATVs with listed loan programs
OE Federal Credit Union is a federally chartered credit union serving members with banking services. The Las Vegas branch provides access to credit union financial products and membership benefits.
Google rating from 6 reviews
Profile signals: Members meeting OE Federal's membership eligibility requirements seeking banking basics, Individuals prioritizing lower fees and member-focused service over branch convenience
WestStar Credit Union is a Nevada-based financial institution offering checking, savings, loans, and investment services to members since 1975.
Google rating from 312 reviews
Profile signals: Nevada residents seeking a locally-accountable alternative to large national banks, Homeowners looking to access equity through fixed-rate or HELOC products
Plus Credit Union is a Las Vegas-based financial cooperative offering checking, savings, loans, and Visa credit cards to members throughout Nevada.
Google rating from 128 reviews
Profile signals: Las Vegas and Nevada residents seeking local credit union membership with community focus, Consumers prioritizing member-owned financial institutions over profit-driven banks
LoanCenter is a Las Vegas-based personal installment lender. 1,525 Google reviews. Not BBB rated. Local Nevada lending with branch locations.
Google rating from 1,525 reviews
Profile signals: Las Vegas area residents needing personal installment loans, Nevada consumers seeking local in-person lending
Nevada-based lender offering personal installment loans with provider-stated funding timing decisions and no application fees. Licensed by the Nevada Financial Institutions Division.
Google rating from 159 reviews
Profile signals: Nevada residents needing personal installment loans with same-day decision capability, Borrowers who prefer phone-based customer service and local in-person interaction
Las Vegas Finance offers low-interest installment loans from $200–$5,000 to Clark County residents, positioning itself as a payday loan alternative regulated by Nevada.
Google rating from 106 reviews
Profile signals: Clark County residents with steady income seeking alternatives to payday loans, Borrowers with fair or poor credit unable to qualify for traditional personal loans
Advance America offers installment loans up to $5,000 with provider-stated funding timing and flexible repayment terms as an alternative to payday and title loans.
Profile signals: Borrowers needing $2,000-$5,000 quickly with the ability to repay in installments rather than lump sum, Individuals with checking accounts and verifiable income seeking an alternative to payday loans
Advance America offers installment loans up to $5,000 in-store and $3,000 online as alternatives to payday and title loans, with provider-stated funding timing available at their Las Vegas location.
Profile signals: Consumers needing $2,000-$5,000 in short-term funds who qualify for installment repayment, Borrowers seeking alternatives to payday loans with longer repayment periods
Las Vegas, NV's OneMain Financial location at 2021 N Rainbow Blvd offers personal loans with flexible terms to area residents.
Profile signals: Borrowers seeking debt consolidation with fixed monthly payments and no prepayment penalties, Consumers with fair-to-good credit who need $1,500–$30,000 for planned expenses (home repairs, auto purchase, medical bills)
Hope Credit provides federal student loan consolidation, income-driven repayment planning, and forgiveness program navigation for borrowers seeking to lower payments or eliminate debt.
Google rating from 9 reviews
Profile signals: Federal employees, nonprofit workers, and educators pursuing Public Service Loan Forgiveness who need employment certification and payment count optimization, Borrowers with complex multi-loan portfolios who want professional consolidation analysis and income-driven repayment plan comparison before enrollment
Liberty Debts LLC offers debt release guides and proven forms designed to help customers eliminate debt through established methods and structured courses.
Google rating from 1 review
Profile signals: Self-directed consumers who prefer independent debt management using guides and templates over hands-on professional negotiation, Individuals seeking educational resources and frameworks to understand debt elimination options
Relief Strategies offers debt settlement, consolidation, and credit repair services with IAPDA-certified professionals. They provide free financial assessment tools and personalized debt reduction guidance.
Google rating from 31 reviews
Profile signals: Consumers with multiple unsecured debts seeking personalized guidance before committing to a service, Federal student loan borrowers exploring repayment plans and forgiveness options
Pre-settlement funding company providing cash advances to personal injury claimants before lawsuit settlements. Founded by a personal injury lawyer in Las Vegas.
Google rating from 17 reviews
Profile signals: Personal injury plaintiffs facing financial hardship during multi-month or multi-year litigation, Injured workers or accident victims unable to work during recovery and claim settlement process
Pre-settlement lawsuit funding company providing cash advances to injury plaintiffs waiting for case settlements, repaid only upon successful claim resolution.
Google rating from 54 reviews
Profile signals: Injury plaintiffs facing urgent expense context while awaiting settlement, Individuals unable to work due to injuries sustained in accidents or incidents
Nevada-licensed nonprofit debt consolidation agency offering debt management programs with negotiated creditor reductions and single monthly payments to help Las Vegas residents reduce debt.
Profile signals: Las Vegas residents with multiple unsecured debts (credit cards, personal loans) struggling with high monthly payments, Nevada borrowers seeking nonprofit credit counseling with legal protections under state and federal debt collection laws
Non-profit housing counselor providing free homebuyer education, foreclosure intervention, and rental assistance in Nevada to help families make sound housing decisions.
Google rating from 63 reviews
Profile signals: First-time homebuyers in Nevada seeking education on the mortgage process and down payment options, Nevada homeowners facing foreclosure exploring alternatives and loss mitigation options
HUD-approved non-profit providing free housing counseling, homebuyer education, and workforce development across Nevada with 30+ years of experience.
Profile signals: First-time homebuyers in Nevada seeking free HUD-approved counseling and down payment assistance screening, Low-to-moderate income individuals wanting bilingual financial assessment and homeownership preparation
Nevada non-profit offering free HUD-approved housing counseling, foreclosure intervention, and financial education to help residents with homebuying, rental assistance, and homeownership decisions.
Profile signals: First-time homebuyers in Nevada seeking free pre-purchase education and mortgage process guidance, Nevada homeowners facing foreclosure who need to understand alternatives and restructuring options
HUD-approved non-profit offering free housing counseling, homebuyer education, and financial guidance across Nevada with listed workforce and small business programs.
Profile signals: First-time homebuyers in Clark County seeking HUD-certified counseling and down payment assistance screening, Young adults ages 16-24 without high school diploma seeking GED, construction skills training, and employment pathways
GreenPath Financial Wellness is a nonprofit credit counseling organization providing free and low-cost financial guidance to consumers seeking debt management and financial stability.
Profile signals: Consumers seeking free nonprofit credit counseling without cost barriers, Spanish-speaking individuals needing financial guidance in their primary language
Southern Nevada Regional Housing Authority provides public and subsidized housing programs, including Housing Choice Vouchers and Public Housing, serving low-income residents in the Las Vegas area.
Profile signals: Low-income families and individuals seeking stable, long-term affordable rental housing, Elderly persons and persons with disabilities requiring subsidized housing assistance
One Nevada Credit Union's Advance Pay offers short-term loans up to $1,500 with rates significantly lower than typical payday lenders, including special pricing for military members.
Profile signals: Active military service members and dependents seeking emergency cash at federally-capped rates, One Nevada Credit Union members with direct deposit and predictable two-week income cycles
One Nevada Credit Union's Advance Pay offers short-term loans up to $1,500 with lower APRs than typical payday loans, ranging from 325.89% to 391.07% depending on direct deposit enrollment.
Profile signals: Active military service members and their dependents seeking emergency short-term credit with federal rate protections, One Nevada Credit Union members with direct deposit who need $100-$1,500 within 14 days
Capitalize Life is a credit repair company that disputes errors on credit reports and works with bureaus and creditors to improve client credit scores.
Profile signals: Consumers with errors or inaccurate negative items on credit reports who want professional dispute assistance, Individuals with multiple delinquencies or collections looking for customized credit repair strategy
Credit optimization and business funding staff context offering credit-score context to review, business credit building, and funding solutions. Veteran-owned with FICO-certified coaches.
Profile signals: Small business owners seeking to build separate business credit profiles, Entrepreneurs denied traditional bank loans who need alternative funding guidance
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 6,310 reviews
Profile signals: Consumers in Las Vegas, Nevada looking for credit repair services, People who prefer working with a local credit repair provider
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.
Nevada Consumer Protections: Nevada allows payday lending with no interest rate cap, though loan amounts are limited to 25% of gross monthly income. The lack of rate caps means APRs can be extremely high. The Financial Institutions Division regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Interest Rate Cap: Nevada usury cap: No general usury cap; payday loans legal with no rate cap (term and amount limits apply).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Nevada Attorney General Bureau of Consumer Protection.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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