Las Vegas, NV

Loan Companies in Las Vegas, NV

Compare loan companies in Las Vegas, Las Vegas credit repair, personal loans Las Vegas, and business loans Las Vegas research paths in one local guide. Review 181 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Las Vegas

181 companies

Merit Lending Las Vegas is a mortgage lender offering FHA, VA, conventional, and ITIN loans across multiple states with a focus on first-time homebuyers and refinancing. Review this Las Vegas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Las Vegas, NV profile links back to a full CreditDoc review with sourced fields.

BBB NR

Advance America offers installment loans up to $5,000 in-store and $3,000 online as an alternative to payday and title loans, with same-day funding available at their Las Vegas location. Review this Las Vegas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Las Vegas, NV profile links back to a full CreditDoc review with sourced fields.

Bankruptcy Attorney Randal R. Leonard is a bankruptcy services provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying. Review this Las Vegas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Las Vegas, NV profile links back to a full CreditDoc review with sourced fields.

Credit Repair Commanders

Las Vegas, NV

BBB NR

Las Vegas-based credit repair firm offering dispute services, collection removal, and debt relief programs with unlimited disputes and free in-person consultations. Review this Las Vegas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Las Vegas, NV profile links back to a full CreditDoc review with sourced fields.

Crew'800

Las Vegas, NV

BBB NR

Crew'800 offers personal and business credit repair, disputing inaccuracies on credit reports and providing credit consulting to improve scores. Review this Las Vegas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Las Vegas, NV profile links back to a full CreditDoc review with sourced fields.

BBB NR

The Credit Repair Queen LLC offers credit repair, debt reduction, and identity restoration services in North Las Vegas with extended weekday hours and multiple service options. Review this Las Vegas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Las Vegas, NV profile links back to a full CreditDoc review with sourced fields.

Emergency Cash in Las Vegas

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CreditDoc lists 45 emergency cash providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

Advance America - North Vegas

Advance America offers installment loans up to $5,000 in-store and $3,000 online as an alternative to payday and title loans, with same-day funding available at their Las Vegas location.

USA Money Today

USA Money Today provides title loans in the East Las Vegas area, offering quick cash based on vehicle equity with same-day approval in approximately 25 minutes.

CASH 1 Loans

CASH 1 Loans Las Vegas, NV — CASH 1 Loans offers title loans up to $50,000 and personal loans up to $1,000 with same-day funding and approval in as fast...

Cash Cow Corporation

Nevada Title and Payday Loans, Inc. (Cash Cow Corporation) offers fast title loans up to $15,000, payday loans, and installment loans with same-day or next-day funding at their Las Vegas location.

Cash Oasis

Nevada-based payday lender operating for 30 years with multiple Las Vegas and Reno locations offering fast cash advances and payday loans for short-term financial needs.

Pawn Shops in Las Vegas

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CreditDoc lists 25 pawn shops providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

Ms Cash for Gold

Ms Cash for Gold is a precious metals and collateral-based lender in Las Vegas offering competitive rates for gold, silver, and jewelry purchases with transparent pricing.

Max Pawn Luxury

Max Pawn Luxury specializes in pawning, buying, and selling authenticated pre-owned designer handbags, jewelry, watches, and luxury goods near the Las Vegas Strip.

TNT Pawn and Jewelry

FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

Waikiki Gold and Silver

Waikiki Gold and Silver buys, sells, and trades precious metals, jewelry, antiques, and collectibles at two locations in Honolulu and Las Vegas, offering collateral loans and estate liquidation services.

Gold & Silver Pawn Shop

World-famous pawn shop featured on History's 'Pawn Stars,' offering collateral-based loans, precious metals, collectibles, and memorabilia with expert authentication.

Las Vegas Credit Repair Companies

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CreditDoc lists 17 credit repair providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

Credit Repair Commanders

Las Vegas-based credit repair firm offering dispute services, collection removal, and debt relief programs with unlimited disputes and free in-person consultations.

Crew'800

Crew'800 offers personal and business credit repair, disputing inaccuracies on credit reports and providing credit consulting to improve scores.

Community Credit Repair

Community Credit Repair is a credit repair provider based in Las Vegas, Nevada. Rated 4.9/5 with 149 Google reviews, reflecting exceptional customer satisfaction.

Check Cashing & Money Services in Las Vegas

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CreditDoc lists 14 check cashing & money services providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

DolEx Dollar Express

DolEx is a multi-service financial center offering check cashing, money transfers, bill pay, money orders, and personal loans through partnerships, with thousands of physical locations.

Vigo

Vigo is listed at AZTECA MX, 1500 E Sahara Ave Ste A-1, Las Vegas, NV 89104 in Las Vegas, NV. CreditDoc shows contact details, listed money transfer and related money services, hours when available, a

Advantage Check Cashing

Advantage Check Cashing is a Las Vegas-based financial services provider offering check cashing, bill payment, money transfers, and money orders from a single convenient location.

DolEx Dollar Express

DolEx is a multi-service financial services provider offering check cashing, money transfers, bill payment, money orders, and personal loans through partner Oportun at thousands of locations across th

Eastern Check Cashing

Eastern Check Cashing offers check cashing and money transfer services at their Las Vegas location on N Eastern Ave, with extended daily hours and Western Union partnership.

Bankruptcy Services in Las Vegas

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CreditDoc lists 14 bankruptcy services providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

Law Office of Erik Severino

Las Vegas-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with a $0 down payment option. Led by attorney Erik Severino with thousands of cases filed across Nevada.

DebtBlasters

Nevada-based bankruptcy filing service offering Chapter 7 personal bankruptcy assistance online for $795 in legal fees through Atkinson Law Firm.

Mortgages & Home Loans in Las Vegas

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CreditDoc lists 11 mortgages & home loans providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

Las Vegas Custom Loans

Las Vegas mortgage banker and broker offering residential and commercial home loans, refinancing, and specialized programs. Led by Casey Moseman, CMPS®, emphasizing personalized service over online-on

Lending Arena

Multi-state boutique residential mortgage lender based in Las Vegas offering customized loan programs including specialized options for first-time buyers, self-employed borrowers, and non-traditional

Merit Lending

Family-owned mortgage brokerage founded in 2013, operating from Las Vegas with access to multiple lenders and specialized loan programs across five states.

Business Loans Las Vegas, NV

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CreditDoc lists 11 business loans providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

Green Leaf Money, Inc.

LendZee (operating as Green Leaf Money, Inc.) is a business funding platform using AI technology to connect entrepreneurs with SBA loans, equipment financing, and unsecured term loans.

Your Finance Partners

Your Finance Partners is a Las Vegas-based business lender offering SBA loans, equipment financing, commercial truck loans, and working capital solutions for small to mid-sized businesses.

Smarter Finance USA

Smarter Finance USA provides equipment leasing and small business loans for vendors, contractors, healthcare practices, and food service businesses with faster approval and less paperwork than traditi

5 Star Funding Group

5 Star Funding Group offers a broad range of commercial financing solutions including SBA loans, equipment financing, merchant cash advances, and commercial real estate loans for businesses of all sizes.

ACCESS CDFI

Community Development Financial Institution (CDFI) headquartered in Las Vegas offering affordable small business loans, micro loans, and contract financing to Nevada entrepreneurs underserved by tradi

BG Capital Funding Group

BG Capital Funding Group offers commercial financing solutions including business loans, equipment leasing, and merchant cash advances for small to medium-sized companies.

Banks in Las Vegas

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CreditDoc lists 10 banks providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

Corporate Office

One Nevada Credit Union is a federally insured credit union offering competitive lending rates, checking/savings accounts, mortgages, and auto loans primarily to Nevada residents.

Beal Bank USA

FDIC-insured bank offering deposit products like CDs and money market accounts, plus commercial real estate lending across multiple U.S. locations.

Foreign Money Exchange

Nevada State Bank is a full-service bank offering personal and business banking products including checking, savings, loans, mortgages, and foreign currency exchange services.

Gbank

FDIC-insured bank offering business and personal checking/savings accounts, SBA loans, business financing, and a gaming-focused rewards credit card.

Genubank

GenuBank is an FDIC-insured bank offering personal and business banking services with branches in Las Vegas, including checking, savings, and cash management tools.

Credit Unions in Las Vegas

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CreditDoc lists 9 credit unions providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

America First Credit Union

America First Credit Union is a member-owned financial institution offering banking services including checking, savings, loans, and credit products to its membership.

Plus Credit Union

Plus Credit Union is a Las Vegas-based financial cooperative offering checking, savings, loans, and Visa credit cards to members throughout Nevada.

Personal Loans Las Vegas, NV

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CreditDoc lists 8 personal loans providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

LoanCenter

LoanCenter is a Las Vegas-based personal installment lender. 1,525 Google reviews. Not BBB rated. Local Nevada lending with branch locations.

Cash Kingdom Loans LLC

Nevada-based lender offering personal installment loans with same-day funding decisions and no application fees. Licensed by the Nevada Financial Institutions Division.

Las Vegas Finance

Las Vegas Finance offers low-interest installment loans from $200–$5,000 to Clark County residents, positioning itself as a payday loan alternative regulated by Nevada.

Cash N Advance

Advance America offers installment loans up to $5,000 in-store and $3,000 online as alternatives to payday and title loans, with same-day funding available at their Las Vegas location.

Debt Relief in Las Vegas

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CreditDoc lists 7 debt relief providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

Hope Credit

Hope Credit provides federal student loan consolidation, income-driven repayment planning, and forgiveness program navigation for borrowers seeking to lower payments or eliminate debt.

LIBERTY DEBTS LLC

Liberty Debts LLC offers debt release guides and proven forms designed to help customers eliminate debt through established methods and structured courses.

Relief Strategies

Relief Strategies offers debt settlement, consolidation, and credit repair services with IAPDA-certified professionals. They provide free financial assessment tools and personalized debt reduction gui

Money First Funding

Pre-settlement funding company providing cash advances to personal injury claimants before lawsuit settlements. Founded by a personal injury lawyer in Las Vegas.

Debt Solutions Service

Nevada-licensed nonprofit debt consolidation agency offering debt management programs with negotiated creditor reductions and single monthly payments to help Las Vegas residents reduce debt.

Free Help in Las Vegas

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CreditDoc lists 6 free help providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

CPLC Nevada

HUD-approved non-profit offering free housing counseling, homebuyer education, and financial guidance across Nevada with specialized workforce and small business programs.

Payday Alternatives in Las Vegas

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CreditDoc lists 2 payday alternatives providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

Advance Payday Loans

One Nevada Credit Union's Advance Pay offers short-term loans up to $1,500 with rates significantly lower than typical payday lenders, including special pricing for military members.

Loans Pay Day

One Nevada Credit Union's Advance Pay offers short-term loans up to $1,500 with lower APRs than typical payday loans, ranging from 325.89% to 391.07% depending on direct deposit enrollment.

Credit Cards in Las Vegas

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CreditDoc lists 2 credit cards providers in Las Vegas, NV. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Las Vegas provider — comparison is the fastest way to spot outliers on cost or terms.

Credit One Bank Corporate Office

Credit One Bank Corporate Office is a consumer credit product listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independe

Nevada Rules for Las Vegas Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Las Vegas consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Nevada cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Nevada state-level protections: Consumers in Las Vegas, NV are also protected by Nevada state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Nevada for the current usury cap, payday-lending status, and licensing board contact details. If a Las Vegas provider quotes rates or fees above the Nevada usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Las Vegas offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Las Vegas, NV, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Las Vegas: Any Nevada credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Las Vegas listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Las Vegas Credit & Borrowing Checklist

Before contacting any Las Vegas lender or credit repair company, download the CreditDoc research checklist tailored to Nevada consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Las Vegas, NV.

Why the checklist matters for Las Vegas residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Nevada. A credit repair contract that meets federal minimums may still fail Nevada's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Las Vegas. The checklist walks you through the Nevada-specific checks first, then the federal ones — in the order that matters most for Las Vegas borrowers.

Working with Credit Repair and Loan Providers in Las Vegas

Every Las Vegas listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Las Vegas, NV provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Las Vegas credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Nevada state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Las Vegas loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Las Vegas lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Las Vegas residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Nevada state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Las Vegas, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Las Vegas, NV consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Las Vegas

How do I choose a credit repair company in Las Vegas, NV?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Las Vegas credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Nevada. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Las Vegas or elsewhere — to charge you before services are performed.

Are payday loans legal in Nevada?

Payday loan legality varies significantly by state. Some states, including Nevada, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Nevada state overview page for the current status. If a Las Vegas lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Las Vegas?

Personal loans in Las Vegas, NV are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Las Vegas should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Las Vegas lender is legitimate?

Three quick checks: (1) search the Nevada Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Las Vegas should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Las Vegas — BBB does not verify quality but does verify that the business exists at its stated address. Every Las Vegas lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Las Vegas, Las Vegas credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Las Vegas data is sourced

Every Las Vegas, NV provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Las Vegas listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.