Personal Loans

LendingTree is a leading online lending marketplace where borrowers compare offers from multiple lenders in one place. Founded 1996, publicly traded (NASDAQ: TREE), BBB A+ rated.

VIVA Finance offers affordable fixed-rate personal loans from $300 to $10,000 at 11.99%–35.99% APR. Approvals based on employment history, not just credit score. BBB A+ rated, founded 2019.

Advance America is one of the largest short-term consumer lenders in the US, operating over 1,400 stores in 29 states since 1997. BBB A+ rated with a 97.5% CFPB Consumer Response timely-response rate across the company's

Avant is a credit repair provider based in Chicago, Illinois. Rated 4.5/5 with 3,471 Google reviews, reflecting excellent customer satisfaction.

Credit9 is a personal loan lender offering $2,500-$45,000 debt consolidation loans with 24-hour approval and next-day funding. Subsidiary of Americor Holdings. BBB A+ accredited since 2018. 4.8 Google stars from 6,360 re

CreditNinja (KMD Partners LLC) is a Chicago-based online lender offering personal loans in 23 states + DC. BBB A- (not accredited). APRs 199-349%. California DFPI seeking license revocation for illegal fees.

Dollar Financial Group (now part of Lone Star Funds) is a payday and installment lender founded in 1979 in Malvern, PA. Operates as Money Mart in US/Canada. BBB A+ (not accredited). Over 1,400 retail locations in 4 countries.

Fig Loans is a Sugar Land, TX-based mission-driven lender offering small installment loans ($100-$1,000) in 6 states. Founded 2015 with United Way. APR 199-211% for installment loans, 4%+ for credit builder loans. 4.9 Tr

Heights Finance (CURO Group subsidiary) operates 390+ branches in 11 states offering personal installment loans. Founded 1992. BBB A+ (not accredited). 1,728 Google reviews.

Integra Credit is a Chicago-based online subprime lender. BBB A+ accredited since 2018. Loans $500-$3,000 with APRs of 149-399%. Fast online approval. Last-resort lending for very poor credit.

LoanCenter is a Las Vegas-based personal installment lender. 1,525 Google reviews. Not BBB rated. Local Nevada lending with branch locations.

Mariner Finance is a major consumer lender with 470+ branches in 28 states, managing $2B+ in loans. Founded 2002 (heritage to 1927). BBB A+ (not accredited). APRs 16-35.99%. Backed by Warburg Pincus.

NetCredit offers personal loans ($1,000-$10,000) and lines of credit for borrowers with fair-to-poor credit. Subsidiary of Enova International (NYSE: ENVA). APRs range from 34% to 155% — among the highest in personal lending.

Oportun offers personal loans with flexible payment options at physical retail locations nationwide, including secured auto loans and in-person application support.

Happy Money (formerly Payoff) offers $5,000-$40,000 debt consolidation loans at 11.52-24.99% APR through credit union partners. BBB A+ accredited since 2015. Founded 2009 in Torrance, CA. 4.7 Trustpilot from 600+ reviews.

Prosper is a peer-to-peer personal loan marketplace offering $2,000-$50,000 loans with fixed rates from 6.99% APR. SEC-registered, BBB A+ accredited since 2012, with WebBank as lending partner.

RefiJet is a Scottsdale, AZ-based auto loan refinancing marketplace. BBB A+ accredited. Founded 2016. Connects borrowers with multiple lender offers for auto refinancing. 2,348 Google reviews.

Rocket Loans is a personal lending platform from Rocket Companies (parent of Rocket Mortgage), offering fixed-rate personal loans with fast online applications and same-day funding.

Sun Loan Company is a community-based personal installment lender founded in 1988, operating 250+ locations across 7 states. Offers small loans ($100-$1,700 in TX), tax prep, and same-day funding. BBB D rating (not accre

Synchrony is the largest private-label credit card provider in the US, partnering with Amazon, Lowe's, PayPal, and others. Also offers high-yield savings, CDs, and personal loans. NYSE: SYF, FDIC-insured.

Texan Credit Corporation is a Dallas-based installment lender founded 1999, operating branch locations across Texas. BBB B+ (not accredited). 2,408 Google reviews. Personal loans for subprime borrowers.

Upgrade, Inc. is a personal lending provider based in San Francisco, California. Rated 4.8/5 with 10,556 Google reviews, reflecting exceptional customer satisfaction.

Upstart offers personal loans ($1,000-$75,000), car refinancing, HELOCs, and short-term cash relief using AI-powered underwriting. They claim next-day funding and rates 33% lower than traditional lenders.

1st Franklin Financial is a personal installment loan lender offering $600–$15,000 loans for debt consolidation, home improvement, medical expenses, and life events.

Advantage Financial Services offers online installment personal loans in Louisiana and Mississippi with quick approval and fast funding within 24-48 hours.

Pre-settlement litigation funding company providing cash advances to lawsuit plaintiffs awaiting case resolution, with no credit checks or employment verification required.

Armco Credit Union offers private education lines of credit designed to help students and families pay for college tuition and related expenses.

Atlas Credit offers installment personal loans from $100–$1,400 across TX, OK, and MO, targeting borrowers with bad credit who don't qualify for traditional bank loans.

Texas-based personal lender offering same-day loans up to $1,600 across 15 locations since 1996, serving borrowers who may not qualify for traditional bank loans.

Broadway Finance Co is a San Antonio-based personal loan lender offering unsecured loans with fast approval and same-day funding for over 40 years.

Nevada-based lender offering personal installment loans with same-day funding decisions and no application fees. Licensed by the Nevada Financial Institutions Division.

Cash Store Houston, TX — Cash Store offers unsecured installment loans with same-day funding at physical locations. They serve customers with various cr...

Justice Finance is a privately owned personal loan lender in the Dallas-Fort Worth area offering signature loans up to $1,800 with no checking account or collateral required.

ClarityPay offers point-of-sale financing and pay-over-time plans for retail, medical, and travel purchases with transparent terms and live customer support.

Columbus Finance specializes in indirect auto loans for Ohio residents and dealerships, focusing on borrowers with less-than-perfect credit since 1960.

Community Choice Financial is a personal loan lender operating across Mississippi locations, offering financial services to help customers reach their goals with convenient access and customer support.

Locally owned Chicago lender offering personal loans, auto loans, and furniture financing with same-day funding for borrowers with any credit situation.

Houston-based installment lender offering unsecured personal loans up to $1,700 with 12-month repayment terms. Regulated by Consumer Credit Commission with rates significantly lower than payday lenders.

Credit Central offers installment personal loans in San Antonio and across multiple states with flexible terms and online application options.

Custom Loans offers personal installment loans in Houston with flexible approval that doesn't automatically disqualify applicants with bad credit.

Devon Financial Services connects borrowers with unaffiliated lenders offering installment loans up to $5,000 with same-day approval potential through an online application.

Online loan marketplace connecting borrowers to a network of lenders offering $1,000-$5,000 personal loans with real-time matching and next-business-day funding.

Pre-settlement lawsuit funding company providing non-recourse cash advances to New York plaintiffs with pending personal injury cases, repaid only if the case wins or settles.

Dividend Finance provides technology-enabled financing for solar, energy-efficient home upgrades, and general home improvements, targeting homeowners through contractor partnerships.

Don Dinero Financial offers installment loans, personal loans, and credit builder loans in Phoenix, Arizona, with fast approval and flexible payment terms.

Eagle Loan Company offers personal loans from $1,000–$10,000 with same-day funding at 80+ branch locations across Kentucky, Ohio, and Indiana since 1998.

Eagle Loan Company offers personal loans from $1,000–$10,000 with same-day funding at 80+ branch locations across Kentucky, Ohio, and Indiana since 1998.

Texas-based installment lender offering signature loans up to $1,200 with flexible repayment terms and credit reporting to build payment history.