I Need a Loan

Personal loans from $1,000 to $50,000 for debt consolidation, major purchases, medical bills, and more. Compare APR rates, terms, and eligibility requirements.

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Use this category hub with local city guides, state lending rules, answer pages, and CreditDoc data explainers. Listings are directory context, not a recommendation, approval prediction, price quote, or licensing determination.

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Borrower questions Read CreditDoc answers that explain common finance terms, risks, and next steps. State lending rules Check state-level lending-law pages before relying on a general category page. Complaint data context Understand how public CFPB complaint data can support provider research. CreditDoc tools Use calculators and quizzes to frame the numbers before contacting a provider.

429 companies found

Credit9

Credit9 is a personal loan lender offering $2,500-$45,000 debt consolidation loans with 24-hour approval and provider-stated next-day funding timing. Subsidiary of Americor Holdings. BBB A+ accredited since 2018. 4.8 Google stars from 6,360 reviews.

4.8/5

Google rating from 6,360 reviews

BBB: A+

Profile signals: Consumers with multiple credit card balances seeking to consolidate into a single monthly payment with fixed rates, Borrowers with decent credit who qualify for personal loans of $2,500-$45,000 and want fast 24-hour approval

Avant

Avant is a credit repair provider based in Chicago, Illinois. Rated 4.5/5 with 3,471 Google reviews, reflecting excellent customer satisfaction.

4.5/5

Google rating from 3,471 reviews

BBB: A

Profile signals: Consumers in Chicago, Illinois looking for credit repair services, People who prefer working with a local credit repair provider

Upgrade

Upgrade, Inc. is a personal lending provider based in San Francisco, California. Rated 4.8/5 with 10,556 Google reviews, reflecting high listed customer satisfaction.

4.8/5

Google rating from 10,556 reviews

BBB: A+

Profile signals: Consumers in San Francisco, California looking for personal lending services, People who prefer working with a local personal lending provider

Oportun

Oportun offers personal loans with flexible payment options at physical retail locations nationwide, including secured auto loans and in-person application support.

5.0/5

Google rating from 19,843 reviews

BBB: A+

Profile signals: Unbanked and underbanked consumers who prefer cash-based payments and avoid traditional bank accounts, Borrowers who own vehicles and qualify for secured auto loans with collateral

Mariner Finance

Mariner Finance is a major consumer lender with 470+ branches in 28 states, managing $2B+ in loans. Founded 2002 (heritage to 1927). BBB A+ (not accredited). APRs 16-35.99%. Backed by Warburg Pincus.

5.0/5

Google rating from 2,584 reviews

BBB: A+

Profile signals: Borrowers in 28 states who need personal loans of $1,000-$25,000+ and prefer in-person service at a local branch, Consumers with fair credit (below prime) who want fixed-rate installment loans from a large, established lender

Happy Money (Payoff Loans)

Happy Money (formerly Payoff) offers $5,000-$40,000 debt consolidation loans at 11.52-24.99% APR through credit union partners. BBB A+ accredited since 2015. Founded 2009 in Torrance, CA. 4.7 Trustpilot from 600+ reviews.

4.0/5

Google rating from 50 reviews

BBB: A+

Profile signals: Consumers with 640+ credit scores carrying $5,000-$40,000 in high-interest credit card debt who want to consolidate into a single fixed-rate payment, Borrowers who prefer credit union-backed lending over direct fintech or bank products

Integra Credit

Integra Credit is a Chicago-based online subprime lender. BBB A+ accredited since 2018. Loans $500-$3,000 with APRs of 149-399%. Fast online approval. Last-resort lending for very poor credit.

4.6/5

Google rating from 2,237 reviews

BBB: A+

Profile signals: Borrowers with very poor credit who cannot access any other lending options, Consumers needing $500-$3,000 with fast online approval and funding

Heights Finance

Heights Finance (CURO Group subsidiary) operates 390+ branches in 11 states offering personal installment loans. Founded 1992. BBB A+ (not accredited). 1,728 Google reviews.

5.0/5

Google rating from 1,728 reviews

BBB: A+

Profile signals: Consumers in the 11 operating states seeking in-person installment lending, Borrowers with limited credit who need storefront lending with local branch service

Rocket Loans

Rocket Loans is a personal lending platform from Rocket Companies (parent of Rocket Mortgage), offering fixed-rate personal loans with fast online applications and provider-stated funding timing.

4.3/5

Google rating from 258 reviews

BBB: A+

Profile signals: Consumers in Detroit, Michigan looking for personal lending services, People who prefer working with a local personal lending provider

RefiJet

RefiJet is a Scottsdale, AZ-based auto loan refinancing marketplace. BBB A+ accredited. Founded 2016. Connects borrowers with multiple lender offers for auto refinancing. 2,348 Google reviews.

4.4/5

Google rating from 2,348 reviews

BBB: A+

Profile signals: Car owners with existing auto loans seeking to refinance at lower rates, Consumers who want to compare multiple auto refinancing offers through one application

Texan Credit Corporation

Texan Credit Corporation is a Dallas-based installment lender founded 1999, operating branch locations across Texas. BBB B+ (not accredited). 2,408 Google reviews. Personal loans for subprime borrowers.

5.0/5

Google rating from 2,408 reviews

BBB: B+

Profile signals: Texas residents needing personal installment loans from a local branch-based lender, Consumers with limited credit seeking small-dollar loans with in-person service

LendingTree

LendingTree is a leading online lending marketplace where borrowers compare offers from multiple lenders in one place. Founded 1996, publicly traded (NASDAQ: TREE), BBB A+ rated.

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BBB: A+

Profile signals: Borrowers who want to compare multiple loan offers without multiple applications, Rate shoppers who want to see competitive offers side by side

Fair Finance Loans

Texas-based installment lender offering signature loans up to $1,200 with flexible repayment terms and credit reporting to build payment history.

4.8/5

Google rating from 228 reviews

BBB: NR

Profile signals: Texas residents needing $500–$1,200 in cash with flexible repayment over several months, Borrowers with poor or limited credit history seeking to build payment history and credit score

Third Gen Loan Co., Inc.

Family-owned Texas lender offering installment loans up to $1,600 with 6-12 month terms and provider-stated funding timing. Licensed by the Texas Office of Consumer Credit Commissioner and reports to all three credit bureaus.

4.8/5

Google rating from 123 reviews

BBB: NR

Profile signals: First-time borrowers with no or minimal credit history seeking to establish credit, Texas residents needing $300-$1,600 for short-term financial needs with affordable monthly payments

The Loan Store

The Loan Store offers installment loans from $150–$1,760 in Texas with flexible repayment terms, plus merchandise financing and tax preparation services.

4.6/5

Google rating from 158 reviews

BBB: NR

Profile signals: San Antonio residents needing $150–$1,600 for emergency repairs or unexpected bills who value in-person service, Borrowers with fair or poor credit who need quick access to cash and can visit a physical location

Prosper

Prosper is a peer-to-peer personal loan marketplace offering $2,000-$50,000 loans with fixed rates from 6.99% APR. SEC-registered, BBB A+ accredited since 2012, with WebBank as lending partner.

BBB: A+

Profile signals: Borrowers with good credit seeking competitive fixed-rate debt consolidation loans, Consumers who value SEC-regulated lending platforms with listed note structures

Payment 1 Loans - San Antonio

Payment 1 Financial offers personal installment loans and title loans in San Antonio with flexible terms, published application timing, and provider-stated funding timing for borrowers seeking emergency cash or credit building.

5.0/5

Google rating from 472 reviews

BBB: NR

Profile signals: San Antonio residents needing $1K–$5K in emergency cash with fast funding timelines, Vehicle owners with clear titles seeking collateral-based loans while maintaining car access

Lendmark Financial Services LLC

Lendmark Financial Services is a consumer finance company offering personal loans, auto loans, and debt consolidation with fixed rates and provider-stated funding timing at their Charlotte NC branch.

4.8/5

Google rating from 106 reviews

BBB: NR

Profile signals: Consumers seeking personal loans for specific expenses (weddings, vacations, home improvement), Borrowers wanting to consolidate multiple debts into a single fixed-rate payment

High Rise Financial LLC

High Rise Financial provides non-recourse pre-settlement lawsuit funding to personal injury plaintiffs in Los Angeles, advancing cash against expected legal settlements with no repayment required if the case is lost.

4.7/5

Google rating from 1,163 reviews

BBB: NR

Profile signals: Personal injury accident victims pending litigation who have immediate financial needs and cannot wait for settlement, Plaintiffs with strong negligence and liability cases where defendant fault is clear, increasing approval likelihood

ClarityPay

ClarityPay offers point-of-sale financing and pay-over-time plans for retail, medical, and travel purchases with listed terms and live customer support.

4.8/5

Google rating from 197 reviews

BBB: NR

Profile signals: Medical, dental, and elective health procedure patients seeking to spread costs across manageable payments, Retail and e-commerce shoppers wanting flexible payment options without upfront capital

City Finance Services

Justice Finance is a privately owned personal loan lender in the Dallas-Fort Worth area offering signature loans up to $1,800 with no checking account or collateral required.

4.7/5

Google rating from 151 reviews

BBB: NR

Profile signals: Dallas-Fort Worth residents needing $500-$1,800 for immediate expenses or emergency cash, Underbanked consumers without checking accounts or traditional banking relationships

Cash Kingdom Loans LLC

Nevada-based lender offering personal installment loans with provider-stated funding timing decisions and no application fees. Licensed by the Nevada Financial Institutions Division.

4.7/5

Google rating from 159 reviews

BBB: NR

Profile signals: Nevada residents needing personal installment loans with same-day decision capability, Borrowers who prefer phone-based customer service and local in-person interaction

Atlas Credit Co., Inc.

Atlas Credit offers installment personal loans from $100–$1,400 across TX, OK, and MO, targeting borrowers with bad credit who don't qualify for traditional bank loans.

4.9/5

Google rating from 1,111 reviews

BBB: NR

Profile signals: Employed individuals with bad credit seeking small loans ($100–$1,400) with manageable monthly payments, Unbanked or underbanked consumers without checking accounts who need installment loan terms

Splash Financial

Splash Financial is a loan marketplace connecting borrowers with lenders nationwide for personal loans, HELOCs, student loan refinancing, and medical school loans.

4.8/5

Google rating from 1,233 reviews

BBB: NR

Profile signals: Borrowers seeking student loan refinancing with diverse lender options, Medical school students and residents needing flexible repayment terms

Texas Loan Star Inc

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4.8/5

Google rating from 160 reviews

BBB: NR

Profile signals: Consumers in Houston, Texas looking for personal lending services, People who prefer working with a local personal lending provider

Toledo Finance Company

Toledo Finance Company offers personal installment loans to individuals and families across San Antonio and surrounding Texas counties, serving borrowers with all credit types.

4.8/5

Google rating from 169 reviews

BBB: NR

Profile signals: San Antonio and South Texas residents needing installment loans for unexpected expenses, Borrowers with poor or bad credit seeking lenders willing to work with their credit profile

Tower Loan

Tower Loan offers installment and personal loans at physical branch locations across multiple states, including a NW San Antonio office. They provide fixed-rate loans for various purposes with quick online and in-person application processes.

5.0/5

Google rating from 308 reviews

BBB: NR

Profile signals: San Antonio-area residents who prefer in-person loan meetings and advice, Borrowers seeking fixed-payment installment loans for specific purposes (vacation, home improvement, debt consolidation)

Western Finance

Western Finance offers personal installment loans, merchandise financing, and tax preparation services at multiple Texas locations. Serves customers seeking flexible borrowing options for various needs.

4.9/5

Google rating from 834 reviews

BBB: NR

Profile signals: Texans needing small emergency loans under $2,000 who prefer in-person service and application-timing claims, Customers with fair or poor credit seeking installment loan alternatives to payday loans

1st Franklin Financial

1st Franklin Financial is a personal installment loan lender offering $600–$15,000 loans for debt consolidation, home improvement, medical expenses, and life events.

5.0/5

Google rating from 399 reviews

BBB: NR

Profile signals: Consumers needing $600–$15,000 for debt consolidation or unexpected expenses, Borrowers with limited credit history or non-prime credit seeking installment loans

Advance America

Advance America is one of the largest payday and installment loan providers in the US, operating over 1,400 stores in 29 states since 1997. BBB A+ rated but subject to a $18.5M CFPB settlement in 2012 for unfair collection practices.

4.9/5

Google rating from 36,495 reviews

BBB: A+

Profile signals: Borrowers with limited credit who need fast access to small personal or installment loans under $5,000, Consumers seeking provider-stated funding timing from a physical storefront with bilingual (English/Spanish) service

Broadway Finance

Broadway Finance Co is a San Antonio-based personal loan lender offering unsecured loans with published application timing and provider-stated funding timing for over 40 years.

4.6/5

Google rating from 145 reviews

BBB: NR

Profile signals: San Antonio area residents needing unsecured personal loans, Consumers who prefer in-person lending relationships and local service

Cash Store

Cash Store Houston, TX — Cash Store offers unsecured installment loans with provider-stated funding timing at physical locations. They serve customers with various cr...

4.9/5

Google rating from 638 reviews

BBB: NR

Profile signals: Borrowers with bad credit or thin credit files comparing personal-loan profile details, Houston-area residents seeking provider-stated funding timing for unexpected expenses or consolidation

Credit Central

Credit Central offers installment personal loans in San Antonio and across multiple states with flexible terms and online application options.

4.8/5

Google rating from 105 reviews

BBB: NR

Profile signals: Texas residents seeking in-person loan consultations with flexible installment terms, Borrowers in multi-state footprint needing online personal loan applications with moderate loan amounts

CreditNinja

CreditNinja (KMD Partners LLC) is a Chicago-based online lender offering personal loans in 23 states + DC. BBB A- (not accredited). APRs 199-349%. California DFPI seeking license revocation for illegal fees.

4.5/5

Google rating from 3,674 reviews

BBB: A-

Profile signals: Borrowers in the 23 eligible states who need personal-loan profile details and cannot access traditional bank products, Individuals with bad credit seeking installment loan options with listed funding timing

Custom Loans

Custom Loans offers personal installment loans in Houston with flexible approval that doesn't automatically disqualify applicants with bad credit.

4.9/5

Google rating from 677 reviews

BBB: NR

Profile signals: Houston-area residents with bad or challenged credit seeking emergency or large-purchase financing, Borrowers who need flexible approval and prefer in-person service options

Eagle Finance

Eagle Loan Company offers personal loans from $1,000–$10,000 with provider-stated funding timing at 80+ branch locations across Kentucky, Ohio, and Indiana since 1998.

4.9/5

Google rating from 1,168 reviews

BBB: NR

Profile signals: Residents of Kentucky, Ohio, or Indiana needing $1,000–$10,000 quickly with provider-stated funding timing, Borrowers with poor credit or recent negative events (bankruptcy, defaults) seeking credit-building opportunities

Eagle Loan Company

Eagle Loan Company offers personal loans from $1,000–$10,000 with provider-stated funding timing at 80+ branch locations across Kentucky, Ohio, and Indiana since 1998.

4.8/5

Google rating from 769 reviews

BBB: NR

Profile signals: Customers in Kentucky, Ohio, or Indiana with poor or damaged credit needing $1,000–$10,000 quickly, Borrowers recently discharged from bankruptcy seeking to rebuild credit through structured payments

Fig Loans

Fig Loans is a Sugar Land, TX-based mission-driven lender offering small installment loans ($100-$1,000) in 6 states. Founded 2015 with United Way. APR 199-211% for installment loans, 4%+ for credit builder loans. 4.9 Trustpilot from 8,600+ reviews.

4.7/5

Google rating from 2,382 reviews

BBB: NR

Profile signals: Consumers who need small emergency loans ($100-$1,000) as a with more risk context payday loan alternative, Individuals in TX, MO, OH, UT, FL, or CA seeking mission-driven lending with listed terms

GBC Finance Co

GBC Finance is a Houston-based direct lender offering personal installment loans up to $1,800 with terms up to 12 months, positioning itself as a lower-cost alternative to payday loans.

4.7/5

Google rating from 227 reviews

BBB: NR

Profile signals: Borrowers with poor or limited credit history seeking to establish credit through reported loan payments, Texas residents needing quick access to $500-$1,800 in cash without collateral or extensive paperwork

Guarantee Loan Service

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4.9/5

Google rating from 423 reviews

BBB: NR

Profile signals: Consumers in Houston, Texas looking for personal lending services, People who prefer working with a local personal lending provider

Loan For Any Purpose

Loan For Any Purpose Houston, TX — Multi-product lender offering personal loans up to $50K, title loans, installment loans, and payday advances with sam...

5.0/5

Google rating from 378 reviews

BBB: NR

Profile signals: Borrowers with poor or bad credit seeking emergency cash ($250–$1,000) quickly, Vehicle owners needing larger amounts ($1,000–$50,000) willing to pledge title as collateral

LoanCenter

LoanCenter is a Las Vegas-based personal installment lender. 1,525 Google reviews. Not BBB rated. Local Nevada lending with branch locations.

4.8/5

Google rating from 1,525 reviews

BBB: NR

Profile signals: Las Vegas area residents needing personal installment loans, Nevada consumers seeking local in-person lending

M2 Lending Solutions

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4.9/5

Google rating from 412 reviews

BBB: NR

Profile signals: Consumers in Denver, Colorado looking for personal lending services, People who prefer working with a local personal lending provider

Omni Military Loans

Omni Military Loans specializes in installment loans ($500-$10,000) for active duty and veteran military members, with terms up to 36 months and a 15-day listed satisfaction term.

4.9/5

Google rating from 448 reviews

BBB: NR

Profile signals: Active duty military members and veterans with limited credit history or poor credit scores, Service members needing rapid access to $500-$10,000 for emergency or PCS expenses

OneMain Financial

OneMain Financial Miami, FL — OneMain Financial is a personal loan lender offering fixed-rate loans from $1,500–$30,000 with terms of 24–60 months. They...

4.7/5

Google rating from 356 reviews

BBB: NR

Profile signals: Borrowers with fair-to-good credit seeking debt consolidation with fixed payments and branch-based service, Consumers needing $1,500–$30,000 who prefer in-person loan staff context consultation and rapid funding

Regional Finance

Regional Finance is a personal loan lender offering flexible financing for debt consolidation, purchases, and unexpected expenses with over 30 years in business.

4.9/5

Google rating from 776 reviews

BBB: NR

Profile signals: Borrowers with fair or poor credit seeking debt consolidation, People needing financing for specific purchases (appliances, furniture) who may not qualify elsewhere

Ryan Leahy - Leahy Lending

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5.0/5

Google rating from 251 reviews

BBB: NR

Profile signals: Consumers in Austin, Texas looking for personal lending services, People who prefer working with a local personal lending provider

Security Finance

Review this provider profile and compare source-linked details before choosing what to do next.

4.9/5

Google rating from 551 reviews

BBB: NR

Profile signals: Consumers in Houston, Texas looking for personal lending services, People who prefer working with a local personal lending provider

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Important: CreditDoc is not a lender, broker, or financial advisor. APR ranges shown are from each lender's published rates. Your actual rate depends on your creditworthiness, loan amount, and term. We do not collect your personal financial information. Full disclaimer.