Chicago, IL

Loan Companies in Chicago, IL

Compare loan companies in Chicago, Chicago credit repair, personal loans Chicago, and business loans Chicago research paths in one local guide. Review 358 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Chicago

358 companies

850Credit is a credit repair service that disputes inaccurate and unverifiable negative items on credit reports. Operating for 15+ years, they claim to have helped hundreds of clients remove thousands of items. Review this Chicago listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Chicago, IL profile links back to a full CreditDoc review with sourced fields.

BBB NR

Advanced Lending Professionals offers multiple mortgage loan types including FHA, VA, USDA, conventional, non-QM, and jumbo loans with operations across multiple states. Review this Chicago listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Chicago, IL profile links back to a full CreditDoc review with sourced fields.

BBB NR

Anderson Financial Group is a residential mortgage lender operating across 13 states, offering home purchase and refinance loans through experienced loan originators and technology-driven processes. Review this Chicago listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Chicago, IL profile links back to a full CreditDoc review with sourced fields.

BBB NR

Business consulting and coaching firm helping entrepreneurs improve credit profiles and access funding through lender compliance and strategic planning. Review this Chicago listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Chicago, IL profile links back to a full CreditDoc review with sourced fields.

Breclaw Capital

Chicago, IL

BBB NR

Breclaw Capital is a private money lender specializing in hard money loans for non-owner occupied investment properties, fix-and-flip deals, and commercial real estate in the Chicago area. Review this Chicago listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Chicago, IL profile links back to a full CreditDoc review with sourced fields.

BBB NR

Calvex Credit Repair Chicago is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying. Review this Chicago listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Chicago, IL profile links back to a full CreditDoc review with sourced fields.

Check Cashing & Money Services in Chicago

View all →

CreditDoc lists 78 check cashing & money services providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Vigo

Vigo is listed at 62 E Chicago Ave, N Rush St, Chicago, IL 60611 in Chicago, IL. CreditDoc shows contact details, listed money transfer, cash pickup, check-cashing, and related money services, hours w

Vigo

Vigo is listed at Ii Technology, 215 W Cermak Rd, Chicago, IL 60616 in Chicago, IL. CreditDoc shows contact details, listed money transfer and related money services, hours when available, and alterna

Bankruptcy Services in Chicago

View all →

CreditDoc lists 41 bankruptcy services providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Chicago Debt Solutions

Law Offices of David Freydin provides bankruptcy and student loan relief services through two Chicago-area locations, offering free consultations and 20+ years of experience.

Fonfrias Law Group, LLC

Chicago-based bankruptcy law firm specializing in Chapter 7, 13, and 11 filings, plus debt defense and foreclosure avoidance for individuals and businesses.

Westside Law Firm

Chicago-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, founded by Brian Zeft in 2015 to provide personalized debt relief and creditor harassment solutions.

Mortgages & Home Loans in Chicago

View all →

CreditDoc lists 35 mortgages & home loans providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Anderson Financial Group

Anderson Financial Group is a residential mortgage lender operating across 13 states, offering home purchase and refinance loans through experienced loan originators and technology-driven processes.

ClearFi Loans

ClearFi Loans is a Chicago-based mortgage lender specializing in home purchases and refinances. They emphasize straightforward processes and personalized service from loan officers like Jake Jones and

Credit Unions in Chicago

View all →

CreditDoc lists 33 credit unions providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Credit Union 1

Credit Union 1 is a federally insured credit union offering checking, savings, loans, credit cards, and mortgages with competitive rates and mobile banking access.

Self-Help Federal Credit Union

Self-Help Federal Credit Union is a multi-state credit union offering checking, savings, loans, and mortgages with branches in Illinois, California, Washington, Wisconsin, and South Carolina.

First Northern Credit Union

First Northern Credit Union is a member-owned financial cooperative serving northern Illinois since 1944, offering loans, mortgages, credit cards, and deposit accounts.

Banks in Chicago

View all →

CreditDoc lists 31 banks providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Amalgamated Bank of Chicago

ABOC is a Chicago-based bank with over 100 years of history serving unions, their members, and local businesses through commercial, personal, and corporate trust services.

American Metro Bank

FDIC-insured community bank offering personal and business checking, savings, CDs, mortgages, loans, and debit card services with ATM access.

Free Help in Chicago

View all →

CreditDoc lists 30 free help providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Center for Changing Lives

Chicago-based nonprofit offering free, bilingual financial coaching, employment support, and resource mobilization to help individuals overcome economic barriers and achieve financial stability.

Pawn Shops in Chicago

View all →

CreditDoc lists 30 pawn shops providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Pawn Chicago

Pawn Chicago offers collateral-based loans with flexible terms and reduced weekly fees. They accept a wide variety of items as collateral and emphasize customer service.

WEST TOWN JEWELRY & LOAN

West Town Jewelry & Loan buys and sells gold, diamonds, watches, coins, and collectibles for cash in Chicago since 1997. They also offer pawn loans against valuables.

Chicago Pawners & Jewelers

Family-owned Chicago pawn shop since 1953 offering instant cash loans, jewelry buying/pawning, luxury goods sales, and precious metals exchange with in-house repair services.

Howard Jewelry & Loan

Family-owned pawn shop operating since 1988 with locations in Chicago and Villa Park, offering collateral-based loans, jewelry sales, and precious metal buying services.

Royal Pawn Shop

Royal Pawn Chicago buys and loans on precious metals, diamonds, jewelry, and collectibles. Featured on the TV show Hardcore Pawn: Chicago.

Business Loans Chicago, IL

View all →

CreditDoc lists 22 business loans providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Breclaw Capital

Breclaw Capital is a private money lender specializing in hard money loans for non-owner occupied investment properties, fix-and-flip deals, and commercial real estate in the Chicago area.

Deleteking850

Business consulting agency offering corporate structure guidance, business funding strategies, and mentorship to help entrepreneurs access capital and structure their companies for lender approval.

Purchase Order Financing

Purchase Order Financing provides working capital to businesses by using confirmed purchase orders as collateral, funding up to 100% of supplier costs for orders ranging $500K–$25M.

SomerCor

SomerCor is a certified nonprofit SBA lender serving Illinois, Indiana, and Wisconsin since 1992, specializing in SBA 504 loans for small business expansion and real estate financing.

Thrivest Link Legal Funding

Thrivest Link provides pre-settlement and lawsuit funding to plaintiffs awaiting case settlements, offering cash advances based on pending litigation rather than credit scores.

Chicago Credit Repair Companies

View all →

CreditDoc lists 19 credit repair providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

850Credit (Credit Repair Services)

850Credit is a credit repair service that disputes inaccurate and unverifiable negative items on credit reports. Operating for 15+ years, they claim to have helped hundreds of clients remove thousands

Calvex Credit Repair Chicago

Calvex Credit Repair Chicago is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently v

Credit Repair Chicago

Illinois Credit Services disputes inaccurate and unverifiable items on credit reports using FCRA and FDCPA laws. Based in Chicago with 30+ years of industry experience.

Credit Repair Team Chicago IL

Nationwide Credit Clearing is a Chicago-based credit repair company with 25+ years of experience disputing inaccurate items on credit reports to improve consumer credit scores.

Personal Loans Chicago, IL

View all →

CreditDoc lists 14 personal loans providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Devon Financial Services

Devon Financial Services connects borrowers with unaffiliated lenders offering installment loans up to $5,000 with same-day approval potential through an online application.

Argenta Legal Funding

Pre-settlement litigation funding company providing cash advances to lawsuit plaintiffs awaiting case resolution, with no credit checks or employment verification required.

Integra Credit

Integra Credit is a Chicago-based online subprime lender. BBB A+ accredited since 2018. Loans $500-$3,000 with APRs of 149-399%. Fast online approval. Last-resort lending for very poor credit.

Avant

Avant is a credit repair provider based in Chicago, Illinois. Rated 4.5/5 with 3,471 Google reviews, reflecting excellent customer satisfaction.

CreditNinja

CreditNinja (KMD Partners LLC) is a Chicago-based online lender offering personal loans in 23 states + DC. BBB A- (not accredited). APRs 199-349%. California DFPI seeking license revocation for illega

Debt Relief in Chicago

View all →

CreditDoc lists 8 debt relief providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Debt Consolidation

Money Fit is a nonprofit debt consolidation and management company serving Chicago that combines unsecured debts into single monthly payments while negotiating with creditors for lower rates.

Harvard Collection Services

Third-party debt collection agency that works with creditors to recover delinquent accounts across education, medical, real estate, government, and utility sectors since 1982.

Active Debt Relief

Active Debt Relief offers debt negotiation and settlement services to help consumers eliminate unsecured debt through personalized plans and creditor negotiations.

ARM Professional Services

ARM Professional Services is a debt collection agency specializing in property management, landlord, and judgment recovery since 2004, operating from Chicago, IL.

KOP Collection Services

Chicago-based commercial and consumer debt collection agency specializing in account recovery for businesses of all sizes, nationally and internationally.

Credit Building in Chicago

View all →

CreditDoc lists 5 credit building providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

GoCredit.me - Lake & Western

GoCredit.me Lake & Western offers credit builder installment loans up to $4,000 for Illinois residents, with same-day funding available through in-person, online, or phone applications.

GoCredit.me - Bedford Park

GoCredit.me Bedford Park offers credit builder installment loans up to $4,000 for Illinois residents with same-day funding available through in-store, online, and phone applications.

GoCredit.me - Halsted

GoCredit.me offers credit builder loans up to $4,000 to Illinois residents through multiple channels, designed to help borrowers establish or improve credit history.

First Class Tradeline

First Class Tradelines offers tradeline services to help consumers build and improve credit profiles through authorized user accounts and credit reporting strategies.

Insurance & Protection in Chicago

View all →

CreditDoc lists 4 insurance & protection providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Donegan & Associates LLC

Donegan & Associates is a surety bond and insurance agency licensed in 48 states, specializing in financial services and mortgage industry insurance products.

Erie Neighborhood House

ERIE Insurance is a multi-line insurance provider offering auto, home, renters, life, business, motorcycle and retirement coverage through 13,000+ independent agents nationwide.

ATMs & Cash Access in Chicago

View all →

CreditDoc lists 3 atms & cash access providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Emergency Cash in Chicago

View all →

CreditDoc lists 3 emergency cash providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

Fast Payday Loans Cash

Fast Payday Loans Cash Chicago, Illinois — Fast Payday Loans Cash is an online lending marketplace that connects borrowers in Chicago and Illinois with ...

Monitor & Protect in Chicago

View all →

CreditDoc lists 2 monitor & protect providers in Chicago, IL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Chicago provider — comparison is the fastest way to spot outliers on cost or terms.

The Credit Bureau

The Credit Bureau offers credit monitoring, identity theft protection, and credit restoration services with access to all three credit bureaus and a $1 million AIG protection plan.

TransUnion

TransUnion is one of the three major US credit bureaus, providing credit reports, scores, monitoring, and identity protection. NYSE: TRU. Not a lender — a consumer reporting agency.

Illinois Rules for Chicago Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Chicago consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Illinois cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Illinois state-level protections: Consumers in Chicago, IL are also protected by Illinois state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Illinois for the current usury cap, payday-lending status, and licensing board contact details. If a Chicago provider quotes rates or fees above the Illinois usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Chicago offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Chicago, IL, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Chicago: Any Illinois credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Chicago listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Chicago Credit & Borrowing Checklist

Before contacting any Chicago lender or credit repair company, download the CreditDoc research checklist tailored to Illinois consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Chicago, IL.

Why the checklist matters for Chicago residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Illinois. A credit repair contract that meets federal minimums may still fail Illinois's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Chicago. The checklist walks you through the Illinois-specific checks first, then the federal ones — in the order that matters most for Chicago borrowers.

Working with Credit Repair and Loan Providers in Chicago

Every Chicago listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Chicago, IL provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Chicago credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Illinois state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Chicago loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Chicago lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Chicago residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Illinois state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Chicago, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Chicago, IL consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Chicago

How do I choose a credit repair company in Chicago, IL?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Chicago credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Illinois. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Chicago or elsewhere — to charge you before services are performed.

Are payday loans legal in Illinois?

Payday loan legality varies significantly by state. Some states, including Illinois, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Illinois state overview page for the current status. If a Chicago lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Chicago?

Personal loans in Chicago, IL are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Chicago should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Chicago lender is legitimate?

Three quick checks: (1) search the Illinois Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Chicago should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Chicago — BBB does not verify quality but does verify that the business exists at its stated address. Every Chicago lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Chicago, Chicago credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

How the Chicago data is sourced

Every Chicago, IL provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Chicago listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.