Chicago, IL

Credit Repair & Financial Services in Chicago

Review 359 credit repair companies, personal lenders, and financial services in Chicago, Illinois. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Illinois avg credit score: 713 Median income: $78,433 Poverty rate: 10.9% Payday loans: Restricted Illinois overview →

Featured Provider Profiles in Chicago

359 companies
850Credit (Credit Repair Services) logo

850Credit (Credit Repair Services)

850Credit is a credit repair service that disputes inaccurate and unverifiable negative items on credit reports. Operating for 15+ years, they claim to have helped hundreds of clients remove thousands of items.

5.0/5

Google rating from 4 reviews

BBB: NR

Profile signals: Consumers with multiple inaccurate or unverifiable negative items on their credit reports, Individuals seeking hands-on credit dispute assistance rather than DIY approaches

Advanced Lending Professionals logo

Advanced Lending Professionals

Advanced Lending Professionals offers multiple mortgage loan types including FHA, VA, USDA, conventional, non-QM, and jumbo loans with operations across multiple states.

5.0/5

Google rating from 42 reviews

BBB: NR

Profile signals: Military veterans and active service members seeking VA loan options, Rural property buyers interested in USDA loans with no down payment requirement

Anderson Financial Group logo

Anderson Financial Group

Anderson Financial Group is a residential mortgage lender operating across 13 states, offering home purchase and refinance loans through experienced loan originators and technology-driven processes.

5.0/5

Google rating from 872 reviews

BBB: NR

Profile signals: Homebuyers in licensed states seeking straightforward home purchase financing, Homeowners in licensed states looking to refinance existing mortgages

Avenues to Move Forward LLC logo

Avenues to Move Forward LLC

Business consulting and coaching firm helping entrepreneurs improve credit profiles and access funding through lender compliance and strategic planning.

5.0/5

Google rating from 18 reviews

BBB: NR

Profile signals: Early-stage business owners needing guidance on business structure and lender readiness, Entrepreneurs with weak personal or business credit seeking improvement strategies before applying for loans

Breclaw Capital logo

Breclaw Capital

Breclaw Capital is a private money lender specializing in hard money loans for non-owner occupied investment properties, fix-and-flip deals, and commercial real estate in the Chicago area.

5.0/5

Google rating from 47 reviews

BBB: NR

Profile signals: Real estate investors needing rapid funding for fix-and-flip or rehab projects with tight timelines, Commercial and multifamily property investors seeking non-traditional financing sources

Calvex Credit Repair Chicago logo

Calvex Credit Repair Chicago

Review this provider profile and compare source-linked details before choosing what to do next.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Consumers in Chicago, Illinois looking for credit repair services, People who prefer working with a local credit repair provider

Check Cashing & Money Services in Chicago

View all →
35th & Indiana Currency Exchange logo

35th & Indiana Currency Exchange

Multi-service currency exchange in Chicago offering check cashing, money transfers, bill pay, and government services like vehicle registration and tax preparation.

BBB: NR

Profile signals: Unbanked and underbanked consumers in Chicago needing immediate check cashing or cash access without a bank account, Chicago residents handling vehicle registration, title transfers, or renewal stickers who want one-location convenience

47th & Pulaski Currency Exchange logo

47th & Pulaski Currency Exchange

Chicago-based currency exchange offering check cashing, money transfers, bill pay, and government services like vehicle registration and vital records.

BBB: NR

Profile signals: Unbanked/underbanked Chicago South Side residents needing check cashing and basic money services, Consumers requiring government services (vehicle registration, vital records) combined with financial transactions

55th & Pulaski Currency Exchange logo

55th & Pulaski Currency Exchange

55th & Pulaski Currency Exchange offers check cashing, money orders, bill payment, and vehicle registration services in Chicago with extended hours from 6 AM–10 PM weekdays.

BBB: NR

Profile signals: Unbanked or underbanked South Side Chicago residents needing check cashing and money transfer services, Vehicle owners requiring title transfers, registration renewals, and license plate services in one location

63rd & Pulaski Currency Exchange logo

63rd & Pulaski Currency Exchange

Full-service currency exchange offering check cashing, money transfers, bill pay, and government services like vehicle registration and vital records.

BBB: NR

Profile signals: Chicago residents needing simultaneous vehicle registration and financial services without visiting multiple locations, Working-class unbanked or underbanked customers requiring extended-hours check cashing and bill pay

Belmont & Central Currency Exchange logo

Belmont & Central Currency Exchange

Currency exchange and check-cashing storefront in Chicago offering 24/7 access to check cashing, money transfers, ATM services, and government document processing.

BBB: NR

Profile signals: Unbanked or underbanked Chicago residents needing 24/7 check cashing without a bank account, Vehicle owners requiring same-day Illinois title transfers or license plate services

Central & Milwaukee Currency Exchange logo

Central & Milwaukee Currency Exchange

Central & Milwaukee Currency Exchange offers check cashing, money transfers, bill pay, and vehicle registration services at a single Chicago location on N Milwaukee Ave.

BBB: NR

Profile signals: Chicago residents on the North Side needing quick check cashing and bill payment without traditional banking, Vehicle owners requiring Illinois title transfers, plate renewals, and registration processing in one visit

Bankruptcy Services in Chicago

View all →
Chicago Debt Solutions logo

Chicago Debt Solutions

Law Offices of David Freydin provides bankruptcy and student loan relief services through two Chicago-area locations, offering free consultations and 20+ years of experience.

5.0/5

Google rating from 43 reviews

BBB: NR

Profile signals: Chicago-area residents facing creditor lawsuits, wage garnishment, or foreclosure seeking bankruptcy protection, Individuals with significant student loan debt exploring federal or private loan relief options

Credit Repair Advocates Chicago logo

Credit Repair Advocates Chicago

Kaplan Law Firm provides Chicago-area bankruptcy and credit repair legal services. Attorney-led firm handling Chapter 7, Chapter 13, and credit report dispute cases.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Chicago-area consumers considering or filing for Chapter 7 bankruptcy, Debtors pursuing Chapter 13 repayment plans needing legal representation

DebtPros - Wonais Law, LLC logo

DebtPros - Wonais Law, LLC

Chicago-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with free consultations and a stated $0 down payment option to get started.

5.0/5

Google rating from 109 reviews

BBB: NR

Profile signals: Chicago-area residents facing wage garnishment, foreclosure, or creditor lawsuits seeking Chapter 7 or Chapter 13 relief, Individuals overwhelmed by unsecured debt looking for a fresh start through bankruptcy discharge

Fonfrias Law Group, LLC logo

Fonfrias Law Group, LLC

Chicago-based bankruptcy law firm specializing in Chapter 7, 13, and 11 filings, plus debt defense and foreclosure avoidance for individuals and businesses.

5.0/5

Google rating from 17 reviews

BBB: NR

Profile signals: Chicago-area consumers facing wage garnishment, foreclosure, or imminent creditor lawsuits who need immediate defensive action, Small business owners considering Chapter 11 reorganization or facing multiple creditor suits

Klavon Credit Repair Chicago logo

Klavon Credit Repair Chicago

Kaplan Law Firm offers bankruptcy and credit repair legal services in Chicago. Attorney-led firm specializing in Chapter 7, Chapter 13, and credit restoration.

5.0/5

Google rating from 11 reviews

BBB: NR

Profile signals: Chicago residents with significant debt considering Chapter 7 or Chapter 13 bankruptcy, Consumers needing integrated legal bankruptcy filing and post-bankruptcy credit repair

Westside Law Firm logo

Westside Law Firm

Chicago-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, founded by Brian Zeft in 2015 to provide personalized debt relief and creditor harassment solutions.

5.0/5

Google rating from 94 reviews

BBB: NR

Profile signals: Chicago-area residents facing multiple simultaneous financial crises (repossession, foreclosure, garnishment, debt), Debtors seeking personalized attention from an experienced bankruptcy attorney rather than high-volume firm representation

Mortgages & Home Loans in Chicago

View all →
Advanced Lending Professionals logo

Advanced Lending Professionals

Advanced Lending Professionals offers multiple mortgage loan types including FHA, VA, USDA, conventional, non-QM, and jumbo loans with operations across multiple states.

5.0/5

Google rating from 42 reviews

BBB: NR

Profile signals: Military veterans and active service members seeking VA loan options, Rural property buyers interested in USDA loans with no down payment requirement

Anderson Financial Group logo

Anderson Financial Group

Anderson Financial Group is a residential mortgage lender operating across 13 states, offering home purchase and refinance loans through experienced loan originators and technology-driven processes.

5.0/5

Google rating from 872 reviews

BBB: NR

Profile signals: Homebuyers in licensed states seeking straightforward home purchase financing, Homeowners in licensed states looking to refinance existing mortgages

ClearFi Loans logo

ClearFi Loans

ClearFi Loans is a Chicago-based mortgage lender specializing in home purchases and refinances. They emphasize straightforward processes and personalized service from loan officers like Jake Jones and JP Marzano.

5.0/5

Google rating from 52 reviews

BBB: NR

Profile signals: First-time home buyers seeking personalized guidance through the mortgage process, Self-employed or freelance borrowers with non-traditional income documentation

Emma Butler Group - Mortgage Lender | Neighborhood Loans logo

Emma Butler Group - Mortgage Lender | Neighborhood Loans

Emma Butler Group is a Chicago-based mortgage lending team under Neighborhood Loans offering personalized home loan solutions with experienced loan officers and listed processes.

5.0/5

Google rating from 97 reviews

BBB: NR

Profile signals: Self-employed borrowers seeking personalized underwriting and relationship-based lending, First-time homebuyers who value education and hand-holding through the loan process

Jason Accola - Senior Mortgage Banker - Waterman Bank logo

Jason Accola - Senior Mortgage Banker - Waterman Bank

Review this provider profile and compare source-linked details before choosing what to do next.

5.0/5

Google rating from 274 reviews

BBB: NR

Profile signals: Consumers in Chicago, Illinois looking for personal lending services, People who prefer working with a local personal lending provider

Joey Rosen Senior Vice President, Central Division - BluPrint Home Loans logo

Joey Rosen Senior Vice President, Central Division - BluPrint Home Loans

BluPrint Home Loans (NFM Lending division) offers mortgage lending for home purchases, refinances, and investment properties, led by SVP Joey Rosen with CPA and financial planning background.

5.0/5

Google rating from 216 reviews

BBB: NR

Profile signals: First-time homebuyers seeking personalized financial guidance beyond standard loan origination, Real estate investors and seasoned borrowers who benefit from CPA-level financial analysis

Credit Unions in Chicago

View all →
Chicago Avenue Garage Federal Credit Union logo

Chicago Avenue Garage Federal Credit Union

Chicago Avenue Garage FCU is a small, member-owned credit union serving employees of Chicago Avenue Garage and their families with savings accounts and personal loans.

5.0/5

Google rating from 3 reviews

BBB: NR

Profile signals: Current and former employees of Chicago Avenue Garage seeking safe savings with NCUA insurance, Immediate family members of Chicago Avenue Garage employees needing personal or seasonal loans

Chicago Firefighters Credit Union logo

Chicago Firefighters Credit Union

Credit union exclusively serving Chicago Fire Department members since 1937, offering savings accounts, loans, and banking services to firefighters and their families.

5.0/5

Google rating from 17 reviews

BBB: NR

Profile signals: Chicago Fire Department active-duty firefighters seeking member-focused banking and lending services, Firefighter families looking for financial products from an institution that understands their household income stability

Credit Union 1 logo

Credit Union 1

Credit Union 1 is a federally insured credit union offering checking, savings, loans, credit cards, and mortgages with rate claims to verify and mobile banking access.

4.9/5

Google rating from 791 reviews

BBB: NR

Profile signals: Members seeking high-yield savings and checking accounts with competitive APY rates, First-time homebuyers interested in no down payment mortgage options

Self-Help Federal Credit Union logo

Self-Help Federal Credit Union

Self-Help Federal Credit Union is a multi-state credit union offering checking, savings, loans, and mortgages with branches in Illinois, California, Washington, Wisconsin, and South Carolina.

4.7/5

Google rating from 166 reviews

BBB: NR

Profile signals: Individuals in Illinois, California, Washington, Wisconsin, or South Carolina seeking traditional credit union banking with local branch access, Small business owners needing commercial loans and business banking services in the credit union's service areas

South Side Community Federal Credit Union logo

South Side Community Federal Credit Union

South Side Community Federal Credit Union is a member-owned cooperative financial institution serving Chicago's South Side with checking, savings, business, and loan products.

4.7/5

Google rating from 39 reviews

BBB: NR

Profile signals: South Side Chicago residents seeking low-cost checking and savings accounts with community-focused service, Small business owners and startups located on Chicago's South Side needing accessible business loans up to $15,000

First Northern Credit Union logo

First Northern Credit Union

First Northern Credit Union is a member-owned financial cooperative serving northern Illinois since 1944, offering loans, mortgages, credit cards, and deposit accounts.

4.6/5

Google rating from 98 reviews

BBB: NR

Profile signals: Northern Illinois residents seeking competitive auto loans and refinancing options, Homebuyers in the credit union's service area looking for mortgage products with low fees

Banks in Chicago

View all →
Albany Bank and Trust Company National Association logo

Albany Bank and Trust Company National Association

Albany Bank and Trust Company National Association (Albank NA) is an FDIC-insured regional bank offering personal and business banking, deposit products, loans, and investment services with locations in the Chicago area.

BBB: NR

Profile signals: Chicago-area residents and businesses seeking a locally-recognized regional bank, Business owners requiring land trust services, cash management, or merchant services

Amalgamated Bank of Chicago logo

Amalgamated Bank of Chicago

ABOC is a Chicago-based bank with over 100 years of history serving unions, their members, and local businesses through commercial, personal, and corporate trust services.

BBB: NR

Profile signals: Union members and organizations seeking banking tailored to union financial needs, Municipal bond issuers and municipalities requiring listed corporate trust services

American Metro Bank logo

American Metro Bank

FDIC-insured community bank offering personal and business checking, savings, CDs, mortgages, loans, and debit card services with ATM access.

BBB: NR

Profile signals: Small business owners seeking local relationship banking and commercial lending, Customers prioritizing FDIC insurance and traditional brick-and-mortar banking with branch access

Bank of America Financial Center logo

Bank of America Financial Center

135 S LaSalle Street in Chicago, IL hosts a Bank of America Financial Center branch with weekday banking services from 9AM-5PM.

BBB: NR

Profile signals: Bank of America customers in the Kensington neighborhood needing in-person account management and ATM access, Small business owners in Philadelphia requiring commercial deposit services and business banking consultations

Belmont Bank & Trust Company logo

Belmont Bank & Trust Company

FDIC-insured bank offering personal and business checking, savings, loans, and digital banking services with locations in Chicago and Florida.

BBB: NR

Profile signals: Small business owners seeking local relationship banking with treasury management tools, Personal customers wanting free checking with monthly cash rewards tied to account activity

Beverly Bank & Trust Company, National Association logo

Beverly Bank & Trust Company, National Association

Beverly Bank & Trust Company is a national bank offering personal, small business, and commercial banking services including checking, savings, mortgages, and wealth management.

BBB: NR

Profile signals: Small business owners and entrepreneurs seeking comprehensive commercial banking with local decision-makers, Customers prioritizing community banking relationships and local branch access over digital-only banking

Free Help in Chicago

View all →
TreeLife Financial Solution Corp logo

TreeLife Financial Solution Corp

Chicago-based financial services provider offering free credit consultations, tax preparation, notary services, and business startup assistance with bilingual support.

4.8/5

Google rating from 452 reviews

BBB: NR

Profile signals: Spanish-speaking immigrants seeking free credit consultations and financial guidance, First-time Latino entrepreneurs starting LLCs or small businesses in Chicago

MoneySharp Credit Counseling Inc. logo

MoneySharp Credit Counseling Inc.

MoneySharp is a US Trustee-approved credit counseling agency offering pre- and post-bankruptcy financial education courses for $12 per household.

4.3/5

Google rating from 12 reviews

BBB: NR

Profile signals: Individuals required to complete credit counseling before filing Chapter 7 or Chapter 13 bankruptcy, Recent bankruptcy filers needing post-discharge debtor education courses for discharge requirements

Center for Changing Lives logo

Center for Changing Lives

Chicago-based nonprofit offering free, bilingual financial coaching, employment support, and resource mobilization to help individuals overcome economic barriers and achieve financial stability.

4.0/5

Google rating from 57 reviews

BBB: NR

Profile signals: Individuals seeking foundational financial literacy, budgeting skills, and goal-setting support in Chicago, Spanish-speaking community members needing bilingual economic empowerment resources

GreenPath Financial Wellness, Chicago, IL logo

GreenPath Financial Wellness, Chicago, IL

National nonprofit credit counseling organization offering free financial counseling, debt management programs, and housing guidance with NFCC and HUD certifications since 1961.

3.3/5

Google rating from 4 reviews

BBB: NR

Profile signals: Consumers with multiple high-interest credit card debts seeking consolidation and structured repayment plans, Homeowners facing foreclosure or seeking HUD-certified housing counseling and prevention strategies

Agora Community Services Corporation, Nfp logo

Agora Community Services Corporation, Nfp

HUD-certified nonprofit housing counseling agency providing free/low-cost comprehensive housing advice, down payment assistance programs, and housing stability support since 2005.

BBB: NR

Profile signals: First-time homebuyers seeking down payment assistance and homebuying guidance in the Chicago area, Current homeowners or renters facing housing instability or seeking retention/relocation support

Brighton Park Neighborhood Council logo

Brighton Park Neighborhood Council

Community-based nonprofit in Chicago offering free youth services, mental health support, community organizing, and neighborhood resources to Brighton Park residents.

BBB: NR

Profile signals: Chicago Brighton Park and South Side residents seeking free community services and youth programming, Parents and students in Chicago Public Schools wanting school-integrated mental health, mentorship, and community support

Pawn Shops in Chicago

View all →
Pawn Chicago logo

Pawn Chicago

Pawn Chicago offers collateral-based loans with flexible terms and reduced weekly fees. They accept a wide variety of items as collateral and emphasize customer service.

4.9/5

Google rating from 494 reviews

BBB: NR

Profile signals: Consumers who own valuable items and are researching short-term cash access without credit approval, People seeking short-term loans with eligibility claims to verify or lengthy underwriting

WEST TOWN JEWELRY & LOAN logo

WEST TOWN JEWELRY & LOAN

West Town Jewelry & Loan buys and sells gold, diamonds, watches, coins, and collectibles for cash in Chicago since 1997. They also offer pawn loans against valuables.

4.9/5

Google rating from 256 reviews

BBB: NR

Profile signals: People who own gold, silver, diamonds, or watches and are researching short-term cash access, Collectors and dealers of rare coins, currency, watches, or antiques seeking fair valuations

Chicago Pawners & Jewelers logo

Chicago Pawners & Jewelers

Family-owned Chicago pawn shop since 1953 offering instant cash loans, jewelry buying/pawning, luxury goods sales, and precious metals exchange with in-house repair services.

4.8/5

Google rating from 571 reviews

BBB: NR

Profile signals: Chicago residents researching short-term cash access with eligibility claims to verify who have valuable items (jewelry, electronics, instruments) to use as collateral, Collectors and buyers seeking authenticated luxury goods (designer handbags, certified diamonds, watches) with expert in-house appraisals

Howard Jewelry & Loan logo

Howard Jewelry & Loan

Family-owned pawn shop operating since 1988 with locations in Chicago and Villa Park, offering collateral-based loans, jewelry sales, and precious metal buying services.

4.8/5

Google rating from 158 reviews

BBB: NR

Profile signals: Chicago-area residents with valuable jewelry or precious metals who are researching short-term cash access, Individuals seeking to sell gold, silver, or platinum without the overhead of consignment

Royal Pawn Shop logo

Royal Pawn Shop

Royal Pawn Chicago buys and loans on precious metals, diamonds, jewelry, and collectibles. Featured on the TV show Hardcore Pawn: Chicago.

4.8/5

Google rating from 545 reviews

BBB: NR

Profile signals: Chicago residents researching short-term cash access for gold, diamonds, or jewelry with no credit requirements, People with inherited or unwanted precious metals/jewelry who want local evaluation context and fast payout

CBJ Jewelry and Pawn logo

CBJ Jewelry and Pawn

Family-owned Chicago pawn shop since 1993 offering short-term cash access loans on jewelry, gold, and valuables, plus retail sales and trade-ins.

4.7/5

Google rating from 71 reviews

BBB: NR

Profile signals: Individuals researching short-term cash access who own jewelry, gold, watches, or collectibles to pledge, Chicago residents seeking fair-market-value buyers for precious metals without selling to online dealers

Business Loans in Chicago

View all →
Avenues to Move Forward LLC logo

Avenues to Move Forward LLC

Business consulting and coaching firm helping entrepreneurs improve credit profiles and access funding through lender compliance and strategic planning.

5.0/5

Google rating from 18 reviews

BBB: NR

Profile signals: Early-stage business owners needing guidance on business structure and lender readiness, Entrepreneurs with weak personal or business credit seeking improvement strategies before applying for loans

Breclaw Capital logo

Breclaw Capital

Breclaw Capital is a private money lender specializing in hard money loans for non-owner occupied investment properties, fix-and-flip deals, and commercial real estate in the Chicago area.

5.0/5

Google rating from 47 reviews

BBB: NR

Profile signals: Real estate investors needing rapid funding for fix-and-flip or rehab projects with tight timelines, Commercial and multifamily property investors seeking non-traditional financing sources

Deleteking850 logo

Deleteking850

Business consulting agency offering corporate structure guidance, business funding strategies, and mentorship to help entrepreneurs access capital and structure their companies for lender approval.

5.0/5

Google rating from 20 reviews

BBB: NR

Profile signals: Entrepreneurs seeking guidance on corporate structure and business entity setup before approaching lenders, Small business owners wanting mentorship on presenting their business to banks and financial institutions

Purchase Order Financing logo

Purchase Order Financing

Purchase Order Financing provides working capital to businesses by using confirmed purchase orders as collateral, funding up to 100% of supplier costs for orders ranging $500K–$25M.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Resellers and distributors with confirmed large purchase orders exceeding their working capital capacity, Government contractors with valid government purchase orders seeking fast, non-dilutive funding

SomerCor logo

SomerCor

SomerCor is a certified nonprofit SBA lender serving Illinois, Indiana, and Wisconsin since 1992, specializing in SBA 504 loans for small business expansion and real estate financing.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Midwest small business owners in Illinois, Indiana, or Wisconsin seeking $125,000+ for real estate, equipment, or expansion, Veteran entrepreneurs qualifying for SBA 504 veteran-specific lending products

Thrivest Link Legal Funding logo

Thrivest Link Legal Funding

Thrivest Link provides pre-settlement and lawsuit funding to plaintiffs awaiting case settlements, offering cash advances based on pending litigation rather than credit scores.

5.0/5

Google rating from 91 reviews

BBB: NR

Profile signals: Personal injury plaintiffs with pending lawsuits who are researching short-term cash access to cover living expenses, Attorneys and law firms seeking to finance case costs or provide client advances during protracted litigation

Credit Repair in Chicago

View all →
850Credit (Credit Repair Services) logo

850Credit (Credit Repair Services)

850Credit is a credit repair service that disputes inaccurate and unverifiable negative items on credit reports. Operating for 15+ years, they claim to have helped hundreds of clients remove thousands of items.

5.0/5

Google rating from 4 reviews

BBB: NR

Profile signals: Consumers with multiple inaccurate or unverifiable negative items on their credit reports, Individuals seeking hands-on credit dispute assistance rather than DIY approaches

Calvex Credit Repair Chicago logo

Calvex Credit Repair Chicago

Review this provider profile and compare source-linked details before choosing what to do next.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Consumers in Chicago, Illinois looking for credit repair services, People who prefer working with a local credit repair provider

Cook Law Credit Report Error Repair Attorney & Identity Theft Lawyer logo

Cook Law Credit Report Error Repair Attorney & Identity Theft Lawyer

Law firm specializing in credit report errors, identity theft, and mixed file disputes across Chicago and St. Charles with 10+ years of experience.

5.0/5

Google rating from 39 reviews

BBB: NR

Profile signals: Identity theft victims needing legal representation and potential damages recovery, Consumers with mixed file or merged file credit report errors affecting major financial decisions

Credit Repair Chicago logo

Credit Repair Chicago

Illinois Credit Services disputes inaccurate and unverifiable items on credit reports using FCRA and FDCPA laws. Based in Chicago with 30+ years of industry experience.

5.0/5

Google rating from 6 reviews

BBB: NR

Profile signals: Consumers with documented errors on credit reports who want professional dispute representation, People being contacted by collection agencies who need cease and desist letters

Credit Repair Leaders Chicago IL logo

Credit Repair Leaders Chicago IL

Illinois Credit Services disputes inaccurate items on credit reports using FCRA and FDCPA laws. Chicago-based credit repair company with 30+ years of industry experience.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Chicago-area residents with errors on their credit reports who want local service, Consumers with multiple inaccuracies across their three credit bureau reports

Credit Repair Team Chicago IL logo

Credit Repair Team Chicago IL

Nationwide Credit Clearing is a Chicago-based credit repair company with 25+ years of experience disputing inaccurate items on credit reports to improve consumer credit scores.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Consumers with inaccurate or unverifiable negative items on their credit reports who need professional dispute assistance, Individuals with tight timelines for credit improvement (mortgage pre-approval, car purchase)

Personal Loans in Chicago

View all →
Debt Hero: Chicago Debt Consolidation logo

Debt Hero: Chicago Debt Consolidation

Avant offers fixed-rate debt consolidation loans ranging from $2,000-$35,000 with APRs from 9.95%-35.99% and next-business-day funding for borrowers looking to simplify multiple debts into one monthly payment.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Borrowers with fair to good credit seeking to consolidate $2,000-$35,000 in multiple credit card debts into one monthly payment, Consumers who value application-timing claims (within minutes) and next-business-day funding over shopping for the absolute lowest rate

Devon Financial Services logo

Devon Financial Services

Devon Financial Services connects borrowers with unaffiliated lenders offering installment loans up to $5,000 with provider-stated same-day approval timing potential through an online application.

4.9/5

Google rating from 95 reviews

BBB: NR

Profile signals: Borrowers seeking installment loans between $1,000-$5,000 who want online convenience, Consumers needing rapid funding decisions and prefer to avoid bank branches

Argenta Legal Funding logo

Argenta Legal Funding

Pre-settlement litigation funding company providing cash advances to lawsuit plaintiffs awaiting case resolution, with eligibility claims to verify or employment verification required.

4.7/5

Google rating from 29 reviews

BBB: NR

Profile signals: Personal injury plaintiffs awaiting settlement who face urgent expense context due to medical bills or lost income, Workers' compensation or FELA claimants needing bridge funding while claims are being processed

Integra Credit logo

Integra Credit

Integra Credit is a Chicago-based online subprime lender. BBB A+ accredited since 2018. Loans $500-$3,000 with APRs of 149-399%. Fast online approval. Last-resort lending for very poor credit.

4.6/5

Google rating from 2,237 reviews

BBB: A+

Profile signals: Borrowers with very poor credit who cannot access any other lending options, Consumers needing $500-$3,000 with fast online approval and funding

Avant logo

Avant

Avant is a credit repair provider based in Chicago, Illinois. Rated 4.5/5 with 3,471 Google reviews, reflecting excellent customer satisfaction.

4.5/5

Google rating from 3,471 reviews

BBB: A

Profile signals: Consumers in Chicago, Illinois looking for credit repair services, People who prefer working with a local credit repair provider

CreditNinja logo

CreditNinja

CreditNinja (KMD Partners LLC) is a Chicago-based online lender offering personal loans in 23 states + DC. BBB A- (not accredited). APRs 199-349%. California DFPI seeking license revocation for illegal fees.

4.5/5

Google rating from 3,674 reviews

BBB: A-

Profile signals: Borrowers in the 23 eligible states who need personal-loan profile details and cannot access traditional bank products, Individuals with bad credit seeking installment loan options with listed funding timing

Debt Relief in Chicago

View all →
Debt Consolidation logo

Debt Consolidation

Money Fit is a nonprofit debt consolidation and management company serving Chicago that combines unsecured debts into single monthly payments while negotiating with creditors for lower rates.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Chicago residents with multiple unsecured debts (credit cards, medical bills, collections) seeking lower monthly payments without taking out a new loan, Individuals who can commit to a multi-year payment plan and prefer negotiation over debt settlement

Castle Credit Co Holdings, LLC logo

Castle Credit Co Holdings, LLC

Castle Credit Co Holdings provides debt management and relief services through an online portal with customer login access and account management tools.

2.0/5

Google rating from 229 reviews

BBB: NR

Profile signals: Existing customers with established accounts seeking online account management, Debt relief seekers comfortable with digital-first service delivery

Harvard Collection Services logo

Harvard Collection Services

Third-party debt collection agency that works with creditors to recover delinquent accounts across education, medical, real estate, government, and utility sectors since 1982.

1.4/5

Google rating from 102 reviews

BBB: NR

Profile signals: Institutional creditors (hospitals, universities, government agencies) seeking third-party collection services, not individual consumers, Debtors already placed with Harvard who need to set up payment plans through their consumer portal

Active Debt Relief logo

Active Debt Relief

Active Debt Relief offers debt negotiation and settlement services to help consumers eliminate unsecured debt through personalized plans and creditor negotiations.

BBB: NR

Profile signals: Consumers with $20,000+ in unsecured debt (credit cards, personal loans) seeking settlement alternatives, Individuals considering bankruptcy who want to explore negotiation options first

ARM Professional Services logo

ARM Professional Services

ARM Professional Services is a debt collection agency specializing in property management, landlord, and judgment recovery since 2004, operating from Chicago, IL.

BBB: NR

Profile signals: Property managers and landlords seeking listed collections for rental defaults and move-out damages, Healthcare providers (hospitals, dental offices, physician practices) managing medical debt recovery

KOP Collection Services logo

KOP Collection Services

Chicago-based commercial and consumer debt collection agency specializing in account recovery for businesses of all sizes, nationally and internationally.

BBB: NR

Profile signals: Small to mid-sized businesses with unpaid B2B accounts seeking professional collection services, Medical and dental practices with high volumes of patient billing disputes

Credit Building in Chicago

View all →
GoCredit.me - Lake & Western logo

GoCredit.me - Lake & Western

GoCredit.me Lake & Western offers credit builder installment loans up to $4,000 for Illinois residents, with provider-stated funding timing available through in-person, online, or phone applications.

4.9/5

Google rating from 241 reviews

BBB: NR

Profile signals: Illinois residents with limited credit history seeking to establish credit through installment loan payments, Chicago residents near public transit or I-290 who prefer in-person loan applications

GoCredit.me - Bedford Park logo

GoCredit.me - Bedford Park

GoCredit.me Bedford Park offers credit builder installment loans up to $4,000 for Illinois residents with provider-stated funding timing available through in-store, online, and phone applications.

4.7/5

Google rating from 50 reviews

BBB: NR

Profile signals: Illinois residents seeking to build credit history while accessing up to $4,000 in funds, Borrowers in the Bedford Park area with limited transportation who need in-person guidance

GoCredit.me - Halsted logo

GoCredit.me - Halsted

GoCredit.me offers credit builder loans up to $4,000 to Illinois residents through multiple channels, designed to help borrowers establish or improve credit history.

4.4/5

Google rating from 68 reviews

BBB: NR

Profile signals: Illinois residents with limited credit history seeking to build credit through installment payments, Borrowers with poor or thin credit files who need a structured credit-building product with in-person support

First Class Tradeline logo

First Class Tradeline

First Class Tradelines offers tradeline services to help consumers build and improve credit profiles through authorized user accounts and credit reporting strategies.

BBB: NR

Profile signals: Consumers seeking to become authorized users on established credit accounts to build credit history, People with limited credit files who need tradeline reporting to establish creditworthiness

SAIL Loans - Washington & Wells logo

SAIL Loans - Washington & Wells

GoCredit.me offers credit-building personal installment loans up to $4,000 to Illinois residents, available in-store, online, or by phone with provider-stated funding timing possible.

BBB: NR

Profile signals: Illinois residents with thin or no credit history looking to build a payment record, Borrowers who prefer in-person assistance navigating the loan application process

Insurance & Protection in Chicago

View all →
First Extended Service Corporation logo

First Extended Service Corporation

Assurant provides warranties, insurance, and protection services for devices, homes, vehicles, and appliances through partnerships with major retailers and service providers worldwide.

1.7/5

Google rating from 220 reviews

BBB: NR

Profile signals: Retailers and telecommunications carriers seeking white-label device protection and extended warranty programs, Automotive dealerships offering vehicle protection plans and warranty administration to buyers

Blue Cross and Blue Shield of Illinois logo

Blue Cross and Blue Shield of Illinois

Blue Cross and Blue Shield of Illinois is the state's largest and only statewide customer-owned health insurer, serving 8.9 million members across all 102 Illinois counties with comprehensive health plans.

BBB: NR

Profile signals: Illinois residents seeking comprehensive health insurance with statewide network access across all 102 counties, Medicare-eligible seniors transitioning to Medicare or looking to change plans with established provider support

Donegan & Associates LLC logo

Donegan & Associates LLC

Donegan & Associates is a surety bond and insurance agency licensed in 48 states, specializing in financial services and mortgage industry insurance products.

BBB: NR

Profile signals: Mortgage brokers and loan originators seeking multi-state surety bond coverage, Banks and financial institutions requiring Financial Institutions Bonds and fidelity coverage

Erie Neighborhood House logo

Erie Neighborhood House

ERIE Insurance is a multi-line insurance provider offering auto, home, renters, life, business, motorcycle and retirement coverage through 13,000+ independent agents nationwide.

BBB: NR

Profile signals: Consumers who prefer working with a local insurance agent for personalized guidance, Multi-policy buyers seeking bundled coverage discounts across auto, home, and life insurance

ATMs & Cash Access in Chicago

View all →
CoinFlip Bitcoin ATM - CFSC Currency Exchange Kimball & North Check Cashing and Auto License (Chicago) logo

CoinFlip Bitcoin ATM - CFSC Currency Exchange Kimball & North Check Cashing and Auto License (Chicago)

At 3401 W North Ave in Chicago, IL, the CoinFlip Bitcoin ATM — CFSC Currency Exchange Kimball & North Check Cashing and Auto License provides quick cryptocurrency access.

BBB: NR

Profile signals: Unbanked or underbanked individuals seeking cash-to-crypto conversion without traditional banking infrastructure, Cryptocurrency enthusiasts preferring in-person cash transactions over online exchanges

CoinFlip Bitcoin ATM - CFSC Currency Exchange Wilson & Broadway Check Cashing and Auto License (Chicago) logo

CoinFlip Bitcoin ATM - CFSC Currency Exchange Wilson & Broadway Check Cashing and Auto License (Chicago)

Chicago, IL's CoinFlip Bitcoin ATM at 4559 N Broadway inside CFSC Currency Exchange provides crypto access and currency exchange services.

BBB: NR

Profile signals: First-time cryptocurrency buyers seeking short-term cash access conversion to digital assets, Repeat Bitcoin/crypto purchasers who want to bypass traditional banking intermediaries

CoinFlip Bitcoin ATM - J&P Check Cashing Currency Exchange (Chicago) logo

CoinFlip Bitcoin ATM - J&P Check Cashing Currency Exchange (Chicago)

5049 W Fullerton Ave in Chicago, IL features a CoinFlip Bitcoin ATM - J&P Check Cashing Currency Exchange for secure cryptocurrency access.

BBB: NR

Profile signals: Unbanked or underbanked consumers seeking cash-based Bitcoin purchases without account requirements, Cryptocurrency buyers prioritizing neighborhood convenience over competitive pricing

Emergency Cash in Chicago

View all →
Fast Payday Loans Cash logo

Fast Payday Loans Cash

payday-loan profile details Cash Chicago, Illinois — payday-loan profile details Cash is an online lending marketplace that connects borrowers in Chicago and Illinois with ...

BBB: NR

Profile signals: Chicago and Illinois residents needing $100–$1,000 for unexpected emergencies with eligibility requirements to verify, Borrowers with poor or no credit history unable to qualify for traditional personal loans or credit cards

General Finance Corporation-Illinois logo

General Finance Corporation-Illinois

General Finance Corporation-Illinois offers payday loans and emergency cash advances up to $2,500 with simple online application and fast funding in Chicago.

BBB: NR

Profile signals: Workers facing unexpected expenses between paychecks who are researching short-term cash access, Individuals with poor credit unable to access traditional bank loans

United Credit Corporation logo

United Credit Corporation

United Credit Corporation offers payday and short-term loans from $100-$2,500 in Chicago with same-day online application processing and 24/7 accessibility.

BBB: NR

Profile signals: Chicago-area residents needing $100-$2,500 for immediate expenses, Borrowers seeking faster alternatives to bank loans with same-day applications

Monitor & Protect in Chicago

View all →
The Credit Bureau logo

The Credit Bureau

The Credit Bureau offers credit monitoring, identity theft protection, and credit restoration services with access to all three credit bureaus and a $1 million AIG protection plan.

4.7/5

Google rating from 31 reviews

BBB: NR

Profile signals: Families seeking multi-person identity theft protection with a single subscription, Consumers prioritizing comprehensive monitoring across all three credit bureaus

TransUnion logo

TransUnion

TransUnion is one of the three major US credit bureaus, providing credit reports, scores, monitoring, and identity protection. NYSE: TRU. Not a lender — a consumer reporting agency.

1.7/5

Google rating from 199 reviews

BBB: NR

Profile signals: Consumers in Chicago, Illinois looking for credit repair services, People who prefer working with a local credit repair provider

Your Rights in Illinois

Illinois Consumer Protections: Illinois enacted the Predatory Loan Prevention Act in 2021, capping all consumer loans at 36% APR including fees, effectively banning traditional payday lending. The DFPR enforces comprehensive lending regulations. Consumers can file complaints online with DFPR or the Attorney General's office.

Interest Rate Cap: Illinois usury cap: 36% APR cap on all consumer loans (Illinois Predatory Loan Prevention Act, 2021). Payday lending is restricted.

Key Regulations:
  • The Predatory Loan Prevention Act (2021) caps all consumer loans at 36% APR including fees.
  • Traditional payday loans are effectively eliminated due to the 36% cap.
  • The Consumer Installment Loan Act regulates installment lending with additional protections.
  • Military members receive additional protections under the Military Lending Act.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Illinois Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.