Reliable Pawn & Curio logo

Reliable Pawn & Curio in Memphis, TN

4.1/5

Reliable Pawn & Curio is a pawn shop on Summer Ave in Memphis, TN, offering collateral-based loans and buying used goods with flexible payment options.

Data compiled from public sources · Rating from CreditDoc methodology

Reliable Pawn & Curio Review

Reliable Pawn & Curio operates as a pawn shop located at 3807 Summer Ave in Memphis, Tennessee, near the intersection of Isabelle St and Lynncrest St. The business has been listed in local business directories and maintains a physical storefront open Monday through Saturday. Like traditional pawn shops, Reliable Pawn & Curio provides collateral-based lending services where customers can secure short-term loans by pledging personal items of value.

The shop's primary offerings include pawn loans (using personal items as collateral), buying used goods outright, and various service options for customer convenience. They accept multiple forms of payment including Visa, MasterCard, Discover, and Debit Cards, making transactions accessible to a broad customer base. The store features in-store shopping, in-store pickup, and delivery options, suggesting they maintain an inventory of merchandise beyond pawn transactions.

Reliable Pawn & Curio distinguishes itself through customer-friendly amenities including wheelchair accessibility, a washroom, and Wi-Fi availability—features not universally offered at all pawn shops. Their extended Saturday hours (open until 4:30 PM) provide weekend access for working customers. The business has accumulated 172 visits to their CMac.ws listing, indicating local awareness and community engagement.

As a pawn shop, this business serves customers needing immediate cash in exchange for collateral, though interest rates and loan terms are not disclosed on their profile. Customers should understand that pawn loans involve the risk of losing pledged items if loans are not repaid, and they should verify current rates and terms directly with the shop before transacting. While pawn shops offer faster access to cash than traditional lenders, they are not suitable for those seeking unsecured credit or long-term financing solutions.

Services & Features

Debit card payment acceptance
Delivery service for merchandise
Discover card payment acceptance
In-store pickup of purchased items
In-store shopping for pawned and consigned merchandise
MasterCard payment acceptance
Pawn loans secured by personal collateral
Used goods buying services
Visa payment acceptance
Washroom facilities
Wheelchair accessible facilities
Wi-Fi availability for customers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Wheelchair accessible location makes the shop physically accessible to customers with mobility challenges
  • Extended Saturday hours (until 4:30 PM) accommodate working customers who cannot visit during weekday hours
  • Multiple payment methods accepted (Visa, MasterCard, Discover, Debit Cards) provide payment flexibility
  • Offers delivery service in addition to in-store pickup, providing convenience options for customers
  • In-store amenities including washroom and Wi-Fi improve the customer experience during visits
  • Buys used goods outright, offering customers an alternative to pawn loans if they prefer immediate sale
  • Established local presence with 172 documented visits indicating community trust and awareness

Cons

  • No website or email contact information provided, limiting ability to get quotes or information remotely
  • Interest rates, loan terms, redemption periods, and fees are not disclosed on their profile
  • Pawn loans carry risk of losing collateral if unable to repay, creating financial downside for borrowers
  • Limited online presence makes it difficult to research the shop before visiting in person
  • Hours are limited (closed Sundays and evening hours), restricting access for some customers

Rating Breakdown

Value
5.0
Effectiveness
3.9
Customer Service
3.9
Transparency
3.5
Ease of Use
4.2

Frequently Asked Questions

Is Reliable Pawn & Curio legitimate?

Yes. Reliable Pawn & Curio is a registered company, headquartered in Memphis, TN.

How long does Reliable Pawn & Curio take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
Memphis, TN
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No

No Website Currently Available

CreditDoc Diagnosis

Doctor's Verdict on Reliable Pawn & Curio

Reliable Pawn & Curio is best suited for Memphis-area residents with valuable personal items who need immediate cash and prefer face-to-face transactions with accessible facilities. The primary caveat is that pawn loans require surrendering collateral—failure to repay means losing the pledged item—and specific rates, terms, and fees are not publicly listed, requiring direct contact with the shop for pricing details before committing.

Best For

  • Customers needing immediate cash who have valuable personal items to use as collateral
  • People looking to sell used goods quickly without the time investment of online marketplaces
  • Memphis-area residents seeking a pawn shop with accessible facilities and weekend availability
  • Customers preferring in-person transactions with multiple payment and pickup options
Updated 2026-04-29

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