Reliable Pawn & Curio is a pawn shop on Summer Ave in Memphis, TN, offering collateral-based loans and buying used goods with flexible payment options.
Data compiled from public sources · Google rating shown when a stored review count is available
Reliable Pawn & Curio operates as a pawn shop located at 3807 Summer Ave in Memphis, Tennessee, near the intersection of Isabelle St and Lynncrest St. The business has been listed in local business directories and maintains a physical storefront open Monday through Saturday. Like traditional pawn shops, Reliable Pawn & Curio provides collateral-based lending services where customers can secure short-term loans by pledging personal items of value.
The shop's primary offerings include pawn loans (using personal items as collateral), buying used goods outright, and various service options for customer convenience. They accept multiple forms of payment including Visa, MasterCard, Discover, and Debit Cards, making transactions accessible to a broad customer base. The store features in-store shopping, in-store pickup, and delivery options, suggesting they maintain an inventory of merchandise beyond pawn transactions.
Reliable Pawn & Curio distinguishes itself through customer-friendly amenities including wheelchair accessibility, a washroom, and Wi-Fi availability—features not universally offered at all pawn shops. Their extended Saturday hours (open until 4:30 PM) provide weekend access for working customers. The business has accumulated 172 visits to their CMac.ws listing, indicating local awareness and community engagement.
As a pawn shop, this business serves customers researching short-term cash access in exchange for collateral, though interest rates and loan terms are not disclosed on their profile. Customers should understand that pawn loans involve the risk of losing pledged items if loans are not repaid, and they should verify current rates and terms directly with the shop before transacting. While pawn shops offer faster access to cash than traditional lenders, they are not suitable for those seeking unsecured credit or long-term financing solutions.
This is state-level context for Pawn Shops consumers in Memphis, TN. It does not confirm that Reliable Pawn & Curio or this specific location is licensed.
State regulator
Tennessee Department of Financial Institutions
Consumer protection
Short-term lending status: Legal
General rate context: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act
Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Reliable Pawn & Curio offers 12 services including Pawn loans secured by personal collateral, Used goods buying services, In-store shopping for pawned and consigned merchandise, In-store pickup of purchased items, Delivery service for merchandise, and 7 more.
Reliable Pawn & Curio has profile signals associated with Customers researching short-term cash access who have valuable personal items to use as collateral, People looking to sell used goods quickly without the time investment of online marketplaces, Memphis-area residents seeking a pawn shop with accessible facilities and weekend availability, Customers preferring in-person transactions with multiple payment and pickup options.
Key strengths: Wheelchair accessible location makes the shop physically accessible to customers with mobility challenges; Extended Saturday hours (until 4:30 PM) accommodate working customers who cannot visit during weekday hours; Multiple payment methods accepted (Visa, MasterCard, Discover, Debit Cards) provide payment flexibility. Areas to consider: No website or email contact information provided, limiting ability to get quotes or information remotely; Interest rates, loan terms, redemption periods, and fees are not disclosed on their profile.
In the Pawn Shops category, comparable providers include Arizona Jewelry & Pawnbrokers, Berry's Pawn, Car Capital Inc.. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
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CreditDoc Profile Note
Reliable Pawn & Curio is best suited for Memphis-area residents with valuable personal items who are researching short-term cash access and prefer face-to-face transactions with accessible facilities. The primary caveat is that pawn loans require surrendering collateral—failure to repay means losing the pledged item—and specific rates, terms, and fees are not publicly listed, requiring direct contact with the shop for pricing details before committing.
Arizona Jewelry & Pawnbrokers is a family-owned pawn shop in Phoenix offering gold jewelry, firearms, tools, and collateral-based loans with fair pricing and honest appraisals.
Google rating from 57 reviews
Profile signals: Customers seeking short-term cash access via collateral loans for jewelry, firearms, or tools, Buyers looking for secondhand gold jewelry and quality used merchandise
Nashville-based pawn shop operating since 1941, offering collateral-based loans, check cashing, and retail merchandise with bilingual customer service.
Google rating from 39 reviews
Profile signals: Individuals researching short-term cash access and willing to pledge personal property as collateral, Spanish-speaking customers seeking bilingual financial service in Nashville area
Car Pawn of California offers vehicle collateral loans on cars, trucks, motorcycles, boats, and jetskis across Southern California. provider-stated funding timing with 35.9% APR and no prepayment penalties.
Google rating from 1 review
Profile signals: Vehicle owners with fair-to-good credit (690+) researching emergency-cash options and can secure it with collateral, Borrowers seeking larger loans ($2,600+) who want to avoid credit inquiries and traditional loan applications
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