Dallas, TX

Loan Companies in Dallas, TX

Compare loan companies in Dallas, Dallas credit repair, personal loans Dallas, and business loans Dallas research paths in one local guide. Review 253 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Dallas

253 companies

Dallas-based mortgage loan officer offering conventional, FHA, VA, USDA, jumbo, and construction loans with 20+ years of experience and bilingual support. Review this Dallas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Dallas, TX profile links back to a full CreditDoc review with sourced fields.

BBB NR

Rose Financial Solutions is currently held for CreditDoc source review and is not approved for indexing. Review this Dallas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Dallas, TX profile links back to a full CreditDoc review with sourced fields.

BBB NR

Dallas-based mortgage lender offering conventional, FHA, VA, USDA, construction, and renovation loans with personalized service and multilingual support. Review this Dallas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Dallas, TX profile links back to a full CreditDoc review with sourced fields.

Amigo Cash

Dallas, TX

BBB NR

Amigo Cash Dallas, TX — AmigoCash provides car title loans across 20+ states, offering quick cash (within 29 minutes) by using vehicle equity as collate... Review this Dallas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Dallas, TX profile links back to a full CreditDoc review with sourced fields.

AsertaLoans

Dallas, TX

BBB NR

AsertaLoans is a Dallas-based mortgage broker and lender offering purchase, refinance, FHA, VA, jumbo, and specialized loan programs with local market expertise. Review this Dallas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Dallas, TX profile links back to a full CreditDoc review with sourced fields.

Direct hard money lender specializing in real estate investment financing across Texas, offering fix-and-flip, new construction, and land development loans with fast approval and transparent terms. Review this Dallas listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Dallas, TX profile links back to a full CreditDoc review with sourced fields.

Dallas Credit Repair Companies

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CreditDoc lists 36 credit repair providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

Classe Consulting LLC

Classe Credit Consulting offers credit repair and credit education services led by CEO Dyneisha Bell, claiming to help clients dispute negative items and improve credit scores without judgment.

Credit Academy, LLC

Credit Academy is a cloud-based DIY credit repair software platform that helps consumers identify and dispute inaccurate items on their credit reports independently.

Dallas Credit Repair Company

Dallas Credit Repair Company is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently v

Check Cashing & Money Services in Dallas

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CreditDoc lists 35 check cashing & money services providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

B & G Check Cashing

B & G Check Cashing offers check cashing, cash advances, and related financial services in Dallas, TX. Conveniently located with phone support available.

Buckner Checks Cashed

Buckner Check Cashing provides check cashing, money orders, wire transfers, and bill payment services in Dallas, TX with local storefront access.

Cliff's Check Cashing #06

Cliff's Check Cashing offers check cashing, personal installment loans ($100-$1,760), money transfers, and prepaid cards at multiple Texas locations with same-day service.

Cliff's Check Cashing #12

Multi-location check cashing service offering payroll, tax refund, and personal checks with additional financial services including personal loans up to $1,760 and money transfer options.

Pawn Shops in Dallas

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CreditDoc lists 35 pawn shops providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

Dallas Super Pawn & Gun

Dallas Super Pawn offers collateral-based loans up to $20,000 and cash payouts for jewelry, electronics, firearms, and luxury items across the DFW metroplex with no credit checks.

Top Value Pawn

Dallas-based pawn shop offering collateral-based loans, retail sales, and buyback services for jewelry, electronics, tools, firearms, and other items of value.

Emergency Cash in Dallas

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CreditDoc lists 28 emergency cash providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

Amigo Cash

Amigo Cash Dallas, TX — AmigoCash provides car title loans across 20+ states, offering quick cash (within 29 minutes) by using vehicle equity as collate...

Dallas Cash Advance

Second Chance Ventures is a loan marketplace that connects borrowers to lenders offering personal and short-term loans from $100–$5,000 with funding within 24–48 hours.

Texas Title Loans

Texas Title Loans offers secured auto title loans up to $20K with funding in as little as one business day. Bad credit is acceptable, but APRs typically exceed 300%.

Time Finance Company

Time Finance offers small emergency loans from $100–$1,050 with fast phone-based approval and easy monthly payments in Memphis, Tennessee.

Check N Title Loans

Check N Title Loans Dallas, TX — Check N Title Loans offers title loans up to $50,000 and cash advances up to $1,500 with same-day funding through onlin...

Cal Cash Advance

Cal Cash Advance is a payday loan marketplace connecting borrowers with lenders offering loans from $100–$35,000 with same-day or next-day funding.

Mortgages & Home Loans in Dallas

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CreditDoc lists 22 mortgages & home loans providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

AsertaLoans

AsertaLoans is a Dallas-based mortgage broker and lender offering purchase, refinance, FHA, VA, jumbo, and specialized loan programs with local market expertise.

D & H Lending

Texas-based mortgage lender offering home purchase and refinance loans with a no-pressure, technology-driven approach and competitive rates.

Funded America Home Loans

New American Funding is a mortgage lender offering home purchase loans, refinancing, and cash-offer services with in-house loan servicing for approximately 80% of originated loans.

Banks in Dallas

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CreditDoc lists 20 banks providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

Bank of America Financial Center

Bank of America Financial Center at 901 Main St, Dallas, TX 75202 in the Dallas Downtown Historic District neighborhood is Mon-Fri 9:00 AM – 4:00 PM. Google reviewers rate the branch 2.2 stars across

Dominion Bank

Dominion Bank is an FDIC-insured bank offering online and mobile banking, business checking, and mobile deposit services with fraud awareness resources.

First Convenience Bank

First Convenience Bank is a bank listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the co

Credit Unions in Dallas

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CreditDoc lists 17 credit unions providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

LibertyOne Credit Union

Federal credit union serving federal employees, military, and their families since 1935, offering checking, savings, loans, and digital banking services.

City Credit Union

City Credit Union is a Texas-based credit union offering checking, savings, auto loans, credit cards, and mobile banking services to its members.

America's Credit Union

America's Credit Union is a federally chartered credit union offering checking, savings, loans, and credit products with competitive rates and member-focused service.

Prestige Community Credit Union

Prestige Community Credit Union is a Dallas-based credit union offering checking, savings, loans, and digital banking services to members with a focus on financial education and cybersecurity.

Texans Credit Union

Texans Credit Union is a member-owned financial institution serving North Texas with checking, savings, loans, and digital banking services for individuals and families.

Personal Loans Dallas, TX

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CreditDoc lists 17 personal loans providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

Peaceful Payback LLC

Peaceful Payback offers personal loans with negotiable terms and financial education, positioning itself as a community-focused lender that emphasizes affordability and support.

Personal Finance

Justice Finance is a privately owned personal loan lender offering cash loans up to $1,800 with flexible terms and no checking account requirement.

Texan Credit Corporation

Texan Credit Corporation is a Dallas-based installment lender founded 1999, operating branch locations across Texas. BBB B+ (not accredited). 2,408 Google reviews. Personal loans for subprime borrowers.

Atlas Credit Co., Inc.

Atlas Credit offers installment personal loans from $100–$1,400 across TX, OK, and MO, targeting borrowers with bad credit who don't qualify for traditional bank loans.

Hurst Lending

Hurst Lending is a personal loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Conta

Rec Loans 360

Rec Loans 360 is an online marketplace connecting borrowers with a nationwide network of lenders specializing in RV and boat financing for all credit types.

Business Loans Dallas, TX

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CreditDoc lists 15 business loans providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

Talus

Talus is a full-service payment processing and fintech platform that provides omnichannel payment solutions, merchant onboarding, and gateway services to software companies, resellers, and SMBs.

Bankruptcy Services in Dallas

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CreditDoc lists 13 bankruptcy services providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

Toronjo & Prosser Law

Dallas-Fort Worth bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for individuals, families, and small business owners seeking debt relief.

Allmand Law

Allmand Law is the largest consumer bankruptcy firm in Texas, led by Board-Certified attorney Reed Allmand. Offices in Dallas, Fort Worth, Houston, and San Antonio. 4.9 Google rating with 8,600+ reviews.

Ciment Law Firm, PLLC

Ciment Law Firm specializes in bankruptcy representation, but their website is currently unavailable due to server issues, preventing verification of specific services and credentials.

Recovery Law Group, APC

Recovery Law Group, APC is a bankruptcy protection law firm offering Chapter 7 and Chapter 13 filing services with 24/7 client access and free consultations.

Free Help in Dallas

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CreditDoc lists 10 free help providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

Builders of Hope

Dallas-based nonprofit community development corporation providing affordable housing construction, preservation, and anti-displacement community initiatives since 1998.

Dallas Area Habitat for Humanity

Dallas Area Habitat for Humanity provides free homebuyer education, financial literacy counseling, and affordable home construction to low-income families in Dallas and Kaufman counties since 1986.

Duke Financial Services

Family-owned tax preparation and financial consulting firm offering personalized tax services, business formation, and financial education to families and small businesses.

Debt Relief in Dallas

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CreditDoc lists 4 debt relief providers in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

Tradebloc Inc.

Tradebloc Inc. is a debt settlement and contract cancellation company with 25+ years of industry experience, specializing in timeshare exits and debt negotiation with creditors.

CreditAssociates

CreditAssociates is a Dallas-based debt settlement firm founded 2016. BBB A+ accredited. Fees 15-25% of enrolled debt, no upfront cost. Reviewed by NerdWallet and Bankrate.

Monitor & Protect in Dallas

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CreditDoc lists 1 monitor & protect provider in Dallas, TX. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Dallas provider — comparison is the fastest way to spot outliers on cost or terms.

Timeless Credit Solutions

Timeless Credit Solutions offers credit monitoring through MyScore IQ with free consultations focused on homeownership readiness. Services include credit report pulls and monthly monitoring at $31.99

Texas Rules for Dallas Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Dallas consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Texas cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Texas state-level protections: Consumers in Dallas, TX are also protected by Texas state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Texas for the current usury cap, payday-lending status, and licensing board contact details. If a Dallas provider quotes rates or fees above the Texas usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Dallas offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Dallas, TX, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Dallas: Any Texas credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Dallas listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Dallas Credit & Borrowing Checklist

Before contacting any Dallas lender or credit repair company, download the CreditDoc research checklist tailored to Texas consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Dallas, TX.

Why the checklist matters for Dallas residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Texas. A credit repair contract that meets federal minimums may still fail Texas's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Dallas. The checklist walks you through the Texas-specific checks first, then the federal ones — in the order that matters most for Dallas borrowers.

Working with Credit Repair and Loan Providers in Dallas

Every Dallas listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Dallas, TX provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Dallas credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Texas state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Dallas loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Dallas lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Dallas residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Texas state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Dallas, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Dallas, TX consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Dallas

How do I choose a credit repair company in Dallas, TX?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Dallas credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Texas. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Dallas or elsewhere — to charge you before services are performed.

Are payday loans legal in Texas?

Payday loan legality varies significantly by state. Some states, including Texas, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Texas state overview page for the current status. If a Dallas lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Dallas?

Personal loans in Dallas, TX are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Dallas should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Dallas lender is legitimate?

Three quick checks: (1) search the Texas Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Dallas should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Dallas — BBB does not verify quality but does verify that the business exists at its stated address. Every Dallas lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Dallas, Dallas credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Dallas data is sourced

Every Dallas, TX provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Dallas listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.