Dallas, TX

Credit Repair & Financial Services in Dallas

Review 253 credit repair companies, personal lenders, and financial services in Dallas, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in Dallas

253 companies
Absolute Mortgage & Lending logo

Absolute Mortgage & Lending

Dallas-based mortgage lender offering conventional, FHA, VA, USDA, construction, and renovation loans with personalized service and multilingual support.

5.0/5

Google rating from 145 reviews

BBB: NR

Profile signals: Veterans and active service members seeking VA loans in the Dallas area, Home buyers and refinancers who prefer personalized service with a named loan officer

Amigo Cash logo

Amigo Cash

Amigo Cash Dallas, TX — AmigoCash provides car title loans across 20+ states, offering short-term cash access (within 29 minutes) by using vehicle equity as collate...

5.0/5

Google rating from 430 reviews

BBB: NR

Profile signals: Vehicle owners with immediate emergency cash needs who lack access to traditional credit, Workers with poor or no credit history who need fast funds and own a paid-off or nearly-paid vehicle

AsertaLoans logo

AsertaLoans

AsertaLoans is a Dallas-based mortgage broker and lender offering purchase, refinance, FHA, VA, jumbo, and listed loan programs with local market experience context.

5.0/5

Google rating from 88 reviews

BBB: NR

Profile signals: First-time homebuyers in the Dallas-Fort Worth area seeking pre-approval and purchase guidance, Self-employed or gig workers who need bank statement loans instead of traditional paystub verification

Ceasons Holdings - Hard Money Lenders logo

Ceasons Holdings - Hard Money Lenders

Direct hard money lender specializing in real estate investment financing across Texas, offering fix-and-flip, new construction, and land development loans with published application timing and listed terms.

5.0/5

Google rating from 112 reviews

BBB: NR

Profile signals: Real estate investors requiring fast capital for fix-and-flip or renovation projects with tight timelines, Land developers and commercial real estate projects needing bridge or construction financing

Cheddar Capital in Dallas Texas logo

Cheddar Capital in Dallas Texas

Cheddar Capital offers business term loans, equipment financing, and lines of credit up to $500K for small businesses in Dallas with provider-stated same-day approval timing claims.

5.0/5

Google rating from 3 reviews

BBB: NR

Profile signals: Small business owners in Dallas needing equipment financing with flexible terms, Businesses seeking business lines of credit or term loans for operational cash flow

Classe Consulting LLC logo

Classe Consulting LLC

Classe Credit Consulting offers credit repair and credit education services led by CEO Dyneisha Bell, claiming to help clients dispute negative items and provide credit-score context to review without judgment.

5.0/5

Google rating from 60 reviews

BBB: NR

Profile signals: Consumers with multiple negative items on credit reports seeking dispute assistance, Business owners looking to build or repair business credit alongside personal credit

Credit Repair in Dallas

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Classe Consulting LLC logo

Classe Consulting LLC

Classe Credit Consulting offers credit repair and credit education services led by CEO Dyneisha Bell, claiming to help clients dispute negative items and provide credit-score context to review without judgment.

5.0/5

Google rating from 60 reviews

BBB: NR

Profile signals: Consumers with multiple negative items on credit reports seeking dispute assistance, Business owners looking to build or repair business credit alongside personal credit

Credit Academy, LLC logo

Credit Academy, LLC

Credit Academy is a cloud-based DIY credit repair software platform that helps consumers identify and dispute inaccurate items on their credit reports independently.

5.0/5

Google rating from 4 reviews

BBB: NR

Profile signals: Consumers who prefer a DIY approach and want to avoid paying traditional credit repair company fees, Self-directed individuals comfortable researching credit rights and manually submitting dispute letters to bureaus

Credit Counseling Dallas - Credit Score Fix logo

Credit Counseling Dallas - Credit Score Fix

Review this provider profile and compare source-linked details before choosing what to do next.

5.0/5

Google rating from 10 reviews

BBB: NR

Profile signals: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Dallas Credit Repair Specialists logo

Dallas Credit Repair Specialists

MSI Credit Solutions is a FCRA-compliant credit repair company that disputes inaccurate and unverifiable negative items on credit reports to improve client scores.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Consumers with 2-5+ inaccurate or unverifiable negative items on their credit reports, Individuals seeking credit-score context to review before major purchases (home, auto, refinancing)

Dallas Credit Repair Company logo

Dallas Credit Repair Company

Review this provider profile and compare source-linked details before choosing what to do next.

5.0/5

Google rating from 11 reviews

BBB: NR

Profile signals: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

ImprovedCreditScore L.L.C logo

ImprovedCreditScore L.L.C

ImprovedCreditScore L.L.C is a credit repair provider based in Dallas, Texas. Rated 5.0/5 with 128 Google reviews, reflecting high listed customer satisfaction.

5.0/5

Google rating from 128 reviews

BBB: NR

Profile signals: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Check Cashing & Money Services in Dallas

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1/2 Price Checks Cashed logo

1/2 Price Checks Cashed

1/2 Price Checks Cashed is a check-cashing service in Dallas, TX offering paycheck cashing, money orders, and related financial services since 2001.

BBB: NR

Profile signals: Local Dallas residents needing quick check-cashing services in Lake Highlands, Workers receiving paychecks or government checks who need same-day cash access

B & G Check Cashing logo

B & G Check Cashing

B & G Check Cashing offers check cashing, cash advances, and related financial services in Dallas, TX. Conveniently located with phone support available.

BBB: NR

Profile signals: Dallas residents needing immediate check cashing services, Individuals without traditional bank accounts seeking cash advance options

Big Jim’s Check Cashing logo

Big Jim’s Check Cashing

Big Jim's Check Cashing in Dallas offers fast check cashing, money transfers, and financial services with rate claims to verify and friendly customer service.

BBB: NR

Profile signals: Unbanked and underbanked individuals needing quick check cashing without a bank account, Local Dallas residents seeking rate claims to verify and fast processing for routine check cashing

Buckner Checks Cashed logo

Buckner Checks Cashed

Buckner Check Cashing provides check cashing, money orders, wire transfers, and bill payment services in Dallas, TX with local storefront access.

BBB: NR

Profile signals: Unbanked or underbanked Dallas residents needing immediate check cashing without a bank account, Local customers seeking convenient in-person money transfer and bill payment services

Cliff's Check Cashing #06 logo

Cliff's Check Cashing #06

Cliff's Check Cashing offers check cashing, personal installment loans ($100-$1,760), money transfers, and prepaid cards at multiple Texas locations with same-day service claims to verify.

BBB: NR

Profile signals: Unbanked and underbanked workers needing same-day paycheck cashing without bank accounts, Consumers seeking small emergency loans ($100-$1,760) as alternatives to payday loans

Cliff's Check Cashing #12 logo

Cliff's Check Cashing #12

Multi-location check cashing service offering payroll, tax refund, and personal checks with additional financial services including personal loans up to $1,760 and money transfer options.

BBB: NR

Profile signals: Unbanked or underbanked individuals needing quick check cashing without a traditional bank account, High-volume check cashers who benefit from loyalty discounts through the High Volume Customer Club

Pawn Shops in Dallas

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Uncle Dan's Pawn Shop - North Dallas logo

Uncle Dan's Pawn Shop - North Dallas

Uncle Dan's Pawn operates 9 locations across the Dallas area, offering collateral-based loans, buying/selling of jewelry and firearms, and Buy Now Pay Later financing with eligibility claims to verify.

5.0/5

Google rating from 2,967 reviews

BBB: NR

Profile signals: Consumers with poor or no credit history who are researching short-term cash access and have valuable collateral, Individuals seeking alternative to payday loans who own jewelry, firearms, or electronics they can temporarily surrender

Dallas Super Pawn & Gun logo

Dallas Super Pawn & Gun

Dallas Super Pawn offers collateral-based loans up to $20,000 and cash payouts for jewelry, electronics, firearms, and luxury items across the DFW metroplex with eligibility claims to verify.

4.9/5

Google rating from 982 reviews

BBB: NR

Profile signals: Consumers researching short-term cash access (under 5 minutes) for emergencies with eligibility claims to verify, People with valuable items (jewelry, electronics, watches, instruments) seeking quick sales or collateral loans

Top Value Pawn logo

Top Value Pawn

Dallas-based pawn shop offering collateral-based loans, retail sales, and buyback services for jewelry, electronics, tools, firearms, and other items of value.

4.9/5

Google rating from 186 reviews

BBB: NR

Profile signals: Individuals with short-term cash needs ($500-$5,000+) who own valuable collateral and lack traditional credit access, People seeking quick liquidity with eligibility and income-verification claims to verify requirements

Uncle Dan's Pawn Shop - East Dallas logo

Uncle Dan's Pawn Shop - East Dallas

Uncle Dan's Pawn Shop is a locally-owned Dallas pawnbroker with 9 locations offering collateral-based loans, buying, and selling of jewelry, firearms, and merchandise.

4.9/5

Google rating from 2,788 reviews

BBB: NR

Profile signals: Consumers with poor or no credit history researching short-term cash access, People who own jewelry, firearms, or valuables and need quick liquidity without credit inquiry

Uncle Dan's Pawn Shop - South Dallas logo

Uncle Dan's Pawn Shop - South Dallas

Uncle Dan's Pawn Shop operates 9 locations across the Dallas area, providing collateral-based loans, buying/selling services, and retail merchandise with eligibility claims to verify.

4.9/5

Google rating from 3,942 reviews

BBB: NR

Profile signals: Individuals with poor or no credit history who are researching short-term cash access against personal valuables, People seeking to sell or liquidate jewelry, firearms, or merchandise quickly for cash

Uncle Dan's Pawn - W. Northwest Hwy logo

Uncle Dan's Pawn - W. Northwest Hwy

Uncle Dan's Pawn operates 9 locations across the Dallas area, offering collateral-based loans, buy/sell services, and layaway financing with eligibility claims to verify.

4.9/5

Google rating from 1,670 reviews

BBB: NR

Profile signals: Consumers with poor credit or no credit history who are researching short-term cash access against tangible collateral, People seeking short-term liquidity who have valuable items (jewelry, firearms, electronics) they can temporarily part with

Emergency Cash in Dallas

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Amigo Cash logo

Amigo Cash

Amigo Cash Dallas, TX — AmigoCash provides car title loans across 20+ states, offering short-term cash access (within 29 minutes) by using vehicle equity as collate...

5.0/5

Google rating from 430 reviews

BBB: NR

Profile signals: Vehicle owners with immediate emergency cash needs who lack access to traditional credit, Workers with poor or no credit history who need fast funds and own a paid-off or nearly-paid vehicle

Dallas Cash Advance logo

Dallas Cash Advance

Second Chance Ventures is a loan marketplace that connects borrowers to lenders offering personal and short-term loans from $100–$5,000 with funding within 24–48 hours.

5.0/5

Google rating from 4 reviews

BBB: NR

Profile signals: Borrowers with poor or no credit seeking emergency cash quickly without traditional bank qualification, Consumers facing urgent expense situations (medical bills, car repairs) willing to accept high-cost loans

Texas Title Loans logo

Texas Title Loans

Texas Title Loans offers secured auto title loans up to $20K with funding in as little as one business day. Bad credit is acceptable, but APRs typically exceed 300%.

5.0/5

Google rating from 11 reviews

BBB: NR

Profile signals: Consumers with poor credit facing genuine short-term financial emergencies who own paid-off vehicles, Borrowers needing $1,000–$5,000 within 24 hours and lacking traditional loan access

Time Finance Company logo

Time Finance Company

Time Finance offers small emergency loans from $100–$1,050 with fast phone-based approval and easy monthly payments in Memphis, Tennessee.

5.0/5

Google rating from 15 reviews

BBB: NR

Profile signals: Memphis-area residents with unexpected emergency expenses under $1,050, Borrowers seeking phone-based application convenience over online or in-person processes

Check N Title Loans logo

Check N Title Loans

Check N Title Loans Dallas, TX — Check N Title Loans offers title loans up to $50,000 and cash advances up to $1,500 with provider-stated funding timing through onlin...

4.9/5

Google rating from 1,502 reviews

BBB: NR

Profile signals: Vehicle owners facing unexpected short-term cash needs who want to keep their car, Consumers seeking faster funding than traditional personal loans and willing to pay collateral-based rates

Cal Cash Advance logo

Cal Cash Advance

Cal Cash Advance is a payday loan marketplace connecting borrowers with lenders offering loans from $100–$35,000 with listed funding timing.

4.8/5

Google rating from 16 reviews

BBB: NR

Profile signals: Consumers facing short-term cash access shortages who report limited alternatives and are comparing listed funding timing, Borrowers with poor credit who may not meet traditional personal-loan criteria or lines of credit

Mortgages & Home Loans in Dallas

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Absolute Mortgage & Lending logo

Absolute Mortgage & Lending

Dallas-based mortgage lender offering conventional, FHA, VA, USDA, construction, and renovation loans with personalized service and multilingual support.

5.0/5

Google rating from 145 reviews

BBB: NR

Profile signals: Veterans and active service members seeking VA loans in the Dallas area, Home buyers and refinancers who prefer personalized service with a named loan officer

AsertaLoans logo

AsertaLoans

AsertaLoans is a Dallas-based mortgage broker and lender offering purchase, refinance, FHA, VA, jumbo, and listed loan programs with local market experience context.

5.0/5

Google rating from 88 reviews

BBB: NR

Profile signals: First-time homebuyers in the Dallas-Fort Worth area seeking pre-approval and purchase guidance, Self-employed or gig workers who need bank statement loans instead of traditional paystub verification

D & H Lending logo

D & H Lending

Texas-based mortgage lender offering home purchase and refinance loans with a no-pressure, technology-driven approach and rate claims to verify.

5.0/5

Google rating from 163 reviews

BBB: NR

Profile signals: Texas homebuyers seeking a straightforward mortgage process without high-pressure sales tactics, Borrowers who value transparency and want access to real-time loan tracking via digital platform

DFW Specialty Hard Money Lenders logo

DFW Specialty Hard Money Lenders

Hard money lenders in Dallas offering short-term, asset-based real estate financing for investors and buyers needing fast funding with flexible credit requirements.

5.0/5

Google rating from 16 reviews

BBB: NR

Profile signals: Real estate investors and house flippers with time-sensitive property acquisition deals, Borrowers with significant home equity but poor credit unable to qualify for conventional mortgages

Dina Pierson NMLS 195695- Supreme Lending logo

Dina Pierson NMLS 195695- Supreme Lending

Dallas-based mortgage loan officer offering conventional, FHA, VA, USDA, jumbo, and construction loans with 20+ years of experience and bilingual support.

5.0/5

Google rating from 433 reviews

BBB: NR

Profile signals: First-time homebuyers seeking FHA loans with lower down payments and credit score flexibility, Military veterans and active-duty personnel pursuing VA loans with 100% financing and no PMI

Funded America Home Loans logo

Funded America Home Loans

New American Funding is a mortgage lender offering home purchase loans, refinancing, and cash-offer services with in-house loan servicing for approximately 80% of originated loans.

5.0/5

Google rating from 52 reviews

BBB: NR

Profile signals: Home buyers and refinancers who value long-term customer relationships and want to avoid mortgages being sold to third-party servicers, First-time homebuyers seeking guidance and hand-holding through the mortgage process

Banks in Dallas

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Advancial - North Dallas logo

Advancial - North Dallas

Advancial Federal Credit Union is a member-owned financial institution serving North Dallas with banking and credit union services.

4.0/5

Google rating from 19 reviews

BBB: NR

Profile signals: Existing Advancial Federal Credit Union members in North Dallas, Local residents seeking credit union membership and banking services

American Bank, National Association logo

American Bank, National Association

American Bank of Dallas is a community bank offering personal and business checking, savings, loans, and treasury management services with local decision-making and branch locations across Texas.

BBB: NR

Profile signals: Texas residents and businesses seeking community banking with local branch access and personal service, Small business owners needing tailored lending solutions and treasury management tools

Bank of America Financial Center logo

Bank of America Financial Center

Bank of America Financial Center at 901 Main St, Dallas, TX 75202 in the Dallas Downtown Historic District neighborhood is Mon-Fri 9:00 AM – 4:00 PM. Google reviewers rate the branch 2.2 stars across 92 reviews. Call +1 214-209-1370.

BBB: NR

Profile signals: Philadelphia-area residents needing basic checking, savings, and deposit services with in-person support, Small business owners requiring commercial deposit services and business banking consultation

Dallas Capital Bank, National Association logo

Dallas Capital Bank, National Association

Dallas Capital Bank is a national association bank combining 43 years of legacy banking with personalized service, offering commercial banking, real estate financing, and treasury management.

BBB: NR

Profile signals: Commercial businesses seeking personalized banking relationships with local decision-making authority, Real estate developers and investment firms needing expedited CRE financing and construction lending

Dominion Bank logo

Dominion Bank

Dominion Bank is an FDIC-insured bank offering online and mobile banking, business checking, and mobile deposit services with fraud awareness resources.

BBB: NR

Profile signals: Consumers seeking basic checking and savings with FDIC protection and mobile access, Small business owners needing business checking and online account management

First Convenience Bank logo

First Convenience Bank

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Consumers seeking FDIC-insured accounts, People needing everyday banking services

Credit Unions in Dallas

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LibertyOne Credit Union logo

LibertyOne Credit Union

Federal credit union serving federal employees, military, and their families since 1935, offering checking, savings, loans, and digital banking services.

5.0/5

Google rating from 29 reviews

BBB: NR

Profile signals: Federal government employees seeking comprehensive banking with no account fees, Military personnel and their families looking for accessible credit union services

City Credit Union logo

City Credit Union

City Credit Union is a Texas-based credit union offering checking, savings, auto loans, credit cards, and mobile banking services to its members.

4.9/5

Google rating from 3,140 reviews

BBB: NR

Profile signals: Texas residents seeking member-owned banking with educational resources, Individuals interested in building credit through secured credit card products

America's Credit Union logo

America's Credit Union

America's Credit Union is a federally chartered credit union offering checking, savings, loans, and credit products with rate claims to verify and member-focused service.

4.8/5

Google rating from 141 reviews

BBB: NR

Profile signals: Local residents in Garland, Mesquite, Forest, and surrounding DFW areas seeking personalized banking relationships, Credit union members looking for competitive auto loan rates and refinancing opportunities

Prestige Community Credit Union logo

Prestige Community Credit Union

Prestige Community Credit Union is a Dallas-based credit union offering checking, savings, loans, and digital banking services to members with a focus on financial education and cybersecurity.

4.7/5

Google rating from 372 reviews

BBB: NR

Profile signals: Dallas-area residents seeking member-owned credit union benefits with digital banking, Consumers prioritizing cybersecurity education and fraud prevention in their banking relationship

Oak Cliff Christian Federal Credit Union logo

Oak Cliff Christian Federal Credit Union

Oak Cliff Christian Federal Credit Union is a Dallas-based credit union offering savings accounts, loans, online banking, and member services with a faith-based community focus.

4.6/5

Google rating from 24 reviews

BBB: NR

Profile signals: Members of eligible Christian organizations or communities seeking faith-aligned banking, Borrowers focused on auto financing with rate claims to verify and seeking credit union membership benefits

Texans Credit Union logo

Texans Credit Union

Texans Credit Union is a member-owned financial institution serving North Texas with checking, savings, loans, and digital banking services for individuals and families.

4.5/5

Google rating from 253 reviews

BBB: NR

Profile signals: Texas residents seeking community-focused credit union banking with local decision-making, Members interested in automatic savings features through roundup debit card functionality

Personal Loans in Dallas

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Peaceful Payback LLC logo

Peaceful Payback LLC

Peaceful Payback offers personal loans with negotiable terms and financial education, positioning itself as a community-focused lender that emphasizes affordability and support.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Borrowers seeking relationship-based lending with negotiable terms over standardized products, Individuals who value community connection and faith-based support alongside financial services

Personal Finance logo

Personal Finance

Justice Finance is a privately owned personal loan lender offering cash loans up to $1,800 with flexible terms and no checking account requirement.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Dallas-Fort Worth residents needing $500–$1,800 in short-term cash access without collateral, Unbanked or underbanked consumers without active checking accounts

Texan Credit Corporation logo

Texan Credit Corporation

Texan Credit Corporation is a Dallas-based installment lender founded 1999, operating branch locations across Texas. BBB B+ (not accredited). 2,408 Google reviews. Personal loans for subprime borrowers.

5.0/5

Google rating from 2,408 reviews

BBB: B+

Profile signals: Texas residents needing personal installment loans from a local branch-based lender, Consumers with limited credit seeking small-dollar loans with in-person service

Atlas Credit Co., Inc. logo

Atlas Credit Co., Inc.

Atlas Credit offers installment personal loans from $100–$1,400 across TX, OK, and MO, targeting borrowers with bad credit who don't qualify for traditional bank loans.

4.9/5

Google rating from 1,111 reviews

BBB: NR

Profile signals: Employed individuals with bad credit seeking small loans ($100–$1,400) with manageable monthly payments, Unbanked or underbanked consumers without checking accounts who need installment loan terms

Hurst Lending logo

Hurst Lending

Review this provider profile and compare source-linked details before choosing what to do next.

4.9/5

Google rating from 79 reviews

BBB: NR

Profile signals: Consumers in Dallas, Texas looking for personal lending services, People who prefer working with a local personal lending provider

Rec Loans 360 logo

Rec Loans 360

Rec Loans 360 is an online marketplace connecting borrowers with a nationwide network of lenders specializing in RV and boat financing for all credit types.

4.9/5

Google rating from 55 reviews

BBB: NR

Profile signals: Borrowers seeking to finance new or used RVs or boats with online convenience, Full-time RVers or live-in vehicle owners needing listed loan products with non-traditional income verification

Business Loans in Dallas

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Ceasons Holdings - Hard Money Lenders logo

Ceasons Holdings - Hard Money Lenders

Direct hard money lender specializing in real estate investment financing across Texas, offering fix-and-flip, new construction, and land development loans with published application timing and listed terms.

5.0/5

Google rating from 112 reviews

BBB: NR

Profile signals: Real estate investors requiring fast capital for fix-and-flip or renovation projects with tight timelines, Land developers and commercial real estate projects needing bridge or construction financing

Cheddar Capital in Dallas Texas logo

Cheddar Capital in Dallas Texas

Cheddar Capital offers business term loans, equipment financing, and lines of credit up to $500K for small businesses in Dallas with provider-stated same-day approval timing claims.

5.0/5

Google rating from 3 reviews

BBB: NR

Profile signals: Small business owners in Dallas needing equipment financing with flexible terms, Businesses seeking business lines of credit or term loans for operational cash flow

Longhorn Investments - Hard Money Lender logo

Longhorn Investments - Hard Money Lender

Longhorn Investments is a private hard money lender providing short-term acquisition and renovation capital to real estate investors for residential and commercial properties across 11 major U.S. states.

5.0/5

Google rating from 296 reviews

BBB: NR

Profile signals: Real estate investors with fix-and-flip projects requiring fast acquisition and renovation funding, Experienced property investors needing short-term capital across Texas, Missouri, Indiana, Kansas, Tennessee, Alabama, North Carolina, New Mexico, Arkansas, Ohio, or Georgia

The Credit App - Credit Reporting & Lien Recording logo

The Credit App - Credit Reporting & Lien Recording

Online platform enabling small business owners to report non-payments directly to credit bureaus and file mechanics liens without hiring debt collectors or attorneys.

4.8/5

Google rating from 66 reviews

BBB: NR

Profile signals: Small contractors and construction businesses owed money by other businesses or property owners, B2B service providers (HVAC, plumbing, landscaping) needing affordable collection alternatives to attorneys

Sky Business Loans & Cash Advance of Dallas logo

Sky Business Loans & Cash Advance of Dallas

Sky Business Loans & Cash Advance offers revenue-based small business loans and lines of credit across all 50 states, emphasizing published application timing times and lending to businesses regardless of credit score.

4.4/5

Google rating from 5 reviews

BBB: NR

Profile signals: Small business owners with limited credit history who may not meet traditional bank-loan criteria, Businesses with consistent monthly revenue seeking quick capital injection for growth or operations

Talus logo

Talus

Talus is a full-service payment processing and fintech platform that provides omnichannel payment solutions, merchant onboarding, and gateway services to software companies, resellers, and SMBs.

4.3/5

Google rating from 647 reviews

BBB: NR

Profile signals: Software companies seeking to embed white-label payment processing into their platforms, Resellers and referral partners wanting to offer payment solutions with listed residuals

Bankruptcy Services in Dallas

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Toronjo & Prosser Law logo

Toronjo & Prosser Law

Dallas-Fort Worth bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for individuals, families, and small business owners seeking debt relief.

5.0/5

Google rating from 374 reviews

BBB: NR

Profile signals: Dallas-Fort Worth residents facing unsecured debt, foreclosure, or creditor lawsuits seeking legal bankruptcy representation, Small business owners in Texas needing Chapter 7 or Chapter 13 protection with experienced counsel

Allmand Law logo

Allmand Law

Allmand Law is the largest consumer bankruptcy firm in Texas, led by Board-Certified attorney Reed Allmand. Offices in Dallas, Fort Worth, Houston, and San Antonio. 4.9 Google rating with 8,600+ reviews.

4.9/5

Google rating from 8,671 reviews

BBB: A+

Profile signals: Texas residents with overwhelming unsecured debt (credit cards, medical bills) who have determined Chapter 7 bankruptcy is the appropriate path, Homeowners facing imminent foreclosure in Texas who need emergency legal intervention and automatic stay protection

Ciment Law Firm, PLLC logo

Ciment Law Firm, PLLC

Ciment Law Firm specializes in bankruptcy representation, but their website is currently unavailable due to server issues, preventing verification of specific services and credentials.

4.9/5

Google rating from 98 reviews

BBB: NR

Profile signals: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Richard Weaver & Associates logo

Richard Weaver & Associates

Dallas-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing, foreclosure defense, and debt relief services across the Dallas-Fort Worth area.

4.9/5

Google rating from 78 reviews

BBB: NR

Profile signals: Dallas-Fort Worth area residents facing Chapter 7 or Chapter 13 bankruptcy decisions, Homeowners in foreclosure seeking alternatives to losing their homes

The Law Office of Donald E. Hood, PLLC logo

The Law Office of Donald E. Hood, PLLC

Dallas-based bankruptcy law firm specializing in Chapter 7 consumer and business debt discharge across Texas, offering affordable fees and personalized attorney representation.

4.9/5

Google rating from 563 reviews

BBB: NR

Profile signals: Texas consumers with unsecured debt (credit cards, medical bills, personal loans) seeking Chapter 7 discharge with personalized attorney guidance, Small business owners with substantial business debt looking to discharge liabilities and restart operations

Recovery Law Group, APC logo

Recovery Law Group, APC

Recovery Law Group, APC is a bankruptcy protection law firm offering Chapter 7 and Chapter 13 filing services with 24/7 client access and free consultations.

4.8/5

Google rating from 3,477 reviews

BBB: NR

Profile signals: Consumers facing Chapter 7 or Chapter 13 bankruptcy who need 24/7 accessibility and communication, Individuals experiencing creditor harassment, wage garnishment, or foreclosure proceedings

Free Help in Dallas

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National Credit Counseling Bureau (NCCB) logo

National Credit Counseling Bureau (NCCB)

Review this provider profile and compare source-linked details before choosing what to do next.

4.6/5

Google rating from 10 reviews

BBB: NR

Profile signals: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Bcl of Texas (Business and Community Lenders) logo

Bcl of Texas (Business and Community Lenders)

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Review this provider profile and compare source-linked details before choosing what to do next., Review this provider profile and compare source-linked details before choosing what to do next.

Builders of Hope logo

Builders of Hope

Dallas-based nonprofit community development corporation providing affordable housing construction, preservation, and anti-displacement community initiatives since 1998.

BBB: NR

Profile signals: Dallas residents in target neighborhoods seeking affordable homeownership pathways with community support, Families displaced or at risk of displacement due to gentrification in South Dallas and Pleasant Grove

Dallas Area Habitat for Humanity logo

Dallas Area Habitat for Humanity

Dallas Area Habitat for Humanity provides free homebuyer education, financial literacy counseling, and affordable home construction to low-income families in Dallas and Kaufman counties since 1986.

BBB: NR

Profile signals: First-time homebuyers in Dallas/Kaufman counties seeking free financial education and homebuyer counseling, Low-income families interested in affordable home construction and down payment assistance

Duke Financial Services logo

Duke Financial Services

Family-owned tax preparation and financial consulting firm offering personalized tax services, business formation, and financial education to families and small businesses.

BBB: NR

Profile signals: Self-employed individuals and small business owners needing tax preparation and business formation guidance, Lower-income families seeking accessible, personalized tax preparation with financial education

Navicore Solutions- Dallas, TX logo

Navicore Solutions- Dallas, TX

Navicore Solutions is a nonprofit credit counseling agency offering certified debt management, housing, and financial guidance to consumers nationwide for 30 years.

BBB: NR

Profile signals: Consumers with multiple debts seeking structured repayment plans and financial counseling without debt settlement, Homeowners facing foreclosure or mortgage difficulties who need certified housing counseling

Debt Relief in Dallas

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Debt Consolidation & Credit Counseling Dallas Fort Worth logo

Debt Consolidation & Credit Counseling Dallas Fort Worth

Texas-based debt settlement company offering negotiated debt reduction for high-income earners with $50K-$300K+ in unsecured debt, charging performance-based fees of 15% (up to 40% lower than national averages).

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Texas residents with $50K-$300K in high-interest credit cards and unsecured personal loans who have explored other options, Higher-income earners who can afford monthly settlement payments and sustain living with reduced credit scores during negotiation

USAvsDEBT-Holdings, LLC. DEBT RELIEF logo

USAvsDEBT-Holdings, LLC. DEBT RELIEF

USA vs DEBT offers accredited debt settlement services with no upfront fees, focusing on reducing credit card debt through settlement negotiation and budgeting assistance.

4.8/5

Google rating from 21 reviews

BBB: NR

Profile signals: Consumers with $10,000+ in credit card debt who are behind on payments and want aggressive debt reduction, Individuals seeking bundled services combining settlement negotiation with budgeting education

Tradebloc Inc. logo

Tradebloc Inc.

Tradebloc Inc. is a debt settlement and contract cancellation company with 25+ years of industry experience, specializing in timeshare exits and debt negotiation with creditors.

4.7/5

Google rating from 135 reviews

BBB: NR

Profile signals: Consumers stuck in timeshare contracts seeking legal exit options, Individuals with multiple unsecured debts seeking creditor negotiation without legal action

CreditAssociates logo

CreditAssociates

CreditAssociates is a Dallas-based debt settlement firm founded 2016. BBB A+ accredited. Fees 15-25% of enrolled debt, no upfront cost. Reviewed by NerdWallet and Bankrate.

4.2/5

Google rating from 2,531 reviews

BBB: A+

Profile signals: Consumers with $7,500+ in unsecured debt seeking debt settlement from a BBB A+-rated Texas firm, Those who want a no-upfront-fee program with fees of 15-25% after successful settlement

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Timeless Credit Solutions logo

Timeless Credit Solutions

Timeless Credit Solutions offers credit monitoring through MyScore IQ with free consultations focused on homeownership readiness. Services include credit report pulls and monthly monitoring at $31.99 after a $1 trial period.

5.0/5

Google rating from 16 reviews

BBB: NR

Profile signals: Consumers with lower credit scores (300-669 range) seeking structured credit improvement with professional guidance, Prospective homebuyers working with real estate agents or mortgage lenders in Timeless Credit Solutions' referral network

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

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Use these guides with local pages, state rules, and provider profiles before contacting a company.

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