Compare 93 credit repair companies, personal lenders, and financial services in San Antonio, Texas. All independently reviewed with BBB ratings and pricing.
Credit repair company founded in 2007, serving clients nationwide. Disputes inaccurate credit items, offers debt relief, identity theft restoration, and business credit building.
Best for: Consumers with inaccurate, outdated, or unverifiable negative items on their credit reports who want a company to handle disputes on their behalf, Identity theft victims needing coordinated credit restoration and ongoing protection
Security Service FCU is a San Antonio-based federal credit union founded 1956 with $13B+ in assets. NCUA insured. 70+ branches in TX, CO, UT. BBB A+ accredited. Originally serving military/federal employees.
Best for: San Antonio area residents and military personnel seeking credit union banking, Consumers wanting NCUA-insured deposits and competitive loan rates
Member-owned credit union headquartered in Lubbock, TX, offering checking, savings, loans, mortgages, and credit cards with a not-for-profit service model.
Best for: Lubbock-area residents seeking competitive loan rates and personalized service from a member-owned institution, Homebuyers interested in specialized mortgage programs (FHA, VA, USDA, construction, self-employed loans) with dedicated loan officers
Blue Diamond buys and sells luxury estate jewelry, designer handbags, coins, and collectibles in San Antonio. Licensed buyer offering competitive pricing for high-end items.
Best for: Affluent buyers seeking authenticated luxury designer handbags and jewelry at 15-30% discounts, Estate liquidators and heirs selling inherited fine jewelry, watches, or luxury items
Broadway Finance Co is a San Antonio-based personal loan lender offering unsecured loans with fast approval and same-day funding for over 40 years.
Best for: San Antonio area residents needing unsecured personal loans, Consumers who prefer in-person lending relationships and local service
Credit Central offers installment personal loans in San Antonio and across multiple states with flexible terms and online application options.
Best for: Texas residents seeking in-person loan consultations with flexible installment terms, Borrowers in multi-state footprint needing online personal loan applications with moderate loan amounts
Broadway Finance Co is a San Antonio-based personal loan lender offering unsecured loans with fast approval and same-day funding for over 40 years.
Best for: San Antonio area residents needing unsecured personal loans, Consumers who prefer in-person lending relationships and local service
Credit Central offers installment personal loans in San Antonio and across multiple states with flexible terms and online application options.
Best for: Texas residents seeking in-person loan consultations with flexible installment terms, Borrowers in multi-state footprint needing online personal loan applications with moderate loan amounts
Texas-based installment lender offering signature loans up to $1,200 with flexible repayment terms and credit reporting to build payment history.
Best for: Texas residents needing $500–$1,200 in cash with flexible repayment over several months, Borrowers with poor or limited credit history seeking to build payment history and credit score
Payment 1 Financial offers personal installment loans and title loans in San Antonio with flexible terms, fast approval, and same-day funding for borrowers seeking emergency cash or credit building.
Best for: San Antonio residents needing $1K–$5K in emergency cash with fast funding timelines, Vehicle owners with clear titles seeking collateral-based loans while maintaining car access
Service Loan Company offers personal installment loans at physical locations across Texas, Alabama, Tennessee, and Georgia. They provide quick approval and serve customers with varying credit histories.
Best for: San Antonio-area residents and surrounding Texas communities needing personal installment loans, Applicants with impaired or non-traditional credit seeking approval without credit checks
The Loan Store offers installment loans from $150–$1,760 in Texas with flexible repayment terms, plus merchandise financing and tax preparation services.
Best for: San Antonio residents needing $150–$1,600 for emergency repairs or unexpected bills who value in-person service, Borrowers with fair or poor credit who need quick access to cash and can visit a physical location
GFS Home Loans is a Texas-based mortgage lender with 26 years of experience offering home purchase loans, refinancing, and in-house closing services.
Best for: Texas-based first-time homebuyers who value direct relationships with named loan officers and patient guidance, VA loan applicants seeking specialized handling and experienced loan officers familiar with VA-specific requirements
Texas-based mortgage lender since 1999 offering home purchase loans, refinances, and personalized mortgage origination with in-house loan officers.
Best for: Texas homebuyers seeking personalized service from established local loan officers, Borrowers refinancing existing mortgages who want to discuss options with a dedicated professional
Directions Home Loan is a relationship-driven mortgage lender offering conventional, FHA, VA, USDA, jumbo, and construction loans nationwide with emphasis on transparent communication and personalized service.
Best for: Texas-based homebuyers and homeowners seeking personalized service with named loan officer relationships, Military members and veterans eligible for VA loan programs
Megan Cloud is a Sr. VP Branch Manager and loan officer at V.I.P. Mortgage in San Antonio, TX, offering mortgage services including home purchases and refinances across multiple states.
Best for: First-time homebuyers in Texas or the 7 other licensed states seeking personalized guidance, Homeowners looking to refinance with a lender who communicates proactively with real estate professionals
Pilgrim Mortgage is a mortgage lender offering home purchase loans with an online application portal and dedicated loan officer support.
Best for: First-time homebuyers seeking guided support through the mortgage application process, Borrowers who prefer digital application methods with loan officer support
Premier Nationwide Lending is a San Antonio-based mortgage lender offering home purchase, refinance, and other mortgage products with accessibility features and highly-rated customer service.
Best for: San Antonio area homebuyers seeking personalized mortgage guidance and complex transaction navigation, Customers with mobility considerations requiring fully accessible lending facilities
Security Service FCU is a San Antonio-based federal credit union founded 1956 with $13B+ in assets. NCUA insured. 70+ branches in TX, CO, UT. BBB A+ accredited. Originally serving military/federal employees.
Best for: San Antonio area residents and military personnel seeking credit union banking, Consumers wanting NCUA-insured deposits and competitive loan rates
Member-owned credit union headquartered in Lubbock, TX, offering checking, savings, loans, mortgages, and credit cards with a not-for-profit service model.
Best for: Lubbock-area residents seeking competitive loan rates and personalized service from a member-owned institution, Homebuyers interested in specialized mortgage programs (FHA, VA, USDA, construction, self-employed loans) with dedicated loan officers
Federal credit union based in San Antonio offering checking, savings, loans, and credit cards to members. Routing #314088530.
Best for: San Antonio area residents seeking full-service banking with community focus, Individuals needing payday alternative loans (MyCash PAL) with rates under 36% APR
Member-owned federal credit union offering checking, savings, certificates, mortgages, and auto loans with competitive rates and insurance discounts.
Best for: Credit union members seeking competitive savings rates on certificates of deposit with lower minimums, Homebuyers and auto loan seekers comparing member-owned credit union mortgage and auto loan rates
Security Service Federal Credit Union is a federally insured credit union offering checking, savings, mortgages, and investment services with nationwide ATM access and shared branching.
Best for: Military-affiliated individuals eligible for Security Service membership seeking personalized service and competitive rates, Consumers wanting credit union benefits like member ownership, shared branching, and extensive ATM networks
Security Service Federal Credit Union offers online banking, mortgages, and investment accounts with digital access to manage accounts anytime, anywhere.
Best for: Existing SSFCU members managing multiple accounts who need 24/7 digital access, Consumers seeking integrated account management across checking, savings, mortgages, and investments
Credit repair company founded in 2007, serving clients nationwide. Disputes inaccurate credit items, offers debt relief, identity theft restoration, and business credit building.
Best for: Consumers with inaccurate, outdated, or unverifiable negative items on their credit reports who want a company to handle disputes on their behalf, Identity theft victims needing coordinated credit restoration and ongoing protection
San Antonio-based credit repair firm specializing in disputing collections, repossessions, medical debt, and charge-offs across all three bureaus. Offers a free $200 credit audit with no upfront fees.
Best for: Texas residents — especially in the San Antonio metro — with collections, repossessions, or medical debt damaging their credit, Consumers who prefer working directly with a named local owner rather than a national credit repair chain
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Best for: Consumers in San Antonio, Texas looking for credit repair services, People who prefer working with a local credit repair provider
CreditUp Club offers DIY and professional credit repair services, helping clients dispute errors and negative items across credit bureaus to improve credit scores.
Best for: Consumers with multiple negative items (collections, late payments, charge-offs) seeking affordable DIY dispute management, Those preferring self-directed credit repair but wanting structured guidance and automated dispute letter generation
Muzi Consulting offers credit repair and consultation services through their DBA Certified Credit Consultants brand, helping consumers address credit report issues.
Best for: Consumers seeking personalized credit consultation from a professional advisor, International clients or those who prefer multi-country phone support
San Antonio credit repair company specializing in disputing negative items like repossessions, foreclosures, and collections to improve credit scores.
Best for: San Antonio residents with multiple negative items (repossessions, foreclosures, collections) seeking local dispute assistance, Consumers seeking personalized credit repair guidance and willing to pay for professional dispute filing
Alamo Loan Co offers fast personal and auto title loans up to $1,760 with 2-12 month terms and same-day approval in San Antonio, TX.
Best for: San Antonio-area residents needing $1,000-$1,700 for immediate expenses, Borrowers with poor or no credit history seeking fast approval without traditional lending requirements
San Antonio title loan and personal installment lender offering same-day funding up to $10,000 with online and in-store options.
Best for: Vehicle owners needing $1,000-$10,000 in emergency cash with lien-free car titles, San Antonio residents seeking same-day or next-day funding for unexpected expenses
EZ Money offers payday advances and cash loans with physical locations across Iowa, Michigan, Missouri, and North Dakota. Quick online and in-person applications with same-day funding.
Best for: Workers facing unexpected emergencies (car repair, medical bill) who need cash within days, Borrowers in Iowa, Michigan, Missouri, or North Dakota with no access to traditional credit
San Antonio's LendNation location at 2908 West Ave offers payday and title loans with same-day service.
Best for: Employed individuals with steady income facing unexpected expenses before payday, Vehicle owners needing larger short-term cash ($1,000+) willing to pledge title
San Antonio's Loanstar Title Loans on SW Military Drive provides quick title loans and payday advances near the South Side shopping district.
Best for: Vehicle owners facing genuine emergencies who need $1,000–$10,000 quickly and have no other credit options, Borrowers with poor credit who cannot qualify for personal loans or credit-based financing
Online personal loan marketplace connecting borrowers with lenders offering $1,000–$50,000 loans funded in as fast as 24 hours with no application fees.
Best for: Borrowers seeking personal loans of $1,000–$50,000 for major expenses and willing to accept partner lender terms, Consumers who prefer online application without visiting physical locations or multiple websites
Credit Human is a credit union offering checking, savings, loans, and investment products with competitive rates and zero-fee checking accounts.
Best for: Members seeking fee-free checking and savings with competitive rates, Homebuyers interested in down-payment-free mortgage options
Family-owned Texas bank with locations in San Antonio, Austin, Dallas, and Houston offering checking, savings, and private banking services.
Best for: Texas residents who prefer community banking relationships over large national banks, Business owners in San Antonio, Austin, Dallas, or Houston seeking personalized commercial banking services
Texas-based bank offering checking, savings, loans, mortgages, and wealth management with 155+ years of history and #1 ranking for consumer satisfaction in Texas for 17 consecutive years.
Best for: Texas residents seeking a relationship-based bank with award-winning customer service, Small business owners in Texas requiring SBA loans, merchant services, and business banking solutions
Texas-based community bank offering personal banking, business solutions, mortgages, and wealth management across San Antonio and Austin with 80 years of operating history.
Best for: Small to mid-sized business owners in San Antonio and Austin seeking personalized banking relationships, First-time homebuyers in Texas markets needing down payment assistance or government-backed loans
Texas-based community bank offering personal, business, and international banking with ~$5B in assets, FDIC-insured deposits, and innovative blockchain payment solutions.
Best for: Texas-based small to mid-size business owners seeking relationship banking with responsive decision-making, Commercial customers requiring international payments, cross-border transactions, or correspondent banking services
Credit Human is a credit union operating a Woodlawn branch in San Antonio, TX, offering member banking services including accounts, loans, and ATM access with extended hours.
Best for: San Antonio-area residents seeking a credit union alternative to traditional banks, Spanish-speaking consumers who benefit from bilingual staff support
Blue Diamond buys and sells luxury estate jewelry, designer handbags, coins, and collectibles in San Antonio. Licensed buyer offering competitive pricing for high-end items.
Best for: Affluent buyers seeking authenticated luxury designer handbags and jewelry at 15-30% discounts, Estate liquidators and heirs selling inherited fine jewelry, watches, or luxury items
Pronto Pawn operates 5 locations in San Antonio and New Braunfels, offering collateral-based loans and retail sales for jewelry, firearms, electronics, tools, and other valuables with no credit check required.
Best for: Consumers needing immediate cash without credit qualification and who have valuable items to pledge, Jewelry sellers and buyers seeking expert authentication and fair valuation from certified graders
San Antonio-based precious metals and luxury watch buyer offering fair-market valuations for gold, diamonds, and Rolex timepieces with transparent, personalized service.
Best for: San Antonio-area residents seeking to sell inherited jewelry, gold coins, or luxury watches for immediate cash, Buyers searching for authenticated pre-owned Rolex watches or fine jewelry from a local, personalized source
Cash Box Pawn is a locally owned San Marcos pawn shop offering collateral-based loans and resale of items including guitars, jewelry, and tools with over 20 years of operating history.
Best for: Consumers who need immediate cash and own valuable items (jewelry, instruments, tools) they can pledge as collateral, Individuals who cannot qualify for traditional loans due to poor or no credit history
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America. They provide pawn loans secured by personal property and buy/sell merchandise.
Best for: Consumers needing immediate emergency cash without credit checks or lengthy approval processes, Individuals with valuable items (jewelry, electronics, instruments) willing to pledge collateral short-term
Texas-based debt settlement company specializing in high-income earners with $50K-$300K+ in unsecured debt, offering negotiated settlements with performance-based fees.
Best for: High-income earners in Texas with $50,000-$300,000+ in unsecured debt who have stable income and can maintain monthly deposits, Consumers with multiple high-interest credit cards and personal loans seeking faster payoff than minimum payments would allow
Texas-based debt settlement and consolidation firm specializing in managing $30K–$300K+ in credit card and personal debt for higher-income earners, with 20+ years of experience and A+ BBB rating.
Best for: Texas residents with $30K–$300K in credit card and personal loan debt seeking settlement-based relief, Higher-income earners ($50K+) with significant debt but stable income to fund settlement accounts
Credit Services of America offers credit repair, debt consolidation, and debt management services with physical offices in Texas. They provide personalized financial counseling and credit monitoring to help clients improve credit scores and manage debt.
Best for: San Antonio-area residents with multiple debts seeking in-person, local credit counseling and debt consolidation assistance, Consumers with credit report errors who prefer face-to-face credit repair services over online-only providers
Texas-based debt settlement company specializing in negotiating unsecured debt reductions for residents with $30K-$1M+ in obligations, targeting credit cards and personal loans.
Best for: Texas residents with $30K-$1M+ in unsecured debt (credit cards, personal loans) facing unmanageable monthly payments, Individuals in complicated financial situations (job loss, income reduction) seeking structured debt reduction outside bankruptcy
Texas-focused debt consolidation and settlement company helping San Antonio residents combine multiple debts into single monthly payments, claiming fees 40% lower than national competitors.
Best for: Texas residents with multiple unsecured debts (credit cards, medical bills, payday loans) seeking consolidation, San Antonio-area consumers preferring local companies over national debt relief chains
Capital Farm Credit is a Texas-based agricultural lender offering financing and insurance tailored to farmers, ranchers, and rural agribusinesses through a cooperative approach.
Best for: Texas farmers and ranchers seeking operating, equipment, or land financing with agricultural expertise, Beginning and small agricultural producers looking for programs designed for their growth stage
Capital Funding Options provides fast, flexible business funding with no collateral required and approvals within 24-48 hours for entrepreneurs nationwide.
Best for: Small business owners seeking working capital without collateral pledging, Entrepreneurs needing fast funding approval and deployment within days
CTF Loan Servicing provides back-office mortgage loan servicing for lenders, handling payments, escrow, and accounting rather than originating loans to consumers.
Best for: Mortgage lenders and portfolio investors seeking to outsource loan servicing operations, Note holders and private lenders wanting to simplify administrative tasks
Family-owned business credit and capital strategy firm helping entrepreneurs build fundability and access capital without personal guarantees through legitimate EIN-based business credit.
Best for: Entrepreneurs and small business owners with weak or no established business credit who want to separate personal and business creditworthiness, Business owners seeking to qualify for traditional bank funding without relying on high-interest alternative lenders or personal asset collateral
LiftFund provides grants and affordable financing to small businesses in Kerr County and Comfort, TX, with funding available in as little as 24 hours.
Best for: Small business owners in Kerr County or Comfort, Texas seeking rapid funding, Entrepreneurs interested in grants alongside traditional financing options
Rick Flume is a bankruptcy attorney in San Antonio, TX offering legal representation for Chapter 7 and Chapter 13 bankruptcy filings and related debt relief services.
Best for: San Antonio residents facing overwhelming personal debt and considering bankruptcy, Individuals needing Chapter 7 liquidation bankruptcy representation and filing assistance
San Antonio-based bankruptcy law firm specializing in Chapter 7 filings and loan modifications, led by Board Certified attorney Heidi McLeod with 30+ years of experience.
Best for: Texas residents in San Antonio, Austin, or Rio Grande Valley areas facing overwhelming unsecured debt eligible for Chapter 7 discharge, Homeowners with reverse mortgages seeking professional guidance on loan modification to maintain property ownership
San Antonio bankruptcy attorney offering Chapter 7 and Chapter 13 filing services, foreclosure defense, and debt relief solutions for individuals in South Central Texas.
Best for: Texas residents facing foreclosure, repossession, wage garnishment, or tax liens who need legal representation, Individuals overwhelmed by credit card debt or medical bills seeking Chapter 7 or Chapter 13 bankruptcy protection
San Antonio bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, wage garnishment stops, and debt relief representation.
Best for: San Antonio and Bexar County residents facing wage garnishment, repossession, or foreclosure, Military personnel and security clearance holders experiencing financial strain
Cirkal Financial Services is a veteran-owned financial education and advisory firm offering free consultations and comprehensive financial planning across all 50 states, partnering with 150+ A-rated financial institutions.
Best for: Individuals seeking free financial education and guidance before working with external providers, Small business owners and families interested in comprehensive financial planning services
NALCAB is a CDFI intermediary supporting 200+ nonprofit member organizations across all 50 states focused on Latino community economic development through lending, capacity building, and policy advocacy.
Best for: Nonprofit organizations and CDFIs working on community economic development seeking grants, loans, and capacity building support, Communities in Latino-serving regions seeking housing, small business, or neighborhood development initiatives
HUD-certified housing counseling agency and CHDO in San Antonio providing affordable housing, homebuyer education, and foreclosure prevention services to low-to-moderate income families since 1990.
Best for: First-time homebuyers in San Antonio seeking HUD-approved pre-purchase education and counseling, Low-to-moderate income families facing foreclosure or seeking foreclosure prevention assistance
Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.
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