Review 196 credit repair companies, personal lenders, and financial services in San Antonio, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Texas-focused debt consolidation and settlement company helping San Antonio residents combine multiple debts into single monthly payments, claiming fees 40% lower than national competitors.
Google rating from 3 reviews
Profile signals: Texas residents with multiple unsecured debts (credit cards, medical bills, payday loans) seeking consolidation, San Antonio-area consumers preferring local companies over national debt relief chains
Texas-based debt settlement company specializing in high-income earners with $50K-$300K+ in unsecured debt, offering negotiated settlements with performance-based fees.
Google rating from 7 reviews
Profile signals: High-income earners in Texas with $50,000-$300,000+ in unsecured debt who have stable income and can maintain monthly deposits, Consumers with multiple high-interest credit cards and personal loans seeking faster payoff than minimum payments would allow
Member-owned credit union headquartered in Lubbock, TX, offering checking, savings, loans, mortgages, and credit cards with a not-for-profit service model.
Google rating from 803 reviews
Profile signals: Lubbock-area residents seeking competitive loan rates and personalized service from a member-owned institution, Homebuyers interested in listed mortgage programs (FHA, VA, USDA, construction, self-employed loans) with dedicated loan officers
Capital Farm Credit is a Texas-based agricultural lender offering financing and insurance tailored to farmers, ranchers, and rural agribusinesses through a cooperative approach.
Google rating from 2 reviews
Profile signals: Texas farmers and ranchers seeking operating, equipment, or land financing with agricultural experience context, Beginning and small agricultural producers looking for programs designed for their growth stage
Capital Funding Options provides fast, flexible business funding with no collateral required and approvals within 24-48 hours for entrepreneurs nationwide.
Google rating from 47 reviews
Profile signals: Small business owners seeking working capital without collateral pledging, Entrepreneurs needing fast funding approval and deployment within days
Cash Box Pawn is a locally owned San Marcos pawn shop offering collateral-based loans and resale of items including guitars, jewelry, and tools with over 20 years of operating history.
Google rating from 123 reviews
Profile signals: Consumers who are researching short-term cash access and own valuable items (jewelry, instruments, tools) they can pledge as collateral, Individuals who may not meet traditional loan criteria due to poor or no credit history
EZ Money offers payday advances and cash loans with physical locations across Iowa, Michigan, Missouri, and North Dakota. Quick online and in-person applications with provider-stated funding timing.
Google rating from 4 reviews
Profile signals: Workers facing unexpected emergencies (car repair, medical bill) who need cash within days, Borrowers in Iowa, Michigan, Missouri, or North Dakota with no access to traditional credit
San Antonio's Loanstar Title Loans on SW Military Drive provides title-loan profile details and payday advances near the South Side shopping district.
Google rating from 9,194 reviews
Profile signals: Vehicle owners facing genuine emergencies who need $1,000–$10,000 quickly and have no other credit options, Borrowers with poor credit who cannot qualify for personal loans or credit-based financing
Online personal loan marketplace connecting borrowers with lenders offering $1,000–$50,000 loans funded in as fast as 24 hours with no application fees.
Google rating from 2 reviews
Profile signals: Borrowers seeking personal loans of $1,000–$50,000 for major expenses and willing to accept partner lender terms, Consumers who prefer online application without visiting physical locations or multiple websites
Payment 1 offers personal installment loans and title loans in San Antonio with flexible payment options and published application timing. They serve customers seeking emergency funding or credit-building opportunities.
Google rating from 560 reviews
Profile signals: Borrowers with stable income seeking $1K-$25K for emergency expenses or home repairs, Vehicle owners with clear title researching short-term cash access against equity
San Antonio's LendNation location at 2908 West Ave offers payday and title loans with same-day service claims to verify.
Google rating from 602 reviews
Profile signals: Employed individuals with steady income facing unexpected expenses before payday, Vehicle owners needing larger short-term cash ($1,000+) willing to pledge title
San Antonio title loan and personal installment lender offering provider-stated funding timing up to $10,000 with online and in-store options.
Google rating from 76 reviews
Profile signals: Vehicle owners needing $1,000-$10,000 in emergency cash with lien-free car titles, San Antonio residents seeking listed funding timing for unexpected expenses
Atlas Credit offers installment personal loans from $100–$1,400 for bad credit borrowers in TX, OK, and MO with 5–12 month terms and fixed payments.
Google rating from 2 reviews
Profile signals: Bad credit borrowers who need $100–$1,400 for emergency expenses and can service a 5–12 month installment loan, Unbanked consumers who lack checking accounts but have stable employment and verifiable income
San Antonio-based installment lender offering unsecured personal loans up to $1,700 with 12-month repayment terms and provider-stated same-day approval timing.
Google rating from 2 reviews
Profile signals: San Antonio-area residents needing $500-$1,700 for short-term expenses, Consumers with poor credit seeking alternatives to payday loans
Texas-based lender specializing in property tax loans for homeowners behind on taxes. Offers affordable monthly payment plans to help Texans avoid losing their homes to tax foreclosure.
Google rating from 27 reviews
Profile signals: Texas homeowners behind on property taxes seeking to avoid foreclosure, Borrowers with poor credit history unable to qualify for traditional loans
Payment 1 Financial offers personal installment loans and title loans in San Antonio with flexible terms, published application timing, and provider-stated funding timing for borrowers seeking emergency cash or credit building.
Google rating from 472 reviews
Profile signals: San Antonio residents needing $1K–$5K in emergency cash with fast funding timelines, Vehicle owners with clear titles seeking collateral-based loans while maintaining car access
Sun Loan Company is a community-based personal installment lender founded in 1988, operating 250+ locations across 7 states. Offers small loans ($100-$1,700 in TX), tax prep, and provider-stated funding timing. BBB D rating (not accredited).
Google rating from 8,307 reviews
Profile signals: Borrowers in Texas, Oklahoma, New Mexico, and other covered states who need small personal installment loans under $1,700 with provider-stated funding timing, Consumers with limited or damaged credit who need lenders that evaluate beyond just credit scores
Tower Loan offers installment and personal loans at physical branch locations across multiple states, including a NW San Antonio office. They provide fixed-rate loans for various purposes with quick online and in-person application processes.
Google rating from 308 reviews
Profile signals: San Antonio-area residents who prefer in-person loan meetings and advice, Borrowers seeking fixed-payment installment loans for specific purposes (vacation, home improvement, debt consolidation)
Member-owned credit union headquartered in Lubbock, TX, offering checking, savings, loans, mortgages, and credit cards with a not-for-profit service model.
Google rating from 803 reviews
Profile signals: Lubbock-area residents seeking competitive loan rates and personalized service from a member-owned institution, Homebuyers interested in listed mortgage programs (FHA, VA, USDA, construction, self-employed loans) with dedicated loan officers
Federal credit union based in San Antonio serving members in Texas with checking, savings, auto loans, mortgages, and digital banking services since 1952.
Google rating from 171 reviews
Profile signals: San Antonio and Del Rio area residents seeking local credit union membership with digital banking convenience, Consumers prioritizing high-yield savings with NCUA protection and monthly dividend compounding
Security Service Federal Credit Union offers online banking, mortgages, and investment accounts with digital access to manage accounts anytime, anywhere.
Google rating from 233 reviews
Profile signals: Existing SSFCU members managing multiple accounts who need 24/7 digital access, Consumers seeking integrated account management across checking, savings, mortgages, and investments
Texas-based credit union offering savings accounts, certificates of deposit, and loans at rate claims to verify to members. Non-profit cooperative returning profits to members via dividends and low loan rates.
Google rating from 37 reviews
Profile signals: San Antonio-area residents eligible for credit union membership seeking competitive savings and loan rates, Members wanting fee-free ATM access through the CO-OP nationwide network
Texas-based credit union offering checking, savings, loans, credit cards, and home equity products with bilingual support and community focus through the Firstmark Foundation.
Google rating from 357 reviews
Profile signals: Texas residents seeking full-service banking with above-market checking yields and community values, Spanish-speaking consumers needing bilingual financial services and support
Firstmark Credit Union is a Texas-based credit union offering checking, savings, loans, and credit cards with a focus on community banking and member education.
Google rating from 272 reviews
Profile signals: Texas residents seeking competitive checking rates and cash rewards through credit union membership, Homeowners looking to refinance or access home equity through HELOC or home equity loans
San Antonio-based bankruptcy law firm specializing in Chapter 7 filings and loan modifications, led by Board Certified attorney Heidi McLeod with 30+ years of experience.
Google rating from 23 reviews
Profile signals: Texas residents in San Antonio, Austin, or Rio Grande Valley areas facing overwhelming unsecured debt eligible for Chapter 7 discharge, Homeowners with reverse mortgages seeking professional guidance on loan modification to maintain property ownership
Rick Flume is a bankruptcy attorney in San Antonio, TX offering legal representation for Chapter 7 and Chapter 13 bankruptcy filings and related debt relief services.
Google rating from 138 reviews
Profile signals: San Antonio residents facing overwhelming personal debt and considering bankruptcy, Individuals needing Chapter 7 liquidation bankruptcy representation and filing assistance
San Antonio bankruptcy attorney offering Chapter 7 and Chapter 13 filing services, foreclosure defense, and debt relief solutions for individuals in South Central Texas.
Google rating from 78 reviews
Profile signals: Texas residents facing foreclosure, repossession, wage garnishment, or tax liens who need legal representation, Individuals overwhelmed by credit card debt or medical bills seeking Chapter 7 or Chapter 13 bankruptcy protection
San Antonio bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, wage garnishment stops, and debt relief representation.
Google rating from 90 reviews
Profile signals: San Antonio and Bexar County residents facing wage garnishment, repossession, or foreclosure, Military personnel and security clearance holders experiencing financial strain
Texas-based law firm providing bankruptcy filing, creditor lawsuit defense, and debt collection violation representation for consumers overwhelmed by debt.
Profile signals: Texas residents facing lawsuits from creditors or debt collectors who may be violating collection laws, Consumers being harassed by debt collectors and wanting to explore both defense and bankruptcy options
San Antonio bankruptcy attorney offering Chapter 7 and 13 filing services alongside criminal, family law, and personal injury representation with 20+ years experience.
Profile signals: San Antonio-area residents seeking affordable Chapter 7 or Chapter 13 bankruptcy representation, Individuals preferring listed fee structures and direct attorney communication throughout filing
Cash Box Pawn is a locally owned San Marcos pawn shop offering collateral-based loans and resale of items including guitars, jewelry, and tools with over 20 years of operating history.
Google rating from 123 reviews
Profile signals: Consumers who are researching short-term cash access and own valuable items (jewelry, instruments, tools) they can pledge as collateral, Individuals who may not meet traditional loan criteria due to poor or no credit history
San Antonio-based precious metals and luxury watch buyer offering fair-market valuations for gold, diamonds, and Rolex timepieces with listed, personalized service.
Google rating from 260 reviews
Profile signals: San Antonio-area residents seeking to sell inherited jewelry, gold coins, or luxury watches for short-term cash access, Buyers searching for authenticated pre-owned Rolex watches or fine jewelry from a local, personalized source
Blue Diamond buys and sells luxury estate jewelry, designer handbags, coins, and collectibles in San Antonio. Licensed buyer offering competitive pricing for high-end items.
Google rating from 583 reviews
Profile signals: Affluent buyers seeking authenticated luxury designer handbags and jewelry at 15-30% discounts, Estate liquidators and heirs selling inherited fine jewelry, watches, or luxury items
Pronto Pawn operates 5 locations in San Antonio and New Braunfels, offering collateral-based loans and retail sales for jewelry, firearms, electronics, tools, and other valuables with eligibility claim to verify.
Google rating from 886 reviews
Profile signals: Consumers researching short-term cash access with no-credit-qualification claims to verify and who have valuable items to pledge, Jewelry sellers and buyers seeking authentication context and fair valuation from certified graders
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America. They provide pawn loans secured by personal property and buy/sell merchandise.
Google rating from 338 reviews
Profile signals: Consumers needing immediate emergency cash with eligibility claims to verify or lengthy approval processes, Individuals with valuable items (jewelry, electronics, instruments) willing to pledge collateral short-term
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans secured by personal property.
Profile signals: Cash-constrained consumers needing immediate funds who have valuable personal items to use as collateral, Individuals seeking to liquidate jewelry, gold, electronics, or other merchandise for short-term cash access without lengthy sales processes
Guild Mortgage loan officer in San Antonio with 32+ years in mortgage lending, offering home purchase, refinance, and specialty loan programs with a 4.99/5 rating across 80 reviews.
Google rating from 5 reviews
Profile signals: First-time homebuyers in the San Antonio area seeking personalized credit guidance and pre-approval counseling, Spanish-speaking borrowers who benefit from bilingual loan officer communication
Megan Cloud is a Sr. VP Branch Manager and loan officer at V.I.P. Mortgage in San Antonio, TX, offering mortgage services including home purchases and refinances across multiple states.
Google rating from 343 reviews
Profile signals: First-time homebuyers in Texas or the 7 other licensed states seeking personalized guidance, Homeowners looking to refinance with a lender who communicates proactively with real estate professionals
Premier Nationwide Lending is a San Antonio-based mortgage lender offering home purchase, refinance, and other mortgage products with accessibility features and highly-rated customer service.
Google rating from 131 reviews
Profile signals: San Antonio area homebuyers seeking personalized mortgage guidance and complex transaction navigation, Customers with mobility considerations requiring fully accessible lending facilities
San Antonio-based mortgage lender offering home purchase, refinance, debt consolidation, and FHA/VA loans with 24/7 support and a stated lowest-rate listed refund term.
Google rating from 109 reviews
Profile signals: San Antonio-area homebuyers seeking fast pre-approval with competitive offers in cash-heavy markets, Military veterans interested in VA loans with no down payment and PMI elimination
Texas Farm Credit's San Antonio branch provides agricultural loans, land financing, and home mortgages for rural and agribusiness customers across Texas.
Google rating from 25 reviews
Profile signals: Farm and ranch operators seeking agricultural production loans and equipment financing, Rural property buyers purchasing land, ranches, or recreational properties in Texas
Texas-based mortgage lender since 1999 offering home purchase loans, refinances, and personalized mortgage origination with in-house loan officers.
Google rating from 57 reviews
Profile signals: Texas homebuyers seeking personalized service from established local loan officers, Borrowers refinancing existing mortgages who want to discuss options with a dedicated professional
Barri is a money services company offering check cashing, money transfers, bill payment, mobile reloads, and a prepaid Visa debit card with 30+ years of experience.
Profile signals: Immigrants and migrant workers regularly sending money to Latin America or the Caribbean, Unbanked and underbanked individuals without access to traditional checking accounts
Barri is a money transfer and financial services platform offering check cashing, bill payment, mobile reloads, and personal loans through a partnership with Oportun.
Profile signals: Spanish-speaking immigrants and Latino families sending remittances to Mexico, Central America, and South America, Unbanked or underbanked individuals needing check cashing, bill payment, and money transfer in one platform
Barri is a money transfer and financial services platform offering check cashing, bill payment, mobile recharges, and personal loans through 30+ years of remittance experience.
Profile signals: Spanish-speaking immigrants and Latin American diaspora sending remittances to family abroad, Unbanked or underbanked consumers needing check cashing, bill payment, and mobile recharge in one platform
San Antonio, TX – DolEx Dollar Express at 4517 Blanco Rd offers check-cashing and financial services daily 9AM–8PM.
Profile signals: Unbanked consumers without checking or savings accounts needing check deposits, Workers paid via paper check seeking short-term cash access without bank delays
San Antonio's DolEx Dollar Express on South New Braunfels Ave offers quick check-cashing and financial services.
Profile signals: Unbanked consumers who need check-cashing services outside standard banking hours, Shift workers and hourly employees requiring weekend or evening financial access
EZ Money is a payday advance and check cashing company operating in Iowa, Michigan, Missouri, and North Dakota, offering fast short-term loans and financial services.
Profile signals: Consumers in Midwestern states needing immediate check cashing services without lengthy hold periods, Workers seeking early access to direct deposits via prepaid cards with eligibility claims to verify
San Antonio-based credit repair firm offering dispute resolution, credit report analysis, and score improvement plans to help consumers remove errors and rebuild credit profiles.
Google rating from 20 reviews
Profile signals: San Antonio residents with inaccurate negative items on credit reports, Consumers seeking professional dispute assistance with credit bureaus
CreditUp Club offers DIY and professional credit repair services, helping clients dispute errors and negative items across credit bureaus for credit-score context to review.
Google rating from 86 reviews
Profile signals: Consumers with multiple negative items (collections, late payments, charge-offs) seeking affordable DIY dispute management, Those preferring self-directed credit repair but wanting structured guidance and automated dispute letter generation
El Bori CR INC is a credit repair provider based in San Antonio, Texas. Rated 5.0/5 with 365 Google reviews, reflecting high listed customer satisfaction.
Google rating from 365 reviews
Profile signals: Consumers in San Antonio, Texas looking for credit repair services, People who prefer working with a local credit repair provider
Muzi Consulting offers credit repair and consultation services through their DBA Certified Credit Consultants brand, helping consumers address credit report issues.
Google rating from 27 reviews
Profile signals: Consumers seeking personalized credit consultation from a professional advisor, International clients or those who prefer multi-country phone support
Credit repair company founded in 2007, serving clients nationwide. Disputes inaccurate credit items, offers debt relief, identity theft restoration, and business credit building.
Google rating from 104 reviews
Profile signals: Consumers with inaccurate, outdated, or unverifiable negative items on their credit reports who want a company to handle disputes on their behalf, Identity theft victims needing coordinated credit restoration and ongoing protection
SmartChoice Credit offers credit repair and dispute services in San Antonio and Austin, TX, helping consumers challenge inaccuracies on credit reports and improve their credit scores.
Google rating from 21 reviews
Profile signals: San Antonio and Austin residents with inaccurate negative items on their credit reports seeking professional dispute assistance, Consumers juggling both credit report issues and student loan debt who want consolidated support
Texas-focused debt consolidation and settlement company helping San Antonio residents combine multiple debts into single monthly payments, claiming fees 40% lower than national competitors.
Google rating from 3 reviews
Profile signals: Texas residents with multiple unsecured debts (credit cards, medical bills, payday loans) seeking consolidation, San Antonio-area consumers preferring local companies over national debt relief chains
Texas-based debt settlement company specializing in high-income earners with $50K-$300K+ in unsecured debt, offering negotiated settlements with performance-based fees.
Google rating from 7 reviews
Profile signals: High-income earners in Texas with $50,000-$300,000+ in unsecured debt who have stable income and can maintain monthly deposits, Consumers with multiple high-interest credit cards and personal loans seeking faster payoff than minimum payments would allow
Texas-based debt settlement and consolidation firm specializing in managing $30K–$300K+ in credit card and personal debt for higher-income earners, with 20+ years of experience and A+ BBB rating.
Google rating from 1 review
Profile signals: Texas residents with $30K–$300K in credit card and personal loan debt seeking settlement-based relief, Higher-income earners ($50K+) with significant debt but stable income to fund settlement accounts
Credit Services of America offers credit repair, debt consolidation, and debt management services with physical offices in Texas. They provide personalized financial counseling and credit monitoring to give clients credit-score context to review and manage debt.
Google rating from 7 reviews
Profile signals: San Antonio-area residents with multiple debts seeking in-person, local credit counseling and debt consolidation assistance, Consumers with credit report errors who prefer face-to-face credit repair services over online-only providers
Texas-based debt settlement company specializing in negotiating unsecured debt reductions for residents with $30K-$1M+ in obligations, targeting credit cards and personal loans.
Google rating from 27 reviews
Profile signals: Texas residents with $30K-$1M+ in unsecured debt (credit cards, personal loans) facing unmanageable monthly payments, Individuals in complicated financial situations (job loss, income reduction) seeking structured debt reduction outside bankruptcy
Data Search Collection Inc. is a debt collection and management company based in San Antonio, Texas, offering account management and payment processing services.
Profile signals: Clients in Texas or nearby regions seeking debt payment arrangement options, Consumers who prefer phone-based account management services
Credit Human is a credit union offering checking, savings, loans, and investment products with rate claims to verify and zero-fee checking accounts.
Google rating from 54 reviews
Profile signals: Members seeking fee-free checking and savings with rate claims to verify, Homebuyers interested in down-payment-free mortgage options
Credit Human is a credit union operating a Woodlawn branch in San Antonio, TX, offering member banking services including accounts, loans, and ATM access with extended hours.
Google rating from 57 reviews
Profile signals: San Antonio-area residents seeking a credit union alternative to traditional banks, Spanish-speaking consumers who benefit from bilingual staff support
Family-owned Texas bank with locations in San Antonio, Austin, Dallas, and Houston offering checking, savings, and private banking services.
Profile signals: Texas residents who prefer community banking relationships over large national banks, Business owners in San Antonio, Austin, Dallas, or Houston seeking personalized commercial banking services
Credit Human is a credit union offering retail banking services including accounts, loans, and financial services through multiple locations, including the 211 and Potranco Financial Health Center branch in San Antonio.
Profile signals: San Antonio residents seeking convenient weekend banking with Saturday hours, Spanish-speaking consumers preferring bilingual financial services
Credit Human is a credit union offering banking services including checking, savings, loans, and online account management through multiple locations including their Hackberry Market Financial Health Center branch.
Profile signals: San Antonio residents seeking full-service banking with competitive credit union rates, Members interested in combined banking and financial wellness/counseling services
Credit Human is a credit union offering banking services including checking, savings, and loan products through multiple locations including their Southtown Financial Health Center branch in San Antonio, TX.
Profile signals: San Antonio area residents seeking full-service banking with credit union benefits, Credit union members looking for personal loans and account services
Capital Farm Credit is a Texas-based agricultural lender offering financing and insurance tailored to farmers, ranchers, and rural agribusinesses through a cooperative approach.
Google rating from 2 reviews
Profile signals: Texas farmers and ranchers seeking operating, equipment, or land financing with agricultural experience context, Beginning and small agricultural producers looking for programs designed for their growth stage
Capital Funding Options provides fast, flexible business funding with no collateral required and approvals within 24-48 hours for entrepreneurs nationwide.
Google rating from 47 reviews
Profile signals: Small business owners seeking working capital without collateral pledging, Entrepreneurs needing fast funding approval and deployment within days
CTF Loan Servicing provides back-office mortgage loan servicing for lenders, handling payments, escrow, and accounting rather than originating loans to consumers.
Google rating from 4 reviews
Profile signals: Mortgage lenders and portfolio investors seeking to outsource loan servicing operations, Note holders and private lenders wanting to simplify administrative tasks
Family-owned business credit and capital strategy firm helping entrepreneurs build fundability and access capital without personal stated terms through EIN-based business credit context to verify.
Google rating from 12 reviews
Profile signals: Entrepreneurs and small business owners with weak or no established business credit who want to separate personal and business creditworthiness, Business owners seeking to qualify for traditional bank funding without relying on high-interest alternative lenders or personal asset collateral
LiftFund provides grants and affordable financing to small businesses in Kerr County and Comfort, TX, with funding available in as little as 24 hours.
Google rating from 71 reviews
Profile signals: Small business owners in Kerr County or Comfort, Texas seeking rapid funding, Entrepreneurs interested in grants alongside traditional financing options
Independent investment banking firm specializing in M&A advisory, capital raising, and business valuations for middle-market companies across 100+ industries since 1956.
Profile signals: Mid-market business owners planning an exit through sale, merger, or recapitalization, Established companies seeking acquisition targets or consolidation strategies with advisory experience context
Cirkal Financial Services is a veteran-owned financial education and advisory firm offering free consultations and comprehensive financial planning across all 50 states, partnering with 150+ A-rated financial institutions.
Google rating from 2 reviews
Profile signals: Individuals seeking free financial education and guidance before working with external providers, Small business owners and families interested in comprehensive financial planning services
NALCAB is a CDFI intermediary supporting 200+ nonprofit member organizations across all 50 states focused on Latino community economic development through lending, capacity building, and policy advocacy.
Google rating from 4 reviews
Profile signals: Nonprofit organizations and CDFIs working on community economic development seeking grants, loans, and capacity building support, Communities in Latino-serving regions seeking housing, small business, or neighborhood development initiatives
Non-profit credit counseling and financial education organization providing debt management, housing counseling, and bankruptcy education through in-person, phone, and online services.
Profile signals: Consumers seeking non-profit credit counseling from an established organization with 50+ years of experience, Individuals struggling with debt who want guidance before considering bankruptcy
GreenPath Financial Wellness is a nonprofit credit counseling agency offering free and low-cost debt and credit counseling services via phone and in-person in San Antonio.
Profile signals: Consumers seeking free or low-cost financial education and budgeting guidance, San Antonio residents preferring in-person counseling with a local nonprofit organization
San Antonio-based debt collection agency specializing in past-due school balances for Southwest Schools and Nuvani Institute with 20 years of experience.
Profile signals: Parents and students with past-due balances owed to Southwest Schools or Nuvani Institute in Texas, Individuals seeking flexible payment arrangements for school debt in the San Antonio area
HUD-certified housing counseling agency and CHDO in San Antonio providing affordable housing, homebuyer education, and foreclosure prevention services to low-to-moderate income families since 1990.
Profile signals: First-time homebuyers in San Antonio seeking HUD-approved pre-purchase education and counseling, Low-to-moderate income families facing foreclosure or seeking foreclosure prevention assistance
B2B financial services provider offering mortgage lender solutions, debt collections, background screening, and skip tracing services since 1907.
Google rating from 44 reviews
Profile signals: Mortgage lenders and brokers seeking operational efficiency tools and loan processing solutions, Collection agencies and creditors needing third-party debt collection and skip tracing services
Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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