Denver, CO

Credit Repair & Financial Services in Denver

Compare 78 credit repair companies, personal lenders, and financial services in Denver, Colorado. All independently reviewed with BBB ratings and pricing.

Colorado avg credit score: 725 Median income: $87,598 Poverty rate: 9.1% Payday loans: Restricted Colorado overview →

Top Rated in Denver

78 companies
Berken Cloyes, PC logo

Berken Cloyes, PC

Unable to verify company details. Website returned 403 Forbidden error, preventing access to service information, credentials, and operational details needed for accurate profiling.

4.5/5
Free BBB: NR

Best for: Consumers in Denver, Colorado looking for credit building services, People who prefer working with a local credit building provider

Colorado Bankruptcy Law Group, LLC logo

Colorado Bankruptcy Law Group, LLC

Denver-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 bankruptcy representation. Offers full-service legal guidance from consultation through case closure.

4.5/5
Free BBB: NR

Best for: Denver-area residents with substantial unsecured debt (credit cards, medical bills, personal loans) and income within Chapter 7 limits, Homeowners or vehicle owners facing foreclosure or repossession seeking immediate creditor action stoppage

Law Office of David M. Serafin logo

Law Office of David M. Serafin

Denver-based bankruptcy law firm specializing in Chapter 7, Chapter 13, and Chapter 11 filings for individuals and businesses seeking debt relief.

4.5/5
Free BBB: NR

Best for: Colorado residents (Denver/Aurora area) with unsecured debt exceeding their income and assets, Small business owners or sole proprietors exploring debt restructuring alternatives to closure

M2 Lending Solutions logo

M2 Lending Solutions

Unable to verify company details — website returns 403 Forbidden error, preventing assessment of M2 Lending Solutions' actual services and legitimacy.

4.5/5
Free BBB: NR

Best for: Consumers in Denver, Colorado looking for personal lending services, People who prefer working with a local personal lending provider

Masana Bankruptcy Law logo

Masana Bankruptcy Law

Unable to verify. Website is access-restricted via Cloudflare, preventing profile completion.

4.5/5
Contact BBB: NR

Best for: Consumers in Denver, Colorado looking for credit building services, People who prefer working with a local credit building provider

Watton Law Group logo

Watton Law Group

Denver-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing assistance, foreclosure defense, and debt relief strategies for individuals, families, and businesses.

4.5/5
Free BBB: NR

Best for: Individuals and families in the Denver/Colorado area facing foreclosure or vehicle repossession, Small business owners and entrepreneurs seeking federal bankruptcy protection and debt discharge

Credit Unions in Denver

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Affidian Credit Union logo

Affidian Credit Union

Member-owned credit union serving Colorado government employees and families since 1938, offering competitive loan rates, savings products, and digital banking services.

4.3/5
Contact BBB: NR

Best for: Current and retired Colorado state and city/county government employees seeking member-owned banking, Families of eligible government employees looking for relationship banking with competitive rates

Colorado Credit Union logo

Colorado Credit Union

Colorado Credit Union is a member-owned financial cooperative serving 8 Colorado counties with competitive rates on mortgages, auto loans, and savings products.

4.3/5
Contact BBB: NR

Best for: Colorado residents in the 8-county service area (Adams, Douglas, Jefferson, Arapahoe, Weld, Denver, Broomfield, Boulder) seeking competitive mortgage or auto loan rates, Members prioritizing free checking with no minimums and free mobile banking/deposit capabilities

Credit Union of Colorado, SE Denver logo

Credit Union of Colorado, SE Denver

Credit Union of Colorado is a not-for-profit financial cooperative offering checking, savings, loans, credit cards, and digital banking services to members in the Denver area.

4.3/5
Contact BBB: NR

Best for: Colorado residents in Denver/SE Denver area seeking local banking with not-for-profit benefits, Members prioritizing no-fee credit cards and competitive loan rates over national bank convenience

Zing Credit Union logo

Zing Credit Union

Zing Credit Union is a Denver-based financial institution offering personal and business banking services to members in Colorado.

4.3/5
Contact BBB: NR

Best for: Colorado residents and Denver-area consumers seeking local credit union membership, Small business owners in Colorado looking for relationship-based business banking

Ent Credit Union logo

Ent Credit Union

Colorado's largest credit union with 500K+ members across 50+ locations, offering checking, savings, loans, mortgages, and business banking with low fees.

4.2/5
Contact BBB: NR

Best for: Colorado residents seeking a full-service financial institution with low-cost checking, savings, and lending products, Small business owners in the Denver area needing business banking with dedicated local bankers

Canvas Credit Union DIA Branch logo

Canvas Credit Union DIA Branch

Canvas Credit Union operates a branch at Denver International Airport offering comprehensive banking services including savings, checking, loans, and credit cards to members.

4.1/5
Contact BBB: NR

Best for: Colorado State University alumni and current students seeking member-exclusive accounts, Airport employees and frequent travelers needing banking access at DIA

Bankruptcy Services in Denver

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Berken Cloyes, PC logo

Berken Cloyes, PC

Unable to verify company details. Website returned 403 Forbidden error, preventing access to service information, credentials, and operational details needed for accurate profiling.

4.5/5
Free BBB: NR

Best for: Consumers in Denver, Colorado looking for credit building services, People who prefer working with a local credit building provider

Colorado Bankruptcy Law Group, LLC logo

Colorado Bankruptcy Law Group, LLC

Denver-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 bankruptcy representation. Offers full-service legal guidance from consultation through case closure.

4.5/5
Free BBB: NR

Best for: Denver-area residents with substantial unsecured debt (credit cards, medical bills, personal loans) and income within Chapter 7 limits, Homeowners or vehicle owners facing foreclosure or repossession seeking immediate creditor action stoppage

Law Office of David M. Serafin logo

Law Office of David M. Serafin

Denver-based bankruptcy law firm specializing in Chapter 7, Chapter 13, and Chapter 11 filings for individuals and businesses seeking debt relief.

4.5/5
Free BBB: NR

Best for: Colorado residents (Denver/Aurora area) with unsecured debt exceeding their income and assets, Small business owners or sole proprietors exploring debt restructuring alternatives to closure

Masana Bankruptcy Law logo

Masana Bankruptcy Law

Unable to verify. Website is access-restricted via Cloudflare, preventing profile completion.

4.5/5
Contact BBB: NR

Best for: Consumers in Denver, Colorado looking for credit building services, People who prefer working with a local credit building provider

Watton Law Group logo

Watton Law Group

Denver-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing assistance, foreclosure defense, and debt relief strategies for individuals, families, and businesses.

4.5/5
Free BBB: NR

Best for: Individuals and families in the Denver/Colorado area facing foreclosure or vehicle repossession, Small business owners and entrepreneurs seeking federal bankruptcy protection and debt discharge

Cohen and Cohen logo

Cohen and Cohen

Denver-based bankruptcy law firm offering Chapter 7, Chapter 13, business bankruptcy, and related debt services for individuals and businesses.

4.4/5
Contact BBB: NR

Best for: Colorado consumers considering Chapter 7 or Chapter 13 bankruptcy who want legal representation from experienced attorneys, Small business owners facing insolvency and needing Chapter 11 or Subchapter V bankruptcy guidance

Mortgages & Home Loans in Denver

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American Capital Financial logo

American Capital Financial

Local Denver-based mortgage lender serving Colorado and Wyoming for over 20 years, offering conventional, FHA, USDA, and VA loans with personalized customer service.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in Colorado or Wyoming seeking personalized guidance, Self-employed borrowers or those with complex financial situations needing mortgage expertise

American Liberty Mortgage - Denver logo

American Liberty Mortgage - Denver

Denver-based mortgage lender specializing in home purchase loans, refinancing, and reverse mortgages for FHA, VA, conventional, and DSCR borrowers.

4.4/5
Contact BBB: NR

Best for: Denver and Colorado homebuyers seeking personalized service from a locally owned mortgage lender, Borrowers with FHA, VA, or conventional loans looking to refinance with streamlined processes

Cherry Creek Title Services, Inc. logo

Cherry Creek Title Services, Inc.

Denver-based title insurance and escrow company serving residential real estate transactions statewide since 1992, with in-house real estate attorney and underwriting.

4.4/5
Contact BBB: NR

Best for: Colorado residential home buyers/sellers seeking personalized local service over large-firm convenience, Real estate agents and lenders in Denver metro area needing direct relationships with title providers

First American Title Insurance Company logo

First American Title Insurance Company

First American Title Insurance Company Denver, CO — First American Title provides title insurance and escrow settlement services for real estate transac...

4.4/5
Contact BBB: NR

Best for: Real estate agents and brokers seeking comprehensive closing support and marketing tools like Eagle Homebook, Home buyers and sellers in the Denver area conducting residential property transactions

Land Title Guarantee Company logo

Land Title Guarantee Company

Colorado-based title and closing services company serving real estate, lending, and commercial professionals since 1967 with 45+ offices statewide.

4.4/5
Contact BBB: NR

Best for: Colorado real estate professionals seeking title insurance and closing services, Mortgage lenders and loan officers needing dedicated transaction support

Loan Inc logo

Loan Inc

Loan Inc. is a tech-enabled mortgage lender offering home purchase and refinance loans with no lender fees, backed by human loan experts and a Rate Match Promise.

4.4/5
Contact BBB: NR

Best for: Home buyers seeking a streamlined, tech-enabled mortgage experience with expert guidance, Homeowners refinancing who want transparent pricing and proactive rate monitoring

Banks in Denver

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Bank of America Financial Center logo

Bank of America Financial Center

Denver's Bank of America Financial Center at 100 Fillmore St, CO, offers personal and business banking services.

4.3/5
Contact BBB: NR

Best for: Customers seeking comprehensive personal and business banking services in Denver's Cherry Creek area, Homebuyers and refinancing customers needing mortgage lending specialists and direct loan officer contact

Elite Credit Freedom logo

Elite Credit Freedom

Vectra Bank is a Colorado-based bank offering checking, savings, loans, mortgages, and credit cards. The website lists an 'Elite Credit Card' among its credit card products.

4.3/5
Contact BBB: NR

Best for: Customers seeking a full-service bank with physical branch access in Colorado and surrounding regions, Military personnel and seniors seeking specialized checking accounts with potential benefits

Anb Bank logo

Anb Bank

ANB Bank is a community bank with $3 billion in assets serving Colorado and Wyoming through 30 banking centers, offering deposit, lending, and investment management services.

4.2/5
Contact BBB:

Best for: Colorado and Wyoming residents seeking personalized community banking with local decision-making, Small business owners needing relationship-based lending and business banking services

First Western Trust Bank logo

First Western Trust Bank

First Western Trust Bank offers banking and wealth management solutions through https://www.myfw.com, serving customers seeking integrated financial services.

4.2/5
Contact BBB:

Best for: Bank customers seeking online account access and digital banking services, High-net-worth individuals interested in trust and wealth management solutions

Fortis Bank logo

Fortis Bank

Fortis Bank is a commercial banking partner offering business loans, treasury management, and deposit accounts to small and mid-market companies across multiple industries.

4.2/5
Contact BBB:

Best for: Established small to mid-market businesses seeking comprehensive commercial banking relationships, Companies in specialized industries (law firms, healthcare, construction, private equity) needing sector-specific expertise

Native American Bank, National Association logo

Native American Bank, National Association

National bank offering checking, savings, loans, and credit cards with a mission to invest in Native American communities and economic development.

4.2/5
Contact BBB:

Best for: Native American individuals and businesses seeking culturally-aligned banking with community mission, Customers in the Pacific Northwest (particularly Washington state) near Tulalip and other branch locations

Pawn Shops in Denver

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Aurora Gold Pawn logo

Aurora Gold Pawn

Aurora Gold Buyer is a Denver-based pawn shop that buys and pawns precious metals, jewelry, diamonds, vehicles, and electronics for fast cash.

4.4/5
Contact BBB: NR

Best for: Individuals needing immediate cash who own precious metals, jewelry, or vehicles and prefer not to use credit, People with damaged or broken jewelry/watches who want quick appraisal and cash without selling retail

Cash in a Flash Pawn logo

Cash in a Flash Pawn

Cash in a Flash Pawn is a Denver-based pawn shop offering collateral-based loans and the purchase/sale of firearms, jewelry, tools, and watches with same-day funding.

4.4/5
Contact BBB: NR

Best for: Gun owners and firearm enthusiasts needing immediate cash who can leverage firearms as collateral, Individuals with valuable jewelry or watches seeking quick appraisals and same-day cash without credit checks

Denver Gold Shop logo

Denver Gold Shop

Colorado's largest rare coin and precious metals dealer since 1976, buying and selling collectible coins, bullion, currency, jewelry, and Rolex watches from two Denver-area locations.

4.4/5
Contact BBB: NR

Best for: Collectors of rare coins and currency seeking to liquidate holdings at fair market value, Precious metals investors buying or selling bullion (gold, silver, platinum)

Big Daddy's Jewelry and Pawn logo

Big Daddy's Jewelry and Pawn

Big Daddy's Jewelry and Pawn is a Denver-based pawn shop offering collateral-based loans and jewelry/precious metals buying services.

4.3/5
Contact BBB: NR

Best for: People with immediate cash needs and valuable jewelry or items to pledge, Individuals without access to traditional credit who own collateral of value

CASH 4U PAWN logo

CASH 4U PAWN

Small pawn shop in Federal Heights, CO specializing in gold, diamonds, and Swiss watches. Licensed for pawn and firearm transactions with 100% seller rating.

4.3/5
Contact BBB: NR

Best for: Local Federal Heights, CO residents needing quick cash against collateral, Individuals with high-value items (jewelry, watches, electronics) to pledge or sell

Super Pawn logo

Super Pawn

Super Pawn LLC is a pawn shop based in Denver, CO offering collateral-based loans and merchandise sales.

4.1/5
Contact BBB: NR

Best for: Consumers needing immediate cash without credit qualification, People with valuable items to sell outright

Free Help in Denver

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Battle and Company logo

Battle and Company

Charles Battle offers comprehensive financial planning and advisory services combining faith-based perspectives with professional credentials including CFP certification and divinity training.

4.4/5
Free BBB: NR

Best for: Faith-based individuals seeking financial advice aligned with religious values and pastoral perspective, Senior citizens in minority or disadvantaged communities exploring Medicare and benefits optimization

Impact Credit Consultants logo

Impact Credit Consultants

Impact Credit Consultants does not appear in the provided search results. The URL redirects to a 2-1-1 Colorado directory listing other non-profit credit counseling agencies.

4.4/5
Free BBB: NR

Best for: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider

Newsed Cdc logo

Newsed Cdc

NEWSED is a Denver-based community development corporation since 1973 offering nonprofit financial counseling, homebuyer assistance, and small business support to underserved populations.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Denver seeking counseling and financial education in English or Spanish, BIPOC small business owners needing support, capital access, and community marketplace opportunities

Northeast Denver Housing Center logo

Northeast Denver Housing Center

Northeast Denver Housing Center is a non-profit providing outreach, education, and housing development to underserved households in the Denver area.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in northeast Denver seeking education and counseling, Underserved households facing housing insecurity or discrimination

Southwest Improvement Council logo

Southwest Improvement Council

Unable to verify company details—website access blocked. Southwest Improvement Council appears to be a Denver-based nonprofit, but current information is insufficient for accurate profiling.

4.1/5
Contact BBB: NR

Best for: Denver-area residents seeking nonprofit financial counseling, Individuals preferring local, community-based assistance over national providers

Denver Housing Authority logo

Denver Housing Authority

Denver Housing Authority provides affordable housing and HUD-affiliated support services to low-income residents in the Denver metro area.

4.0/5
Contact BBB: NR

Best for: Low-income families seeking stable, affordable rental housing, Seniors and disabled individuals needing housing assistance programs

Business Loans in Denver

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CEDCO - Small Business Finance Corporation logo

CEDCO - Small Business Finance Corporation

Unable to verify. Website returns 403 Forbidden error, preventing access to company information needed for accurate profile creation.

4.4/5
Contact BBB: NR

Best for: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider

Cashfund logo

Cashfund

Cashfund provides small business loans up to $500,000 with approval decisions in as little as 4 hours and funding within 24 hours, requiring minimal eligibility criteria.

4.3/5
Contact BBB: NR

Best for: Established small business owners needing quick capital for time-sensitive opportunities, Entrepreneurs with fair credit (500+) who don't qualify for traditional bank loans

Colorado Enterprise Fund logo

Colorado Enterprise Fund

Colorado Enterprise Fund is a nonprofit CDFI lender offering small business loans up to $1M, including SBA 7(a) and micro loans, for entrepreneurs who don't qualify for traditional financing.

4.3/5
Contact BBB: NR

Best for: Colorado-based startup entrepreneurs rejected by traditional banks due to lack of business history or credit, Established small business owners with lower credit scores or tight cash flow needing capital for growth or working capital

Bankers' Bank of the West logo

Bankers' Bank of the West

Bankers' Bank of the West is a wholesale bank serving community banks with loan participations, cash management, and operational services—not a consumer personal loan lender.

4.2/5
Contact BBB:

Best for: Community bank executives seeking loan participation opportunities to expand lending capacity, Regional financial institutions needing wholesale correspondent banking and cash management services

Rocky Mountain MicroFinance Institute logo

Rocky Mountain MicroFinance Institute

RMMFI is a Denver-based nonprofit CDFI offering microloans, grants, and business training to underserved entrepreneurs since 2008. They provide capital alongside mentorship and education for business launch and growth.

4.2/5
Contact BBB: NR

Best for: Low-income and BIPOC entrepreneurs in Colorado testing business ideas with limited startup capital, Underserved founders (women, formerly incarcerated, rural, Spanish-speaking) who face barriers to traditional small business loans

Credit Repair in Denver

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Xperia Credit Solutions logo

Xperia Credit Solutions

Denver credit repair firm since 2012. Certified FICO Professionals dispute inaccurate bureau items and provide credit education to help consumers qualify for mortgages and auto loans.

4.5/5
$69.99/mo BBB: A+

Best for: Consumers with identifiable inaccurate or unverifiable items on their credit reports, Homebuyers or auto loan applicants needing a score boost before a near-term credit application

Credit Professional Services - Fast Credit Score Fix logo

Credit Professional Services - Fast Credit Score Fix

Unable to verify — website returns 403 Forbidden error, preventing profile completion with factual data.

4.4/5
Free BBB: NR

Best for: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider

Credit Repair Personnel Denver logo

Credit Repair Personnel Denver

Unable to verify. Website returns 403 Forbidden error, preventing access to company information, services, or business details.

4.4/5
Free BBB: NR

Best for: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider

Credit Repair Today logo

Credit Repair Today

Credit Repair Today (CRT) offers credit repair, dispute services, and credit building programs with a stated guarantee to raise scores in 60-90 days and no monthly fees.

4.4/5
Free BBB: NR

Best for: Consumers seeking credit repair and dispute services who want to avoid monthly subscription fees, Small business owners needing both personal and business credit improvement

Get Out of Debt in Denver

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Trident Debt Solutions, Inc. logo

Trident Debt Solutions, Inc.

Unable to verify. Website returns 403 Forbidden error, preventing access to company information, services, or business details.

4.4/5
Free BBB: NR

Best for: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider

Centennial Funding logo

Centennial Funding

Centennial Funding is a debt consolidation marketplace that matches borrowers with personal loans to consolidate debt, lower payments, and refinance high-interest obligations.

4.3/5
Free BBB: NR

Best for: Borrowers with multiple high-interest debts seeking to consolidate into a single lower-rate loan, Consumers wanting to compare multiple personal loan offers quickly without shopping multiple lenders individually

Build My Credit in Denver

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Boost Credit 101 logo

Boost Credit 101

Boost Credit 101 adds authorized user tradelines to credit reports to improve credit scores. They've served 10,000+ clients since 2013 with a 100% refund policy.

4.4/5
Free BBB: NR

Best for: Consumers with damaged credit who want a quick cosmetic boost (e.g., to qualify for a mortgage or auto loan in the short term), Individuals seeking rapid credit score improvement without addressing underlying debt or payment issues

I Need a Loan in Denver

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M2 Lending Solutions logo

M2 Lending Solutions

Unable to verify company details — website returns 403 Forbidden error, preventing assessment of M2 Lending Solutions' actual services and legitimacy.

4.5/5
Free BBB: NR

Best for: Consumers in Denver, Colorado looking for personal lending services, People who prefer working with a local personal lending provider

Emergency Cash in Denver

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Swift Fund Loans logo

Swift Fund Loans

qlofor.com is a loan marketplace that connects borrowers to lenders offering personal loans from $1,000–$5,000 with funding as soon as next business day.

2.8/5
Contact BBB: NR

Best for: Borrowers with fair or poor credit seeking fast access to moderate loan amounts, Consumers experiencing financial emergencies who prioritize speed over optimal terms

Your Rights in Colorado

Colorado Consumer Protections: Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Interest Rate Cap: Colorado usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute. Payday lending is restricted (max $500).

Key Regulations:
  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.
  • Supervised lenders licensed by the Division of Banking can charge rates above the usury cap.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Colorado Attorney General Consumer Protection Section.

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