Denver, CO

Loan Companies in Denver, CO

Compare loan companies in Denver, Denver credit repair, personal loans Denver, and business loans Denver research paths in one local guide. Review 149 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Denver

149 companies
BBB NR

Local Denver-based mortgage lender serving Colorado and Wyoming for over 20 years, offering conventional, FHA, USDA, and VA loans with personalized customer service. Review this Denver listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Denver, CO profile links back to a full CreditDoc review with sourced fields.

Battle and Company

Denver, CO

BBB NR

Charles Battle offers comprehensive financial planning and advisory services combining faith-based perspectives with professional credentials including CFP certification and divinity training. Review this Denver listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Denver, CO profile links back to a full CreditDoc review with sourced fields.

CEDCO - Small Business Finance Corporation is a business loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying. Review this Denver listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Denver, CO profile links back to a full CreditDoc review with sourced fields.

Denver-based title insurance and escrow company serving residential real estate transactions statewide since 1992, with in-house real estate attorney and underwriting. Review this Denver listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Denver, CO profile links back to a full CreditDoc review with sourced fields.

Denver-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 bankruptcy representation. Offers full-service legal guidance from consultation through case closure. Review this Denver listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Denver, CO profile links back to a full CreditDoc review with sourced fields.

BBB NR

Credit Repair Personnel Denver is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying. Review this Denver listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Denver, CO profile links back to a full CreditDoc review with sourced fields.

Bankruptcy Services in Denver

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CreditDoc lists 27 bankruptcy services providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Credit Repair Pros - Denver

Credit Repair Pros - Denver is a bankruptcy services provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independe

Masana Bankruptcy Law

Masana Bankruptcy Law is a bankruptcy services provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently v

Credit Unions in Denver

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CreditDoc lists 21 credit unions providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Affidian Credit Union

Member-owned credit union serving Colorado government employees and families since 1938, offering competitive loan rates, savings products, and digital banking services.

Colorado Credit Union

Colorado Credit Union is a member-owned financial cooperative serving 8 Colorado counties with competitive rates on mortgages, auto loans, and savings products.

Zing Credit Union

Zing Credit Union is a Denver-based financial institution offering personal and business banking services to members in Colorado.

Ent Credit Union

Colorado's largest credit union with 500K+ members across 50+ locations, offering checking, savings, loans, mortgages, and business banking with low fees.

Check Cashing & Money Services in Denver

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CreditDoc lists 17 check cashing & money services providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

CFSC All Checks Cashed

CFSC All Checks Cashed offers check cashing without bank accounts, plus money transfers, bill pay, and prepaid cards at their Denver location on Federal Boulevard.

DolEx Dollar Express

DolEx is a multi-service financial center offering check cashing, money transfers, bill payment, money orders, and personal loans through Oportun at thousands of locations across 20+ countries.

Cambio De Cheques

Cambio De Cheques is a check-cashing service located in Denver, CO offering financial transaction services including check cashing, money orders, and wire transfers.

Family Check Cashing

Family Check Cashing in Denver offers check cashing and related financial services at a Colorado Boulevard location. Basic cash access for customers needing immediate funds.

Federal Check Cashing

CFSC is a check-cashing service offering no-account-needed check cashing, money transfers, bill pay, and prepaid cards at their Denver location on Federal Boulevard.

Mortgages & Home Loans in Denver

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CreditDoc lists 17 mortgages & home loans providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

American Capital Financial

Local Denver-based mortgage lender serving Colorado and Wyoming for over 20 years, offering conventional, FHA, USDA, and VA loans with personalized customer service.

Business Loans Denver, CO

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CreditDoc lists 15 business loans providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Colorado Enterprise Fund

Colorado Enterprise Fund is a nonprofit CDFI lender offering small business loans up to $1M, including SBA 7(a) and micro loans, for entrepreneurs who don't qualify for traditional financing.

Cashfund

Cashfund provides small business loans up to $500,000 with approval decisions in as little as 4 hours and funding within 24 hours, requiring minimal eligibility criteria.

P2Binvestor

P2Binvestor provides growth capital and asset-backed lines of credit to businesses, ranging from $500K to $10M+, with dedicated account management and flexible funding options.

Amerisource Lending Group

Independent direct lender specializing in senior debt and equity financing for small to lower-middle market businesses, with $2B+ in capital deployed since 1984.

Pawn Shops in Denver

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CreditDoc lists 12 pawn shops providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Denver Gold Shop

Colorado's largest rare coin and precious metals dealer since 1976, buying and selling collectible coins, bullion, currency, jewelry, and Rolex watches from two Denver-area locations.

Cash in a Flash Pawn

Cash in a Flash Pawn is a Denver-based pawn shop offering collateral-based loans and the purchase/sale of firearms, jewelry, tools, and watches with same-day funding.

Aurora Gold Pawn

Aurora Gold Buyer is a Denver-based pawn shop that buys and pawns precious metals, jewelry, diamonds, vehicles, and electronics for fast cash.

CASH 4U PAWN

Small pawn shop in Federal Heights, CO specializing in gold, diamonds, and Swiss watches. Licensed for pawn and firearm transactions with 100% seller rating.

Super Pawn

Super Pawn LLC is a pawn shop based in Denver, CO offering collateral-based loans and merchandise sales.

Banks in Denver

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CreditDoc lists 11 banks providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Elite Credit Freedom

Vectra Bank is a Colorado-based bank offering checking, savings, loans, mortgages, and credit cards. The website lists an 'Elite Credit Card' among its credit card products.

U.S. Bank Branch

U.S. Bank branch in Denver offering full-service banking with lobby, drive-up, and 24-hour ATM services. Provides personal banking, wealth advisory, and mortgage services.

Anb Bank

ANB Bank is a community bank with $3 billion in assets serving Colorado and Wyoming through 30 banking centers, offering deposit, lending, and investment management services.

Auto Loan Car Loan

Credit Union of Denver offers auto loans, refinancing, and vehicle equity loans with rates starting at 4.95% APR and flexible terms up to 84 months for new/used cars, motorcycles, RVs, and classic veh

First Western Trust Bank

First Western Trust Bank offers banking and wealth management solutions through https://www.myfw.com, serving customers seeking integrated financial services.

Free Help in Denver

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CreditDoc lists 9 free help providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Battle and Company

Charles Battle offers comprehensive financial planning and advisory services combining faith-based perspectives with professional credentials including CFP certification and divinity training.

Impact Credit Consultants

Impact Credit Consultants does not appear in the provided search results. The URL redirects to a 2-1-1 Colorado directory listing other non-profit credit counseling agencies.

Denver Credit Repair Companies

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CreditDoc lists 6 credit repair providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Credit Repair Personnel Denver

Credit Repair Personnel Denver is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently

Credit Repair Today

Credit Repair Today (CRT) offers credit repair, dispute services, and credit building programs with a stated guarantee to raise scores in 60-90 days and no monthly fees.

Xperia Credit Solutions

Denver credit repair firm since 2012. Certified FICO Professionals dispute inaccurate bureau items and provide credit education to help consumers qualify for mortgages and auto loans.

Brockon Credit Repair Denver

Depina Credit Solutions is a credit repair company based in Brockton, MA that disputes errors on credit reports and provides credit counseling to help consumers improve their scores.

Emergency Cash in Denver

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CreditDoc lists 4 emergency cash providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Swift Fund Loans

qlofor.com is a loan marketplace that connects borrowers to lenders offering personal loans from $1,000–$5,000 with funding as soon as next business day.

ACE Cash Express

Denver, CO's ACE Cash Express on S Federal Blvd provides same-day payday loans and auto title loans with Friday evening hours until 8PM.

Mint Payday Loans

Mint Payday Loans offers short-term payday loans up to $1,000 in Denver with same-day or next-day funding for all credit types, including those with poor credit scores.

Optimal Personal Loans

Online marketplace connecting borrowers to lenders offering small personal loans ($100–$5,000) with fast approval and next-business-day funding for emergency cash needs.

Debt Relief in Denver

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CreditDoc lists 4 debt relief providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Trident Debt Solutions, Inc.

Trident Debt Solutions, Inc. is a debt relief service listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently ver

Centennial Funding

Centennial Funding is a debt consolidation marketplace that matches borrowers with personal loans to consolidate debt, lower payments, and refinance high-interest obligations.

Aurora Collection Bureau

Colorado-based debt collection agency specializing in bad check and accounts receivable recovery for businesses since 1988. Operates on contingency with no upfront fees.

Dickmann Tax Group

Tax debt resolution law firm representing individuals and businesses before the IRS and state agencies to resolve tax debts, garnishments, and levies.

Personal Loans Denver, CO

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CreditDoc lists 4 personal loans providers in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

M2 Lending Solutions

M2 Lending Solutions is a personal loan provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified

Snap Loans Cash

Online personal loan marketplace connecting borrowers to verified lenders offering $100–$30,000 loans with same-day or next-business-day funding, including options for bad credit.

Credit Building in Denver

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CreditDoc lists 1 credit building provider in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Boost Credit 101

Boost Credit 101 adds authorized user tradelines to credit reports to improve credit scores. They've served 10,000+ clients since 2013 with a 100% refund policy.

Credit Cards in Denver

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CreditDoc lists 1 credit cards provider in Denver, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Denver provider — comparison is the fastest way to spot outliers on cost or terms.

Wells Fargo Business Credit

Wells Fargo's Signify Business Cash Card offers unlimited 2% cash rewards with no annual fee and a 12-month 0% intro APR for business owners seeking simple reward structures.

Colorado Rules for Denver Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Denver consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Colorado cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Colorado state-level protections: Consumers in Denver, CO are also protected by Colorado state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Colorado for the current usury cap, payday-lending status, and licensing board contact details. If a Denver provider quotes rates or fees above the Colorado usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Denver offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Denver, CO, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Denver: Any Colorado credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Denver listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Denver Credit & Borrowing Checklist

Before contacting any Denver lender or credit repair company, download the CreditDoc research checklist tailored to Colorado consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Denver, CO.

Why the checklist matters for Denver residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Colorado. A credit repair contract that meets federal minimums may still fail Colorado's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Denver. The checklist walks you through the Colorado-specific checks first, then the federal ones — in the order that matters most for Denver borrowers.

Working with Credit Repair and Loan Providers in Denver

Every Denver listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Denver, CO provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Denver credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Colorado state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Denver loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Denver lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Denver residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Colorado state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Denver, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Denver, CO consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Denver

How do I choose a credit repair company in Denver, CO?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Denver credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Colorado. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Denver or elsewhere — to charge you before services are performed.

Are payday loans legal in Colorado?

Payday loan legality varies significantly by state. Some states, including Colorado, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Colorado state overview page for the current status. If a Denver lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Denver?

Personal loans in Denver, CO are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Denver should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Denver lender is legitimate?

Three quick checks: (1) search the Colorado Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Denver should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Denver — BBB does not verify quality but does verify that the business exists at its stated address. Every Denver lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Denver, Denver credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Denver data is sourced

Every Denver, CO provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Denver listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

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