Columbus, OH

Loan Companies in Columbus, OH

Compare loan companies in Columbus, Columbus credit repair, personal loans Columbus, and business loans Columbus research paths in one local guide. Review 143 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Columbus

143 companies

Nonprofit CDFI lender providing construction and acquisition loans for affordable housing development in Columbus and Franklin County since 2001. Review this Columbus listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Columbus, OH profile links back to a full CreditDoc review with sourced fields.

Family-owned credit repair company founded in 2008 that disputes derogatory items on credit reports using a flat-fee model rather than monthly subscriptions. Review this Columbus listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Columbus, OH profile links back to a full CreditDoc review with sourced fields.

Athena Legal, LLC

Columbus, OH

BBB NR

Athena Legal, LLC is a bankruptcy services provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying. Review this Columbus listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Columbus, OH profile links back to a full CreditDoc review with sourced fields.

BMI Federal Credit Union is a member-owned financial institution based in Central Ohio offering checking, savings, loans, mortgages, and credit cards with no-cost employer programs. Review this Columbus listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Columbus, OH profile links back to a full CreditDoc review with sourced fields.

Calig Law Firm

Columbus, OH

BBB NR

Columbus-based bankruptcy and estate planning law firm offering Chapter 7 and Chapter 13 bankruptcy representation, plus wills, trusts, and powers of attorney since 1978. Review this Columbus listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Columbus, OH profile links back to a full CreditDoc review with sourced fields.

BBB NR

Licensed credit consulting firm in Columbus, OH offering free consultations and affordable credit counseling, repair, and business coaching services. Review this Columbus listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Columbus, OH profile links back to a full CreditDoc review with sourced fields.

Bankruptcy Services in Columbus

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CreditDoc lists 22 bankruptcy services providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Athena Legal, LLC

Athena Legal, LLC is a bankruptcy services provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verif

Calig Law Firm

Columbus-based bankruptcy and estate planning law firm offering Chapter 7 and Chapter 13 bankruptcy representation, plus wills, trusts, and powers of attorney since 1978.

Pamela N. Maggied Co., LPA

Columbus-based bankruptcy attorney specializing in Chapter 7 and Chapter 13 filings since 1980. Offers free consultations and personalized debt resolution strategies.

Richard West Law Office

Board-certified bankruptcy attorney in Columbus, OH offering Chapter 7 and Chapter 13 filing services plus non-bankruptcy debt relief options. Operating since 1986 with 30,000+ clients served.

Cousino & Weinzimmer LLC

Cousino & Weinzimmer LLC is a bankruptcy law firm in Columbus, OH specializing in Chapter 7 and Chapter 13 bankruptcy filings, foreclosure defense, and debt relief for consumers in Ohio.

Check Cashing & Money Services in Columbus

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CreditDoc lists 19 check cashing & money services providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Barri Office

Barri is a money transfer and financial services platform offering check cashing, bill payment, mobile recharges, and personal loans through 30+ years of remittance experience.

Barri Office

Barri is a multi-service financial platform offering check cashing, money transfers, bill payment, and mobile reloads with 30+ years of experience serving remittance customers.

Bancosecha

Bancosecha is a multi-service financial center in Columbus, Ohio offering check cashing, money transfers, bill payments, notary services, and vehicle registration assistance with locations serving the

Barri Booth

Barri offers check cashing, money transfers, bill payment, and a Visa debit card with 30+ years in remittance services, primarily serving Spanish-speaking customers.

Pawn Shops in Columbus

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CreditDoc lists 19 pawn shops providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Luxury Jewelry & Loan

E-Z Cash Pawn Shop Inc. operates three locations across Columbus, OH, offering collateral-based loans, gold and jewelry buying, and quick cash services.

Lev's Pawn Shop

Family-owned pawn shop in Columbus, OH buying and selling jewelry, firearms, vehicles, tools, electronics, and collectibles for fast cash.

Buy Here Sell Here

Licensed pawn shop in Columbus, OH with two locations offering collateral-based cash loans, firearms services, and retail of used electronics and tools.

Dash 2 Cash Pawn Shop

Army Veteran-owned pawn shop in Greater Columbus, Ohio, operating since 2014. Buys, sells, and pawns items with a focus on fair pricing and customer service.

Pawn Into Cash

Columbus-based pawn shop offering fast cash loans for jewelry, electronics, tools, and collectibles. Buys and sells gold, silver, platinum, and diamonds with competitive pricing.

Columbus Pawn Shop

Columbus Pawn Shop is a newly opened pawn shop on Columbus's South side that buys and lends against electronics, jewelry, and merchandise.

Credit Unions in Columbus

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CreditDoc lists 17 credit unions providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Together Credit Union

Together Credit Union is a member-owned financial institution offering checking, savings, auto loans, home equity lines of credit, and mortgage products with competitive rates.

Mortgages & Home Loans in Columbus

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CreditDoc lists 13 mortgages & home loans providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Revolution Mortgage

Revolution Mortgage is a startup mortgage lender headquartered in Westerville, Ohio, offering home purchase and refinance mortgages across multiple states including Ohio and Texas.

Free Help in Columbus

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CreditDoc lists 11 free help providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Jewish Family Services

Jewish Family Services is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independen

Columbus Urban League

Columbus Urban League is a community-driven non-profit established in 1918 offering free workforce development, financial empowerment, and economic mobility programs in Central Ohio.

Homes on the Hill

HUD-approved nonprofit housing counseling agency in southwestern Franklin County, Ohio, offering free financial and housing education to homebuyers, homeowners, and renters.

IMPACT Community Action

IMPACT Community Action is a Columbus, OH non-profit serving low-income households up to 200% of the federal poverty level with free community assistance services.

Columbus Credit Repair Companies

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CreditDoc lists 10 credit repair providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Restore Freedom Credit

Restore Freedom Credit is a credit repair company that helps consumers dispute errors and negative items on their credit reports to improve financial standing.

Rich Credit Academy

Frazier Consulting Services is a licensed, bonded credit counseling firm in Columbus, OH offering credit repair, counseling, and business credit services with free consultations.

MERIDIAN CREDIT SOLUTIONS LLC

Meridian Credit Solutions offers credit repair services including dispute letter creation, credit analysis, and personalized strategies to remove inaccurate items and rebuild credit scores.

Business Loans Columbus, OH

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CreditDoc lists 7 business loans providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

The Company Connect

The Company Connect offers credit repair strategies and business funding guidance led by entrepreneurs Aaron & Nadiyah Carey. They focus on helping clients increase credit scores to 700+ and access ca

Payment Card Inc.

Payment Card Inc. is a merchant services processor offering credit card processing, payment solutions, and POS systems for businesses. They provide competitive rates and claim to match or beat existin

ECDI

ECDI is Ohio's nation's top SBA microlender, providing small business loans, training, mentoring, and entrepreneurial support across Ohio and select regional markets.

Finance Fund

Ohio-based CDFI providing flexible financing, grants, and real estate development to underserved communities and small businesses, with $64.7M in loans issued since 2006.

Emergency Cash in Columbus

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CreditDoc lists 7 emergency cash providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Advance Car Title Loans

Advance Car Title Loans provides fast title-secured loans in Columbus using vehicle equity as collateral. Borrowers can access same-day cash while keeping their cars.

CheckSmart

Columbus, OH's CheckSmart location at 7370 Sawmill Rd offers fast payday loans and title loans with same-day service.

Columbus Cash Advance

Prime Bad Credit Loans is a loan marketplace connecting borrowers with a network of lenders offering personal and short-term loans from $500–$30,000 with next-day funding.

Payday Loans Online Columbus

Advance America offers installment loans from $200–$1,000 in Columbus, OH via online or in-store applications, with multi-payment repayment terms as an alternative to payday loans.

Banks in Columbus

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CreditDoc lists 5 banks providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Adelphi Bank

Community-focused FDIC-insured bank headquartered in Columbus, Ohio, offering checking, savings, and commercial lending with a mission to remove barriers to financial equity.

Cfbank, National Association

CFBank is a nationally chartered boutique bank headquartered in Columbus, Ohio, offering commercial and personal banking services across five Midwest locations with $2 billion in assets.

The Huntington National Bank

Huntington National Bank is a full-service bank offering checking, savings, loans, credit cards, investing, and insurance products with FDIC protection and relationship-focused service.

Woodforest National Bank

FDIC-insured national bank offering checking, savings, and loans with convenient branch locations inside retail stores like Walmart and online account opening.

Debt Relief in Columbus

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CreditDoc lists 4 debt relief providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

MyCreditCounselor - Andrew Weber

MyCreditCounselor specializes in private student loan settlement and debt negotiation. Andrew Weber, a NACCC Certified Counselor, has settled millions in high-balance loans since 2013, earning 80+ 5-s

DebtHelp, Inc

Ohio-based debt settlement company founded in 2006 offering AI-powered negotiation with creditors to reduce debt 40-60%, with zero upfront fees and BBB A+ accreditation.

Lothamer Tax Resolution

Tax resolution company specializing in IRS debt settlement, unfiled returns, and wage garnishment relief through licensed tax professionals and enrolled agents.

Personal Loans Columbus, OH

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CreditDoc lists 4 personal loans providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Cash Loans

Online personal loan lender offering $1,000-$35,000 loans in Columbus, OH with same-day funding and car title loan options for borrowers with bad credit.

OneMain Financial

Columbus, OH OneMain Financial location at 2019 E Dublin Granville Rd offers personal loans with flexible repayment options for local residents.

OpenLoans

OpenLoans is a loan marketplace connecting borrowers with multiple lenders for personal, business, and mortgage loans through a free online request process.

ATMs & Cash Access in Columbus

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CreditDoc lists 2 atms & cash access providers in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Monitor & Protect in Columbus

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CreditDoc lists 1 monitor & protect provider in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

CBC Companies

CBC Companies is a privately held financial services holding company founded in 1948 that provides risk management, data, and lending support services through multiple specialized brands.

Credit Cards in Columbus

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CreditDoc lists 1 credit cards provider in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Klarna

Buy now, pay later in 4 interest-free installments. 150M+ users. Now reports on-time payments to credit bureaus.

Insurance & Protection in Columbus

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CreditDoc lists 1 insurance & protection provider in Columbus, OH. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Columbus provider — comparison is the fastest way to spot outliers on cost or terms.

Ohio Rules for Columbus Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Columbus consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Ohio cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Ohio state-level protections: Consumers in Columbus, OH are also protected by Ohio state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Ohio for the current usury cap, payday-lending status, and licensing board contact details. If a Columbus provider quotes rates or fees above the Ohio usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Columbus offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Columbus, OH, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Columbus: Any Ohio credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Columbus listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Columbus Credit & Borrowing Checklist

Before contacting any Columbus lender or credit repair company, download the CreditDoc research checklist tailored to Ohio consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Columbus, OH.

Why the checklist matters for Columbus residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Ohio. A credit repair contract that meets federal minimums may still fail Ohio's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Columbus. The checklist walks you through the Ohio-specific checks first, then the federal ones — in the order that matters most for Columbus borrowers.

Working with Credit Repair and Loan Providers in Columbus

Every Columbus listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Columbus, OH provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Columbus credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Ohio state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Columbus loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Columbus lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Columbus residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Ohio state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Columbus, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Columbus, OH consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Columbus

How do I choose a credit repair company in Columbus, OH?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Columbus credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Ohio. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Columbus or elsewhere — to charge you before services are performed.

Are payday loans legal in Ohio?

Payday loan legality varies significantly by state. Some states, including Ohio, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Ohio state overview page for the current status. If a Columbus lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Columbus?

Personal loans in Columbus, OH are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Columbus should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Columbus lender is legitimate?

Three quick checks: (1) search the Ohio Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Columbus should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Columbus — BBB does not verify quality but does verify that the business exists at its stated address. Every Columbus lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Columbus, Columbus credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Columbus data is sourced

Every Columbus, OH provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Columbus listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

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