Review 143 credit repair companies, personal lenders, and financial services in Columbus, Ohio. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Nonprofit CDFI lender providing construction and acquisition loans for affordable housing development in Columbus and Franklin County since 2001.
Google rating from 6 reviews
Profile signals: Community development corporations and nonprofit developers building affordable housing, For-profit builders developing affordable rental or homeownership projects
Family-owned credit repair company founded in 2008 that disputes derogatory items on credit reports using a flat-fee model rather than monthly subscriptions.
Google rating from 295 reviews
Profile signals: Consumers with multiple derogatory items (late payments, collections, charge-offs) seeking simultaneous dispute, Individuals who prefer one flat fee over monthly subscription credit repair models
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 28 reviews
Profile signals: Consumers in Columbus, Ohio looking for credit building services, People who prefer working with a local credit building provider
BMI Federal Credit Union is a member-owned financial institution based in Central Ohio offering checking, savings, loans, mortgages, and credit cards with no-cost employer programs.
Google rating from 2 reviews
Profile signals: Central Ohio residents seeking a locally-rooted credit union alternative to national banks with strong community reputation, Employees of companies enrolled in BMI FCU's employer program seeking consolidated financial services and no-cost membership
Columbus-based bankruptcy and estate planning law firm offering Chapter 7 and Chapter 13 bankruptcy representation, plus wills, trusts, and powers of attorney since 1978.
Google rating from 279 reviews
Profile signals: Columbus-area residents facing wage garnishment, vehicle repossession, or foreclosure who need immediate legal intervention, Individuals with significant tax debt to the IRS seeking bankruptcy relief combined with tax resolution strategy
Licensed credit consulting firm in Columbus, OH offering free consultations and affordable credit counseling, repair, and business coaching services.
Google rating from 2 reviews
Profile signals: Columbus, OH residents seeking personalized credit counseling and building strategy from a local professional, Small business owners needing help establishing business credit and basic entrepreneurial coaching
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 28 reviews
Profile signals: Consumers in Columbus, Ohio looking for credit building services, People who prefer working with a local credit building provider
Columbus-based bankruptcy and estate planning law firm offering Chapter 7 and Chapter 13 bankruptcy representation, plus wills, trusts, and powers of attorney since 1978.
Google rating from 279 reviews
Profile signals: Columbus-area residents facing wage garnishment, vehicle repossession, or foreclosure who need immediate legal intervention, Individuals with significant tax debt to the IRS seeking bankruptcy relief combined with tax resolution strategy
Columbus-based bankruptcy attorney specializing in Chapter 7 and Chapter 13 filings since 1980. Offers free consultations and personalized debt resolution strategies.
Google rating from 10 reviews
Profile signals: Individuals and families in central Ohio facing overwhelming consumer debt from job loss or medical bills, Clients who prioritize direct attorney contact and personalized case evaluation over low-cost bankruptcy services
Board-certified bankruptcy attorney in Columbus, OH offering Chapter 7 and Chapter 13 filing services plus non-bankruptcy debt relief options. Operating since 1986 with 30,000+ clients served.
Google rating from 105 reviews
Profile signals: Columbus, Ohio residents overwhelmed by consumer debt seeking professional Chapter 7 or Chapter 13 filing guidance, Individuals with property they want to protect while eliminating unsecured debt through bankruptcy
Cousino & Weinzimmer LLC is a bankruptcy law firm in Columbus, OH specializing in Chapter 7 and Chapter 13 bankruptcy filings, foreclosure defense, and debt relief for consumers in Ohio.
Google rating from 44 reviews
Profile signals: Homeowners facing foreclosure who want to explore Chapter 13 repayment plans to keep their property, Consumers with overwhelming unsecured debt (credit cards, medical bills) seeking Chapter 7 discharge in Ohio
Fairmax Law is a bankruptcy law firm serving Ohio and Michigan with a $0 down filing option and same-day bankruptcy processing for individuals facing wage garnishment, repossession, and foreclosure.
Google rating from 136 reviews
Profile signals: Individuals facing immediate wage garnishment, vehicle repossession, or home foreclosure seeking fast legal intervention, Low-income filers who cannot afford traditional attorney retainers and benefit from $0 down structure
E-Z Cash Pawn Shop Inc. operates three locations across Columbus, OH, offering collateral-based loans, gold and jewelry buying, and short-term cash access services.
Google rating from 152 reviews
Profile signals: Consumers with poor or no credit history researching emergency-cash options with eligibility claims to verify, Individuals with valuable jewelry, watches, or electronics seeking quick liquidity
Family-owned pawn shop in Columbus, OH buying and selling jewelry, firearms, vehicles, tools, electronics, and collectibles for short-term cash access.
Google rating from 105 reviews
Profile signals: Consumers researching short-term cash access ($500-$5,000+) against personal collateral, Firearms and hunting equipment buyers seeking discounted inventory
Licensed pawn shop in Columbus, OH with two locations offering collateral-based cash loans, firearms services, and retail of used electronics and tools.
Google rating from 104 reviews
Profile signals: Individuals with items of significant resale value (electronics, jewelry, tools) needing short-term cash ($200-$5,000) within days, Firearm owners requiring quick liquidity on guns or needing interstate firearm transfers
Army Veteran-owned pawn shop in Greater Columbus, Ohio, operating since 2014. Buys, sells, and pawns items with a focus on fair pricing and customer service.
Google rating from 157 reviews
Profile signals: Consumers researching short-term cash access who own items of value (jewelry, electronics, instruments, tools), Individuals with damaged credit history unable to access traditional personal loans
Columbus-based pawn shop offering short-term cash access loans for jewelry, electronics, tools, and collectibles. Buys and sells gold, silver, platinum, and diamonds with competitive pricing.
Google rating from 144 reviews
Profile signals: Consumers researching short-term cash access and willing to pledge personal valuables as collateral, Buyers seeking discounted electronics, jewelry, or tools with provider-stated price competitiveness
Columbus Pawn Shop is a newly opened pawn shop on Columbus's South side that buys and lends against electronics, jewelry, and merchandise.
Google rating from 103 reviews
Profile signals: South Columbus residents researching short-term cash access via collateral loans, Individuals looking to sell used electronics, jewelry, or merchandise locally
Bancosecha is a multi-service financial center in Columbus, Ohio offering check cashing, money transfers, bill payments, notary services, and vehicle registration assistance with locations serving the Spanish-speaking community.
Profile signals: Spanish-speaking immigrants and residents of Columbus, Ohio needing multi-service financial hubs, Individuals sending frequent remittances to Mexico, Guatemala, or Central America
Barri offers check cashing, money transfers, bill payment, and a Visa debit card with 30+ years in remittance services, primarily serving Spanish-speaking customers.
Profile signals: Spanish-speaking immigrants sending remittances to family in Latin America, Unbanked or underbanked consumers needing check cashing and bill payment without traditional bank accounts
Barri is a money transfer and financial services platform offering check cashing, bill payment, mobile recharges, and personal loans through 30+ years of remittance experience.
Profile signals: Immigrant and Latino communities sending regular remittances to family in Latin America, Unbanked or underbanked individuals needing quick check cashing and bill payment without bank account
Barri is a multi-service financial platform offering check cashing, money transfers, bill payment, and mobile reloads with 30+ years of experience serving remittance customers.
Profile signals: Spanish-speaking customers sending remittances to Latin America, Immigrants and diaspora populations managing international money transfers
Columbus, OH CheckSmart location on N Wilson Rd offers check cashing and payday loan services with extended Friday hours.
Profile signals: Underbanked Ohio residents who need check cashing or money orders without a bank account, Consumers who prefer in-person financial service assistance over online applications
Cyber Check Multiservices is a check-cashing and financial services provider located in Whitehall, OH, offering extended hours for customer convenience.
Profile signals: Unbanked or underbanked individuals requiring immediate check-to-cash conversion, Working customers needing financial services outside standard 9-5 banking hours
BMI Federal Credit Union is a member-owned financial institution based in Central Ohio offering checking, savings, loans, mortgages, and credit cards with no-cost employer programs.
Google rating from 2 reviews
Profile signals: Central Ohio residents seeking a locally-rooted credit union alternative to national banks with strong community reputation, Employees of companies enrolled in BMI FCU's employer program seeking consolidated financial services and no-cost membership
Together Credit Union is a member-owned financial institution offering checking, savings, auto loans, home equity lines of credit, and mortgage products with rate claims to verify.
Google rating from 37 reviews
Profile signals: Long-term savers seeking competitive savings rates and stable financial institutions, Borrowers seeking auto loans, mortgages, or home equity products with personalized service
Ohio-based credit union offering member-focused financial services including checking, savings, and lending products with emphasis on privacy and personalized digital experience.
Google rating from 119 reviews
Profile signals: Ohio residents seeking member-owned banking with privacy-conscious practices, Individuals prioritizing not-for-profit financial institutions over shareholder-driven banks
Ohio-based credit union offering member-focused financial services including checking, savings, loans, and digital banking solutions.
Google rating from 342 reviews
Profile signals: Ohio residents seeking member-owned banking alternatives to traditional banks, Consumers prioritizing privacy, security, and not-for-profit financial institutions
First Service Federal Credit Union is a member-owned financial cooperative serving eight Ohio counties with checking, savings, loans, and credit card products.
Google rating from 87 reviews
Profile signals: Ohio residents in Franklin, Fairfield, Delaware, Pickaway, Madison, Morrow, Licking, or Union counties seeking full-service banking, Borrowers looking for competitive auto and mortgage rates within the service area
Federal credit union serving law enforcement officers with checking, savings, loans, and mortgages. Offers listed debt cancellation for members killed in the line of duty.
Google rating from 15 reviews
Profile signals: Active and retired state highway patrol officers and sworn law enforcement officers, Law enforcement families seeking law-enforcement-specific financial products and benefits
Nonprofit CDFI lender providing construction and acquisition loans for affordable housing development in Columbus and Franklin County since 2001.
Google rating from 6 reviews
Profile signals: Community development corporations and nonprofit developers building affordable housing, For-profit builders developing affordable rental or homeownership projects
Columbus-based mortgage lender offering home purchase and refinance loans since 1996, with a focus on personalized service and listed guidance through the lending process.
Google rating from 106 reviews
Profile signals: First-time homebuyers in the Columbus area seeking personalized guidance through the mortgage process, Homeowners considering refinancing who want to understand their savings options before applying
Central Ohio mortgage banker specializing in real estate investment financing for multi-family and single-family properties since 2005, led by Chris Wharton.
Google rating from 21 reviews
Profile signals: Out-of-state real estate investors seeking Central Ohio property financing with local market experience context, First-time homebuyers in Ohio seeking personalized service and patient explanations through the mortgage process
Revolution Mortgage is a startup mortgage lender headquartered in Westerville, Ohio, offering home purchase and refinance mortgages across multiple states including Ohio and Texas.
Google rating from 35 reviews
Profile signals: Ohio homebuyers in Delaware, Fairfield, or Franklin counties seeking local lender profiles, Texas homebuyers in the Houston area (The Woodlands location) looking for mortgage financing
Nations Lending is a mortgage lender offering home purchase, refinance, and personalized loan solutions through local advisors in Columbus, OH and nationwide.
Google rating from 1,075 reviews
Profile signals: Homebuyers prioritizing personalized service and direct relationships with named loan officers over online-only processes, Refinance borrowers in states outside New York seeking local phone-based advisory support
NFM Lending's Columbus, OH branch offers mortgage financing for home purchases, refinances, and FHA loans, backed by a nationwide lender with local team support.
Google rating from 423 reviews
Profile signals: First-time homebuyers seeking local guidance backed by national lending capacity, Active military and veterans looking for listed mortgage support
Licensed credit consulting firm in Columbus, OH offering free consultations and affordable credit counseling, repair, and business coaching services.
Google rating from 2 reviews
Profile signals: Columbus, OH residents seeking personalized credit counseling and building strategy from a local professional, Small business owners needing help establishing business credit and basic entrepreneurial coaching
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 92 reviews
Profile signals: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider
Columbus Housing Partnership (Homeport) is a nonprofit affordable housing developer and homebuyer educator serving Central Ohio with home development, financial fitness classes, and resident services.
Profile signals: Low- and moderate-income first-time homebuyers in Central Ohio seeking education and down payment assistance, Individuals and families looking for affordable rental housing in well-maintained communities with resident services
Columbus Urban League is a community-driven non-profit established in 1918 offering free workforce development, financial empowerment, and economic mobility programs in Central Ohio.
Profile signals: Central Ohio residents seeking free workforce development and job placement assistance, Individuals returning from incarceration looking for re-entry support and employment pathways
HUD-approved nonprofit housing counseling agency in southwestern Franklin County, Ohio, offering free financial and housing education to homebuyers, homeowners, and renters.
Profile signals: First-time homebuyers seeking free HUD-approved education in Franklin County, Homeowners facing foreclosure or seeking financial counseling
IMPACT Community Action is a Columbus, OH non-profit serving low-income households up to 200% of the federal poverty level with free community assistance services.
Profile signals: Columbus, OH residents earning up to 200% of the federal poverty level who need free assistance with essential needs, Low-income households who have time to attend weekday appointments and can gather required documentation in advance
Family-owned credit repair company founded in 2008 that disputes derogatory items on credit reports using a flat-fee model rather than monthly subscriptions.
Google rating from 295 reviews
Profile signals: Consumers with multiple derogatory items (late payments, collections, charge-offs) seeking simultaneous dispute, Individuals who prefer one flat fee over monthly subscription credit repair models
Fast Track Credit Repair and Consulting Services LLC is a Florida-based credit repair company incorporated in 2019, operating in the credit bureaus industry.
Google rating from 3 reviews
Profile signals: Florida residents seeking local credit repair services, Consumers with errors on credit reports needing professional dispute assistance
Restore Freedom Credit is a credit repair company that helps consumers dispute errors and negative items on their credit reports to improve financial standing.
Google rating from 16 reviews
Profile signals: Consumers with credit report errors or inaccuracies they want professionally disputed, Individuals overwhelmed by credit repair processes and seeking professional guidance
Frazier Consulting Services is a licensed, bonded credit counseling firm in Columbus, OH offering credit repair, counseling, and business credit services with free consultations.
Google rating from 60 reviews
Profile signals: Columbus-area residents with damaged credit seeking personalized counseling and dispute assistance, Small business owners and entrepreneurs needing business credit establishment and coaching
Credit Remedy, LLC ️ - Credit Repair NMLS # 1969538 is a credit repair provider based in Columbus, Ohio. Rated 4.9/5 with 183 Google reviews, reflecting high listed customer satisfaction.
Google rating from 183 reviews
Profile signals: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider
Dreamchasers Credit Consultants offers credit repair services including dispute filing, inquiry removal, and credit report analysis through tiered repair programs.
Profile signals: Consumers with multiple negative items (collections, late payments, charge-offs) seeking dispute-based repair, Clients with excessive credit inquiries (10+) who want targeted inquiry removal services
The Company Connect offers credit repair strategies and business funding guidance led by entrepreneurs Aaron & Nadiyah Carey. They focus on helping clients increase credit scores to 700+ and access capital for business growth.
Google rating from 75 reviews
Profile signals: Entrepreneurs and small business owners seeking to improve personal credit for business financing, Self-employed individuals building credit for SBA loans or business lines of credit
Payment Card Inc. is a merchant services processor offering credit card processing, payment solutions, and POS systems for businesses. They provide rate claims to verify and claim to match or beat existing processing costs.
Google rating from 9 reviews
Profile signals: Small to mid-sized retail businesses seeking to reduce credit card processing costs, Merchants currently locked in high-rate processing agreements looking to negotiate better terms
ECDI is Ohio's nation's top SBA microlender, providing small business loans, training, mentoring, and entrepreneurial support across Ohio and select regional markets.
Google rating from 18 reviews
Profile signals: Small business owners and entrepreneurs in Ohio who lack traditional collateral or established credit, Underserved populations including veterans, women, and contractors seeking both capital and business training
1st Security Financial Corporation provides listed financial services for freight brokers, including BMC-85 trust fund management and BOC-3 compliance solutions since 2003.
Profile signals: Freight brokers needing BMC-85 trust fund compliance and management, Freight brokerage companies requiring BOC-3 filing assistance
Ohio-based certified SBA development company providing long-term, fixed-rate financing for small business capital expenditures since 1981.
Profile signals: Small business owners seeking to purchase equipment, real estate, or fund construction projects with long-term fixed-rate financing, Ohio-based entrepreneurs needing $50,000+ in capital with established business operations and collateral
Ohio-based CDFI providing flexible financing, grants, and real estate development to underserved communities and small businesses, with $64.7M in loans issued since 2006.
Profile signals: Small business owners in Ohio's low- and moderate-income communities unable to qualify for traditional bank financing, Nonprofit organizations and community development corporations seeking mission-aligned capital with technical support
Advance Car Title Loans provides fast title-secured loans in Columbus using vehicle equity as collateral. Borrowers can access same-day cash while keeping their cars.
Google rating from 18 reviews
Profile signals: Borrowers with vehicle equity facing genuine short-term cash emergencies, Those with poor credit unable to qualify for traditional personal loans
Columbus, OH's CheckSmart location at 7370 Sawmill Rd offers payday-loan profile details and title loans with same-day service claims to verify.
Profile signals: Unbanked or underbanked consumers needing basic financial services like check cashing and money orders, Customers seeking rapid access to small emergency cash loans with listed funding timing
Prime Bad Credit Loans is a loan marketplace connecting borrowers with a network of lenders offering personal and short-term loans from $500–$30,000 with provider-stated next-day funding timing.
Profile signals: Borrowers with poor or no credit history seeking personal-loan profile details ($5K–$30K), Consumers facing emergency expenses who prioritize speed over lowest rates
Columbus, OH's Payday Loans Cash at 3258 E Main St provides cash-advance profile details with 3 AM–2 AM daily hours.
Profile signals: Phoenix, Arizona residents needing $100-$1,000 in short-term funds within 1-2 business days, Borrowers with limited credit options who need rapid online approval without in-person visits
Advance America offers installment loans from $200–$1,000 in Columbus, OH via online or in-store applications, with multi-payment repayment terms as an alternative to payday loans.
Profile signals: Columbus-area borrowers needing $200–$1,000 for urgent car repairs or medical expenses, Applicants who prefer in-person interaction and want listed funding timing
861 S High St, Columbus, OH: US Cash Advance provides same-day payday and title loans with application-timing claims.
Profile signals: Consumers with bad credit or no credit history researching emergency-cash options within 24 hours, Borrowers in Detroit who prefer in-person service and staff guidance through the loan process
Community-focused FDIC-insured bank headquartered in Columbus, Ohio, offering checking, savings, and commercial lending with a mission to remove barriers to financial equity.
Profile signals: Consumers in Columbus, Ohio seeking community-focused banking aligned with financial equity values, Small business owners and commercial clients looking for local lending relationships
CFBank is a nationally chartered boutique bank headquartered in Columbus, Ohio, offering commercial and personal banking services across five Midwest locations with $2 billion in assets.
Profile signals: Business owners and commercial clients in Ohio and Indiana seeking dedicated relationship banking, Individuals in CFBank's service areas who value personalized service over digital banking convenience
JPMorgan Chase Bank, National Association is a major global financial institution serving millions of customers across 100+ markets with comprehensive banking, investment, and financial services.
Profile signals: Consumers seeking a globally-recognized, stable banking institution with comprehensive service offerings across multiple financial needs, Small business owners and entrepreneurs requiring business banking, lending, and growth capital solutions
Huntington National Bank is a full-service bank offering checking, savings, loans, credit cards, investing, and insurance products with FDIC protection and relationship-focused service.
Profile signals: Customers seeking FDIC-protected deposits with competitive savings rates and full banking services, Business owners needing dedicated commercial banking and business checking accounts
FDIC-insured national bank offering checking, savings, and loans with convenient branch locations inside retail stores like Walmart and online account opening.
Profile signals: Walmart and retail shopping frequent customers seeking convenient in-store banking access, Consumers who prefer online account opening and mobile-first banking management
MyCreditCounselor specializes in private student loan settlement and debt negotiation. Andrew Weber, a NACCC Certified Counselor, has settled millions in high-balance loans since 2013, earning 80+ 5-star Google reviews.
Google rating from 105 reviews
Profile signals: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider
Ohio-based debt settlement company founded in 2006 offering AI-powered negotiation with creditors to reduce debt 40-60%, with no listed upfront fees and BBB A+ accreditation.
Google rating from 199 reviews
Profile signals: Consumers with $5K-$150K+ in unsecured debt (credit cards, personal loans) who cannot pay full balance and want to avoid bankruptcy, Those seeking to understand all debt relief options before committing, using free AI guidance and education resources
Columbus, OH bankruptcy law firm helping individuals file Chapter 7 and Chapter 13 cases, stop wage garnishments, and halt foreclosures.
Profile signals: Columbus-area individuals overwhelmed by unsecured debt seeking Chapter 7 discharge, Ohio homeowners facing active foreclosure who need Chapter 13 to restructure debt and save their home
Tax resolution company specializing in IRS debt settlement, unfiled returns, and wage garnishment relief through licensed tax professionals and enrolled agents.
Profile signals: Individuals with significant IRS back tax debt seeking professional negotiation and representation, People experiencing active wage garnishments or bank levies needing immediate collection relief
Columbus Finance specializes in indirect auto loans for Ohio residents and dealerships, focusing on borrowers with less-than-perfect credit since 1960.
Google rating from 99 reviews
Profile signals: Ohio residents with imperfect credit looking to finance vehicle purchases through partnered dealerships, Borrowers who have been declined by banks or traditional auto lenders and need an alternative
Online personal loan lender offering $1,000-$35,000 loans in Columbus, OH with provider-stated funding timing and car title loan options for borrowers with bad credit.
Profile signals: Columbus residents needing $1,000-$35,000 for specific purposes (consolidation, home improvement, medical) with fair-to-good credit, Borrowers with bad/poor credit seeking larger loan amounts than typical payday loans offer
Columbus, OH OneMain Financial location at 2019 E Dublin Granville Rd offers personal loans with flexible repayment options for local residents.
Profile signals: Borrowers with fair or poor credit seeking debt consolidation with fixed, predictable payments, Customers who prefer in-person consultations with loan staff context and value human guidance
OpenLoans is a loan marketplace connecting borrowers with multiple lenders for personal, business, and mortgage loans through a free online request process.
Profile signals: Borrowers seeking to compare multiple personal loan offers quickly without submitting separate applications to each lender, Consumers with fair-to-good credit looking for rates starting at 4.99% or who want to consolidate debt online
Columbus, OH's CoinFlip Bitcoin ATM at Columbus Pawn Shop on Parsons Ave offers convenient cryptocurrency access during extended business hours.
Profile signals: Consumers seeking short-term cash access-to-Bitcoin conversions without opening traditional crypto exchange accounts, First-time cryptocurrency buyers comfortable with higher fees in exchange for immediate accessibility
Huntington Bank operates a network of walk-up and drive-up ATMs across multiple locations, offering 24/7 cash access, deposits, and envelope-free deposit services to bank customers.
Profile signals: Huntington Bank account holders seeking convenient 24/7 cash access in Ohio service areas, Customers in Columbus metro area who prefer drive-up ATM access for time-efficient banking
CBC Companies is a privately held financial services holding company founded in 1948 that provides risk management, data, and lending support services through multiple listed brands.
Profile signals: Financial institutions, lenders, and banks seeking credit reporting and risk assessment data, Property managers and landlords using AmRent for rental history and tenant risk evaluation
Buy now, pay later in 4 interest-free installments. 150M+ users. Now reports on-time payments to credit bureaus.
Profile signals: Interest-free payment splitting, Building credit through on-time BNPL payments
Meridian Credit Solutions offers credit repair services including dispute letter creation, credit analysis, and personalized strategies to remove inaccurate items and rebuild credit scores.
Profile signals: Consumers with inaccurate negative items (collections, judgments, late payments) they wish to dispute, Individuals with mixed credit reports seeking personalized remediation strategies
Nationwide is a diversified insurance and financial services company offering auto, home, life, business, and investment products through agents and online channels.
Profile signals: Homeowners and renters seeking bundled auto and property insurance discounts, Small business owners needing workers' compensation and commercial liability coverage
Ohio Consumer Protections: Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Interest Rate Cap: Ohio usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury. Payday lending is restricted (max $1000).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Ohio Attorney General Consumer Protection Section.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.