Compare 70 credit repair companies, personal lenders, and financial services in Columbus, Ohio. All independently reviewed with BBB ratings and pricing.
Family-owned credit repair company founded in 2008 that disputes derogatory items on credit reports using a flat-fee model rather than monthly subscriptions.
Best for: Consumers with multiple derogatory items (late payments, collections, charge-offs) seeking simultaneous dispute, Individuals who prefer one flat fee over monthly subscription credit repair models
Columbus-based bankruptcy and estate planning law firm offering Chapter 7 and Chapter 13 bankruptcy representation, plus wills, trusts, and powers of attorney since 1978.
Best for: Columbus-area residents facing wage garnishment, vehicle repossession, or foreclosure who need immediate legal intervention, Individuals with significant tax debt to the IRS seeking bankruptcy relief combined with tax resolution strategy
CME Federal Credit Union is a member-owned financial institution founded in 1935, serving Central Ohio residents with competitive savings rates, low loan rates, and personalized service.
Best for: Central Ohio residents and employees seeking competitive rates with a community-focused financial institution, Homebuyers in Ohio looking for specialized savings programs and mortgage lending
Credit Remedy, LLC ️ - Credit Repair NMLS # 1969538 is a credit repair provider based in Columbus, Ohio. Rated 4.9/5 with 183 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider
Education First Credit Union is a member-owned financial cooperative celebrating 90 years of service, offering savings, checking, loans, and financial education primarily to the educational community.
Best for: Education sector employees and students seeking member-owned financial services with educational focus, Consumers prioritizing financial education and seeking guidance beyond basic banking services
Fairmax Law is a bankruptcy law firm serving Ohio and Michigan with a $0 down filing option and same-day bankruptcy processing for individuals facing wage garnishment, repossession, and foreclosure.
Best for: Individuals facing immediate wage garnishment, vehicle repossession, or home foreclosure seeking fast legal intervention, Low-income filers who cannot afford traditional attorney retainers and benefit from $0 down structure
Licensed pawn shop in Columbus, OH with two locations offering collateral-based cash loans, firearms services, and retail of used electronics and tools.
Best for: Individuals with items of significant resale value (electronics, jewelry, tools) needing short-term cash ($200-$5,000) within days, Firearm owners requiring quick liquidity on guns or needing interstate firearm transfers
Army Veteran-owned pawn shop in Greater Columbus, Ohio, operating since 2014. Buys, sells, and pawns items with a focus on fair pricing and customer service.
Best for: Consumers needing immediate cash who own items of value (jewelry, electronics, instruments, tools), Individuals with damaged credit history unable to access traditional personal loans
Family-owned pawn shop in Columbus, OH buying and selling jewelry, firearms, vehicles, tools, electronics, and collectibles for fast cash.
Best for: Consumers needing immediate cash ($500-$5,000+) against personal collateral, Firearms and hunting equipment buyers seeking discounted inventory
E-Z Cash Pawn Shop Inc. operates three locations across Columbus, OH, offering collateral-based loans, gold and jewelry buying, and quick cash services.
Best for: Consumers with poor or no credit history needing emergency cash without credit checks, Individuals with valuable jewelry, watches, or electronics seeking quick liquidity
Columbus-based pawn shop offering fast cash loans for jewelry, electronics, tools, and collectibles. Buys and sells gold, silver, platinum, and diamonds with competitive pricing.
Best for: Consumers needing immediate cash and willing to pledge personal valuables as collateral, Buyers seeking discounted electronics, jewelry, or tools with guaranteed price competitiveness
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Best for: Consumers in Columbus, Ohio looking for emergency lending services, People who prefer working with a local emergency lending provider
CME Federal Credit Union is a member-owned financial institution founded in 1935, serving Central Ohio residents with competitive savings rates, low loan rates, and personalized service.
Best for: Central Ohio residents and employees seeking competitive rates with a community-focused financial institution, Homebuyers in Ohio looking for specialized savings programs and mortgage lending
Education First Credit Union is a member-owned financial cooperative celebrating 90 years of service, offering savings, checking, loans, and financial education primarily to the educational community.
Best for: Education sector employees and students seeking member-owned financial services with educational focus, Consumers prioritizing financial education and seeking guidance beyond basic banking services
Ohio-based credit union offering member-focused financial services including checking, savings, loans, and digital banking solutions.
Best for: Ohio residents seeking member-owned banking alternatives to traditional banks, Consumers prioritizing privacy, security, and not-for-profit financial institutions
Telhio is a federally insured credit union serving Central and Southwest Ohio with 67,000+ members, offering personal checking, savings, loans, and business banking services since 1934.
Best for: Small business owners in Central and Southwest Ohio seeking personalized SBA lending and business banking services, Ohio residents and workers in the service area looking for competitive savings products, CDs, and personal loans from a community-focused institution
BMI Federal Credit Union is a member-owned financial institution based in Central Ohio offering checking, savings, loans, mortgages, and credit cards with no-cost employer programs.
Best for: Central Ohio residents seeking a locally-rooted credit union alternative to national banks with strong community reputation, Employees of companies enrolled in BMI FCU's employer program seeking consolidated financial services and no-cost membership
Credit Union of Ohio is a not-for-profit financial cooperative founded in 1967, offering member-owned banking with auto loans, mortgages, checking accounts, and personal loans.
Best for: Ohio residents seeking member-owned banking with relationship-focused service, Auto loan borrowers looking to refinance existing high-rate loans
Columbus-based bankruptcy and estate planning law firm offering Chapter 7 and Chapter 13 bankruptcy representation, plus wills, trusts, and powers of attorney since 1978.
Best for: Columbus-area residents facing wage garnishment, vehicle repossession, or foreclosure who need immediate legal intervention, Individuals with significant tax debt to the IRS seeking bankruptcy relief combined with tax resolution strategy
Fairmax Law is a bankruptcy law firm serving Ohio and Michigan with a $0 down filing option and same-day bankruptcy processing for individuals facing wage garnishment, repossession, and foreclosure.
Best for: Individuals facing immediate wage garnishment, vehicle repossession, or home foreclosure seeking fast legal intervention, Low-income filers who cannot afford traditional attorney retainers and benefit from $0 down structure
Board-certified bankruptcy attorney in Columbus, OH offering Chapter 7 and Chapter 13 filing services plus non-bankruptcy debt relief options. Operating since 1986 with 30,000+ clients served.
Best for: Columbus, Ohio residents overwhelmed by consumer debt seeking professional Chapter 7 or Chapter 13 filing guidance, Individuals with property they want to protect while eliminating unsecured debt through bankruptcy
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Best for: Consumers in Columbus, Ohio looking for credit building services, People who prefer working with a local credit building provider
Cousino & Weinzimmer LLC is a bankruptcy law firm in Columbus, OH specializing in Chapter 7 and Chapter 13 bankruptcy filings, foreclosure defense, and debt relief for consumers in Ohio.
Best for: Homeowners facing foreclosure who want to explore Chapter 13 repayment plans to keep their property, Consumers with overwhelming unsecured debt (credit cards, medical bills) seeking Chapter 7 discharge in Ohio
Columbus-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with 20+ years of combined attorney experience.
Best for: Central Ohio residents with significant debt seeking Chapter 7 or Chapter 13 bankruptcy protection, Individuals wanting personalized attorney consultation before deciding whether bankruptcy is appropriate
Licensed credit consulting firm in Columbus, OH offering free consultations and affordable credit counseling, repair, and business coaching services.
Best for: Columbus, OH residents seeking personalized credit counseling and building strategy from a local professional, Small business owners needing help establishing business credit and basic entrepreneurial coaching
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Best for: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider
HUD-approved nonprofit housing counseling agency in southwestern Franklin County, Ohio, offering free financial and housing education to homebuyers, homeowners, and renters.
Best for: First-time homebuyers seeking free HUD-approved education in Franklin County, Homeowners facing foreclosure or seeking financial counseling
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and housing solutions through certified counselors nationwide.
Best for: First-time homebuyers seeking free guidance and education on the homeownership process, Individuals working toward financial stability and building the foundation for homeownership
OSU Extension Franklin County provides free community development education and economic development support to help individuals and businesses build better livelihoods.
Best for: Small business owners seeking free economic development education and mentoring, Job seekers in Franklin County wanting employment and income advancement resources
Ohio State University Extension's Family and Consumer Sciences program offers free educational resources and workshops on financial management, homebuying, nutrition, and family wellness.
Best for: First-time homebuyers seeking HUD-approved education before mortgage application, Families managing grocery budgets and seeking nutrition/financial wellness education
Columbus-based mortgage lender offering home purchase and refinance loans since 1996, with a focus on personalized service and transparent guidance through the lending process.
Best for: First-time homebuyers in the Columbus area seeking personalized guidance through the mortgage process, Homeowners considering refinancing who want to understand their savings options before applying
Central Ohio mortgage banker specializing in real estate investment financing for multi-family and single-family properties since 2005, led by Chris Wharton.
Best for: Out-of-state real estate investors seeking Central Ohio property financing with local market expertise, First-time homebuyers in Ohio seeking personalized service and patient explanations through the mortgage process
Great American Title Agency provides title search, closing coordination, and title insurance services for home purchases and refinances in Ohio since 2007.
Best for: Ohio homebuyers completing residential purchases or refinances, Real estate agents and lenders seeking coordinated closing services
Nations Lending is a mortgage lender offering home purchase, refinance, and personalized loan solutions through local advisors in Columbus, OH and nationwide.
Best for: Homebuyers prioritizing personalized service and direct relationships with named loan officers over online-only processes, Refinance borrowers in states outside New York seeking local phone-based advisory support
NFM Lending's Columbus, OH branch offers mortgage financing for home purchases, refinances, and FHA loans, backed by a nationwide lender with local team support.
Best for: First-time homebuyers seeking local guidance backed by national lending capacity, Active military and veterans looking for specialized mortgage support
Revolution Mortgage is a startup mortgage lender headquartered in Westerville, Ohio, offering home purchase and refinance mortgages across multiple states including Ohio and Texas.
Best for: Ohio homebuyers in Delaware, Fairfield, or Franklin counties seeking top-ranked local lenders, Texas homebuyers in the Houston area (The Woodlands location) looking for mortgage financing
Family-owned credit repair company founded in 2008 that disputes derogatory items on credit reports using a flat-fee model rather than monthly subscriptions.
Best for: Consumers with multiple derogatory items (late payments, collections, charge-offs) seeking simultaneous dispute, Individuals who prefer one flat fee over monthly subscription credit repair models
Credit Remedy, LLC ️ - Credit Repair NMLS # 1969538 is a credit repair provider based in Columbus, Ohio. Rated 4.9/5 with 183 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider
Restore Freedom Credit is a credit repair company that helps consumers dispute errors and negative items on their credit reports to improve financial standing.
Best for: Consumers with credit report errors or inaccuracies they want professionally disputed, Individuals overwhelmed by credit repair processes and seeking professional guidance
Fast Track Credit Repair and Consulting Services LLC is a Florida-based credit repair company incorporated in 2019, operating in the credit bureaus industry.
Best for: Florida residents seeking local credit repair services, Consumers with errors on credit reports needing professional dispute assistance
Frazier Consulting Services is a licensed, bonded credit counseling firm in Columbus, OH offering credit repair, counseling, and business credit services with free consultations.
Best for: Columbus-area residents with damaged credit seeking personalized counseling and dispute assistance, Small business owners and entrepreneurs needing business credit establishment and coaching
CFBank is a nationally chartered boutique bank headquartered in Columbus, Ohio, offering commercial and personal banking services across five Midwest locations with $2 billion in assets.
Best for: Business owners and commercial clients in Ohio and Indiana seeking dedicated relationship banking, Individuals in CFBank's service areas who value personalized service over digital banking convenience
JPMorgan Chase Bank, National Association is a major global financial institution serving millions of customers across 100+ markets with comprehensive banking, investment, and financial services.
Best for: Consumers seeking a globally-recognized, stable banking institution with comprehensive service offerings across multiple financial needs, Small business owners and entrepreneurs requiring business banking, lending, and growth capital solutions
Huntington National Bank is a full-service bank offering checking, savings, loans, credit cards, investing, and insurance products with FDIC protection and relationship-focused service.
Best for: Customers seeking FDIC-protected deposits with competitive savings rates and full banking services, Business owners needing dedicated commercial banking and business checking accounts
Community-focused FDIC-insured bank headquartered in Columbus, Ohio, offering checking, savings, and commercial lending with a mission to remove barriers to financial equity.
Best for: Consumers in Columbus, Ohio seeking community-focused banking aligned with financial equity values, Small business owners and commercial clients looking for local lending relationships
Payment Card Inc. is a merchant services processor offering credit card processing, payment solutions, and POS systems for businesses. They provide competitive rates and claim to match or beat existing processing costs.
Best for: Small to mid-sized retail businesses seeking to reduce credit card processing costs, Merchants currently locked in high-rate processing agreements looking to negotiate better terms
The Company Connect offers credit repair strategies and business funding guidance led by entrepreneurs Aaron & Nadiyah Carey. They focus on helping clients increase credit scores to 700+ and access capital for business growth.
Best for: Entrepreneurs and small business owners seeking to improve personal credit for business financing, Self-employed individuals building credit for SBA loans or business lines of credit
ECDI is Ohio's nation's top SBA microlender, providing small business loans, training, mentoring, and entrepreneurial support across Ohio and select regional markets.
Best for: Small business owners and entrepreneurs in Ohio who lack traditional collateral or established credit, Underserved populations including veterans, women, and contractors seeking both capital and business training
MyCreditCounselor specializes in private student loan settlement and debt negotiation. Andrew Weber, a NACCC Certified Counselor, has settled millions in high-balance loans since 2013, earning 80+ 5-star Google reviews.
Best for: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider
Ohio-based debt settlement company founded in 2006 offering AI-powered negotiation with creditors to reduce debt 40-60%, with zero upfront fees and BBB A+ accreditation.
Best for: Consumers with $5K-$150K+ in unsecured debt (credit cards, personal loans) who cannot pay full balance and want to avoid bankruptcy, Those seeking to understand all debt relief options before committing, using free AI guidance and education resources
Advance Car Title Loans provides fast title-secured loans in Columbus using vehicle equity as collateral. Borrowers can access same-day cash while keeping their cars.
Best for: Borrowers with vehicle equity facing genuine short-term cash emergencies, Those with poor credit unable to qualify for traditional personal loans
Columbus Finance specializes in indirect auto loans for Ohio residents and dealerships, focusing on borrowers with less-than-perfect credit since 1960.
Best for: Ohio residents with imperfect credit looking to finance vehicle purchases through partnered dealerships, Borrowers who have been declined by banks or traditional auto lenders and need an alternative
Buy now, pay later in 4 interest-free installments. 150M+ users. Now reports on-time payments to credit bureaus.
Best for: Interest-free payment splitting, Building credit through on-time BNPL payments
Nationwide is a diversified insurance and financial services company offering auto, home, life, business, and investment products through agents and online channels.
Best for: Homeowners and renters seeking bundled auto and property insurance discounts, Small business owners needing workers' compensation and commercial liability coverage
Ohio Consumer Protections: Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Interest Rate Cap: Ohio usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury. Payday lending is restricted (max $1000).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Ohio Attorney General Consumer Protection Section.
Our editors reviewed hundreds of companies to find the best options nationwide.
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