State context · Complaint research · Educational only

State Consumer Credit Regulator Directory

Use this directory to start state-level research for lending laws, credit products, debt services, and consumer finance complaints. Then verify current licensing and complaint instructions directly with your state financial regulator or attorney general.

Use Official Sources For Final Decisions

State rules and agency processes can change. CreditDoc state pages provide local context and internal research paths; they are not a substitute for official state regulator records, attorney general guidance, licensing databases, or legal advice.

Federal Complaint And Credit Report Resources

CFPB complaint portal

Submit complaints about many consumer financial products and services.

FTC ReportFraud

Report fraud, scams, and deceptive business practices to the Federal Trade Commission.

AnnualCreditReport.com

Request free credit reports from the nationwide credit reporting agencies.

All states

State Lending Law Starting Points

50 state pages

Directory FAQ

Does this directory replace official regulator websites?

No. It is a starting point for state-level CreditDoc research pages. Current licensing, complaint, and enforcement instructions should be verified directly with the relevant state regulator or attorney general.

Where should I file a consumer finance complaint?

Complaint routing depends on the product, company, and state. The CFPB complaint portal, FTC ReportFraud, state financial regulators, and state attorneys general may each be relevant depending on the issue.