MPD Community Credit Union logo

MPD Community Credit Union in Nashville, TN

4.9/5
Google rating from 34 reviews

MPD Community Credit Union is a member-owned financial cooperative offering checking, savings, loans, and online banking services to its community members since 1966.

Data compiled from public sources · Google rating shown when a stored review count is available

MPD Community Credit Union Review

, Charles N. Kimbrough, David F. , Charles E.

Hay, Tillman A Fox, L. T. Dickens, Mildred M.

Arnold, and Ernest W. Castleman) with a charter signed by the Tennessee Superintendent of Banks on November 7, 1966. The credit union began operations at 110 Public Square and has since grown to serve its community membership.

The institution offers a comprehensive range of consumer banking products including checking accounts with rewards options, multiple savings account types, and online banking through their E-Credit Union platform. 90% APR). Members can also access vehicle search tools, loan calculators, and educational resources through the website.

As a credit union rather than a traditional bank, MPD Community CU emphasizes member-centric service and community engagement. Their mission explicitly states a focus on engaging with members and community to support financial well-being. The organization provides free online banking services, 24-hour digital account access, and various member resources including newsletters and financial education.

The main limitation is that specific details about membership eligibility, fee structures, and account features are not fully detailed on the visible website content. Loan rates are advertised as "as low as" with asterisks indicating terms apply, but APR ranges and specific eligibility requirements are not comprehensively explained. The website appears to be under development in certain areas, with incomplete "About Us" content.

Services & Features

Checking accounts with rewards
Financial education resources
Loan calculators
Mobile banking app with Card Suite Lite
Motorcycle loans (6.50% APR minimum)
Online banking (E-Credit Union) with bill pay
Personal loans (7.50% APR minimum)
Recreational vehicle loans (7.00% APR minimum)
Savings accounts at stated rates
Vehicle loans (5.35% APR minimum)
Vehicle search and financing tool
Visa Classic credit cards (7.90% APR minimum)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Free online banking (E-Credit Union) with 24-hour account access including bill pay and fund transfers
  • Competitive auto loan rates starting at 5.35% APR for vehicle financing
  • Member-focused mission with explicit commitment to community engagement and financial well-being
  • Comprehensive loan options including vehicles, motorcycles, recreational, personal, and credit cards
  • Built-in vehicle search tool to help members find financing-ready vehicles
  • Mobile app availability with Card Suite Lite for credit card control and management
  • Multiple account types including checking with rewards and various savings options

Cons

  • Fee schedule is referenced but not detailed on the website pages provided
  • Limited transparency on membership eligibility requirements and who can join
  • Loan rates shown as "as low as" with asterisks but specific terms, APR ranges, and eligibility criteria not fully disclosed
  • Website content appears incomplete (About Us section cuts off mid-sentence)
  • No information provided about account minimums, overdraft policies, or other key banking terms

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Nashville, TN. It does not confirm that MPD Community Credit Union or this specific location is licensed.

State regulator

Tennessee Department of Financial Institutions

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MPD Community Credit Union offer?

MPD Community Credit Union offers 12 services including Checking accounts with rewards, Savings accounts at stated rates, Online banking (E-Credit Union) with bill pay, Vehicle loans (5.35% APR minimum), Motorcycle loans (6.50% APR minimum), and 7 more.

What profile signals are listed for MPD Community Credit Union?

MPD Community Credit Union has profile signals associated with Community members eligible for MPD CU membership seeking low-cost auto financing, Individuals wanting free online banking with bill pay and 24/7 account management, Members preferring a credit union structure over traditional banks for potential better rates and community focus, Vehicle buyers and owners looking for competitive motorcycle and recreational vehicle loans.

What are the strengths and weaknesses of MPD Community Credit Union?

Key strengths: Free online banking (E-Credit Union) with 24-hour account access including bill pay and fund transfers; Competitive auto loan rates starting at 5.35% APR for vehicle financing; Member-focused mission with explicit commitment to community engagement and financial well-being. Areas to consider: Fee schedule is referenced but not detailed on the website pages provided; Limited transparency on membership eligibility requirements and who can join.

How does MPD Community Credit Union compare to similar companies?

In the Credit Unions category, comparable providers include Copper State Credit Union, Corner Stone Credit Union, Prestige Community Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

CreditDoc Profile Note

Research Note on MPD Community Credit Union

MPD Community Credit Union is profile signals for individuals who are eligible members of the credit union seeking competitive consumer lending and low-cost banking services. The main caveat is that membership eligibility is not clearly defined on their website, and specific terms, fees, and APR ranges for their products require direct contact with the institution.

Profile Signals

  • Community members eligible for MPD CU membership seeking low-cost auto financing
  • Individuals wanting free online banking with bill pay and 24/7 account management
  • Members preferring a credit union structure over traditional banks for potential better rates and community focus
  • Vehicle buyers and owners looking for competitive motorcycle and recreational vehicle loans
Updated 2026-04-30

Similar Companies

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Corner Stone Credit Union logo

Corner Stone Credit Union

Corner Stone Credit Union is a member-owned financial cooperative in the Dallas-Fort Worth area offering savings, checking, auto loans, personal loans, home loans, and credit cards with rate claims to verify.

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Prestige Community Credit Union logo

Prestige Community Credit Union

Prestige Community Credit Union is a Dallas-based credit union offering checking, savings, loans, and digital banking services to members with a focus on financial education and cybersecurity.

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Quick Summary

  • MPD Community Credit Union is listed as a Credit Unions provider in Nashville, TN on CreditDoc.
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