Best Free Help in Nashville, TN

Compare 5 free help companies serving Nashville, Tennessee. Average rating: 4.1/5.

5 Companies 5 Rated Payday: Legal

Tennessee Lending Regulations

Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act Agency: Tennessee Attorney General Consumer Protection Division

Top-Rated Free Help

Nashville Financial Empowerment Center logo

Nashville Financial Empowerment Center

Nashville Financial Empowerment Center offers no-cost financial counseling to Davidson County residents through a Mayor's Office program in partnership with United Way.

4.3/5
Free BBB: NR

Best for: Nashville-area residents building credit or establishing savings habits for the first time, People experiencing financial instability who need personalized budgeting and debt management plans

Operation Hope- Nashville Branch - First Bank logo

Operation Hope- Nashville Branch - First Bank

Operation HOPE is a national nonprofit providing free financial coaching, credit counseling, and financial education to individuals and families seeking to build economic security.

4.1/5
Contact BBB: NR

Best for: Individuals seeking free professional credit counseling and financial coaching before addressing debt or major purchases, Homebuyers preparing for mortgage applications who need credit improvement and financial planning guidance

Operation Hope- Nashville Mso Branch logo

Operation Hope- Nashville Mso Branch

Operation HOPE is a national non-profit providing free financial coaching, credit counseling, and financial literacy programs to underserved communities through one-on-one coaching and group workshops.

4.1/5
Contact BBB: NR

Best for: Low-to-moderate income individuals and families seeking free credit improvement and financial management guidance, First-time homebuyers preparing for mortgage qualification and homeownership

Greenpath Financial Wellness logo

Greenpath Financial Wellness

Greenpath Financial Wellness Nashville, TN — GreenPath Financial Wellness is a 60-year-old nonprofit offering free NFCC- and HUD-certified financial cou...

4.0/5
Contact BBB: NR

Best for: Consumers with multiple high-interest credit card debts seeking consolidation and lower interest rates without upfront fees, Homeowners facing foreclosure, considering home purchase, or needing rental/reverse mortgage counseling

Tennessee Housing Development Agency - Direct Counseling logo

Tennessee Housing Development Agency - Direct Counseling

Tennessee Housing Development Agency provides HUD-approved housing counseling, mortgage programs, and rental assistance to help Tennesseans achieve affordable homeownership and stable housing.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Tennessee seeking fixed-rate mortgages with down payment assistance, Veterans, active military, firefighters, and law enforcement seeking homeownership programs with hero benefits

All Free Help in Nashville (5)

Nashville Financial Empowerment Center logo

Nashville Financial Empowerment Center

Nashville Financial Empowerment Center offers no-cost financial counseling to Davidson County residents through a Mayor's Office program in partnership with United Way.

4.3/5
Free BBB: NR

Best for: Nashville-area residents building credit or establishing savings habits for the first time, People experiencing financial instability who need personalized budgeting and debt management plans

Operation Hope- Nashville Branch - First Bank logo

Operation Hope- Nashville Branch - First Bank

Operation HOPE is a national nonprofit providing free financial coaching, credit counseling, and financial education to individuals and families seeking to build economic security.

4.1/5
Contact BBB: NR

Best for: Individuals seeking free professional credit counseling and financial coaching before addressing debt or major purchases, Homebuyers preparing for mortgage applications who need credit improvement and financial planning guidance

Operation Hope- Nashville Mso Branch logo

Operation Hope- Nashville Mso Branch

Operation HOPE is a national non-profit providing free financial coaching, credit counseling, and financial literacy programs to underserved communities through one-on-one coaching and group workshops.

4.1/5
Contact BBB: NR

Best for: Low-to-moderate income individuals and families seeking free credit improvement and financial management guidance, First-time homebuyers preparing for mortgage qualification and homeownership

Greenpath Financial Wellness logo

Greenpath Financial Wellness

Greenpath Financial Wellness Nashville, TN — GreenPath Financial Wellness is a 60-year-old nonprofit offering free NFCC- and HUD-certified financial cou...

4.0/5
Contact BBB: NR

Best for: Consumers with multiple high-interest credit card debts seeking consolidation and lower interest rates without upfront fees, Homeowners facing foreclosure, considering home purchase, or needing rental/reverse mortgage counseling

Tennessee Housing Development Agency - Direct Counseling logo

Tennessee Housing Development Agency - Direct Counseling

Tennessee Housing Development Agency provides HUD-approved housing counseling, mortgage programs, and rental assistance to help Tennesseans achieve affordable homeownership and stable housing.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Tennessee seeking fixed-rate mortgages with down payment assistance, Veterans, active military, firefighters, and law enforcement seeking homeownership programs with hero benefits