Best Credit Unions in Nashville, TN

Compare 13 credit unions companies serving Nashville, Tennessee. Average rating: 4.3/5.

13 Companies 13 Rated Payday: Legal

Tennessee Lending Regulations

Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act Agency: Tennessee Attorney General Consumer Protection Division

Top-Rated Credit Unions

Life Credit Union powered by Fortera logo

Life Credit Union powered by Fortera

Life Credit Union, now part of Fortera, is a federally insured credit union offering checking, savings, loans, and credit cards across Tennessee and Kentucky with multiple branch locations.

4.4/5
Contact BBB: NR

Best for: Tennessee and Kentucky residents seeking local branch banking with digital convenience options, Military members and families with access to the Fort Campbell branch location

MPD Community Credit Union logo

MPD Community Credit Union

MPD Community Credit Union is a member-owned financial cooperative offering checking, savings, loans, and online banking services to its community members since 1966.

4.4/5
Contact BBB: NR

Best for: Community members eligible for MPD CU membership seeking low-cost auto financing, Individuals wanting free online banking with bill pay and 24/7 account management

Nashville Firemen's Credit Union logo

Nashville Firemen's Credit Union

Nashville Firemen's Credit Union is a not-for-profit financial cooperative serving Nashville Fire Department employees and families for over 90 years with loans, savings, and member-focused services.

4.4/5
Contact BBB: NR

Best for: Nashville Fire Department employees seeking member-owned financial services from a trusted local institution, Firefighters and EMS personnel needing auto loans, personal loans, or mortgage options with competitive rates

Nashville Post Office Credit Union logo

Nashville Post Office Credit Union

Nashville Post Office Credit Union is a federally insured credit union established in 1925, offering savings, checking, loans, and credit cards to eligible members in Tennessee.

4.4/5
Contact BBB: NR

Best for: Current and former postal service employees and their families seeking member-based banking, Nashville-area consumers wanting a local credit union with personal service and online convenience

Old Hickory Credit Union - Donelson Branch logo

Old Hickory Credit Union - Donelson Branch

Old Hickory Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with competitive rates and digital banking tools.

4.4/5
Contact BBB: NR

Best for: Nashville-area residents seeking competitive checking accounts with interest earnings and debit card rewards, Credit union members looking for auto loans and home financing at competitive rates

Resound Credit Union logo

Resound Credit Union

Resound Credit Union is a Tennessee-based credit union operating since 1955, offering checking, savings, loans, and credit cards with competitive rates across Middle Tennessee branches.

4.4/5
Contact BBB: NR

Best for: Middle Tennessee residents and workers seeking a member-owned credit union with local branch presence, Borrowers in the region needing competitive vehicle or home equity loans

All Credit Unions in Nashville (13)

Life Credit Union powered by Fortera logo

Life Credit Union powered by Fortera

Life Credit Union, now part of Fortera, is a federally insured credit union offering checking, savings, loans, and credit cards across Tennessee and Kentucky with multiple branch locations.

4.4/5
Contact BBB: NR

Best for: Tennessee and Kentucky residents seeking local branch banking with digital convenience options, Military members and families with access to the Fort Campbell branch location

MPD Community Credit Union logo

MPD Community Credit Union

MPD Community Credit Union is a member-owned financial cooperative offering checking, savings, loans, and online banking services to its community members since 1966.

4.4/5
Contact BBB: NR

Best for: Community members eligible for MPD CU membership seeking low-cost auto financing, Individuals wanting free online banking with bill pay and 24/7 account management

Nashville Firemen's Credit Union logo

Nashville Firemen's Credit Union

Nashville Firemen's Credit Union is a not-for-profit financial cooperative serving Nashville Fire Department employees and families for over 90 years with loans, savings, and member-focused services.

4.4/5
Contact BBB: NR

Best for: Nashville Fire Department employees seeking member-owned financial services from a trusted local institution, Firefighters and EMS personnel needing auto loans, personal loans, or mortgage options with competitive rates

Nashville Post Office Credit Union logo

Nashville Post Office Credit Union

Nashville Post Office Credit Union is a federally insured credit union established in 1925, offering savings, checking, loans, and credit cards to eligible members in Tennessee.

4.4/5
Contact BBB: NR

Best for: Current and former postal service employees and their families seeking member-based banking, Nashville-area consumers wanting a local credit union with personal service and online convenience

Old Hickory Credit Union - Donelson Branch logo

Old Hickory Credit Union - Donelson Branch

Old Hickory Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with competitive rates and digital banking tools.

4.4/5
Contact BBB: NR

Best for: Nashville-area residents seeking competitive checking accounts with interest earnings and debit card rewards, Credit union members looking for auto loans and home financing at competitive rates

Resound Credit Union logo

Resound Credit Union

Resound Credit Union is a Tennessee-based credit union operating since 1955, offering checking, savings, loans, and credit cards with competitive rates across Middle Tennessee branches.

4.4/5
Contact BBB: NR

Best for: Middle Tennessee residents and workers seeking a member-owned credit union with local branch presence, Borrowers in the region needing competitive vehicle or home equity loans

Tennessee Employees Credit Union logo

Tennessee Employees Credit Union

Tennessee Employees Credit Union is a member-owned financial institution offering banking services, lending, and digital convenience tools to employees and eligible groups.

4.4/5
Contact BBB: NR

Best for: Tennessee employees and members of affiliated groups seeking member-owned banking structure, Consumers prioritizing digital banking convenience with mobile and online-first service models

Ascend Federal Credit Union logo

Ascend Federal Credit Union

Ascend Federal Credit Union is the largest credit union headquartered in Middle Tennessee, serving 12 counties with multiple branches and comprehensive financial services.

4.3/5
Contact BBB: NR

Best for: Middle Tennessee residents seeking a locally-headquartered financial institution with extended evening banking hours, Small business owners in the region looking for credit card processing, payroll integration, and business lending

Enbright Credit Union logo

Enbright Credit Union

Enbright Credit Union is a member-owned financial institution serving the Nashville area with checking, savings, loans, and wealth management services.

4.3/5
Contact BBB: NR

Best for: Nashville-area residents seeking a community-focused alternative to large national banks with multiple local branch access, Small business owners needing merchant services, business checking, and personalized business lending relationships

Parthenon Federal Credit Union logo

Parthenon Federal Credit Union

Parthenon Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, and insurance products with online and mobile banking access.

4.3/5
Contact BBB: NR

Best for: Families seeking youth savings accounts and financial education products for children, Members eligible for credit union field of membership seeking comprehensive mortgage and auto lending

US Community Credit Union logo

US Community Credit Union

US Community Credit Union is a Tennessee-based credit union serving Nashville and surrounding counties with checking, savings, loans, mortgages, and credit cards through local branches and digital banking.

4.3/5
Contact BBB: NR

Best for: Tennessee residents in Davidson, Rutherford, Wilson, Sumner, or Williamson Counties seeking personalized local banking, Borrowers with fair credit seeking competitive rates from a community-focused alternative to large banks

Your Best Credit Union logo

Your Best Credit Union

Your Best Credit Union is a member-owned financial cooperative chartered in 1967 offering auto loans, mortgages, credit cards, and savings products to eligible members nationwide.

4.3/5
Contact BBB: NR

Best for: Employees of affiliated companies seeking to consolidate financial services with competitive rates, Multi-generational families wanting automatic membership expansion without individual applications

First South Financial Credit Union logo

First South Financial Credit Union

First South Financial is a credit union serving Greater Tennessee with comprehensive banking, lending, and investment products including checking, savings, mortgages, auto loans, and credit cards.

4.1/5
Contact BBB: NR

Best for: Tennessee residents seeking full-service banking with community credit union benefits, Borrowers qualifying for auto or home equity financing with promotional rate offers