Fifth Third Bank & ATM logo

Fifth Third Bank & ATM in Nashville, TN

2.8/5

Fifth Third Bank South Gulch is a full-service banking branch in Nashville offering checking, savings, credit cards, and investment services with one on-site ATM.

Data compiled from public sources · Rating from CreditDoc methodology

Fifth Third Bank & ATM Review

Fifth Third Bank is a national bank operating multiple branches across the United States, with the South Gulch location serving Nashville, Tennessee at 604 12th Avenue South. The bank is a subsidiary of Fifth Third Bank, National Association, and is FDIC-insured, providing customers with deposit protection and regulatory oversight. This specific branch operates with both lobby and drive-thru services, though the drive-thru hours are not explicitly listed on the location page.

The South Gulch location offers a comprehensive suite of consumer banking products including checking accounts, savings accounts, certificates of deposit (CDs), credit cards, online and mobile banking platforms, investment services, consumer loans, and safe deposit boxes. Customers can schedule appointments with financial advisors and mortgage loan originators for personalized service. The branch maintains standard business hours Monday through Friday (9 AM–5 PM), extended Friday hours until 6 PM, and limited Saturday service (9 AM–12 PM), with Sunday closures.

Fifth Third Bank distinguishes itself through access to a nationwide ATM network with no fees for debit card transactions at Fifth Third ATMs, allowing customers to avoid out-of-network charges. The bank provides both digital and in-person banking options, including mobile banking functionality for account management and transactions. The South Gulch location is part of a larger Nashville network with three additional nearby branches (Midtown, Downtown Nashville, and Music Row), giving customers multiple service options across the city.

50 per transaction for most accounts) and international transactions, which may disadvantage frequent travelers or those in areas without Fifth Third ATM access. The location does not offer specialized financial products like payday alternatives or debt relief services, positioning it as a standard retail banking option rather than a lender focused on underserved populations.

Services & Features

ATM access (1 ATM at South Gulch location)
Appointment scheduling
Checking accounts
Consumer loans
Credit cards
Financial advisory services
Investment services
Mortgage loan origination
Nationwide ATM network access
Online and mobile banking
Safe deposit boxes
Savings accounts and certificates of deposit (CDs)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Part of nationwide Fifth Third ATM network with no fees for debit card withdrawals at member ATMs
  • FDIC-insured deposits protect customer funds up to regulatory limits
  • Extended hours on Friday (until 6 PM) and Saturday service (9 AM–12 PM) for working professionals
  • Full suite of services including checking, savings, credit cards, loans, investments, and safe deposit boxes all in one location
  • Mobile and online banking available for remote account management and transactions
  • Free appointment scheduling with financial advisors and mortgage loan originators
  • Multiple nearby branch locations in Nashville (Midtown, Downtown, Music Row) for added convenience

Cons

  • High fees for non-Fifth Third ATM usage ($3.50 per transaction) and international transactions (3% currency conversion, $5 international ATM fee)
  • Lobby closed Sundays and limited Saturday hours (9 AM–12 PM only)
  • Drive-thru hours not clearly specified on the location page, creating uncertainty about after-hours access
  • No specialized products for credit-challenged borrowers or emergency lending options
  • Limited information about specific checking and savings account interest rates or product features on the location page

Rating Breakdown

Value
2.0
Effectiveness
2.7
Customer Service
2.4
Transparency
2.0
Ease of Use
4.6

Frequently Asked Questions

Is Fifth Third Bank & ATM legitimate?

Yes. Fifth Third Bank & ATM is a registered company, headquartered in Nashville, TN.

How long does Fifth Third Bank & ATM take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
Nashville, TN
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Fifth Third Bank & ATM

CreditDoc Diagnosis

Doctor's Verdict on Fifth Third Bank & ATM

Fifth Third Bank South Gulch is best suited for Nashville-area consumers seeking traditional full-service banking with convenient branch locations, mobile banking options, and access to a fee-free ATM network. The primary caveat is that non-customers or those in areas without Fifth Third ATM coverage face steep out-of-network fees ($3.50+ per transaction), and the bank does not specialize in products for credit-challenged borrowers or emergency lending situations.

Best For

  • Nashville professionals and residents seeking comprehensive banking services with multiple convenient branch locations
  • Customers who frequently use ATMs and want to avoid out-of-network fees through Fifth Third's nationwide ATM network
  • Individuals interested in working with mortgage loan originators or financial advisors for personalized financial planning
  • People who value mobile and online banking convenience alongside in-person service availability
Updated 2026-04-29

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