Old Hickory Credit Union is a credit union serving members in the Nashville area, including the Donelson branch location. As a member-owned cooperative financial institution, it operates under the credit union model rather than as a traditional bank, meaning profits are returned to members through better rates and lower fees. 75% APY, and youth savings accounts with grade-based incentives.
They also provide mobile banking with biometric login, mobile deposit, bill pay, fund transfers, card management tools, and branch/ATM locators. What distinguishes Old Hickory Credit Union is its emphasis on community support, including scholarship programs for members' educational goals and youth financial education initiatives like their Money Smarts program that pays students for good grades. The credit union actively promotes fraud awareness and member protection, with prominent notices about scam prevention and secure contact information.
Their Kasasa checking account includes 3% cashback on debit purchases, positioning it competitively against traditional checking offerings. However, like all credit unions, membership may involve eligibility requirements, and the institution's service area appears concentrated in the Nashville/Donelson region. Their product offerings and rates are competitive within the credit union space, though rates fluctuate with market conditions and individual qualification varies.