Old Hickory Credit Union - Donelson Branch logo

Old Hickory Credit Union - Donelson Branch in Nashville, TN

4.4/5

Old Hickory Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with competitive rates and digital banking tools.

Data compiled from public sources · Rating from CreditDoc methodology

Old Hickory Credit Union - Donelson Branch Review

Old Hickory Credit Union is a credit union serving members in the Nashville area, including the Donelson branch location. As a member-owned cooperative financial institution, it operates under the credit union model rather than as a traditional bank, meaning profits are returned to members through better rates and lower fees. 75% APY, and youth savings accounts with grade-based incentives.

They also provide mobile banking with biometric login, mobile deposit, bill pay, fund transfers, card management tools, and branch/ATM locators. What distinguishes Old Hickory Credit Union is its emphasis on community support, including scholarship programs for members' educational goals and youth financial education initiatives like their Money Smarts program that pays students for good grades. The credit union actively promotes fraud awareness and member protection, with prominent notices about scam prevention and secure contact information.

Their Kasasa checking account includes 3% cashback on debit purchases, positioning it competitively against traditional checking offerings. However, like all credit unions, membership may involve eligibility requirements, and the institution's service area appears concentrated in the Nashville/Donelson region. Their product offerings and rates are competitive within the credit union space, though rates fluctuate with market conditions and individual qualification varies.

Services & Features

Auto loans (as low as 5.50% APR)
Bill pay and fund transfer services
Branch and ATM locator services
Card lock/unlock management
Free Kasasa checking accounts with interest and cashback rewards
Home equity lines of credit (HELOC) with introductory rates
Mobile banking app with biometric login
Mobile check deposit
Mortgage loans for home purchase and refinance
Share certificates (3.75% APY)
VISA credit cards (from 9.49% APR)
Youth savings accounts with grade incentives

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Free Kasasa checking with up to 4.50% APY on balances up to $10,000 and 3% cashback on debit purchases
  • Competitive auto loan rates starting at 5.50% APR
  • HELOC with introductory rate of 6.99% APR for first 12 months
  • Youth account program that pays members $2 per top grade and up to $50 for new account opening
  • Full-featured mobile banking app with biometric login, mobile deposit, and bill pay
  • Scholarship program supporting members' educational aspirations
  • Surcharge-free ATM network and multiple branch locations
  • Strong fraud protection awareness and member security communication

Cons

  • Likely membership eligibility requirements typical of credit unions, not open to all consumers
  • Service area appears limited to Nashville/Donelson region
  • Rates and terms subject to individual qualification and market conditions
  • No indication of online account opening for non-members or remote membership eligibility

Rating Breakdown

Value
5.0
Effectiveness
4.7
Customer Service
3.9
Transparency
3.5
Ease of Use
4.5

Frequently Asked Questions

Is Old Hickory Credit Union - Donelson Branch legitimate?

Yes. Old Hickory Credit Union - Donelson Branch is a registered company, headquartered in Nashville, TN.

How long does Old Hickory Credit Union - Donelson Branch take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
Nashville, TN
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Old Hickory Credit Union - Donelson Branch

CreditDoc Diagnosis

Doctor's Verdict on Old Hickory Credit Union - Donelson Branch

Old Hickory Credit Union is best for Nashville-area residents who qualify for membership and want competitive rates on checking, savings, loans, and credit products combined with strong fraud protection and community-focused benefits. The main caveat is that credit union membership typically requires eligibility criteria and the institution's service area appears geographically limited to the Nashville region.

Best For

  • Nashville-area residents seeking competitive checking accounts with interest earnings and debit card rewards
  • Credit union members looking for auto loans and home financing at competitive rates
  • Families wanting youth financial education programs combined with savings incentives
  • Members prioritizing digital banking convenience with mobile deposit and biometric security
Updated 2026-04-29

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