Emergency Cash Provider Profiles in Columbus, OH

Review 7 listed emergency cash profiles associated with Columbus, Ohio. Average stored Google rating where available: 4.7/5.

7 Listed Profiles 1 Google-rated Payday: Restricted

Ohio Lending Regulations

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury Agency: Ohio Attorney General Consumer Protection Section

Provider Profiles for Emergency Cash

Advance Car Title Loans logo

Advance Car Title Loans

Advance Car Title Loans provides fast title-secured loans in Columbus using vehicle equity as collateral. Borrowers can access same-day cash while keeping their cars.

4.7/5

Google rating from 18 reviews

BBB: NR

Profile signals: Borrowers with vehicle equity facing genuine short-term cash emergencies, Those with poor credit unable to qualify for traditional personal loans

Listed Emergency Cash Profiles in Columbus (7)

Advance Car Title Loans logo

Advance Car Title Loans

Advance Car Title Loans provides fast title-secured loans in Columbus using vehicle equity as collateral. Borrowers can access same-day cash while keeping their cars.

4.7/5

Google rating from 18 reviews

BBB: NR

Profile signals: Borrowers with vehicle equity facing genuine short-term cash emergencies, Those with poor credit unable to qualify for traditional personal loans

CheckSmart logo

CheckSmart

Columbus, OH's CheckSmart location at 7370 Sawmill Rd offers payday-loan profile details and title loans with same-day service claims to verify.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing basic financial services like check cashing and money orders, Customers seeking rapid access to small emergency cash loans with listed funding timing

Columbus Cash Advance logo

Columbus Cash Advance

Prime Bad Credit Loans is a loan marketplace connecting borrowers with a network of lenders offering personal and short-term loans from $500–$30,000 with provider-stated next-day funding timing.

BBB: NR

Profile signals: Borrowers with poor or no credit history seeking personal-loan profile details ($5K–$30K), Consumers facing emergency expenses who prioritize speed over lowest rates

Payday Loans Cash logo

Payday Loans Cash

Columbus, OH's Payday Loans Cash at 3258 E Main St provides cash-advance profile details with 3 AM–2 AM daily hours.

BBB: NR

Profile signals: Phoenix, Arizona residents needing $100-$1,000 in short-term funds within 1-2 business days, Borrowers with limited credit options who need rapid online approval without in-person visits

Payday Loans Online Columbus logo

Payday Loans Online Columbus

Advance America offers installment loans from $200–$1,000 in Columbus, OH via online or in-store applications, with multi-payment repayment terms as an alternative to payday loans.

BBB: NR

Profile signals: Columbus-area borrowers needing $200–$1,000 for urgent car repairs or medical expenses, Applicants who prefer in-person interaction and want listed funding timing

US Cash Advance logo

US Cash Advance

861 S High St, Columbus, OH: US Cash Advance provides same-day payday and title loans with application-timing claims.

BBB: NR

Profile signals: Consumers with bad credit or no credit history researching emergency-cash options within 24 hours, Borrowers in Detroit who prefer in-person service and staff guidance through the loan process

USA Personal Loans logo

USA Personal Loans

USA Payday Loans is a loan marketplace connecting borrowers to lenders offering small fast loans ($100-$5,000) with provider-stated next-day funding timing for emergency financial needs.

BBB: NR

Profile signals: Consumers with poor credit facing urgent $100-$1,000 emergencies with no other borrowing options, Borrowers who can repay within 3 months before compounding interest becomes catastrophic