Best Credit Repair in Columbus, OH

Compare 5 credit repair companies serving Columbus, Ohio. Average rating: 4.4/5.

5 Companies 5 Rated Payday: Restricted

Ohio Lending Regulations

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury Agency: Ohio Attorney General Consumer Protection Section

Top-Rated Credit Repair

ASAP Credit Repair & Financial Education logo

ASAP Credit Repair & Financial Education

Family-owned credit repair company founded in 2008 that disputes derogatory items on credit reports using a flat-fee model rather than monthly subscriptions.

4.5/5
Free BBB: NR

Best for: Consumers with multiple derogatory items (late payments, collections, charge-offs) seeking simultaneous dispute, Individuals who prefer one flat fee over monthly subscription credit repair models

Credit Remedy, LLC ️ - Credit Repair NMLS # 1969538 logo

Credit Remedy, LLC ️ - Credit Repair NMLS # 1969538

Credit Remedy, LLC ️ - Credit Repair NMLS # 1969538 is a credit repair provider based in Columbus, Ohio. Rated 4.9/5 with 183 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider

Restore Freedom Credit logo

Restore Freedom Credit

Restore Freedom Credit is a credit repair company that helps consumers dispute errors and negative items on their credit reports to improve financial standing.

4.4/5
Free BBB: NR

Best for: Consumers with credit report errors or inaccuracies they want professionally disputed, Individuals overwhelmed by credit repair processes and seeking professional guidance

FasTrack Credit Repair LLC logo

FasTrack Credit Repair LLC

Fast Track Credit Repair and Consulting Services LLC is a Florida-based credit repair company incorporated in 2019, operating in the credit bureaus industry.

4.3/5
Free BBB: NR

Best for: Florida residents seeking local credit repair services, Consumers with errors on credit reports needing professional dispute assistance

Rich Credit Academy logo

Rich Credit Academy

Frazier Consulting Services is a licensed, bonded credit counseling firm in Columbus, OH offering credit repair, counseling, and business credit services with free consultations.

4.3/5
$79.99/mo BBB: NR

Best for: Columbus-area residents with damaged credit seeking personalized counseling and dispute assistance, Small business owners and entrepreneurs needing business credit establishment and coaching

All Credit Repair in Columbus (5)

ASAP Credit Repair & Financial Education logo

ASAP Credit Repair & Financial Education

Family-owned credit repair company founded in 2008 that disputes derogatory items on credit reports using a flat-fee model rather than monthly subscriptions.

4.5/5
Free BBB: NR

Best for: Consumers with multiple derogatory items (late payments, collections, charge-offs) seeking simultaneous dispute, Individuals who prefer one flat fee over monthly subscription credit repair models

Credit Remedy, LLC ️ - Credit Repair NMLS # 1969538 logo

Credit Remedy, LLC ️ - Credit Repair NMLS # 1969538

Credit Remedy, LLC ️ - Credit Repair NMLS # 1969538 is a credit repair provider based in Columbus, Ohio. Rated 4.9/5 with 183 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider

Restore Freedom Credit logo

Restore Freedom Credit

Restore Freedom Credit is a credit repair company that helps consumers dispute errors and negative items on their credit reports to improve financial standing.

4.4/5
Free BBB: NR

Best for: Consumers with credit report errors or inaccuracies they want professionally disputed, Individuals overwhelmed by credit repair processes and seeking professional guidance

FasTrack Credit Repair LLC logo

FasTrack Credit Repair LLC

Fast Track Credit Repair and Consulting Services LLC is a Florida-based credit repair company incorporated in 2019, operating in the credit bureaus industry.

4.3/5
Free BBB: NR

Best for: Florida residents seeking local credit repair services, Consumers with errors on credit reports needing professional dispute assistance

Rich Credit Academy logo

Rich Credit Academy

Frazier Consulting Services is a licensed, bonded credit counseling firm in Columbus, OH offering credit repair, counseling, and business credit services with free consultations.

4.3/5
$79.99/mo BBB: NR

Best for: Columbus-area residents with damaged credit seeking personalized counseling and dispute assistance, Small business owners and entrepreneurs needing business credit establishment and coaching