Best Credit Unions in Columbus, OH

Compare 12 credit unions companies serving Columbus, Ohio. Average rating: 4.4/5.

12 Companies 12 Rated Payday: Restricted

Ohio Lending Regulations

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury Agency: Ohio Attorney General Consumer Protection Section

Top-Rated Credit Unions

CME Federal Credit Union logo

CME Federal Credit Union

CME Federal Credit Union is a member-owned financial institution founded in 1935, serving Central Ohio residents with competitive savings rates, low loan rates, and personalized service.

4.5/5
Free BBB: NR

Best for: Central Ohio residents and employees seeking competitive rates with a community-focused financial institution, Homebuyers in Ohio looking for specialized savings programs and mortgage lending

Education First Credit Union logo

Education First Credit Union

Education First Credit Union is a member-owned financial cooperative celebrating 90 years of service, offering savings, checking, loans, and financial education primarily to the educational community.

4.5/5
Free BBB: NR

Best for: Education sector employees and students seeking member-owned financial services with educational focus, Consumers prioritizing financial education and seeking guidance beyond basic banking services

Pathways Financial Credit Union - Grandview logo

Pathways Financial Credit Union - Grandview

Ohio-based credit union offering member-focused financial services including checking, savings, loans, and digital banking solutions.

4.5/5
Free BBB: NR

Best for: Ohio residents seeking member-owned banking alternatives to traditional banks, Consumers prioritizing privacy, security, and not-for-profit financial institutions

Telhio Credit Union logo

Telhio Credit Union

Telhio is a federally insured credit union serving Central and Southwest Ohio with 67,000+ members, offering personal checking, savings, loans, and business banking services since 1934.

4.5/5
Free BBB: NR

Best for: Small business owners in Central and Southwest Ohio seeking personalized SBA lending and business banking services, Ohio residents and workers in the service area looking for competitive savings products, CDs, and personal loans from a community-focused institution

BMI Federal Credit Union - Restricted Access logo

BMI Federal Credit Union - Restricted Access

BMI Federal Credit Union is a member-owned financial institution based in Central Ohio offering checking, savings, loans, mortgages, and credit cards with no-cost employer programs.

4.4/5
Contact BBB: NR

Best for: Central Ohio residents seeking a locally-rooted credit union alternative to national banks with strong community reputation, Employees of companies enrolled in BMI FCU's employer program seeking consolidated financial services and no-cost membership

Credit Union of Ohio - Downtown Branch logo

Credit Union of Ohio - Downtown Branch

Credit Union of Ohio is a not-for-profit financial cooperative founded in 1967, offering member-owned banking with auto loans, mortgages, checking accounts, and personal loans.

4.4/5
Contact BBB: NR

Best for: Ohio residents seeking member-owned banking with relationship-focused service, Auto loan borrowers looking to refinance existing high-rate loans

All Credit Unions in Columbus (12)

CME Federal Credit Union logo

CME Federal Credit Union

CME Federal Credit Union is a member-owned financial institution founded in 1935, serving Central Ohio residents with competitive savings rates, low loan rates, and personalized service.

4.5/5
Free BBB: NR

Best for: Central Ohio residents and employees seeking competitive rates with a community-focused financial institution, Homebuyers in Ohio looking for specialized savings programs and mortgage lending

Education First Credit Union logo

Education First Credit Union

Education First Credit Union is a member-owned financial cooperative celebrating 90 years of service, offering savings, checking, loans, and financial education primarily to the educational community.

4.5/5
Free BBB: NR

Best for: Education sector employees and students seeking member-owned financial services with educational focus, Consumers prioritizing financial education and seeking guidance beyond basic banking services

Pathways Financial Credit Union - Grandview logo

Pathways Financial Credit Union - Grandview

Ohio-based credit union offering member-focused financial services including checking, savings, loans, and digital banking solutions.

4.5/5
Free BBB: NR

Best for: Ohio residents seeking member-owned banking alternatives to traditional banks, Consumers prioritizing privacy, security, and not-for-profit financial institutions

Telhio Credit Union logo

Telhio Credit Union

Telhio is a federally insured credit union serving Central and Southwest Ohio with 67,000+ members, offering personal checking, savings, loans, and business banking services since 1934.

4.5/5
Free BBB: NR

Best for: Small business owners in Central and Southwest Ohio seeking personalized SBA lending and business banking services, Ohio residents and workers in the service area looking for competitive savings products, CDs, and personal loans from a community-focused institution

BMI Federal Credit Union - Restricted Access logo

BMI Federal Credit Union - Restricted Access

BMI Federal Credit Union is a member-owned financial institution based in Central Ohio offering checking, savings, loans, mortgages, and credit cards with no-cost employer programs.

4.4/5
Contact BBB: NR

Best for: Central Ohio residents seeking a locally-rooted credit union alternative to national banks with strong community reputation, Employees of companies enrolled in BMI FCU's employer program seeking consolidated financial services and no-cost membership

Credit Union of Ohio - Downtown Branch logo

Credit Union of Ohio - Downtown Branch

Credit Union of Ohio is a not-for-profit financial cooperative founded in 1967, offering member-owned banking with auto loans, mortgages, checking accounts, and personal loans.

4.4/5
Contact BBB: NR

Best for: Ohio residents seeking member-owned banking with relationship-focused service, Auto loan borrowers looking to refinance existing high-rate loans

First Service Federal Credit Union logo

First Service Federal Credit Union

First Service Federal Credit Union is a member-owned financial cooperative serving eight Ohio counties with checking, savings, loans, and credit card products.

4.4/5
Contact BBB: NR

Best for: Ohio residents in Franklin, Fairfield, Delaware, Pickaway, Madison, Morrow, Licking, or Union counties seeking full-service banking, Borrowers looking for competitive auto and mortgage rates within the service area

Pathways Financial Credit Union - Clintonville logo

Pathways Financial Credit Union - Clintonville

Ohio-based credit union offering member-focused financial services including checking, savings, and lending products with emphasis on privacy and personalized digital experience.

4.4/5
Contact BBB: NR

Best for: Ohio residents seeking member-owned banking with privacy-conscious practices, Individuals prioritizing not-for-profit financial institutions over shareholder-driven banks

State Highway Patrol Federal Credit Union logo

State Highway Patrol Federal Credit Union

Federal credit union serving law enforcement officers with checking, savings, loans, and mortgages. Offers specialized debt cancellation for members killed in the line of duty.

4.4/5
Contact BBB: NR

Best for: Active and retired state highway patrol officers and sworn law enforcement officers, Law enforcement families seeking law-enforcement-specific financial products and benefits

Together Credit Union logo

Together Credit Union

Together Credit Union is a member-owned financial institution offering checking, savings, auto loans, home equity lines of credit, and mortgage products with competitive rates.

4.4/5
Contact BBB: NR

Best for: Long-term savers seeking competitive savings rates and stable financial institutions, Borrowers seeking auto loans, mortgages, or home equity products with personalized service

Bridge Credit Union - Columbus ODOT Branch logo

Bridge Credit Union - Columbus ODOT Branch

Bridge Credit Union is a community-focused financial institution with nearly 350 branch locations statewide, offering comprehensive banking, lending, and financial education services to members across Ohio and beyond.

4.3/5
Contact BBB: NR

Best for: Ohio residents seeking in-person banking with statewide branch convenience and community-oriented credit union services, Individuals employed by organizations with geographically distributed workforces (like trucking companies) who can leverage shared branching nationwide

BMI Federal Credit Union logo

BMI Federal Credit Union

BMI Federal Credit Union is a Central Ohio-based credit union offering checking, savings, loans, and mortgages to members. Voted Best Local Credit Union eight years in a row by Columbus Dispatch.

4.1/5
Contact BBB: NR

Best for: Central Ohio residents seeking a locally-focused financial institution with community involvement, Employees of companies with BMI FCU employer partnership programs