Best Free Help in Columbus, OH

Compare 8 free help companies serving Columbus, Ohio. Average rating: 4.1/5.

8 Companies 8 Rated Payday: Restricted

Ohio Lending Regulations

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury Agency: Ohio Attorney General Consumer Protection Section

Top-Rated Free Help

Ciera Frazier Enterprise logo

Ciera Frazier Enterprise

Licensed credit consulting firm in Columbus, OH offering free consultations and affordable credit counseling, repair, and business coaching services.

4.4/5
Free BBB: NR

Best for: Columbus, OH residents seeking personalized credit counseling and building strategy from a local professional, Small business owners needing help establishing business credit and basic entrepreneurial coaching

Jewish Family Services logo

Jewish Family Services

Unable to verify company details due to website access restrictions. Jewish Family Services appears to be a non-profit organization, but current website content is unavailable for factual assessment.

4.3/5
Contact BBB: NR

Best for: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider

Homes on the Hill logo

Homes on the Hill

HUD-approved nonprofit housing counseling agency in southwestern Franklin County, Ohio, offering free financial and housing education to homebuyers, homeowners, and renters.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking free HUD-approved education in Franklin County, Homeowners facing foreclosure or seeking financial counseling

Nid-Hca Columbus logo

Nid-Hca Columbus

HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and housing solutions through certified counselors nationwide.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking free guidance and education on the homeownership process, Individuals working toward financial stability and building the foundation for homeownership

Ohio State University Extension logo

Ohio State University Extension

Ohio State University Extension's Family and Consumer Sciences program offers free educational resources and workshops on financial management, homebuying, nutrition, and family wellness.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking HUD-approved education before mortgage application, Families managing grocery budgets and seeking nutrition/financial wellness education

Ohio State University Extension - University District logo

Ohio State University Extension - University District

OSU Extension Franklin County provides free community development education and economic development support to help individuals and businesses build better livelihoods.

4.1/5
Contact BBB: NR

Best for: Small business owners seeking free economic development education and mentoring, Job seekers in Franklin County wanting employment and income advancement resources

All Free Help in Columbus (8)

Ciera Frazier Enterprise logo

Ciera Frazier Enterprise

Licensed credit consulting firm in Columbus, OH offering free consultations and affordable credit counseling, repair, and business coaching services.

4.4/5
Free BBB: NR

Best for: Columbus, OH residents seeking personalized credit counseling and building strategy from a local professional, Small business owners needing help establishing business credit and basic entrepreneurial coaching

Jewish Family Services logo

Jewish Family Services

Unable to verify company details due to website access restrictions. Jewish Family Services appears to be a non-profit organization, but current website content is unavailable for factual assessment.

4.3/5
Contact BBB: NR

Best for: Consumers in Columbus, Ohio looking for credit repair services, People who prefer working with a local credit repair provider

Homes on the Hill logo

Homes on the Hill

HUD-approved nonprofit housing counseling agency in southwestern Franklin County, Ohio, offering free financial and housing education to homebuyers, homeowners, and renters.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking free HUD-approved education in Franklin County, Homeowners facing foreclosure or seeking financial counseling

Nid-Hca Columbus logo

Nid-Hca Columbus

HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and housing solutions through certified counselors nationwide.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking free guidance and education on the homeownership process, Individuals working toward financial stability and building the foundation for homeownership

Ohio State University Extension logo

Ohio State University Extension

Ohio State University Extension's Family and Consumer Sciences program offers free educational resources and workshops on financial management, homebuying, nutrition, and family wellness.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking HUD-approved education before mortgage application, Families managing grocery budgets and seeking nutrition/financial wellness education

Ohio State University Extension - University District logo

Ohio State University Extension - University District

OSU Extension Franklin County provides free community development education and economic development support to help individuals and businesses build better livelihoods.

4.1/5
Contact BBB: NR

Best for: Small business owners seeking free economic development education and mentoring, Job seekers in Franklin County wanting employment and income advancement resources

Columbus Housing Partnership, Inc, Dba Homeport logo

Columbus Housing Partnership, Inc, Dba Homeport

Columbus Housing Partnership (Homeport) is a nonprofit affordable housing developer and homebuyer educator serving Central Ohio with home development, financial fitness classes, and resident services.

4.0/5
Contact BBB: NR

Best for: Low- and moderate-income first-time homebuyers in Central Ohio seeking education and down payment assistance, Individuals and families looking for affordable rental housing in well-maintained communities with resident services

Columbus Urban League logo

Columbus Urban League

Columbus Urban League is a community-driven non-profit established in 1918 offering free workforce development, financial empowerment, and economic mobility programs in Central Ohio.

4.0/5
Contact BBB: NR

Best for: Central Ohio residents seeking free workforce development and job placement assistance, Individuals returning from incarceration looking for re-entry support and employment pathways