Buy Here Sell Here logo

Buy Here Sell Here in Columbus, OH

4.4/5

Licensed pawn shop in Columbus, OH with two locations offering collateral-based cash loans, firearms services, and retail of used electronics and tools.

Data compiled from public sources · Rating from CreditDoc methodology

Buy Here Sell Here Review

Buy Here Sell Here is a licensed pawn shop operating two locations in Columbus, Ohio (East and West stores). The business provides traditional pawnbroker services where customers can obtain cash loans by using personal property as collateral. The company has established itself as a full-service pawn operation with particular expertise in firearms sales and transfers, backed by years of experience in the pawn industry.

The company offers three primary service paths: pawn/cash loans on items of value (jewelry, electronics, tools, firearms, musical instruments), direct purchases of items for cash, and retail sales of pre-owned merchandise. They accept collateral including electronics, computers, power tools, firearms, watches, scrap gold, jewelry, video game systems, and musical instruments. For loans, they charge 6% interest on 120-day terms with 30-day renewal options. They maintain an online retail inventory alongside their physical floor stock.

Buy Here Sell Here distinguishes itself through licensed firearms dealer services, including NICS background checks, interstate firearm transfers, and online firearm ordering facilitation. The company operates extended hours (West store open until 6pm weekdays) and maintains selective Saturday hours at each location. Their website transparency about item acceptance policies and loan terms is relatively clear compared to many pawn shops.

The business model is straightforward collateral lending with retail resale as backup. However, the 6% monthly interest rate equals 72% APR—substantially higher than traditional lending but typical for pawn operations. The requirement for state ID/driver's license and 120-day loan terms are standard industry practice. Success depends entirely on the customer having items of sufficient resale value and understanding that non-renewed items become retail inventory.

Services & Features

Cell phone, tablet, and laptop pawn
Direct purchase of items for immediate cash
Jewelry and scrap gold purchasing
Licensed firearms sales (handguns, rifles, shotguns)
Musical instrument pawn and sales
NICS federal background checks for firearm transactions
Online firearm ordering assistance
Out-of-state firearm transfers
Pawn loans on collateral (120-day term, 6% interest, 30-day renewals)
Retail sales of power and hand tools
Retail sales of used electronics (TVs, computers, laptops, video games)
Video game systems and games pawn and retail

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Two convenient Columbus locations with extended West store hours (until 6pm weekdays)
  • Licensed firearms dealer offering NICS background checks and out-of-state firearm transfers
  • Clear 6% interest rate disclosure and 120-day loan term structure with transparent renewal options
  • Wide item acceptance including electronics, tools, jewelry, instruments, and firearms
  • Dual service model: pawn loans OR direct purchase for immediate cash without collateral reclaim obligation
  • Online retail inventory searchable in addition to physical store stock
  • Straightforward collateral-based lending requiring only valid state ID—no credit checks

Cons

  • 6% monthly interest rate (72% APR) is substantially higher than personal loans or credit alternatives
  • Vague item acceptance policy ('some items we just can't take') creates uncertainty before visiting
  • Firearms pickup subject to NICS delays up to 3 business days, limiting quick access to pawned weapons
  • 120-day loan terms may be too short for customers needing longer-term cash solutions
  • No online loan application or quote system; requires in-person appraisal for loan amounts

Rating Breakdown

Value
5.0
Effectiveness
4.9
Customer Service
3.9
Transparency
3.5
Ease of Use
4.5

Frequently Asked Questions

Is Buy Here Sell Here legitimate?

Yes. Buy Here Sell Here is a registered company, headquartered in Columbus, OH.

How long does Buy Here Sell Here take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
Columbus, OH
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Buy Here Sell Here

CreditDoc Diagnosis

Doctor's Verdict on Buy Here Sell Here

Buy Here Sell Here is best for Columbus-area consumers with valuable items needing fast cash in days (not weeks) and either poor credit or preference for collateral lending over credit-based loans. The main caveat is the 72% APR cost—significantly higher than personal loans or credit union PALs—making it suitable only for short-term gaps or customers without alternative access to capital.

Best For

  • Individuals with items of significant resale value (electronics, jewelry, tools) needing short-term cash ($200-$5,000) within days
  • Firearm owners requiring quick liquidity on guns or needing interstate firearm transfers
  • People with poor credit who cannot qualify for personal loans and prefer collateral-based lending over payday loans
  • Sellers of used electronics and tools seeking immediate cash without online listing hassle
Updated 2026-04-30

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Financial Wellness Guides

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