Macro International Cargo
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Barri is a money transfer and financial services platform offering check cashing, bill payment, mobile recharges, and personal loans through 30+ years of remittance experience.
Data compiled from public sources
Barri is a financial services company with over 30 years of experience in money transfers and remittance services. The company operates a hybrid model combining physical store locations with a mobile app, positioning itself as a comprehensive financial hub for underbanked and immigrant communities, particularly those sending money to Latin America and the Caribbean.
Barri's service portfolio includes check cashing with extended hours and convenient fees, domestic and international money transfers, bill payment services (utilities, phone, internet), mobile phone recharges across the US and Latin America, and personal loans ranging from $300 to $10,000 through a partnership with Oportun. The company also offers a Visa debit card for managing remittances and digital transactions. All major services are accessible through both physical retail locations and their mobile application (iOS and Android).
What distinguishes Barri is its integrated omnichannel approach—customers can initiate transactions online, via app, or in-store with consistent functionality across channels. The company emphasizes ease of use, with a 4.9 app rating based on stored customer reviews, and positions itself on speed and convenience rather than credit evaluation (loans are offered to those who "establish a creditworthiness history"). Their extended store hours and focus on Latin American remittances create a listed profile context for immigrant communities in the US.
Barri operates as a licensed financial services provider rather than a bank, meaning it does not hold FDIC insurance on customer deposits. While the company has established trust over 30+ years, customers should understand they are using a non-bank financial institution for bill payment and money holding. The loan product ($300-$10,000) is underwritten by a third party (Oportun), not Barri directly, so loan approval depends on Oportun's criteria.
This is state-level context for Check Cashing & Money Services consumers in Columbus, OH. It does not confirm that Barri Office or this specific location is licensed.
State regulator
Ohio Department of Commerce Division of Financial Institutions
Consumer protection
Short-term lending status: Restricted
General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury
Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Barri Office offers 11 services including Check cashing with extended hours and negotiated fees, Domestic money transfers via store, app, or online, International money transfers to Mexico, Central America, and South America, Bill payment (utilities, phone, internet) through app or store, Mobile phone recharges in US and Latin America, and 6 more.
Barri Office has profile signals associated with Immigrant and Latino communities sending regular remittances to family in Latin America, Unbanked or underbanked individuals needing quick check cashing and bill payment without bank account, Small business owners or freelancers in underserved communities needing fast money transfer and basic financial services, Customers building credit history who qualify for Oportun personal loans through Barri partnership.
Key strengths: Extended store hours and quick check-cashing service with listed, convenient fee structure; Integrated mobile app allowing money transfers, bill payments, and recharges from phone or store; International money transfer capabilities to Mexico, Central America, and South America with real-time tracking. Areas to consider: Not a bank—customer deposits are not FDIC-insured, creating counterparty risk for funds held in accounts; Personal loans are underwritten by third party (Oportun), not Barri, limiting direct loan control and transparency.
In the Check Cashing & Money Services category, comparable providers include Macro International Cargo, 47th & Pulaski Currency Exchange, Productos Colombianos | Envios de Paqueteria a Colombia | Cambio de Cheques | en San Jose CA | Elite Multiservice. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Barri is profile signals for Spanish-speaking immigrant communities and underbanked individuals needing reliable check cashing, remittance services, and basic bill payment without a traditional bank account. The main caveat is that Barri is not a bank—customer funds are not FDIC-insured—and personal loans depend on Oportun's separate underwriting process, not Barri's direct approval.
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View this provider profile and compare source-linked details before choosing what to do next.
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