E-Z Cash Pawn Shop Inc. operates three locations across Columbus, OH, offering collateral-based loans, gold and jewelry buying, and quick cash services.
Data compiled from public sources · Google rating shown when a stored review count is available
E-Z Cash Pawn Shop Inc. is an established pawn shop operator with three retail locations serving the Columbus, Ohio metropolitan area. 002-BR), indicating compliance with Ohio pawn shop regulations.
With locations on the East side (3210 E Main St), West side (3655 West Broad St), and Downtown (517 E. Livingston Ave), the company provides geographic accessibility across Columbus. The business model centers on traditional pawn shop services, which typically include collateral-based lending, jewelry and precious metals buying, and quick-cash transactions for customers needing immediate funds.
E-Z Cash maintains consistent operating hours across locations (generally 9:00am-6:00pm Monday-Saturday), suggesting a stable, established operation. The multi-location presence indicates the business has achieved sufficient scale and profitability to maintain three separate storefronts rather than operating as a single location. Unlike payday lenders or title loan companies that focus on short-term unsecured debt, pawn shops like E-Z Cash provide asset-based lending where borrowers retain the option to reclaim items by repaying the loan.
This model can be worth comparing for consumers who own valuable items and want to preserve their ownership while accessing short-term funds. The straightforward website lists basic location and hours information without extensive marketing or service descriptions, which is typical for established neighborhood-based pawn operations that rely on walk-in traffic and community familiarity. E-Z Cash appears positioned as a reliable, consistent option for Columbus-area residents seeking short-term cash access through collateral lending or looking to sell jewelry and precious metals.
This is state-level context for Pawn Shops consumers in Columbus, OH. It does not confirm that Luxury Jewelry & Loan or this specific location is licensed.
State regulator
Ohio Department of Commerce Division of Financial Institutions
Consumer protection
Short-term lending status: Restricted
General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury
Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Luxury Jewelry & Loan offers 10 services including Pawn loans secured by jewelry, watches, and personal items, Gold and precious metals buying, Jewelry purchasing, Collateral-based lending, Quick cash loans, and 5 more.
Luxury Jewelry & Loan has profile signals associated with Consumers with poor or no credit history researching emergency-cash options with eligibility claims to verify, Individuals with valuable jewelry, watches, or electronics seeking quick liquidity, People who own collectibles or precious metals and want to monetize them directly, Customers seeking alternatives to payday loans when they have valuable collateral available.
Key strengths: Three convenient locations across Columbus (East, West, and Downtown) reducing travel burden; Extended hours (up to 9:00am-6:00pm) accommodate working customers; Licensed and regulated pawn shop with state compliance documentation visible. Areas to consider: High effective interest rates on pawn loans (typically 120-240% APR depending on loan term and state regulations); Risk of losing valuable personal items if unable to repay loan by maturity date.
In the Pawn Shops category, comparable providers include Apex Capital Corp, Cascade Gold, Pawn, and Loan, Pawn Shop. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
E-Z Cash Pawn Shop is profile signals for Columbus-area residents who own valuable items and are researching emergency-cash options with no-credit-qualification claims to verify. The main caveat is that pawn loans carry high effective interest rates and carry real risk of losing collateral if repayment cannot be made within the loan term.
Invoice factoring company specializing in freight and trucking since 1995, offering same-day to 24/7/365 funding for qualified business clients.
Google rating from 727 reviews
Profile signals: Owner-operators and trucking companies researching short-term cash access flow against freight invoices, Freight brokers, oilfield service companies, and construction firms with recurring invoice income
Family-owned pawn shop in Charlotte offering same-day cash for precious metals, jewelry, and watches with eligibility claim to verify. Provides collateral loans and buys at refinery-direct market rates.
Google rating from 330 reviews
Profile signals: People researching short-term cash access who own gold, jewelry, watches, or precious metals but have poor or no credit history, Those seeking short-term bridge financing against valuable items they wish to retain ownership of
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