Best Mortgages & Home Loans in Columbus, OH

Compare 7 mortgages & home loans companies serving Columbus, Ohio. Average rating: 4.4/5.

7 Companies 7 Rated Payday: Restricted

Ohio Lending Regulations

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury Agency: Ohio Attorney General Consumer Protection Section

Top-Rated Mortgages & Home Loans

Financial One Mortgage Corporation logo

Financial One Mortgage Corporation

Columbus-based mortgage lender offering home purchase and refinance loans since 1996, with a focus on personalized service and transparent guidance through the lending process.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Columbus area seeking personalized guidance through the mortgage process, Homeowners considering refinancing who want to understand their savings options before applying

First Ohio Home Finance, Inc. logo

First Ohio Home Finance, Inc.

Central Ohio mortgage banker specializing in real estate investment financing for multi-family and single-family properties since 2005, led by Chris Wharton.

4.4/5
Contact BBB: NR

Best for: Out-of-state real estate investors seeking Central Ohio property financing with local market expertise, First-time homebuyers in Ohio seeking personalized service and patient explanations through the mortgage process

Great American Title Agency - Westerville logo

Great American Title Agency - Westerville

Great American Title Agency provides title search, closing coordination, and title insurance services for home purchases and refinances in Ohio since 2007.

4.4/5
Contact BBB: NR

Best for: Ohio homebuyers completing residential purchases or refinances, Real estate agents and lenders seeking coordinated closing services

Nations Lending - Columbus, OH Branch - NMLS: 1272338 logo

Nations Lending - Columbus, OH Branch - NMLS: 1272338

Nations Lending is a mortgage lender offering home purchase, refinance, and personalized loan solutions through local advisors in Columbus, OH and nationwide.

4.4/5
Contact BBB: NR

Best for: Homebuyers prioritizing personalized service and direct relationships with named loan officers over online-only processes, Refinance borrowers in states outside New York seeking local phone-based advisory support

NFM Lending - Great Lakes Division logo

NFM Lending - Great Lakes Division

NFM Lending's Columbus, OH branch offers mortgage financing for home purchases, refinances, and FHA loans, backed by a nationwide lender with local team support.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking local guidance backed by national lending capacity, Active military and veterans looking for specialized mortgage support

Revolution Mortgage logo

Revolution Mortgage

Revolution Mortgage is a startup mortgage lender headquartered in Westerville, Ohio, offering home purchase and refinance mortgages across multiple states including Ohio and Texas.

4.4/5
Contact BBB: NR

Best for: Ohio homebuyers in Delaware, Fairfield, or Franklin counties seeking top-ranked local lenders, Texas homebuyers in the Houston area (The Woodlands location) looking for mortgage financing

All Mortgages & Home Loans in Columbus (7)

Financial One Mortgage Corporation logo

Financial One Mortgage Corporation

Columbus-based mortgage lender offering home purchase and refinance loans since 1996, with a focus on personalized service and transparent guidance through the lending process.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Columbus area seeking personalized guidance through the mortgage process, Homeowners considering refinancing who want to understand their savings options before applying

First Ohio Home Finance, Inc. logo

First Ohio Home Finance, Inc.

Central Ohio mortgage banker specializing in real estate investment financing for multi-family and single-family properties since 2005, led by Chris Wharton.

4.4/5
Contact BBB: NR

Best for: Out-of-state real estate investors seeking Central Ohio property financing with local market expertise, First-time homebuyers in Ohio seeking personalized service and patient explanations through the mortgage process

Great American Title Agency - Westerville logo

Great American Title Agency - Westerville

Great American Title Agency provides title search, closing coordination, and title insurance services for home purchases and refinances in Ohio since 2007.

4.4/5
Contact BBB: NR

Best for: Ohio homebuyers completing residential purchases or refinances, Real estate agents and lenders seeking coordinated closing services

Nations Lending - Columbus, OH Branch - NMLS: 1272338 logo

Nations Lending - Columbus, OH Branch - NMLS: 1272338

Nations Lending is a mortgage lender offering home purchase, refinance, and personalized loan solutions through local advisors in Columbus, OH and nationwide.

4.4/5
Contact BBB: NR

Best for: Homebuyers prioritizing personalized service and direct relationships with named loan officers over online-only processes, Refinance borrowers in states outside New York seeking local phone-based advisory support

NFM Lending - Great Lakes Division logo

NFM Lending - Great Lakes Division

NFM Lending's Columbus, OH branch offers mortgage financing for home purchases, refinances, and FHA loans, backed by a nationwide lender with local team support.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking local guidance backed by national lending capacity, Active military and veterans looking for specialized mortgage support

Revolution Mortgage logo

Revolution Mortgage

Revolution Mortgage is a startup mortgage lender headquartered in Westerville, Ohio, offering home purchase and refinance mortgages across multiple states including Ohio and Texas.

4.4/5
Contact BBB: NR

Best for: Ohio homebuyers in Delaware, Fairfield, or Franklin counties seeking top-ranked local lenders, Texas homebuyers in the Houston area (The Woodlands location) looking for mortgage financing

Affordable Housing Trust for Columbus and Franklin County logo

Affordable Housing Trust for Columbus and Franklin County

Nonprofit CDFI lender providing construction and acquisition loans for affordable housing development in Columbus and Franklin County since 2001.

4.3/5
Contact BBB: NR

Best for: Community development corporations and nonprofit developers building affordable housing, For-profit builders developing affordable rental or homeownership projects