Homes on the Hill logo

Homes on the Hill in Columbus, OH

4.1/5

HUD-approved nonprofit housing counseling agency in southwestern Franklin County, Ohio, offering free financial and housing education to homebuyers, homeowners, and renters.

Data compiled from public sources · Rating from CreditDoc methodology

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Homes on the Hill Review

Homes on the Hill Community Development Corporation (HOTH-CDC) is a Columbus-area nonprofit established in 1993 with nearly 30 years of experience in affordable housing development and counseling. Incorporated as a 501(c)(3) organization, the agency has developed over 100 owner-occupied and rental housing units and partnered with Habitat for Humanity to build more than 30 additional homes in the Hilltop neighborhood and southwestern Franklin County.

The organization provides comprehensive free services across multiple consumer segments: HUD-approved homeownership education and individual counseling for homebuyers, foreclosure prevention orientations, homeowner counseling, and renter support programs including occasional rental assistance through their Landlord Engagement Action Network (LEAN). All services are delivered by HUD-certified counselors in both English and Spanish, with no fees charged to ensure accessibility for those most in need.

HOTH-CDC distinguishes itself through its dual focus on education and direct housing development—the organization doesn't simply counsel families but actively builds and rehabilitates affordable properties in the community. Their 30-year track record in southwestern Ohio, combined with HUD approval status and multilingual counselor availability, positions them as a deeply embedded local resource. They also serve as a referral partner for lenders and realtors seeking professional counseling services for clients.

As a nonprofit dependent on grants and donations, HOTH-CDC's capacity may vary by program availability, particularly for rental assistance. Their geographic focus is limited to southwestern Franklin County rather than statewide, though they are HUD-approved to serve all Ohio residents. The organization's service quality is inherently tied to their nonprofit funding model, which creates sustainability but not growth guarantees.

Services & Features

Affordable housing property development and rehabilitation
Bilingual services in English and Spanish
Community resources and referrals
Community support programs
Financial education classes
Foreclosure prevention orientations
HUD-approved homeownership education classes
Homeowner counseling services
Individual homebuyer counseling consultations
Landlord engagement and advocacy services
Occasional rental assistance through LEAN (Landlord Engagement Action Network)
Renter counseling and support

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • HUD-approved housing counseling agency with certified counselors
  • All services provided completely free of charge
  • Nearly 30 years of direct experience in affordable housing development and community work
  • Services available in English and Spanish
  • Comprehensive service spectrum covering homebuyers, homeowners, and renters
  • Offers foreclosure prevention-specific orientations in addition to standard counseling
  • Active property development provides real community housing solutions beyond education

Cons

  • Geographic service area limited to southwestern Franklin County, though HUD-approved for all Ohio residents
  • Rental assistance availability is described as occasional, suggesting inconsistent availability
  • As nonprofit dependent on grants and donations, service capacity and program availability may fluctuate
  • Website provides limited detail on wait times, counselor accessibility, or specific program outcomes
  • No indication of virtual counseling availability or service delivery flexibility

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.9
Transparency
3.5
Ease of Use
4.2

Frequently Asked Questions

Is Homes on the Hill legitimate?

Yes. Homes on the Hill is a registered company, headquartered in Columbus, OH.

How long does Homes on the Hill take to show results?

Counseling available within 1-2 weeks of contact.

Quick Facts

Headquarters
Columbus, OH
BBB Accredited
No
Certifications
HUD-Approved
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Homes on the Hill

CreditDoc Diagnosis

Doctor's Verdict on Homes on the Hill

Homes on the Hill is best for southwestern Ohio residents—particularly first-time homebuyers, homeowners in financial distress, and renters—seeking free, trusted, HUD-approved housing counseling backed by 30 years of local community work. The main caveat is geographic limitation to southwestern Franklin County and reliance on grant funding, which may affect program availability and wait times.

Best For

  • First-time homebuyers seeking free HUD-approved education in Franklin County
  • Homeowners facing foreclosure or seeking financial counseling
  • Spanish-speaking residents needing financial or housing education
  • Renters seeking landlord dispute resolution and rental assistance resources
Updated 2026-04-29

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