Compare 15 banks companies serving Miami, Florida. Average rating: 4.2/5.
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.
Best for: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support
BB Americas Bank is a U.S.-based subsidiary of Banco do Brasil offering bilingual/trilingual banking services to U.S. citizens, permanent residents, and non-residents with checking, savings, credit cards, and loan products.
Best for: U.S.-based customers with family or business connections to Brazil needing fee-free international transfers, Portuguese or Spanish-speaking consumers preferring multilingual banking support and relationship-focused service
Banesco USA is a full-service bank offering personal and business banking with multilingual support, relationship managers, and digital banking solutions across the continental U.S. and Puerto Rico.
Best for: Spanish or Portuguese-speaking consumers seeking personalized banking relationships, Customers in Puerto Rico or with Latin American community ties
Florida-based community bank offering residential mortgages, wealth management, treasury management, and specialized services for businesses and law firms with a global reach.
Best for: Florida-based business owners seeking personalized lending relationships and quick approval timelines, High-net-worth individuals looking for comprehensive wealth management and trust services
Eastern National Bank is a community-focused bank serving South Florida and Latin America with business lending, home equity solutions, and online banking services.
Best for: Small business owners and entrepreneurs in South Florida seeking relationship-based lending, Homeowners looking to leverage home equity for debt consolidation or renovation
Emigrant Bank is the largest privately held bank in the U.S., founded in 1850, offering personal and business banking services including mortgages, investments, and commercial real estate financing.
Best for: High-net-worth borrowers seeking jumbo mortgages or non-conforming residential loans in New York area, Commercial real estate investors and developers needing portfolio-based lending with flexible underwriting
Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.
Best for: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support
BB Americas Bank is a U.S.-based subsidiary of Banco do Brasil offering bilingual/trilingual banking services to U.S. citizens, permanent residents, and non-residents with checking, savings, credit cards, and loan products.
Best for: U.S.-based customers with family or business connections to Brazil needing fee-free international transfers, Portuguese or Spanish-speaking consumers preferring multilingual banking support and relationship-focused service
Banesco USA is a full-service bank offering personal and business banking with multilingual support, relationship managers, and digital banking solutions across the continental U.S. and Puerto Rico.
Best for: Spanish or Portuguese-speaking consumers seeking personalized banking relationships, Customers in Puerto Rico or with Latin American community ties
Florida-based community bank offering residential mortgages, wealth management, treasury management, and specialized services for businesses and law firms with a global reach.
Best for: Florida-based business owners seeking personalized lending relationships and quick approval timelines, High-net-worth individuals looking for comprehensive wealth management and trust services
Eastern National Bank is a community-focused bank serving South Florida and Latin America with business lending, home equity solutions, and online banking services.
Best for: Small business owners and entrepreneurs in South Florida seeking relationship-based lending, Homeowners looking to leverage home equity for debt consolidation or renovation
Emigrant Bank is the largest privately held bank in the U.S., founded in 1850, offering personal and business banking services including mortgages, investments, and commercial real estate financing.
Best for: High-net-worth borrowers seeking jumbo mortgages or non-conforming residential loans in New York area, Commercial real estate investors and developers needing portfolio-based lending with flexible underwriting
FDIC-insured community bank in Miami-Dade offering personal banking, business lending, wealth management, and international services since 1926.
Best for: South Florida residents and business owners seeking personalized banking with local relationship management, High-net-worth individuals interested in wealth planning, trust services, and investment advisory from a stable community institution
FDIC-insured bank founded during the 1989 S&L Crisis, specializing in personal and business banking for multinational companies and foreign nationals seeking U.S. investment opportunities.
Best for: Multinational company executives and employees seeking U.S. banking services, Foreign national individuals and investors pursuing business opportunities in America
Unable to verify — website currently inaccessible. Interamerican Bank, A Fsb appears to be a federally chartered savings bank, but current operations and services cannot be confirmed.
Best for: Local banking with personal service, FDIC-insured deposits
International Finance Bank is a community bank offering personal, business, and international banking services with a focus on global clients and U.S.-based financial solutions.
Best for: International clients seeking U.S. banking services and home financing, Small to mid-sized businesses requiring personalized lending and treasury management
FDIC-insured national bank offering business and personal deposit accounts, business lending up to $15M, and merchant services with no-fee checking and competitive savings rates.
Best for: Small to mid-sized business owners seeking simple business lending with no balloon payments and transparent terms, Business owners looking for zero-fee checking with high APY rates and integrated accounting/payroll tools
Ocean Bank is Florida's largest independent, state-chartered commercial bank founded in 1982, offering personal and business banking with $7.4B in total assets and FDIC insurance.
Best for: Florida-based small to mid-sized businesses seeking commercial financing and specialized business banking services, Individual Florida residents wanting to bank with a stable, independent regional institution with strong community ties
FDIC-insured bank offering relationship-based personal and business banking with online/mobile access, commercial loans, and sweep deposit programs.
Best for: Business owners seeking personalized commercial lending and treasury management services, Customers who value relationship-based banking over digital-only or impersonal banking
FDIC-insured community bank in Miami-Dade offering personal and business banking with multilingual support in English, Spanish, and Portuguese.
Best for: Miami-Dade residents seeking relationship-focused banking with multilingual support, Spanish or Portuguese-speaking customers preferring service in their native language
Terrabank, National Association is a full-service bank offering checking and savings accounts, loans, online and mobile banking, and domestic/international financial products.
Best for: Consumers seeking traditional banking services with robust digital/mobile access options, Bilingual customers preferring English-Spanish banking support