Banks Provider Profiles in Miami, FL

Review 17 listed banks profiles associated with Miami, Florida. Average stored Google rating where available: 4.5/5.

17 Listed Profiles 1 Google-rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Provider Profiles for Banks

EdFed logo

EdFed

Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.

4.5/5

Google rating from 76 reviews

BBB: NR

Profile signals: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support

Listed Banks Profiles in Miami (17)

EdFed logo

EdFed

Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.

4.5/5

Google rating from 76 reviews

BBB: NR

Profile signals: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support

Banco Do Brasil Americas logo

Banco Do Brasil Americas

BB Americas Bank is a U.S.-based subsidiary of Banco do Brasil offering bilingual/trilingual banking services to U.S. citizens, permanent residents, and non-residents with checking, savings, credit cards, and loan products.

BBB: NR

Profile signals: U.S.-based customers with family or business connections to Brazil needing fee-free international transfers, Portuguese or Spanish-speaking consumers preferring multilingual banking support and relationship-focused service

Banesco USA logo

Banesco USA

Banesco USA is a full-service bank offering personal and business banking with multilingual support, relationship managers, and digital banking solutions across the continental U.S. and Puerto Rico.

BBB: NR

Profile signals: Spanish or Portuguese-speaking consumers seeking personalized banking relationships, Customers in Puerto Rico or with Latin American community ties

Chase Bank logo

Chase Bank

Miami's Chase Bank at 1230 SW 2nd Ave provides convenient banking services with extended Saturday hours.

BBB: NR

Profile signals: Consumers seeking comprehensive banking services including checking, savings, lending, and investment products under one institution, Business owners needing integrated banking, payment processing, and commercial credit solutions

City National Bank of Florida logo

City National Bank of Florida

Florida-based community bank offering residential mortgages, wealth management, treasury management, and listed services for businesses and law firms with a global reach.

BBB: NR

Profile signals: Florida-based business owners seeking personalized lending relationships and application-timing claims timelines, High-net-worth individuals looking for comprehensive wealth management and trust services

Eastern National Bank logo

Eastern National Bank

Eastern National Bank is a community-focused bank serving South Florida and Latin America with business lending, home equity solutions, and online banking services.

BBB: NR

Profile signals: Small business owners and entrepreneurs in South Florida seeking relationship-based lending, Homeowners looking to leverage home equity for debt consolidation or renovation

Emigrant Bank logo

Emigrant Bank

Emigrant Bank is the largest privately held bank in the U.S., founded in 1850, offering personal and business banking services including mortgages, investments, and commercial real estate financing.

BBB: NR

Profile signals: High-net-worth borrowers seeking jumbo mortgages or non-conforming residential loans in New York area, Commercial real estate investors and developers needing portfolio-based lending with flexible underwriting

Grove Bank & Trust logo

Grove Bank & Trust

FDIC-insured community bank in Miami-Dade offering personal banking, business lending, wealth management, and international services since 1926.

BBB: NR

Profile signals: South Florida residents and business owners seeking personalized banking with local relationship management, High-net-worth individuals interested in wealth planning, trust services, and investment advisory from a stable community institution

Helm Bank USA logo

Helm Bank USA

FDIC-insured bank founded during the 1989 S&L Crisis, specializing in personal and business banking for multinational companies and foreign nationals seeking U.S. investment opportunities.

BBB: NR

Profile signals: Multinational company executives and employees seeking U.S. banking services, Foreign national individuals and investors pursuing business opportunities in America

International Finance Bank logo

International Finance Bank

International Finance Bank is a community bank offering personal, business, and international banking services with a focus on global clients and U.S.-based financial solutions.

BBB: NR

Profile signals: International clients seeking U.S. banking services and home financing, Small to mid-sized businesses requiring personalized lending and treasury management

Newtek Bank, National Association logo

Newtek Bank, National Association

FDIC-insured national bank offering business and personal deposit accounts, business lending up to $15M, and merchant services with no-fee checking and competitive savings rates.

BBB: NR

Profile signals: Small to mid-sized business owners seeking simple business lending with no balloon payments and listed terms, Business owners looking for zero-fee checking with high APY rates and integrated accounting/payroll tools

Ocean Bank logo

Ocean Bank

Ocean Bank is Florida's largest independent, state-chartered commercial bank founded in 1982, offering personal and business banking with $7.4B in total assets and FDIC insurance.

BBB: NR

Profile signals: Florida-based small to mid-sized businesses seeking commercial financing and listed business banking services, Individual Florida residents wanting to bank with a stable, independent regional institution with strong community ties

Pacific National Bank logo

Pacific National Bank

FDIC-insured bank offering relationship-based personal and business banking with online/mobile access, commercial loans, and sweep deposit programs.

BBB: NR

Profile signals: Business owners seeking personalized commercial lending and treasury management services, Customers who value relationship-based banking over digital-only or impersonal banking

Regions Bank logo

Regions Bank

Regions Bank is a full-service regional bank offering checking, savings, and branch/ATM access across multiple locations including Miami, FL.

BBB: NR

Profile signals: Customers seeking traditional in-person banking with local branch access, Miami residents needing ATM networks and cash withdrawal options

Regions Bank (Drive-Thru Only) logo

Regions Bank (Drive-Thru Only)

Regions Bank's Orange Bowl Remote Drive-Thru Branch in Miami offers limited banking services through drive-thru access only, with no in-person lobby services available.

BBB: NR

Profile signals: Regions Bank customers who need convenient drive-thru access for deposits and cash withdrawals, Miami-area residents with existing Regions accounts seeking after-hours transaction alternatives

Sunstate Bank logo

Sunstate Bank

FDIC-insured community bank in Miami-Dade offering personal and business banking with multilingual support in English, Spanish, and Portuguese.

BBB: NR

Profile signals: Miami-Dade residents seeking relationship-focused banking with multilingual support, Spanish or Portuguese-speaking customers preferring service in their native language

Terrabank, National Association logo

Terrabank, National Association

Terrabank, National Association is a full-service bank offering checking and savings accounts, loans, online and mobile banking, and domestic/international financial products.

BBB: NR

Profile signals: Consumers seeking traditional banking services with robust digital/mobile access options, Bilingual customers preferring English-Spanish banking support