Free Help Provider Profiles in Miami, FL

Review 7 listed free help profiles associated with Miami, Florida. Average stored Google rating where available: 4.8/5.

7 Listed Profiles 2 Google-rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Provider Profiles for Free Help

IRS Debt-Free, Inc. logo

IRS Debt-Free, Inc.

Miami-based tax preparation and IRS representation firm offering filing services, back tax resolution, and IRS debt relief solutions for individuals and small businesses.

4.8/5

Google rating from 26 reviews

BBB: NR

Profile signals: Miami-area individuals and small business owners with IRS tax debt, back taxes, or unresolved tax notices, Bilingual Spanish-speaking taxpayers seeking IRS representation and tax services

United Way Center for Financial Stability logo

United Way Center for Financial Stability

United Way Center for Financial Stability offers free financial coaching, credit counseling, tax preparation, and resource referrals across three Miami-Dade County locations to help working families achieve financial independence.

4.7/5

Google rating from 14 reviews

BBB: NR

Profile signals: Working families and individuals in Miami-Dade County struggling with the rising cost of living and financial instability, People seeking credit-score context to review and develop debt reduction strategies with guidance context

Listed Free Help Profiles in Miami (7)

IRS Debt-Free, Inc. logo

IRS Debt-Free, Inc.

Miami-based tax preparation and IRS representation firm offering filing services, back tax resolution, and IRS debt relief solutions for individuals and small businesses.

4.8/5

Google rating from 26 reviews

BBB: NR

Profile signals: Miami-area individuals and small business owners with IRS tax debt, back taxes, or unresolved tax notices, Bilingual Spanish-speaking taxpayers seeking IRS representation and tax services

United Way Center for Financial Stability logo

United Way Center for Financial Stability

United Way Center for Financial Stability offers free financial coaching, credit counseling, tax preparation, and resource referrals across three Miami-Dade County locations to help working families achieve financial independence.

4.7/5

Google rating from 14 reviews

BBB: NR

Profile signals: Working families and individuals in Miami-Dade County struggling with the rising cost of living and financial instability, People seeking credit-score context to review and develop debt reduction strategies with guidance context

Cuban American National Council, Inc. - Miami logo

Cuban American National Council, Inc. - Miami

Cuban American National Council (CNC) is a Miami-based nonprofit organization providing free community programs, educational services, and support for Hispanic families across all age groups.

BBB: NR

Profile signals: Hispanic families with school-age children seeking free after-school enrichment programs, Community members looking for free educational and support services in Miami

Little Haiti Housing Association, Inc. logo

Little Haiti Housing Association, Inc.

Haitian American Community Development Corporation provides affordable housing, homeownership counseling, and financial education to underserved communities in South Florida since 1987.

BBB: NR

Profile signals: First-time homebuyers in South Florida seeking free or low-cost homeownership counseling, Haitian American community members and underserved populations seeking affordable rental housing

Neighborhood Housing Services of South Florida logo

Neighborhood Housing Services of South Florida

Non-profit housing counselor providing HUD-certified homebuyer education, first-time homeowner loans, and housing crisis assistance across South Florida.

BBB: NR

Profile signals: First-time homebuyers in South Florida seeking HUD-certified education and mortgage guidance, Renters facing eviction or foreclosure looking for crisis prevention counseling

Trinity Empowerment Consortium, Inc. logo

Trinity Empowerment Consortium, Inc.

Non-profit homeownership and financial empowerment organization offering free and membership-based counseling, tax assistance, and credit coaching for first-time homebuyers and existing homeowners in South Florida.

BBB: NR

Profile signals: First-time homebuyers in South Florida seeking personalized mortgage-readiness coaching and education, Spanish and Haitian Creole-speaking individuals needing accessible financial counseling

Xpress Tax Multiservices logo

Xpress Tax Multiservices

Family-owned tax preparation and accounting firm offering personal, business, and corporate tax services, bookkeeping, payroll management, and notary services in Florida.

BBB: NR

Profile signals: Small business owners needing personal and business tax filing with ongoing bookkeeping support, Self-employed individuals and freelancers requiring payroll, sales tax, and quarterly tax planning